• Title/Summary/Keyword: Consumer welfare

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An In-depth Study on the Characteristics of Defaulters (30대 기혼 채무 불이행자의 특성에 관한 심층연구)

  • Kim, Mi-Ra;Kim, Hea-Seon
    • Journal of Families and Better Life
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    • v.26 no.3
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    • pp.169-189
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    • 2008
  • There are few studies on the characteristics of defaulters, though research in this field is needed. The purpose of this study was to find out social, economic and psychological characteristics of defaulters who are married and in their thirties. For this study, an in-depth interview was used. The major findings were as follows. The focus of this study is defaulters who are married, in their thirties, have managed small businesses by themselves or with their spouses and have experienced job fluctuation. There were a lot of reasons for their becoming defaulters. Most of all, a slump in business with the occurrence of individual events caused them to be enrolled as defaulters. The monthly mean income of defaulters was $1,800,000{\sim}5,000,000$ won, yet it was irregular. Moreover, they were dependent upon labor income or business income. The monthly mean expenditure of defaulters was $1,000,000{\sim}2,300,000$ won, which constituted about $26%{\sim}57.5%$ of their monthly mean income. The defaulters needed to budget a number of expenditures such as food and private education. Defaulters had $25,000,000{\sim}128,000,000$ won in debts and $300,000{\sim}3,000,000$ won per month in debt payments. Most of them didn't have any emergency funds, monetary assets or fixed assets. Interestingly, they showed high tendency to use debt and low skill for their money management. Defaulters had short time horizons and were likely to buy something on the spur of the moment.

Analysis of Levels of Risk Perception using Psychometric Paradigm and Factors Affecting Concerns about Food Risk Elements of Housewives in Daegu (심리측정 패러다임을 이용한 대구 지역 주부들의 식품 위해요소에 대한 위험 지각 수준 및 우려도에 영향을 미치는 요인 분석)

  • Kim, Hyochung;Han, Jin-Young;Kim, Meera
    • Journal of the East Asian Society of Dietary Life
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    • v.25 no.4
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    • pp.691-702
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    • 2015
  • This study examined the levels of risk perception of food risk elements by adopting a psychometric paradigm and analyzed factors affecting concerns about food risk elements to obtain basic materials for food safety policy. The data were collected from 296 housewives in Daegu, Korea, by a self-administered questionnaire. Frequency distributions, Pearson's correlation coefficient analysis, factor analysis, Cronbach's ${alpha}$, and multiple regression analyses were conducted by SPSS 21.0. The mean level of concern for food safety was 3.75/5.00 points, and the mean percentage of correct answers about heavy metal contamination was highest among food risk elements. The respondents perceived radioactive contaminated foods, GM foods, and endocrine disruptors as a new, delayed, scientifically unknown, involuntary, serious, and uncontrollable risk in risk perception. According to the result of factor analysis for risk perception, two factors such as non-controllability and dread were categorized. In the risk perception map, radioactive contaminated foods and GM foods were considered as an uncontrollable and dreaded risk, heavy metal contamination, endocrine disruptors, and pesticide residues as a controllable and dreaded risk, and foodborne illness and food additives as a controllable and less dreaded risk. On the other hand, the levels of concerns about food risk elements were higher in order of radioactive contaminated foods, GM foods, and endocrine disruptors. The results of multiple regression analysis showed that age, concern for food safety, percentage of correct answers about food risk elements, non-controllability, and dread influenced the concerns about food risk elements. These results imply that food safety policies should consider differences in consumer's risk perception of food risk elements.

A Study on Ethical Consumption Behaviors of College Students: Classification and Analysis according to the Ethical Consumption Behaviors (대학생 소비자의 윤리적 소비행동에 따른 유형분류 및 특성분석)

  • Hong, Eun-Sil;Shin, Hyo-Yeon
    • Korean Journal of Human Ecology
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    • v.20 no.4
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    • pp.801-817
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    • 2011
  • The purpose of this research was to explore the levels of ethical consumption of the college students and classify their types on ethical consumption behaviors. This research was conducted with university students living in Gwangju. Statistical analysis was achieved by using t-test, one-way ANOVA, Duncan's multiple range test, $X^2$, and Ward' hierarchical cluster analysis with a total of 761 questionnaires. The research results are summarized as follows: First, the overall ethical consumption average mark of college students was 3.14. Second, all surveyed college students were classified into five types based on the means scores of three dimension ethical consumption behaviors. A total 16.7% of students belonged to Type 1 (named as entire region active group) where students scored high points on three dimension ethical consumption behaviors. Type 2 (named as entire region average group) had about 41.6% of students whose scores were the average mark level in three dimension ethical consumption behaviors. Type 3 (named as future-oriented group) occupied 13.9% and this group scored low on the ethical consumption in commercial transaction but high on the ethical consumption for the future generation. Type 4 (named as commercial transaction oriented group) occupied 9.1% and this group scored low on the ethical consumption for contemporary humankind and the ethical consumption for the future generation but high on the ethical consumption in commercial transaction. Type 5 (named as entire region passive group) had 18.7% of students whose scores of three dimension ethical consumption behaviors were low.

