• 제목/요약/키워드: Estimation of indemnity

검색결과 4건 처리시간 0.018초

의료사고시 환자로부터의 배상요구경험과 지불한 배상액에 영향을 미치는 요인에 대한 분석 (A Study on Experience of the Indemnity Request from Patiences and Indemnity Paid of Malpractice)

  • 민혜영;손명세
    • 보건행정학회지
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    • 제9권2호
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    • pp.95-117
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    • 1999
  • The purposes of the study was to analysis the factors on the physicians' indemnity experience and indemnity on malpractice. Data was collected from mail interview for the physicians from August, to October in 1996. Questions were asked to the physician who selected with random sample(n=8.338) about the opinion of malpractice insurance. experience that he(she) have requested the indemnity from patience. context of experienced indemnity and demographic characteristics of physician and patience. Response rate is 37.5%(n=3,124). This study was analyzed in two levels' the first. influential factors on whether physician has experience of indemnity and the second. influential factors of indemnity among physicians who had experienced the indemnity. The major findings were as follows : 1. Logistic regression on whether physicians had experience of indemnity request was conducted. And it indicated that statistically meaningful variables of model 1 (about all physicians) were department of surgery, physicians who have intention of insurance fee, physician age and income, physicians who owned the hospitals and statistically meaningful variables of model 11 (about physicians who owned the hospital) were department of surgery and internal treatment. 2. Multiple regression on the influential factors on indemnity was conducted. And it showed that statistically meaningful variables in model 1 were method of malpractice quarrel(physician association), whether physician had malpractice, whether suit succeeded, physician age, average practice time and income and whether physician owned the hospital and statistically meaningful variables of model 11 were whether physician had malpractice, number of outpatient, number of beds. As the conclusion, the thesis was examined about the variables related with experience of indemnity and cost of malpractice. But in order to prevent malpractice and promote medical quality, the reasonable system to solve a malpractice have to settle and cost estimation on malpractice is essential. Therefore an advanced research is progressed with methodology to decide the indemnity bases.

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인슈어테크(InsurTech)산업에서의 인공지능(AI)을 활용한 보험서비스 마케팅사례 연구 (Case Studies for Insurance Service Marketing Using Artificial Intelligence(AI) in the InsurTech Industry.)

  • 조재욱
    • 디지털융복합연구
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    • 제18권10호
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    • pp.175-180
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    • 2020
  • 최근 활성화 되고 있는 인슈어테크(InsurTech) 산업에서의 인공지능(AI)을 활용한 보험서비스 마케팅 사례연구를 통해, 보험산업 생태계에서 혁신적인 기술(예: 인공지능, 기계학습 등)이 어떻게 활용되고 있는지 살펴보았다. 특히, 국내·외 서비스 사례연구를 통해 인공지능기술을 활용하여 파괴적 혁신을 가져온 미국의 레모네이드(Lemonade)사의 챗봇을 이용한 신속하고, 간편한 보험가입 및 보험금 지급 서비스, 국내 AI컴퍼니의 광학 문자 인식(OCR)기반의 진단서 입력을 통해 예상 보험금이 산출되는 보험금 산정서비스를 고찰해 보았다. 사례분석 결과 인공지능 기반의 수많은 고객데이터를 활용한 기계학습을 통해 보험 가입 및 지급 절차에 있어 리드타임을 획기적으로 단축하였고, 고객과 보험사간의 분쟁이 많은 보험금 산정에 있어서도 정확하고 합리적인 보험금을 산출함으로써, 고객만족과 고객가치를 높일 수 있었다.

Construction Delay Risk and its Prevention Measures

  • Acharya, Nirmal Kumar;Lee, Young-Dai;Im, Hae-Man
    • 한국건설관리학회:학술대회논문집
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    • 한국건설관리학회 2006년도 정기학술발표대회 논문집
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    • pp.268-270
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    • 2006
  • The purpose of this paper was to explore delay avoiding measures and strategies. The paper was based on previous work of authors on finding delay causes. Firstly, the paper has discussed about delay avoidance measures prescribed by the previous work. As the previous study identified five main causes of construction delays, various measures and strategies to overcome those delay problems have been discussed in sequence in the last sections. Major delay prevention strategies are: involving stakeholders in the project decisions, outreach program, realistic time and resource estimation, try to adjust the triple constraints of time, cost and scope, ensure fair and complete disclosure of information at an early stage of the construction project, contractor, itself should inquire about patent design errors prior to submitting its bid, owner should include in its contract with the consultant an indemnity (protection) clause etc.

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IoT 환경에서 안전한 통신을 위한 세션 키 기반 접근 제어 기법의 설계 및 평가 (Design and Estimation of a Session Key based Access Control Scheme for Secure Communications in IoT Environments)

  • 진병욱;정동욱;차시호;전문석
    • 디지털산업정보학회논문지
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    • 제12권1호
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    • pp.35-41
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    • 2016
  • Internet of Things (IoT) services are widely used in appliances of daily life and industries. IoT services also provide various conveniences to users and are expected to affect value added of all industries and national competitiveness. However, a variety of security threats are increased in IoT environments and lowers reliability of IoT devices and services that make some obstacles for commercialization. The attacks arising in IoT environments are making industrial and normal life accidents unlike existing information leak and monetary damages, and can expand damage scale of leakage of personal information and privacy more than existing them. To solve these problems, we design a session key based access control scheme for secure communications in IoT environments. The proposed scheme reinforces message security by generating session key between device and access control network system. We analyzed the stability of the proposed access scheme in terms of data forgery and corruption, unauthorized access, information disclosure, privacy violations, and denial of service attacks. And we also evaluated the proposed scheme in terms of permission settings, privacy indemnity, data confidentiality and integrity, authentication, and access control.