• 한국경영정보학회:학술대회논문집
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• 한국경영정보학회 2007년도 International Conference
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• pp.699-704
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• 2007

In this study, we examine why there exist different legal systems in electronic commerce or online financial trading. When a fraud online transaction occurs and the online customer disputes the transaction, the online customer takes responsibility for the proof of her/his argument in many European countries while in the U.S., the burden of proof lays on the firm. This paper analyzes how these two different legal systems exist and how these can be applied to electronic commerce law. In particular, this paper intends to find the optimal level of e-commerce firms' investment on security and analyzes how security investments can be related to firm's profits and consumer's welfare depending on IT infrastructure and social trust environment. More on, this paper can be contributed to provide guidelines for regulatory framework on ecommerce online transactions and discuss social welfare implications.

• 정보학연구
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• 제8권3호
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• pp.159-176
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• 2005

The Purpose of this Article is to analyze the special settlement and electronic settlement system in the international trade. First, Factoring is a fast, easy and flexible way to improve a company's cash flow and generate working capital for the company. Factoring can be short-term or part of an ongoing financing program. New companies can benefit as well, since there is no requirement for a long-term credit history. Second, Forfaiting is a method of trade financing that allows exporters to obtain cash and be free of all risks by selling their medium term receivables on a 'without recourse' basis. Forfaiting can be an alternative to export credit or insurance cover, especially for those transactions in which the export credit agency is not open to a particular country and/or bank. Third, The Bolero System is jointly financed by SWIFT(Society for World International Financial Telecommunications) which handles most of the electronic funds transfer for banks, and the Through Transport Mutual Assurance Association(the TT Club), a mutual insurance association most of whose members are drawn from the Multimodal transport industry or transport intermediaries. Fourth, TradeCard is a payment and settlement system that is an alternative to letters of crdeit. That is, TradeCard is a business-to-business e-commerce infrastructure that enables buyers and sellers to conduct and settle international trade transactions securely over the Internet.

• 정보학연구
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• 제1권1호
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• pp.155-172
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• 1998

전자상거래의 경제적 효과는 인터넷의 활용으로 전제적인 거래비용을 줄임으로써 기업의 구조와 사업영역을 변화시키고, 중소기업의 시장진입을 쉽게 함으로써 다양한 거래형태와 많은 이익을 안겨주고 있다. 또한 전자상거래는 검색비용, 배달시간 등을 절감시키고 소매업을 변형시켜 제품의 설계와 소비자에게 최종판매되는 공급사슬의 매개와 교환에 영향을 끼치고 있다. 따라서 전자상거래에서 얻을 수 있는 전체적인 효과는 낮은 거래비용으로 국내외적인 경쟁촉진, 품질향상과 가격하락, 기업간 상거래와 소매업의 변형을 들 수 있다.

• 통상정보연구
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• 제14권3호
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• pp.585-610
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• 2012

지금까지 전자결제 상용화 서비스를 제공하기 위한 다양한 시도는 있었으나, 실제로 상용화 서비스로 이용되고 있는 전자결제 모델은 거의 없고, 그 중에서 SWIFT의 TSU(Trade Service Utility) 만이 실현가능성이 가장 높은 것으로 평가받고 있다. 한국의 경우에는 전자무역촉진3개년사업을 통하여 e-L/C 유통관리시스템이 구축되었는데, 이는 세계 최초의 전자신용장서비스에 해당된다. SWIFT신용장을 전자신용장이라고 보는 견해가 몇몇 학자들에 의해 주장되고 있는데, 이는 신용장의 발행에서 통지에 이르기까지의 일련의 과정이 SWIFT 방식을 통해서 이루어지고 있는 현상에서 SWIFT를 통해 통지되는 신용장을 SWIFT신용장이라고 부르는 것에 지나지 않는다는 점에서 그릇된 견해라고 할 수 있다. 왜냐하면 완전한 전자신용장 시스템은 SWIFT망과 접속되어 유기적으로 연동될 수 있도록 되어야 할 뿐만 아니라 해외의 은행과 은행의 고객 간의 전자신용장 업무도 유기적으로 연결되어야만 가능한 것이기 때문이다. 본 논문의 연구 목적은 국내외 전자결제 관련 인프라 현황을 살펴보고, 향후 국제적으로 도입될 전자결제 인프라를 모색해봄으로써 우리나라 전자신용장 유통시스템의 구축과 상용화에 조금이나마 일조하고자 함이다.

