• 디지털융복합연구
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• 제16권12호
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• pp.267-281
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• 2018

국내 금융산업 혁신 가속화를 위해 도입된 인터넷전문은행은 단기간에 고객 기반을 확보했으나 지속적으로 이용되지 못하고 있다. 금융상품은 동질성이 높기 때문에 상품의 객관적인 특성보다 개인의 주관적인 정서에 대한 고려가 필요하다. 본 연구의 목적은 정적 정서와 부적 정서 요인이 지속사용의도에 미치는 영향을 실증하는 것이다. 선행 연구인 후기수용 모델 및 감정 측정 척도 PANAS를 기반으로 연구 모형을 도출하였고, 사용자 설문 결과를 구조방정식으로 분석하였다. 연구결과 정적 정서는 지속사용의도에 유의한 정의 영향을, 부적 정서는 지속사용의도에 유의한 부의 영향을 미치는 것을 확인하였다. 또한 인지된 유용성은 부적 정서에 유의한 부의 영향을 미치고, 기대일치는 부적 정서보다 정적 정서에 더 큰 영향을 미치는 점이 발견되었다. 연구 결과에 따라 인터넷전문은행은 사용자의 정적 정서를 강화하고 부적 정서를 최소화하며, 특히 기대일치에 부합하여 정적 정서를 강화함으로써 고객의 지속사용을 유도할 수 있다.

• Asia pacific journal of information systems
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• 제24권3호
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• pp.325-344
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• 2014

Technical support of Window XP ended in March, 8, 2014, and it makes OS(Operating System) users fall in a state of confusion. Sudden decision making of OS upgrade and replacement is not a simple problem. Firms need to change the long term capacity plan in enterprise IS management, but they are pressed for time and cost to complete it. Individuals can not help selecting the second best plan, because the following OSs of Window XP are below expectations in performances, new PC sales as the opportunities of OS upgrade decrease, and the potential risk of OS technical support ending had not announced to OS users at the point of purchase. Microsoft as the OS vendors had not presented precaution or remedy for this confusion. Rather, Microsoft announced that the technical support of the other following OSs of Wndow XP such as Window 7 would ended in two years. This conflict between OS vendor and OS users could not happen in one time, but could recur in recent future. Although studies on the ways of OS user protection policy would be needed to escape from this conflict, few prior studies had conducted this issue. This study had challenge to cautiously investigate in such OS user's reactions as the confirmation with OS user's expectation in the point of purchase, three types of justice perception on the treatment of OS vendor, psychological contract violation, satisfaction and the other betrayal behavioral intention in the case of Window XP technical support ending. By adopting the justice perception on this research, and by empirically validating the impact on OS user's reactions, I could suggest the direction of establishing OS user protection policy of OS vendor. Based on the expectation-confirmation theory, the theory of justice, literatures about psychological contract violation, and studies about consumer betrayal behaviors in the perspective of Herzberg(1968)'s dual factor theory, I developed the research model and hypothesis. Expectation-confirmation theory explain that consumers had expectation on the performance of product in the point of sale, and they could satisfied with their purchase behaviors, when the expectation could have confirmed in the point of consumption. The theory of justice in social exchange argues that treatee could be willing to accept the treatment by treater when the three types of justice as distributive, procedural, and interactional justice could be established in treatment. Literatures about psychological contract violation in human behaviors explains that contracter in a side could have the implied contract (also called 'psychological contract') which the contracter in the other side would sincerely execute the contract, and that they are willing to do vengeance behaviors when their contract had unfairly been broken. When the psychological contract of consumers had been broken, consumers feel distrust with the vendors and are willing to decrease such beneficial attitude and behavior as satisfaction, loyalty and repurchase intention. At the same time, consumers feel betrayal and are willing to increase such retributive attitude and behavior as negative word-of-mouth, complain to the vendors, complain to the third parties for consumer protection. We conducted a scenario survey in order to validate our research model at March, 2013, when is the point of news released firstly and when is the point of one year before the acture Window XP technical support ending. We collected the valid data from 238 voluntary participants who are the OS users but had not yet exposed the news of Window OSs technical support ending schedule. The subject had been allocated into two groups and one of two groups had been exposed this news. The data had been analyzed by the MANOVA and PLS. MANOVA results indicate that the OSs technical support ending could significantly decrease all three types of justice perception. PLS results indicated that it could significantly increase psychological contract violation and that this increased psychological contract violation could significantly reduce the trust and increase the perceived betrayal. Then, it could significantly reduce satisfaction, loyalty, and repurchase intention, and it also could significantly increase negative word-of-month intention, complain to the vendor intention, and complain to the third party intention. All hypothesis had been significantly approved. Consequently, OS users feel that the OSs technical support ending is not natural value added service ending, but the violation of the core OS purchase contract, that it could be the posteriori prohibition of OS user's OS usage right, and that it could induce the psychological contract violation of OS users. This study would contributions to introduce the psychological contract violation of the OS users from the OSs technical support ending in IS field, to introduce three types of justice as the antecedents of psychological contract violation, and to empirically validate the impact of psychological contract violation both on the beneficial and retributive behavioral intentions of OS users. For practice, the results of this study could contribute to make more comprehensive OS user protection policy and consumer relationship management practices of OS vendor.

