• 제목/요약/키워드: Correlation Analysis Policy

검색결과 1,075건 처리시간 0.031초

생명보험의 보험계약대출 수요에 대한통계적예측 (Statistical Prediction for the Demand of Life Insurance Policy Loans)

  • 이우주;박경옥;김해경
    • Communications for Statistical Applications and Methods
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    • 제17권5호
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    • pp.697-712
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    • 2010
  • 이 연구의 목적은 우리나라 생명보험사들의 보험계약대출(약관대출) 수요에 대한 통계적 분석과 그 예측을 위한 확률모형을 개발하는 데 있다. 이를 위해, 먼저 대출 금리가 정책적 변화를 거친 1999~2008 기간 동안 우리나라 보험계약대출의 수요계열에 대한 추세, 주기성, 종속성 등 확률 및 통계적 특성을 파악하였다. 다음에, 교차상관분석을 통해 대출수요와 인과관계를 가질 수 있는 경제변수들과의 상호관련성을 밝히고, 특히 소비자 물가지수가 보험계약대출 수요를 선도하고 있음을 밝혔다. 마지막으로, 이러한 결과를 기초로 보험계약대출 수요의 예측을 위한 단변수모형 그리고 선도변수계열을 이용한 전이함수모형을 각각 완성하고 그 효과를 비교 평가하였다. 마지막으로 유도된 확률모형을 이용하여 보험계약대출 수요예측의 통계적 절차를 제안하였다.

국정최고의사결정자의 정책신념에 관한 연구(III): 제16대 노무현대통령의 부동산정책을 중심으로 (A Study on the Government Chief Decision Maker's Policy Belief (III): Focusing on 16th President Noh Moo-hyun's Real Estate Policy)

  • 정석환
    • 한국콘텐츠학회논문지
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    • 제13권6호
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    • pp.202-211
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    • 2013
  • 정책결정자는 인지시스템을 통해 환경을 이해하고, 사건들에 대한 정보를 해석하고, 행동을 결정한다는 인지심리학 이론을 바탕으로 한국의 국정최고의사결정자인 제 16대 노무현대통령의 부동산정책에 관한 정책신념을 이해하고자 노무현대통령의 발언어록을 수집하고, 부동산정책과 관련된 관련변수들을 추출하였다. 이를 바탕으로 언어네트워크분석을 실시하였다. 연구결과를 요약해보면 다음과 같다. 첫째, 노무현대통령이 인지한 부동산정책의 주요변수는 서민경제, 부동산투기 등으로 나타났다. 둘째, 노무현 대통령이 인지하는 부동산정책의 주요 변수들은 다양한 경제변수들과는 밀접한 상호연관성이 약한 것으로 나타났다. 셋째, 부동산정책과 관련하여 지나친 서민경제와 서민생활변수에 대한 집착이 부동산정책을 실천함에 있어 사회적 합의보다는 사회적 대결을 지향하는 원인으로 작용하게 되었던 것으로 분석되었다. 이러한 연구결과는 정책결정과정을 인지심리학의 관점에서 설명함으로써 정책이론에 기여할 것으로 판단된다.

산촌마을 귀농·귀촌인 정착 동기와 생활만족 요인 분석 (An Analysis of Settlement Motivation and Life Satisfaction of Return Farmers On Mountain Village)

  • 김성학;서정원
    • 농촌계획
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    • 제20권1호
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    • pp.105-113
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    • 2014
  • This study analyzed settlement motivation, life satisfaction factors, policy requirement targeting return farmers on mountain village. 8 target villages where return farmers live at least 10 people were selected according as cooperation of the local governments through literature by considering the area of the whole country. The return farmers in target villages were conducted a face to face survey with village headman's pre-coordination from February to September 2013. A total of 94 surveys were performed and 87 copies were used in the analysis. According to the results, the most important factor influenced the decision to be a return farmer was "my family health(3.97)". The correlation analysis was performed to examine factors related with satisfaction of "return farmer life in general". The result showed that "change of physical health" was the most important correlativity with 0.544 correlation coefficient and 0.05 significant level and "family relationship" was followed with 0.424 correlation coefficient and 0.05 significant level. According to the "important factor for the successful return-farmer life", 42.7% of respondents chose "harmonious relationships with local residents" and "stable source of income" was chosen by 29.3% of residents. A questionnaire for the analysis of policy requirements showed that "education system related Forestry(Agriculture)" was the highest demand with 4.oo points. The result can be used as a basis for establishing policies with activation of mountain villages to attract to constantly increasing population of return farmers.

