• 제목/요약/키워드: Financial Access

검색결과 293건 처리시간 0.031초

OTACUS: 간편URL기법을 이용한 파라미터변조 공격 방지기법 (OTACUS: Parameter-Tampering Prevention Techniques using Clean URL)

  • 김귀석;김승주
    • 인터넷정보학회논문지
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    • 제15권6호
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    • pp.55-64
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    • 2014
  • 웹 애플리케이션에서 클라이언트와 서버간의 정보전달의 핵심요소인 URL 파라미터는 F/W이나 IPS등의 네트워크 보안장비를 별다른 제약없이 통과하여 웹서버에 전달된다. 공격자는 이렇게 전달되는 파라미터를 변조하여 조작된 URL을 요청하는 것만으로도 인가받지 않은 기밀정보를 유출하거나 전자상거래를 통하여 금전적 이익을 취할 수 있다. 이러한 파라미터변조 취약점은 해당 애플리케이션의 논리적 판단에 의해서만 조작여부를 확인할 수 있어 웹 방화벽에서 차단할 수 없다. 이에 본 논문에서는 기존 방지기법의 취약점을 점검하고 이를 보완하는 OTACUS (One-Time Access Control URL System)기법을 제시한다. OTACUS는 파라미터가 포함된 복잡한 URL을 단순화 하는 간편URL기법을 이용하여 공격자에게 URL노출을 막음으로써 POST이나 GET방식으로 서버로 전달되는 파라미터의 변조를 효과적으로 차단할 수 있다. 실제 구현된 OTACUS의 성능 실험결과 3%이내의 부하가 증가함을 보여 안정적인 운영이 가능함을 증명한다.

자원 렌트와 이익의 개념 및 측정에 관한 연구 (The Concept and Mesurement of Resource Rent and Profit)

  • 남수현
    • 수산경영론집
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    • 제49권1호
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    • pp.67-89
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    • 2018
  • In fisheries, as well as in other natural resource-based industries, there is difference between profit and rent. The former is a basic indicator for gauging the business performance of firms, while the latter is for the evaluation of the contribution of resources and industry to economic welfare. Put simply, resource economists are mainly concerned about rent, including pure resource rent and producer surplus (intra-marginal rent [IMR]). In other hand, business economists are mainly concerned about the profitability of the firms comprising the industry. In the academic literature, there are not always clear definitions of the profit and rent concepts and their use in actual analyses. This article will mainly discuss and clarify differences and similarities in profit and rent concepts. In the classical fisheries economic model with one-dimensional homogenous effort and a constant cost per unit of effort, no rent exists in open-access equilibrium. A simple change in this model, for example by introducing heterogeneous effort, opens it to the existence of rent, specifically IMR, at open-access equilibrium. We estimated resource rent and profit from the data using SNA(system of national accounts) and accounting data methods. RR(resource rent) is composed of value-added, compensation of employees, consumption of fixed capital and normal profit in SNA. RR(resource rent) is composed of EBT, Depreciation of fishing rights, financial costs of fishing rights and calculated interests on equity in accounting data methods. We found that the result of two methods is equal. RR is composed of excess profit, rent and interest expenses. In Korea, the magnitude of RR and profit is not different significantly.

사자(死者)의 디지털 정보에 관한 연구 (A Research on the Digital Information of the Deceased)

  • 김영환
    • 한국컴퓨터정보학회논문지
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    • 제15권12호
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    • pp.247-253
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    • 2010
  • 최근, 인터넷 이용자가 갑작스런 사고로 사망했을 때 개인의 블로그와 이메일, 금융자산 등을 상속인 또는 이해 관계인에게 양도할 수 있는 이른바 '디지털 유산' 개념을 도입해야 한다는 목소리가 높아지고 있다. 이는 미국에서 2004년 11월 이라크에서 전사한 저스틴 엘스워스(Ellsworth)의 아버지가 아들의 야후 이메일 계정에 대한 접근권을 야후 측에 요구한 소송을 제기한 사건을 계기로, 국내에서는 사회적으로 큰 인기를 얻고 있던 연예인들의 자살 사건 이후, 이들과 관련된 블로그나 홈페이지의 처리와 관련된 문제와 지난 천안함 사태시 전몰장병들의 부모들이 아들의 홈페이지나 이메일 계정에 대한 접근을 요청하면서, 사회적으로 뜨거운 감자가 되고 있다. 이러한 논의의 쟁점은 크게 사자(死者)의 디지털 정보의 재산성에 대한 문제와 사자(死者)와 인터넷서비스제공자(ISP; InternetService Provider)와의 관계에 집중되는데, 이 연구에서는 사자(死者)의 디지털 정보에 대해 관련 판례의 동향과 법률들을 중심으로 살펴보고 향후 관련 연구에의 기초자료를 제공하고자 한다.