Effects of Perceived Stigma on Life Satisfaction and Self-Esteem of the Mental Illness (지각된 낙인이 정신장애인의 삶의 만족과 자아존중감에 미치는 영향)

  • Seo, Mi-Kyoung;Kim, Chung-Nam
    • Korean Journal of Social Welfare
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    • v.56 no.4
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    • pp.173-194
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    • 2004
  • According to modified labeling theory, because persons with mental illness internalize the stigma of the public, they anticipate discrimination or rejection by others. Such reactions may have negative effects on both psychological and social functioning. We propose that perceived stigma are central to understanding the poor adjustment of mental patients. This study was conducted by the survey with 377 mental patients in order to discover the pathways by which perceived stigma affected life satisfaction and self-esteem. The major findings of the study were : 1) Perceived stigma has a direct effect on life satisfaction as well as indirect effect through patients' experience of discrimination. 2) Perceived stigma has no direct effect but indirectly affected self-esteem through patients' experience of discrimination and internal attribution of discriminatory situations. Based on these findings, consumer-initiated anti-stigma campaign were discussed.

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Study on Demand Elderly Foods and Food Preferences among Elderly People at Senior Welfare Centers in Seoul (고령자의 식품선호도 및 고령친화식품 요구도에 관한 연구 - 서울시 노인복지관 이용자 중심으로 -)

  • Shin, Kwang-Jin;Lee, Eun Jung;Lee, Seung-Joo
    • Journal of the East Asian Society of Dietary Life
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    • v.26 no.1
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    • pp.1-10
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    • 2016
  • The purpose of this study was to investigate the need to develop foods for the elderly based on their food preferences. A one-to-one survey method was used for data collection, and the survey was conducted on 165 elderly people (male: 47, female: 118) attending senior welfare centers in Seoul. The results of this study show that the preferred cooking method was steaming rather than stir-frying. Vegetables (4.24), fruits (4.22), Kimchi (3.87), fish (3.83), tofu (3.81), rice-cakes (3.65), dairy products/eggs (3.47), meat (3.45), noodles (3.44), seafood (3.44), poultry (3.23), bread/cookies (3.10) showed high preferences in order (p<0.05). The respondent's chewing & swallowing degree were "Not uncomfortable chew" 31.5%, "Hard food, and a big food is a little difficult to intake". 37%, "Hard food, and a big food is difficult to intake" 11.5%, "Small food, and soft foods can intake" 11.5%, and "It is difficult to intake solid food" 1.2%. Foods that were difficult to chew were meat 28.3%, seafood 15.2%, vegetables 15.2%, nuts 14.1%, fruits 12.0%, Kimchi 8.7%, and other 6.5%. For respondents, the most important factors affecting choice of elderly foods were flavor (48.5%), hygiene (43.0%), and nutrition (36.4%). The elderly wanted "Ready to eat (RTE)" 53.9%, "Ready to heat (RTH)" 15.8%, "Ready to cook (RTC)" 21.2%, and 'Fresh cut product" 9.1%.

A Study on the Improvement Programs of Shelters for Domestic Violence Victims (가정폭력 피해자 보호시설의 문제점과 개선방안)

  • Lee Gi Ryean;Park Ok Im;Kim Chong Sung;Lee Jeong Suk
    • The Korean Journal of Community Living Science
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    • v.16 no.4
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    • pp.103-114
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    • 2005
  • This study aims to lay the foundations for domestic welfare through solving domestic problems. The major results of this study were as follows: First, there are many domestic violence facilities, but their poor financial condition and lack of human resources make it difficult to meet all need of shelter users. Second, people who use domestic violence shelters can't receive proper care and they go back to their homes in which violence still remains. It is like a vicious cycle making their situation worse and worse. Third, counseling given to abused women in shelters is arranged individually or in groups, but there are not enough programs providing proper care for them. On the basis of the realities mentioned above, this study was intended to pave the way to work out the improvement programs as follows: First, it is critical that the financial support from the government should be increased. Second, it is necessary to improve the training of personnel concerned with the handling of domestic violence cases. Third, it is important to make sure that children of abused women should be taken care of safely, and temporary jobs for the women should be secured. This will allow domestic violence shelters to serve their true purpose. Lastly, more adequate counseling services such as more instrumental 1366 phone lines, the development of various programs and the follow-up counseling should be reinforced.