육아지원기관 이용기간과 아동의 언어·인지 발달 정도의 상관관계 (Correlation of 'The Period of Child Care Support Agency' and 'Child Language·Cognitive Development')

  • 이예진;박현춘;노진원
    • 한국콘텐츠학회논문지
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    • 제16권7호
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    • pp.484-491
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    • 2016
  • 본 연구는 육아지원기관 이용기간과 아동의 언어 인지 발달 정도에 어떠한 상관관계가 있는지 연구하고, 이를 통해 아동 발달을 긍정적인 측면으로 이끄는데 그 목적이 있다. 이를 위하여 육아정책연구소 한국아동패널의 5차년도(2012) 자료를 사용하였으며, 조사에 응답한 1703가구 중 대상을 제외한 총 913가구를 대상으로 하였다. IBM SPSS Statistics SPSS 23 프로그램을 이용하여 빈도분석, t검정, 분산분석, 다중 선형회귀분석(multiple linear regression analysis) 등을 통하여 결과를 도출하였다. 분석 결과, 육아지원기관 이용 기간과 아동의 언어 인지발달 사이에 유의한 상관관계가 있었으며, 육아지원기관 이용기간이 길수록 아동의 언어 인지 발달이 높다는 것을 알 수 있었다. 이를 보건 정책에 적용하여 무상보육정책을 확대한다면, 아동의 언어와 인지 발달 정도에 긍정적인 영향을 미칠 것이라 예상된다.

인체 유래 환경유해물질 노출에 따른 멀티 오믹스 데이터 통합 분석 가시화 시스템 (Visualization for Integrated Analysis of Multi-Omics Data by Harmful Substances Exposed to Human)

  • 신가희;홍지만;박서우;강병철;이봉문
    • 한국멀티미디어학회논문지
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    • 제25권2호
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    • pp.363-373
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    • 2022
  • Multi-omics data is difficult to interpret due to the heterogeneity of information by the volume of data, the complexity of characteristics of each data, and the diversity of omics platforms. There is not yet a system for interpreting to visualize research data on environmental diseases concerning environmental harmful substances. We provide MEE, a web-based visualization tool, to comprehensively explore the complexity of data due to the interconnected characteristics of high-dimensional data sets according to exposure to various environmental harmful substances. MEE visualizes omics data of correlation between omics data, subjects and samples by keyword searches of meta data, multi-omics data, and harmful substances. MEE has been demonstrated the versatility by two examples. We confirmed the correlation between smoking and asthma with RNA-seq and Methylation-Chip data, it was visualized that genes (P HACTR3, PXDN, QZMB, SOCS3 etc.) significantly related to autoimmune or inflammatory diseases. To visualize the correlation between atopic dermatitis and heavy metals, we selected 32 genes related immune response by integrated analysis of multi-omics data. However, it did not show a significant correlation between mercury in blood and atopic dermatitis. In the future, should continuously collect an appropriate level of multi-omics data in MEE system, will obtain data to analyze environmental substances and diseases.

