• 제목/요약/키워드: Credit value

검색결과 180건 처리시간 0.027초

해외 탄소저감 사업의 위험요소를 고려한 사업 경제성 변동 분석 (A Study on Variation of Economic Value of Overseas Carbon Reduction Projects with Risk Factors)

  • 박종열;좌성훈
    • 한국건설관리학회논문집
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    • 제24권6호
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    • pp.45-52
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    • 2023
  • 최근 온실가스에 의한 기후변화가 심화하고 있어, 국제사회는 UN 기후변화협약을 통해 온실가스 감축 노력을 경주하고 있다. 본 연구는 해외 탄소저감 사업에 투자함에 있어 고려해야할 위험요소 및 투자 판단의 방법론을 제시함을 목적으로 한다. 이를 위해 2건의 실제 해외 프로젝트 사례를 연구 대상으로 선정하였다. 분석 방법으로는 주요 위험요소의 데이터를 확률분포로 정의하고 이를 경제성 분석 모델에 적용하여 몬테카를로(Monte Carlo) 시뮬레이션 방법으로 사업의 순현재가치를 확률적으로 추정하였다. 또한, 정책적 변화에 따른 순현재가치의 변동 범위를 분석하였다. 그 결과 A 프로젝트의 순현재가치는 기본 가정하의 확정적 값보다 평균값이 19% 하향하였고, 음(-)의 순현재가치를 나태낼 확률이 12.2%로 나타났다. B 프로젝트의 경우 평균값이 12.5% 하향, 음(-)의 순현 재가치 확률은 1% 미만으로 나타났다. 정책적 변화를 고려하면 A 프로젝트는 총 탄소배출권 발생량 대비 72.9% 이상을 획득하여야 경제적 이득을 취할 수 있으며, B 프로젝트의 경우 49.5% 이상을 획득하면 경제성이 있는 것으로 나타났다. 이러한 분석 결과로써 A 프로젝트 사례는 기본가정 하의 확정적 순현재가치보다 평균값이 현저히 하향하여, 주요 위험요인의 변동에 따라 투자결정에 유의가 필요하며, 정책적 변화를 고려하면 탄소배출권 분배 비율을 프로젝트 규모에 따라 차등 적용해야한다는 정책적 시사점을 구체적으로 제시하였다.

뇌 구조 분석을 위한 연속적인 퍼지 분할법과 구획화 방법의 개선 (Successive Fuzzy Classification and Improved Parcellation Method for Brain Anlaysis)

  • 윤의철;황진우;김재석;김재진;김인영;권준수;김선일
    • 대한의용생체공학회:의공학회지
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    • 제22권5호
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    • pp.377-384
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    • 2001
  • 일반적으로 정신질환인 경우 뇌의 미세한 이상이 있는 것으로 알려져 있어 자기공명영상의 시각적 분석에서 뇌의 구조적 이상을 밝히는 데 한계가 있다. 따라서 특정 부위의 용적이나 모양의 이상을 통하여 정신질환의 뇌 구조적 이상을 연구하는 것이 일반적이다 이러한 경우 뇌 자기공명영상은 조직간의 경계가 불분명하여 뇌 구조 분석의 신뢰도는 조직별 분할의 정확성이 좌우한다 본 논문에서는 뇌 자기공명영상의 특성에 적합한 퍼지 분할법을 반복적으로 적용함으로써 분할 영상의 질을 개선하여 뇌 구조 분석의 신뢰도를 높이고, 사용자 편의성을 고려한 소프트웨어를 이용한 좌우 뇌섬엽 용적 측정을 통해 뇌 구조적 이상에 대한 보다 나은 분석 방법을 제시한다.

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모바일 기기를 활용한 고객 개시 카드결제 시스템 설계 및 구현 (Design and Implementation for Card Holder Initiated Card Payment System Using the Mobile Devices)

  • 서문석
    • 한국IT서비스학회지
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    • 제13권4호
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    • pp.245-254
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    • 2014
  • Payment system is defined as the various contracts and operating facilities for the transfer of monetary value to clear the relationship between credit and debt. Payment systems essentially require the efficient and reliable operations. Card-based payment systems are developed practically and creatively in accordance with the progress of ICT. Especially in mobile environment with intelligent mobile devices such as smart-phones and tablets, a variety of payment services are provided. Existing card-based payment services are configured by the payment transaction initiated by the merchants card acceptance and then swiping into the CAT (Card Authorization Terminal) to begin the transaction. The merchant initiated payment services are now applied to the Wireless CAT (W-CAT) for mobile environment. That kind of payment services cause many problems such the illegal card information leaks and the lingering threat of W-CAT theft. Also, the use of many W-CATs increased cost to the merchant. In this paper, we propose the card holder initiated card payment system using the intelligent mobile devices in mobile environment for solving problems of the existing merchant initiated card payment system and coping effectively with the activation of a wireless data network and changes of information technology.