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The Impact of Economic Hardship on Domestic Violence among Low-Income Korean Households: Investigating the Moderation Effect of Debts (저소득층의 경제적 어려움과 가정폭력: 유형별 부채사용의 조절효과를 중심으로)

  • Son, Jiyeon;Park, Jooyung
    • The Korean Journal of Community Living Science
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    • v.28 no.4
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    • pp.599-611
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    • 2017
  • The purpose of this study is to investigate the effect of increased debt on the incidence of domestic violence over the two-year interval 2014-2016. To investigate Korean low-income households with economic hardships, we analyzed the 9th and the 11th waves of the Korea Welfare Panel Study, which is jointly sponsored by the Korea Institute for Health and Social Affairs and the Institute of Social welfare, Seoul National University. The study analysis was based on data from 2,786 households with less than 60% of median income. The main study findings are as follows. First, increases in economic hardships incur domestic violence for low-income households, while increases in low-interest debt decrease the incidence of the domestic violence when controlling for economic hardships. All other things being equal, economic hardship works as a stressor and low-interest debt works as an alleviator influencing domestic violence. Second, when low-income households are experiencing economic hardships, low-interest debt fails to work as an alleviator. Under this circumstance, high-interest debt actually acts as a stressor influencing domestic violence. Thus, we can speculate that use of debt under economic hardships will occur domestic violence for low-income households. This study differs from previous studies in that it examines the effect of increase in debt on the incidence of the domestic violence across different types of debt: low interest, high interest, and credit card. We can conclude that debt can function as a stressor or an alleviator for low-income households, depending on the interest rate and the households' financial situation.

Recognition and Demand Analysis of Agro-healing Services by Supply Types (치유농업 형태별 수요자 인식 및 수요분석)

  • Bae, Seung-Jong;Kim, Dae-Sik;Kim, Soo-Jin;Kim, Seong-Pil;Lee, Wang-Lok;Ryu, Jin-Seok;Kim, Jeong-Eun;Park, Sin-Ae
    • Journal of Korean Society of Rural Planning
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    • v.25 no.4
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    • pp.1-11
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    • 2019
  • This study conducted a survey on the recognition and demand such as recognition level, policy necessity, service demand and policy demand by supply types in order to provide the basic data for successful settlement of agro-healing services. According to the survey on awareness, 45.2% of respondents were aware of the healing farming, and 31.3% of respondents had experience in participating in the agro-healing services. 63.6% of respondents replied that they were experiencing reasons for participating in agro-healing services. Respondents who had no knowledge of agro-healing services responded that 76.7% of respondents said they would not participate. More than two-thirds of respondents in all types indicated that they needed agro-healing services. As a result of evaluating the maximum willingness to pay, there was a willingness to pay for farm work healing about 15,800 won, horticulture healing about 14,800 won, forest healing about 13,400 won, and animal assisted healing about 17,000 won. Improving accessibility and strengthening awareness were high priorities for inconveniences and improvements. 70.1% of the respondents said that policies for agro-healing services are needed. Development of agro-healing programs and contents was the first priority for support policy. The result of this study is expected to provide reference data that can be suggested for agro-healing policy establishment.

The Public Choice Analysis of Korean Mobile Telecom Policy (이동통신 정책의 공공 선택 분석)

  • Shin, Jin;Park, Dea-Woo
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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    • 2014.10a
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    • pp.917-920
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    • 2014
  • In Korea mobile phone subscribers exceeded 1 million people in 1995, and ten million people in 1998. Prevalence of the mobile phone increased dramatically over 110% compared to the population. And all family members including children and students use one or two mobile terminal. Mobile phone is obviously necessary good more than washer, vacuum cleaner, passenger car. Our daily life with mobile communication are conveniently positioned, but communication related costs including the price of the device has become a big burden on the household. But the government does not seem to do the right role at the right time to prevent the failure of the market to further maximize consumer welfare and social welfare through fair competition. This principal-agent problems exist especially in perspective of joint use of the mobile communication network, number portability, separation of phone distribution and phone service and network neutrality among in mobile communication policies since the early 1990s up to now.

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A Review of Footpad Dermatitis Characteristics, Causes, and Scoring System for Broiler Chickens (육계 발바닥 피부염의 발생원인, 점수 시스템 및 관련 연구 동향에 대한 총설)

  • Jeon, Jin-Joo;Hong, Eui-Chul;Kang, Hwan-Ku;Kim, Hyun-Soo;Son, Jiseon;You, Are-Sun;Kim, Hee-Jin;Kang, Bo-Seok
    • Korean Journal of Poultry Science
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    • v.47 no.4
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    • pp.199-210
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    • 2020
  • Footpad dermatitis (plantar surface footpad lesions) is an increasing problem in the global poultry industry, affecting foot quality, overall welfare, and production performance. The growing consumer demand for chicken feet in Asian markets has given poultry companies interest in reducing footpad dermatitis. The lesions are multiply associated with various factors affecting the moisture content of litter such as nutrition, drinker type and management, environmental conditions (e.g., temperature, relative humidity, ammonia levels, ventilation rate), and flock health. This review addresses footpad dermatitis characteristics, causes, and the assessment system to provide a guide for future research.