PC를 이용한 선박조종연습 DESKTOP Simulator개발에 관한 연구 (A Study on the Development of PC-based DestTop Ship Maneuvering Simulator for trainning purpose)

  • 허용범;윤점동
    • 한국항해학회지
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    • 제20권2호
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    • pp.1-13
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    • 1996
  • Most of the ShipHandling Simulators of full-mission-bridge system need vast area to install and even PC-based maneuvering simulators are often equipped with Steering Wheel or Engine Telegraphe etc. of data input interface, which necessarily makes the user face with excessive financial burden. These have been one of the obstacles for the officers, captains, pilots and students in access to maneuvering simulation whenever they want to try it in advance prior to actual ship maneuvering. Subsequently, all the officers and captains come to have little chances to train themselves until they arualified as a pilot after a long period of time of realship maneuvering practice on board, which means they have to control they have to control their own ship at sea without clear understanding on her maneuverability when they are forced to do it on the way. And these lack of capability for maneuvering have used so often to result in marine casualties of collision with other ships or pier facilities while maneuvering in harbor. To prevent those accidents by means of enhancing their maneuvering ability, PC-based DeskTop Simulator that allows anyong to access readily at anytime is needed and in conformation to such demand this simulator has been developed. The Software this simulator written in Turbo Pascal Ver. 5.0 has adopted MMG mathmatical model theoretically in part and also it was designed to make it possible that all numeric data inputs and outputs with graphic presentation for maneuvering operation be carried out just only with keyboard and monitor console. With the Simulation software, all the officers, captains, pilots and even students who has a proper computer at hand are expected to be able to make an attempt to simulate the maneuvering of their ownship or any other types of them at any port in which they want to do it.

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동부 르완다 쌀 농업인의 기후변화에 대한 적응 방법 결정 요인 (Determinant Factors of Rice Farmers' Selection of Adaptation Methods to Climate Change in Eastern Rwanda)

  • 부테라 토니;김태균;최세현
    • 한국유기농업학회지
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    • 제30권2호
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    • pp.241-253
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    • 2022
  • The negative impact of climate change on the agricultural sector is rapidly increasing, and it is urgent to prepare policies at the government level to mitigate it. In the case of Rwanda's agricultural sector, which lacks the government's budget and farmers' capital, efficient and effective policy implementation is of paramount importance. To this end, rather than establishing related policies in the public sector from the top down, it is necessary to establish a bottom-up customized policy that is reflected in policy establishment by identifying the characteristics and behaviors of farmers who actually participate in adaptation activities. In this study, the effects of farmers' characteristics and farmers' perception status/adaptation status to climate change on the selection of adaptation methods for climate change were analyzed. 357 rice farmers randomly selected from Eastern Rwanda were surveyed to explore the information related to farmers' perception to climate change and adaptation methods as well as basic information of the farm. Research shows that the probability of selecting a variety of adaptation methods rather than not responding to climate change increases the younger the age, the higher the education level, and the easier access to climate information and credit. As a policy proposals, it is judged that public support such as strengthening agricultural technology support services, including more detailed guidance for elderly and low-educated farmers, and improving access to farm loan services by agricultural financial institutions is needed. In addition, it is necessary to adjust the planting time and cultivation method, provide timely information related to climate change, and provide crop variety improvement services to farmers.