• 정보학연구
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• 제5권3호
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• pp.197-214
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• 2002

전자상거래의 도입으로 인하여 전신송금환(T/T)${\cdot}$우편송금환(M/T)${\cdot}$송금수표(D/D)와 같은 단순송금방식(Remittance), 현금결제방식(COD)과 서류결제방식(CAD), 지급인도조건(D/P)${\cdot}$인수인도조건(D/A)과 같은 추심 결제방식, 신용장(Letter of Credit)방식 등 기존의 무역결제수단이 신용카드(Credit Card), 전자화폐(Electronic Cash), 전자자금이체(EFT; Electronic Fund Transfer), 무역카드(TradeCard), SWIFT의 전자신용장(Electronic L/C), 볼레로 시스템 등의 전자결제시스템으로 전환되었다. 이에 본고는 대표적 전자무역결제시스템인 볼레로와 무역카드를 비교${\cdot}$분석함으로써 이들 시스템의 활용가능성을 모색하고자 하는 것이다.

• 산경연구논집
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• 제11권11호
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• pp.7-18
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• 2020

Purpose: The Emission Trading Scheme (ETS), which enables structuring emission credits as a financial product, is taking a crucial position of global collaboration against climate change. Previous studies that have covered ETS subjects from the macro perspective contribute to facilitating legal enactment of this scheme. However, they have rarely addressed challenges aligned with issues arising from labor burdens for ETS works from the business perspective. Research Design, data and methodology: This study presents conceptual models that are expected to help design an electronic system. The study model contains four modules: emission allocation, data interface, reduction technology sharing, and emission trading. Two validation approaches, the Analytic Hierarchy Process (AHP) and regression analysis, are applied in confirming the feasibility of the proposed model. Results: This study suggests an IT system methodology to help improvement of the current K-ETS mechanism. In particular, this study addresses effectiveness for real businesses and the adaptability of this mechanism to other nations. Conclusions: The proposed IT platform diagram can contribute to successful operation of ETS by providing multiple benefits to participating companies through in-house allocation mechanisms, the soft-landing of ETS adoption to participating companies through reduction of technology-sharing, group purchases, and transaction costs through the trading system.

• KSII Transactions on Internet and Information Systems (TIIS)
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• 제11권2호
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• pp.865-882
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• 2017

To improve passenger convenience and safety, today's vehicle is evolving into a "connected vehicle," which mounts various sensors, electronic control devices, and wired/wireless communication devices. However, as the number of connections to external networks via the various electronic devices of connected vehicles increases and the internal structures of vehicles become more complex, there is an increasing chance of encountering issues such as malfunctions due to various functional defects and hacking. Recalls and indemnifications due to such hacking or defects, which may occur as vehicles evolve into connected vehicles, are becoming a new risk for automakers, causing devastating financial losses. Therefore, automakers need to make voluntary efforts to comply with security ethics and strengthen their responsibilities. In this study, we investigated potential security issues that may occur under a connected vehicle environment (vehicle-to-vehicle, vehicle-to-infrastructure, and internal communication). Furthermore, we analyzed several case studies related to automaker's legal risks and responsibilities and identified the security requirements and necessary roles to be played by each player in the automobile development process (design, manufacturing, sales, and post-sales management) to enhance their responsibility, along with measures to manage their legal risks.