다변량 프로빗 모형을 이용한 가전제품 구매의 상관관계 분석 (Correlation among Ownership of Home Appliances Using Multivariate Probit Model)

  • 김창섭;신정우;이미숙;이종수
    • 마케팅과학연구
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    • 제19권2호
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    • pp.17-26
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    • 2009
  • As the lifestyle of consumers changes and the need for various products increases, new products are being developed in the market. Each household owns various home appliances which are purchased through the choice of a decision maker. These appliances include not only large-sized products such as TV, refrigerator, and washing machine, but also small-sized products such as microwave oven and air cleaner. There exists latent correlation among possession of home appliances, even though they are purchased independently. The purpose of this research is to analyze the effect of demographic factors on the purchase and possession of each home appliances, and to derive some relationships among various appliances. To achieve this purpose, the present status on the possession of each home appliances are investigated through consumer survey data on the electric and energy product. And a multivariate probit(MVP) model is applied for the empirical analysis. From the estimation results, some appliances show a substitutive or complementary pattern as expected, while others which look apparently unrelated have correlation by co-incidence. This research has several advantages compared to previous literatures on home appliances. First, this research focuses on the various products which are purchased by each household, while previous researches such as Matsukawa and Ito(1998) and Yoon(2007) focus just on a particular product. Second, the methodology of this research can consider a choice process of each product and correlation among products simultaneously. Lastly, this research can analyze not only a substitutive or complementary relationship in the same category, but also the correlation among products in the different categories. As the data on the possession of home appliances in each household has a characteristic of multiple choice, not a single choice, a MVP model are used for the empirical analysis. A MVP model is derived from a random utility model, and has an advantage compared to a multinomial logit model in that correlation among error terms can be derive(Manchanda et al., 1999; Edwards and Allenby, 2003). It is assumed that the error term has a normal distribution with zero mean and variance-covariance matrix ${\Omega}$. Hence, the sign and value of correlation coefficients means the relationship between two alternatives(Manchanda et al., 1999). This research uses the data of 'TEMEP Household ICT/Energy Survey (THIES) 2008' which is conducted by Technology Management, Economics and Policy Program in Seoul National University. The empirical analysis of this research is accomplished in two steps. First, a MVP model with demographic variables is estimated to analyze the effect of the characteristics of household on the purchase of each home appliances. In this research, some variables such as education level, region, size of family, average income, type of house are considered. Second, a MVP model excluding demographic variables is estimated to analyze the correlation among each home appliances. According to the estimation results of variance-covariance matrix, each households tend to own some appliances such as washing machine-refrigerator-cleaner-microwave oven, and air conditioner-dish washer-washing machine and so on. On the other hand, several products such as analog braun tube TV-digital braun tube TV and desktop PC-portable PC show a substitutive pattern. Lastly, the correlation map of home appliances are derived using multi-dimensional scaling(MDS) method based on the result of variance-covariance matrix. This research can provide significant implications for the firm's marketing strategies such as bundling, pricing, display and so on. In addition, this research can provide significant information for the development of convergence products and related technologies. A convergence product can decrease its market uncertainty, if two products which consumers tend to purchase together are integrated into it. The results of this research are more meaningful because it is based on the possession status of each household through the survey data.

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기초지방자치단체 보건의료 지출수준의 결정요인 (Factors of Health Care Expenditure of Local Government)

  • 박삼영;장민영;박선희;나백주;김은영;김순영
    • 보건행정학회지
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    • 제23권1호
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    • pp.59-65
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    • 2013
  • Background: The purpose of this study was to analyze the related factors which decide the percentage of health care expenditure of the total fiscal expenditure of local governments and to provide the basic data to contribute for the efficient allotment of healthcare budget. Methods: This study was conducted by the percentage of health care expenditure for 3 years by classifying a total of 230 local governments into the metropolitan cities (gu, 69), the counties (si, 75), and the boroughs (gun, 86) all over the country. With the collected data, the general characteristics of independent variables and the dependent variable were analysed using SPSS ver. 18.0, The correlation analysis and multivariate regression analysis were conducted for the characteristics of variables according to regions by year. Results: In correlation between health care expenditure by year and other variables, there was a significant positive correlation with unemployment rate, metropolitan cities (gu) and other regions, the percentage of health center personnel, health care expenditure in last year as a independent factors. On the other hand there was no correlation with social assistance recipients and the percentage of aging population, financial self-reliance, industrialization rate, suicide rate, cardiac disease mortality, cerebrovascular mortality on health care expenditure. Conclusion: The study clearly shows that health care expenditure of local governance was not correlated with health care need factors comparing social welfare expenditure.