An Empirical Study on the Determinants of the Debt Repayment Capability of Shipping Firms in Recession

  • Lee, Dong-Hae;Lee, Ki-Hwan;Kim, Myoung-Hee
    • 한국항해항만학회지
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    • 제44권5호
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    • pp.414-422
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    • 2020
  • In this study, an empirical analysis of 55 ship finance cases executed by a specific ship finance bank from 2009 to 2016 during the recession period was conducted. The purpose of this study was to find the factors affecting changes in the debt performance of Korean shipping companies. The main factors were the loan nature (investment purpose, loan-to-value (LTV), syndicated loans, loan terms, put-option, balloon, and spread), financial nature (total assets turnover, net profit-to-sales ratio, debt ratio, quick ratio, total borrowing, bonds payable to total assets, interest expenses-to-sales ratio, debt service coverage ratio (DSCR), and total assets), and the company nature (company age, chief executive officer's (CEO's) shares, and listing status). In this study, the factors affecting the debt repayment capability of domestic shipping companies (loan nature, financial nature, and company nature) were verified. The credit rating was used to measure the dependent variable, debt repayment ability. The variables of investment purpose, put-option, balloon, and spread in the loan nature, debt ratio in the financial nature, and the CEO's shares and company age in the company nature were found to be significant.

전통적 놀이 공간 개념을 적용한 테마파크에 관한 연구 - 국내.국외 테마파크의 비교를 중심으로 - (A Study on the Application of the Concept of Traditional Leisure Space to Korean Theme Park - Placing Emphasis on the Comparison between Domestic and Foreign Theme Parks -)

  • 이미경
    • 한국실내디자인학회논문집
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    • 제14권1호
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    • pp.118-125
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    • 2005
  • A leisure culture in the modern society is the measure of a value in one's life and has a symbolic meaning which reflects the aspect of a society where an individual belongs to. Therefore, the leisure is not a simple pleasure but has an critical meaning of expressing the culture of a country. In particular, the theme park leads the public amusement in the modern society using the cutting-edge equipments on a large scale in the postmodernism society being lead by the public. Nonetheless, Korea imports the theme parks of the same type as the Disney land of the Western Europe so that Korea depends on the foreign country in the leisure field. Therefore, in this study, the basic property of the theme park is investigated and the issues of Korean theme park will be revealed through the comparison of Korean theme park to foreign theme parks. In order to solve these issues, it points out that the concept of Korean traditional leisure space has inclusive and upgraded characteristics with many meanings, compared with the concept of the leisure space of foreign countries. . Based on this, the new concept of Korean theme park's space will be proposed. Specially, it is empathized that Korean own originality and credit should be preserved and Korean traditions should be succeeded.

Developing International Sukuk in East Asia: Implications from Hong Kong Sukuk

  • Wong, Michael Chak Sham;BHATTI, Waleed Irfan
    • The Journal of Asian Finance, Economics and Business
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    • 제6권4호
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    • pp.9-17
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    • 2019
  • The purpose of this research is to review historical development of Islamic finance in individual East Asian economies, including China, Japan, South Korea and Hong Kong, and examine the success factors of the Hong Kong Sukuk issuances in 2014-2017. The research is a qualitative study applying case study method. It is found that the East Asian economies do play efforts to develop their Islamic capital markets although they have very limited size of Muslim population. Their progress on this development generally remains to be slow. The Hong Kong Sukuk is a breakthrough, carrying a total issuance value of US$3 billion. The Sukuk issuances, treated as a kind of asset-backed securities with restrictions on financing purposes, are distributed to international investors by investment banks from Hong Kong, Middle East and Malaysia. Success factors of these issuances include involvement of an issuer with high credit quality, recognition by central bank for using the Sukuk in its discount facility for commercial banks, centralized clearing services for the Sukuk and global banking network for underwriting the Sukuk. The lessons from the Hong Kong Sukuk are good references for other economies to develop their regional Islamic capital markets and to integrate the markets into the global capital market.