• 대한공업교육학회지
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• 제30권1호
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• pp.19-36
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• 2005

The purpose of this study is to develop the Public Practice Center's teaching-learning model by applying blended learning strategies which is complementary to the expected problems such as expansion of the educational object and diversity of the curriculum to maximize the educational effect and to analyze activation types of the Practical Practice Center to expand the Public Practice Center's function and role by studying the document. Blended Learning Strategies are established in consideration of the following eight (8) factors ; learning environment, learning purpose, learning contents, learning time, learning place, learning type, learning media, type of interaction. It is redesigned and amended to the KEDI's individual confirmation instruction model for skill learning (1975) which is considered to be effective in the filed of education by applying features, educational contents of the Public Practice Center's teaching and merit of Blended Learning Strategies simultaneous. This model is composed of six (6) steps as shown below; 1. Understanding on the purpose and orientation 2. Observation for demonstration of fundamental skill 3. Ex on-line learning 4. Acquirement of element skill 5. Confirmation for acquirement of fundamental skill 6. After on-line learning. Further to this, this model is designed so that the above eight factors will be applied to the students effectively and the merit of e-learning and off-line practice will be mixed to the learner's expectation and satisfaction.

• 한국항공운항학회지
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• 제32권2호
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• pp.124-134
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• 2024

This study is based on the Expectation Confirmation Theory (ECT) and categorizes trust types in non-face-to-face boarding services into three dimensions: structural assurance, platform, and service provider. It analyzes the impact of these trust types on users' perceived usefulness, satisfaction, and continuous usage intentions. Using a structural equation model, the study found that the three dimensions of trust positively influence users' satisfaction and perception of usefulness, thereby promoting intentions for continuous use. However, perceived risk weakens the positive relationship between trust and continuous usage intentions. By exploring the moderating role of perceived risk in non-face-to-face boarding services, this study analyzes its impact on user behavior patterns, contributing to the optimization of service design and enhancement of user trust. This study promotes widespread acceptance and continuous use of the service, and is crucial for developing effective non-contact service strategies that meet the needs and expectations of Chinese travelers in the post-pandemic travel environment. The findings provide a new perspective and empirical evidence for understanding user attitudes and behaviors towards non-face-to-face services, holding significant theoretical and practical implications.