Management of plant genetic resources at RDA in line with Nagoya Protocol

  • Yoon, Moon-Sup;Na, Young-Wang;Ko, Ho-Cheol;Lee, Sun-Young;Ma, Kyung-Ho;Baek, Hyung-Jin;Lee, Su-Kyeung;Lee, Sok-Young
    • 한국작물학회:학술대회논문집
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    • 한국작물학회 2017년도 9th Asian Crop Science Association conference
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    • pp.51-52
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    • 2017
  • "Plant genetic resources for food and agriculture" means any genetic material of plant origin of actual or potential value for food and agriculture. "Genetic material" means any material of plant origin, including reproductive and vegetative propagating material, containing functional units of heredity. (Internal Treaty on Plant Genetic Resources for Food and Agriculture, ITPGRFA). The "Nagoya Protocol on Access to Genetic Resources and the Fair and Equitable Sharing of Benefits Arising from their Utilization (ABS) to the Convention on Biological Diversity (shortly Nagoya Protocol)" is a supplementary agreement to the Convention on Biological Diversity. It provides a transparent legal framework for the effective implementation of one of the three objectives of the CBD: the fair and equitable sharing of benefits arising out of the utilization of genetic resources. The Nagoya Protocol on ABS was adopted on 29 October 2010 in Nagoya, Japan and entered into force on 12 October 2014, 90 days after the deposit of the fiftieth instrument of ratification. Its objective is the fair and equitable sharing of benefits arising from the utilization of genetic resources, thereby contributing to the conservation and sustainable use of biodiversity. The Nagoya Protocol will create greater legal certainty and transparency for both providers and users of genetic resources by; (a) Establishing more predictable conditions for access to genetic resources and (b) Helping to ensure benefit-sharing when genetic resources leave the country providing the genetic resources. By helping to ensure benefit-sharing, the Nagoya Protocol creates incentives to conserve and sustainably use genetic resources, and therefore enhances the contribution of biodiversity to development and human well-being. The Nagoya Protocol's success will require effective implementation at the domestic level. A range of tools and mechanisms provided by the Nagoya Protocol will assist contracting Parties including; (a) Establishing national focal points (NFPs) and competent national authorities (CNAs) to serve as contact points for information, grant access or cooperate on issues of compliance, (b) An Access and Benefit-sharing Clearing-House to share information, such as domestic regulatory ABS requirements or information on NFPs and CNAs, (c) Capacity-building to support key aspects of implementation. Based on a country's self-assessment of national needs and priorities, this can include capacity to develop domestic ABS legislation to implement the Nagoya Protocol, to negotiate MAT and to develop in-country research capability and institutions, (d) Awareness-raising, (e) Technology Transfer, (f) Targeted financial support for capacity-building and development initiatives through the Nagoya Protocol's financial mechanism, the Global Environment Facility (GEF) (Nagoya Protocol). The Rural Development Administration (RDA) leading to conduct management agricultural genetic resources following the 'ACT ON THE PRESERVATION, MANAGEMENT AND USE OF AGRO-FISHERY BIO-RESOURCES' established on 2007. According to $2^{nd}$ clause of Article 14 (Designation, Operation, etc. of Agencies Responsible for Agro-Fishery Bioresources) of the act, the duties endowed are, (a) Matters concerning securing, preservation, management, and use of agro-fishery bioresources; (b) Establishment of an integrated information system for agro-fishery bioresources; (c) Matters concerning medium and long-term preservation of, and research on, agro-fishery bioresources; (d) Matters concerning international cooperation for agro-fishery bioresources and other relevant matters. As the result the RDA manage about 246,000 accessions of plant genetic resources under the national management system at the end of 2016.

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우리나라 해운물류기업의 부채특성과 기업투자활동과의 관계에 관한 연구 (A Study on the Relevance between Debt-ratio Characteristics and Investment Activity in the Korean Shipping Firms)

  • 이성윤;김현덕;안기명
    • 한국항만경제학회지
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    • 제29권2호
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    • pp.19-38
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    • 2013
  • 해운기업의 경우 선박과 같은 설비자산에 대한 타인자본의존도가 높아 자본구조를 포함한 재무건전성에 대한 관리가 여타 산업에 비해 높은 특징을 가지고 있다. 아울러 선박과 같은 자산의 확보에 거대 자본이 소요되는 만큼 조달비용을 포함한 자본비용과 장기지불능력을 동시에 고려해야 하는 특징도 가지고 있다. 즉, 투자에 따라 창출될 미래현금흐름이 자본비용뿐만 아니라 장기부채비용까지 보존되어야하는 것이다. 이를 바탕으로 본 연구는 타인자본조달이 중요한 해운기업들을 대상으로 부채 및 기업특성변수와 기업의 투자활동과의 관련성을 알아보고자 하였으며, 자산대비 부채비율, 부채만기, 금융비용 부담률이 해운기업의 투자활동 현금흐름과 관련성이 있는 것으로 나타났다. 아울러 부채가 증가할수록 투자활동현금흐름이 위축되는 결과를 보여주었으며, 기업규모가 작고 경기가 불황일수록 자본의 조달비용측면에 더욱 민감한 것으로 분석되었다. 반면 기업규모가 크고 상대적으로 호황일수록 자본조달비용측면보다는 자본구조에 더 민감한 나타났다. 결국 해운기업의 경우 부채관련 요인이 주요한 투자활동 변수임과 동시에 기업규모와 경기변화에 따라 투자의사결정요인이 다른 양상을 가짐을 시사해주고 있다.