볼레로시스템 상 SURF(전자결제시스템)의 운용프로세스에 관한 연구 (A Study on the Operational Process of SURF under Bolero System)

  • 채진익
    • 한국전자거래학회지
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    • 제7권1호
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    • pp.187-206
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    • 2002
  • The purpose of this study is to review the process for the trade settlement system between all parties involved in the commercial transaction under SURF System. SURF application is the latest value added service from bolero.net and a fully automated documentary settlement system. It extends bolero.net's capability to enable trade transactions by providing a delivery versus payment system. It has been designed as a standard, shared, infrastructure component for handling trade settlement within an electronic environment to keep step with the operation of electronic Bolero bill of Lading. It exploits the services provided by the Bolero Core Messaging Platform - secure, guaranteed transactions based on boleroXML standards to provide document compliance services with optional bank guarantees. So, SURF system can automatically check all commonly used trade documents such as commercial invoices, bills of lading and certificates of weight and analysis, etc and supports a full range of settlement options including Open Account, Documentary Collections, Documentary Credit. 58 have key features as follows, ① automatic document compliance checking, ② integrated with the Title Registry, ③ supports various forms of vender financing, ④ governed by a set of legally binding rules, ⑤ fully prepared for Straight-Through-Processing, ⑥ Enabled compliance with UCP 500.

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한국 간호교육기관의 성 건강 이론 교육과정 분석 (Analysis of the Sexual Health Education Curriculum of Nursing Schools in Korea using Posner's Theory)

  • 김현경
    • 성인간호학회지
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    • 제26권2호
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    • pp.223-233
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    • 2014
  • Purpose: This study was aimed to analyze the sexual health curriculum for the nursing baccalaureate and associate's degrees in Korea. The curriculum proper based on Posner's theory presented the analysis of purpose, content, organization, and underlying assumption. Methods: This study was conducted with sexual health education guidelines, nursing practice standards, 181 curriculums, and teaching materials. Data were collected through literature, online homepage from 181 nursing school, and textbooks from July to September, 2013. Data were analyzed using percentage and mean with SPSS 12.0. Results: The purposes were mostly included in the low grade cognitive learning domain. The contents included 20 key elements among 22, so the scope was not inclusive. There was an unbalance between content's depth and scope, because total mean credit of sexual health nursing education was only 19.81 hours. The spiral structure of organization showed continuity, sequence, and integration with international standards. The interdisciplinary integration and transcultural value were advantages of the curriculum. Conclusion: This study provided a view on understanding sexual health nursing curriculum and implication for advanced education. The proclaiming of the standard and concept mapping of sexual health curriculum may contribute to the curriculum development for the advanced nursing.

농가 주부의 경제적 스트레스 지각수준과 관련 변수 (Economic stress perception of farm households′ wives and related variables in Korea)

  • 노자경
    • 한국농촌생활과학회지
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    • 제7권2호
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    • pp.139-152
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    • 1996
  • The objectives of this study are : (1) to measure the level of economic stress perception in Korean farm households. (2) to identify the effects of related variables such as socio-demographic variables and economic stability. The data from 505 farm households' wives was analyzed using statistical methods such as frequency, correlation, oneway ANOVA, lease significant difference test, and stepwise multiple regression. The major findings are as follows : The mean value of economic stress perception on the 505 wives was 33.5 points out of a possible 100. Among 3 subsectors, income stress perception had highest score. Socio- demographic variables such as family size, type of farm household, financial manager, debt, credit . grant assistant, wife's age, and educational level of the wife had a significant difference on the economic stress perception of wives in the ANOVA analysis. So did the objective and subjective evaluation of economic stability. As a result of multiple regression analysis, economic stability, debt presence, and wife age were verified explaining 23% of the variance of economic stress perception. Therefore, it can be said that farm wives had relatively high economic stress perception in the case of low economic stability, getting into debt and low age.

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Intelligent On-demand Routing Protocol for Ad Hoc Network

  • Ye, Yongfei;Sun, Xinghua;Liu, Minghe;Mi, Jing;Yan, Ting;Ding, Lihua
    • Journal of Information Processing Systems
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    • 제16권5호
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    • pp.1113-1128
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    • 2020
  • Ad hoc networks play an important role in mobile communications, and the performance of nodes has a significant impact on the choice of communication links. To ensure efficient and secure data forwarding and delivery, an intelligent routing protocol (IAODV) based on learning method is constructed. Five attributes of node energy, rate, credit value, computing power and transmission distance are taken as the basis of segmentation. By learning the selected samples and calculating the information gain of each attribute, the decision tree of routing node is constructed, and the rules of routing node selection are determined. IAODV algorithm realizes the adaptive evaluation and classification of network nodes, so as to determine the optimal transmission path from the source node to the destination node. The simulation results verify the feasibility, effectiveness and security of IAODV.