• 한국전자거래학회지
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• 제16권3호
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• pp.1-22
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• 2011

개인화된 맞춤형 서비스와 네트워크화 된 시스템의 확산에 따라서 사용자 인증방법도 발전하고 있다. 그러나, ID와 비밀법호 등을 이용한 기존의 사용자 인증방법은 태생적인 보안의 취약성으로 인하여 개인정보 침해에 대한 문제를 야기하고 있다. 이를 해결하기 위해 보안성이 뛰어난 사용자의 고유한 생체정보를 이용한 생체인식기술이 발전하였다. 본 연구에서는 사용자의 생체인식기술의 지속사용의도에 영향을 미치는 요인을 Oliver(l980)의 기대 일치이론 및 Bhattacherjee(2001)의 지속사용모형의 기반위에 인지된 보안성, 인지된 프라이버시, 그리고 신뢰를 확장하여 고찰하였다. 특히, 지속사용의도에 대해서 긍정적 관점과 부정적 관점을 반영하는 브라이트 시나리오와 다크 시나리오를 각각 별개의 설문응답자에게 제시함으로써, 시나리오에 의해서 영향을 받는 요인에 대하여 비교분석하였다. 연구결과 브라이트 시나리오에서 인지된 유용성과 만족이 지속사용의도에 영향을 미치는 것으로 나나났다. 인지된 프라이버시는 인지된 보안성에 영향을 미치고, 인지된 보안성은 다시 신뢰에 영향을 미쳤으며, 신뢰는 인지된 유용성과 인지된 사용용이성에 영향을 미치는 것으로 나타났다. 생체인식기술의 지속사용의도를 높이기 위해서는 만족을 높여야 하며, 만족은 기대일치와 인지된 유용성의 영향을 받는 것으로 나타났다. 이에 반하여, 다크 시나리오에 노출된 설문응답자들은 생체인식기술에 대한 부정식인 인식이 심어지게 됨으로써, 인지된 프라이버시와 인지된 보안성이 낮아졌으며, 이는 신뢰에 영향을 미치게 된다. 다크 시나리오에 노출된 용자의 신뢰는 인지된 유용성에 영향을 미치지 않게 되었으나, 인지된 사용용이성에는 여전히 영향을 미치는 것으로 나타났다.

• 유통과학연구
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• 제15권9호
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• pp.37-52
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• 2017

Purpose - This study explores the influence of franchisors' supports on franchisees financial performance, overall satisfaction and intention to remain. Research design, data, and methodology - Given the exploratory design of the investigation, purposive sampling technique was used to select twenty-six (26) franchisees as key informants for this study. In-depth face-to-face interviews were conducted leading to generation of rich qualitative data on the phenomenon of support services in the Nigeria franchise system. Results - Results indicate that at both the initial and growing stages, training and management service supports have marked influence on franchisees business outcomes. However, findings revealed that at the initial stage, the impact of training is greatest but this impact subsequently declines as franchisees master the nuances of the business. Management services on the other hand maintains a constant relevance through all stages of franchisees business. Conclusions - Three key conclusions were drawn from the findings of this study. First, the quality of initial and ongoing supports have consequences for the long-term health of franchisees and franchisors' businesses. Second, poor management of franchisees' expectations and perception of supports could damage franchise partnerships. Third, franchisees form their expectation of supports largely from the nature of initial supports provided by the franchisors.

• The Journal of Asian Finance, Economics and Business
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• 제8권3호
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• pp.1021-1034
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• 2021

The study investigates and measures the impact of the emotional intelligence orientation on audit sustainability in Vietnam. Survey data for this research were collected from 260 auditors (CPAs) currently working in auditing firms, for the period from April 2020 to July 2020. In this study, we have built a model with two dependent variables (Emotional intelligence orientation and Audit sustainability) and six independent variables (Proactive audit vision, Continuous audit development, Dynamic audit experience, Audit environmental change, Stakeholder expectation pressure, Advocacy culture). The research methods used include Cronbach's Alpha test, exploratory factor analysis (EFA), confirmation factor analysis (CFA) and linear structural model analysis (SEM). The results showed that (1) Proactive audit vision, (2) Continuous audit development, (3) Dynamic audit experience, (4) Audit environmental change, (5) Stakeholder expectation pressure are positively related to emotional intelligence orientation. However, Advocacy culture is not positively related to Emotional intelligence orientation. The findings of this study suggest that emotional intelligence orientation positively impacts audit sustainability (similar to the findings by Thapayom, Ussahawanitchakit, & Boonlua, 2017, 2018 in Thailand). The results of this study provide a scientific basis for managers at auditing firms to make appropriate decisions to improve auditing activities in the coming years.