사용자의 지각된 통제력이 디지털 금융서비스 이용의도에 미치는 영향: 프라이버시 염려 조절효과를 중심으로 (Effects of Perceived Control on Usage Intention toward Digital Finance Service: Moderating Role of Privacy Concern)

  • 강준모;박철
    • 경영정보학연구
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    • 제25권4호
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    • pp.161-181
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    • 2023
  • 코로나19 이후 소비생활 환경의 비대면화가 급격히 앞당겨지면서, 변화하는 비대면 금융생활서비스는 소비자의 일상에 큰 영향을 미치고 있다. 이처럼 필수재화가 된 디지털 기기·서비스를 이용하지 못하는 국민은 일상생활뿐 만 아니라 사회·경제 전반에서 소외되는 '디지털 사각지대'에 내쳐질 위험이 높아지고 있다. 이에 본 연구에서는 지각된 통제력 요인인 인지 통제력, 행동 통제력, 결정통제력이 디지털 금융서비스 이용의도에 미치는 영향을 분석하였다. 본 연구를 위해 디지털금융을 알고 있으면서 이용의도가 있는 133명의 고객을 대상으로 설문조사를 실시하였다. 연구결과 인지 통제력, 행동 통제력, 결정 통제력은 디지털 금융서비스 이용의도에 유의적인 영향을 미치는 것으로 나타났다. 또한 프라이버시 염려에 대한 조절효과는 결정 통제력이 디지털 금융서비스 이용의도에 미치는 영향에서 유의하게 나타났다. 이러한 결과를 바탕으로 디지털 금융서비스 기업이 고객의 지각된 통제력을 관리할 수 있는지에 대한 시사점을 제시하였다.

습지총량제 도입에 따른 문제점과 개선방안에 대한 연구 (Studies on Problems and Improvement of Introducing No Wetland Loss)

  • 김윤정;이상돈
    • 환경영향평가
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    • 제18권4호
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    • pp.235-243
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    • 2009
  • Wetlands considered to be an important natural resources because they provide biodiversity and habitat for species to breed and survive. In this regard, many countries in the world provide wetlands and have policies and laws to protect them. In Korea we hosted RAMSAR COP-10 at Changwon in 2008 representing Korea's endeavor to wetland protection. But, in the process of development Wetlands are easy target to be lost due its easy access and the laws and regulations to protect them are relatively weak. Thus, this research focused on the introduction of No Wetland Loss(NWL) and we can achieve wetland protection in the economy market ways. Thus, NWL should consider 1) a clear definition of NWL and harmony and consensus of introduction of NWL, 2) considering most wetlands be private we need a financial support for securing wetlands, 3) inventories for wetlands in Korea, draw a line of demarcation, technic to evaluate wetlands, 4) wetland restoration considering function of ecosystem not total amount of wetlands. Wetland protection should be a part of Basic Law of Water Management which in its progress and we need further studies on wetland protection because of watershed management, deserted agricultural paddies, etc.

Determinants Influencing Information Transparency in Vietnamese Commercial Banks

  • NGUYEN, Minh Phuong;NGUYEN, Thi Hong Hai;HOANG, Phuong Dung;TRAN, Manh Dung;PHAM, Quang Trung
    • The Journal of Asian Finance, Economics and Business
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    • 제7권12호
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    • pp.895-907
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    • 2020
  • Information transparency ensures that market players all have the opportunity to access the same information to come up with their assessment of the banks' financial situation, performance and risks to reach effective investment decisions. This research is conducted to investigate the levels of impact of determinants on information transparency by examining the case studies of Vietnamese commercial banks. This study combines both qualitative and quantitative research methods, based on interviews of 32 specialists in banking, accounting and auditing fields, which were conducted to explore determinants influencing information transparency and to develop measurement scales. Then, a survey of 160 managers of commercial banks, audit firms, and accounting managers of firms who frequently had transactions with banks was carried out to investigate the statistical significance of these determinants. The results show that, out of seven determinants that have significant impacts on the banks' information transparency, commitment from banks' senior management regarding transparency in information disclosure has the highest impact, followed by state governance, auditing, information infrastructure, credit rating agencies, personnel and bank performance. Accordingly, we provide some recommendations for improving information transparency in the Vietnamese banking industry context as a case study and in emerging countries context in general.