정보보호의 투자 집행 효과에 관한 연구 (Studies on the effect of information security investment executive)

  • 정성훈;윤준섭;임종인;이경호
    • 정보보호학회논문지
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    • 제24권6호
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    • pp.1271-1284
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    • 2014
  • 본 논문에서는 정보보호 관리체계를 구축하고 운영하고 있는 기업에서 외부감사(ISO27001)와 내부감사(보안전담조직에 의한)에 대한 결함 및 권고사항을 기술적 영역, 관리적 영역, 물리적 영역으로 분류하고 예산과 투자에 대한 상관관계를 확인하여 어떠한 영향이 있는지 분석하였다. 분석 결과는 시간의 흐름에 따라 관리적 보안영역과 기술적 보안영역에서 일관성 있는 연관관계를 확인하였으며 특히 미집행 예산(예산액-집행액) 규모와 감사 결함 및 권고사항의 수가 정(+)의 관계에 있음을 확인할 수 있었다. 이를 통해 상관분석 결과에 따른 유사도를 통계 분석하여 정보보호 투자의 효과성을 검증할 수 있는 모델을 제시한다. 그리하여 기업의 정보보호 투자에 대한 체계적인 방법론 접근과 정보보호 정책 수립 시 정확한 의사결정 방향에 도움이 되고자 한다.

서울특별시 사망률 변이 및 관련 특성 분석 (Analysis of Related Factors and Regional Variation of Mortality in Seoul)

  • 김수연;김지만;박종연;이창우;이상규;신의철
    • 보건행정학회지
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    • 제28권1호
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    • pp.15-22
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    • 2018
  • Background: Health is affected by various local factors. This study aims to investigate the age-standardized mortality variation of Seoul as well as the characteristics of the factors related to the mortality variation. Methods: The Korea Community Health Survey data, Seoul Survey data, Seoul statistics, and e-regional indicators of the National Statistical Office were used. To investigate the basic boroughs standardized mortality variation in Seoul, external quotient, coefficient of variation (CV), and systematic component of variation (SCV) values were suggested; correlation analysis and multiple regression analysis were conducted to investigate the characteristics related to standardized mortality rate. Results: The highest and the lowest standardized mortality rate of Seoul by boroughs had as much as 1.4 times difference; a low level of variation was shown in CV by 8.2; and was shown in SCV by 79. As a result of the multiple regression analysis of the factors that affect standardized mortality variation, the higher the rate of householders with college or higher, the lower the standardized mortality rate, and the higher the high-risk drinking rate, the higher the standardized mortality rate. Of the two, the rate of householder with a degree equivalent or higher than college was shown to have the biggest impact, followed by high-risk drinking rate. Conclusion: We found a variation in age-standardized mortality rate of boroughs in Seoul. The results suggest that policy makers should take into account socioeconomic environmental characteristics of community in developing community-based health promotion rather than focusing on lifestyle changes of residents.

한국형 ACSC에 대한 실증분석 및 건강보험 적용 가능성에 관한 연구 (The Empirical Ambulatory Care Sensitive Conditions Study & its Potential Health Insurance Applicability in Korea)

  • 김양균;성주호
    • 보건행정학회지
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    • 제15권3호
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    • pp.79-93
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    • 2005
  • The purpose of the study is to identify Ambulatory Care Sensitive Conditions (ACSC) and their potential health insurance applicability in Korea, using the correlation and regression analysis with the empirical data provided by Korean Health Insurance Review Agency(KHIRA). Here, ACSC would be thought of as conditions that when timely and effectively treated in the outpatient medical services can help reduce the risk of hospitalizations. As for ACSC, reducing accessibility for outpatient visit results in increasing hospitalization. In this respect, the ACSC concept is popularly adopted as one of the performance indicators of the national health system. As one of main results, fortifying the accessibility to necessary health care in a way of sharing appropriately the role with private health insurance can lead to the efficiency of national health care delivery systems in view of total health care expense, in particular in a case of ACSC children. Lastly, we would like to strongly suggest that the disease treatment data set reported to KHIRA needs to be opened to private insurance companies only for illness experience investigation.