• 한국정보시스템학회지:정보시스템연구
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• 제17권3호
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• pp.175-204
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• 2008

Ubiquitous computing is enhancing computer use by making many computers available throughout the physical environment without being noticed to the users. To facilitate successful adoption and diffusion of ubiquitous systems, it is important to find out the factors affecting their uses. Although researches related to ubiquitous computing have been vigorously conducted from the aspect of system and service provider, there have been very few studies that focus on the user's perspective. This study attempts to find out major factors which are dedicated to the development of ubiquitous systems and services and the relationships between these factors and user satisfaction factors. This study derived the specific factors that characterize ubiquitous services, such as ubiquity, contextual offer, user affinity, privacy, reliability, responsiveness, assurance, and empathy. We also considered service quality factors of ubiquitous services. Then these factors were combined with the Expectation Confirmation Theory (ECT) model and the path analysis was applied to find out the factors affecting user satisfaction and the intention to use the systems. The research findings indicate that ubiquity, contextual offer, privacy, reliability, and responsiveness affect the perceived usefulness. The perceived ease of use and confirmation were found to affect the perceived usefulness. The perceived usefulness, perceived ease of use, and confirmation fumed out to influence the satisfaction. It turned out that the result of this study on the relationship between the perceived usefulness and user satisfaction was identical with the findings in previous related ECT researches. We think this study makes two significant contributions to the development of ubiquitous services. First, this study provides basic implications for better ubiquitous services by considering important characteristics of ubiquitous systems as services. Second, this study also suggests important factors that need to be considered when ubiquitous service providers develop new ubiquitous services to improve user satisfaction and the intention to use the services.

• 한국컴퓨터정보학회논문지
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• 제28권10호
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• pp.277-289
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• 2023

이 연구의 목적은 소비자들이 라이브 스트리밍 전자상거래에 대한 지속적인 사용 의도에 영향을 주는 메커니즘을 탐구하고, 기업들이 라이브 스트리밍 활동을 최적화하고 소비자의 쇼핑 경험을 향상시키기 위한 전략적 제안을 제공하는 것입니다. 본 논문에서는 UTAUT2와 ECM 두 가지 이론 모델을 창의적으로 결합하여 종합 연구 프레임워크를 구축하였습니다. 이 프레임워크는 소비자의 지속적 사용 의도에 영향을 주는 다차원 변수를 전반적으로 밝혀냄과 동시에 각 변수들간의 상호 관계에 대해 깊게 탐구하였습니다. 우리는 설문 조사를 통해 데이터를 광범위하게 수집하였고, 구조방정식 모델링 및 Bootstrapping 방법을 사용하여 분석하였습니다. 연구 결과 성과 예상이 지속적 사용 의도 결정에서 핵심 역할을 하는 것으로 밝혀졌으며; 만족도는 성과 예상 등 4개의 변수와 지속적 사용 의도 사이에서 중요한 매개 효과를 나타냈으며; 기대 확인도는 만족도 향상 측면에서 가장 두드러진 결과를 보였습니다.

• 지식경영연구
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• 제12권4호
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• pp.41-54
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• 2011

Given the prevalence of home trading systems, it has become important to examine user behaviors in a stock investment environment. In this vein, this paper developed an integrated model to deeply understand the key determinants of user's continuance intention to use investment information through constructs prescribed by incorporating trust and perceived risk into expectation-confirmation model. The proposed research model was tested by using survey data collected from 160 users who have experience with stock investment. PLS (partial least squares) was employed for the analysis of the data. The findings of this study showed that the proposed framework provides a statistically significant explanation of the variation in continuance intention to search investment information. The findings revealed that trust and perceived risk are more prevalent predictors of continuance intention to use investment information compared to perceived usefulness. It was also found that user satisfaction serves as the salient antecedents of continuance intention to use investment information. The theoretical and practical implications of the findings were described.