• 패션비즈니스
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• 제3권1호
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• pp.81-92
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• 1999

The purpose of this thesis is to analyze the present conditions and problems of the Electronic Commerce, specially by the fashion companies that utilize the Internet and to propose using plans of Internet Electronic Commerce as a strategic method of fashion companies that have a information-oriented mind to adapt itself to modern century. On the basis of my analysis, I propose some using plans of Internet Electronic Commerce by the fashion companies as follows. As a means of construction method, it is need for the pertinent companies to have an information-oriented mind and then to construct the low-expense but high-speed communication Infrastructure. As an operation and management method, positive web site advertisements plans, such as promotion, using various mass media, subscribing to the Internet search engines and dissemination of products information, etc., are need for companies to attract the consumers to connect to the web site. Second, to offer more satisfactory experiences, it is need for companies to frame the integrated shopping mall as a strategic alliance in the management of shopping mall. To frame the integrated shopping mall is also effective in solving financial problems of shopping mall management and introducing of security system As a means of technology supplement, security management systems, such as SSL or SET, should be introduced for consumers to pay the price and furnish their personal informations. Second, new technology developments, such as the newest simulation programs using Virtual Reality to solve the problem of products' actual feeling, should be need for consumers to feel as they really put clothes on. If these technological developments are realized, fashionable products will be dealt in the Internet shopping mall as well and the marketability of Internet shopping mall will be expanded.

• KSII Transactions on Internet and Information Systems (TIIS)
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• 제15권1호
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• pp.90-113
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• 2021

Electronic Records Management System (ERMS) is a computer program or set of applications that is utilized for keeping up to date records along with their storage. ERMS has been extensively utilized for enhancing the performance of academic institutions. The system assists in the planning and decision-making processes, which in turn enhances the competencies. However, although ERMS is significant in supporting the process of decision-making, the majority of organizations have failed to take an initiative to implement it, taking into account that are some implementing it without an appropriate framework, and thus resulted in the practice which does not meet the accepted standard. Therefore, this study identifies the factors influencing the adoption of ERMS among employees of HLI in Yemen and the role of such adoption in the decision-making process, using the Unified Theory of Acceptance and Use of Technology (UTAUT) along with Technology, Organization and Environment (TOE) as the underpinning theories. The study conducts a cross-sectional survey with a questionnaire as the technique for data collection, distributed to 364 participants in various Yemeni public Higher Learning Institutions (HLI). Using AMOS as a statistical method, the findings revealed there are significant and positive relationships between technology factors (effort expectancy, performance expectancy, IT infrastructure and security), organizational factors (top management support, financial support, training, and policy),environmental factors (competitiveness pressure, facilitating conditions and trust) and behavioral intention to adopt ERMS, which in return has a significant relationship with the process of decision-making in HLI. The study also presents a variety of theoretical and empirical contributions that enrich the body of knowledge in the field of technology adoption and the electronic record's domain.

• 한국정보통신학회:학술대회논문집
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• 한국정보통신학회 2013년도 춘계학술대회
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• pp.227-230
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• 2013

인터넷과 모바일 단말기를 이용한 금융거래가 활성화되면서, 인터넷과 모바일기기를 이용한 증권거래가 활성화되고 있다. 증권거래 관련 IT업무를 담당하고 있는 코스콤(증권ISAC)에서는 증권거래와 관련된 정보보안관련 취약점을 분석하며, 통합보안관제시스템을 가동하여 대응하고 있다. 온라인 증권거래는 개인정보보호법의 적용대상이며, 이와 관련 전산시스템들은 주요정보통신기반 시설로 지정되어 있으나, 사용자 부주의, 해킹 등으로 인한 금융상의 피해가 예상된다. 이에 따라 증권거래 패킷의 암복호화, 통합보안관제 및 보안이벤트에 대한 분석을 통해 증권업무와 관련된 정보보안 분야의 주요 취약점에 대한 연구가 필요하다.