• Title/Summary/Keyword: Consumer classification

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Consumer Credit Scoring Model with Two-Stage Mathematical Programming (통합 수리계획법을 이용한 개인신용평가모형)

  • Lee, Sung-Wook;Roh, Tae-Hyup
    • The Journal of Information Systems
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    • v.16 no.1
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    • pp.1-21
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    • 2007
  • 신용평점을 위한 부도예측의 분류 문제를 다루는데 있어서 통계적 판별분석 및 인공신경망 및 유전자알고리즘 등을 이용한 데이터 마이닝의 방법들이 일반적으로 고려되어왔다. 이 연구에서는 수리계획법을 응용하여 classification gap을 고려한 이단계 수리계획 접근방법을 신용평가에 적용하는 방법론을 제안하여 수리계획법을 통한 신용평가모형 구축의 가능성을 제시한다. 1단계에서는 선형계획법을 이용해서 대출 신청자에게 대출을 허가할 것 인지의 여부를 결정하게 되는 대출 심사 filtering으로의 적용단계이고, 2단계에서는 정수계획법을 이용하여 오분류 비용이 최소가 되도록 하는 판별점수를 찾는 과정으로 모형을 구성한다. 개인 대출 신청자의 데이터(German Credit Data)에 대하여 피셔의 선형 판별함수, 로지스틱 회귀모형 및 기존의 수리계획 기법들과의 비교를 통해서 제안된 모델의 성능을 평가한다. 이단계 수리계획 접근법의 평가 결과를 통하여 신용평가모형에의 적용가능성을 기존 통계적인 접근방법 및 수리계획 접근법과 비교하여 제시하고 있다.

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A Study on the Visual Sensibility of Clothing Texture (의복재질의 시각적 감성연구)

  • 오해순;이경희
    • Journal of the Korean Society of Clothing and Textiles
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    • v.26 no.10
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    • pp.1412-1423
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    • 2002
  • The purpose of this study is to objectively explain the visual sensibility of clothing torture that satisfies the consumer's sensibility. The photo stimuli on clothing texture are divided into hard, soft transparent and brilliant. For the study of image 38 kinds of costume samples is used. The Study was measured by using Semantic Differential method. The subjects were 410 females in twenties. The data were analyzed by factor analysis, ANOVA, MDS and regression analysis. Data were analyzed by SPSS. The major findings of this research were as follows: 1. As a result of the factor analysis,5 factors of visual sensibility were consist of high qualities, touches, looks, lightness, and warmness or coolness.2. There were significant difference in visual sensibility based on classification of clothing texture.3. The clothing texture was classified as thin-full, flat-lumpy. 4. As a result of the regression analysis, preferences of consumers can be connected directly with buying behavior and satisfaction can be closely related with preferences and positive buying behavior.

The Categorization and Contents Review of the Studies about Internet Shopping Mall (인터넷 쇼핑몰관련 연구의 유형 분류와 내용 분석)

  • Kwak, Won-Il;Choi, Won-Il;Jeon, Jung-Ok;Park, Hyun-Hee
    • International Commerce and Information Review
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    • v.9 no.4
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    • pp.21-40
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    • 2007
  • This study is trying to classify and analyse the Internet shopping mall related studies from 1997 to 2006 in order to provide comprehensive view about Internet shopping mall. Another aim of this study is to give the future research themes around this area through consideration of needed research parts. First, we summarise the related terms, definitions and classification of Internet shopping mall itself. Then we classify the studies into two groups - researches about company behavior and researches about consumer behavior. We review the studies of each categories and classify them into more detail area. Finally we attempt to give integrated frameworks of each categories.

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Examination of Two Decades in Used Clothing Trade: The Case of the United States and Selected Developed Economies

  • Lee, Youngji;Zhang, Ling;Karpova, Elena
    • Fashion, Industry and Education
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    • v.14 no.2
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    • pp.24-34
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    • 2016
  • This research examined two decades of the U.S. used clothing exports to the world. All countries (209) were classified into four groups based on the level of economic development. Between 1996 and 2012, U.S. used clothing exports shifted away from low-income economies to high-income economies. For the first time, our research demonstrated that the majority of used clothing discarded by American consumers is exported to high-income economies instead of poorest nations of the world. Next, used clothing exports and imports by volume and value in seven high-income countries were analyzed. The high-income countries not only exported but also imported significant amount of used clothing, which indicates a growing demand for worn apparel in developed nations. The demand might be at least partially attributed to the popular vintage clothing trend and increasing consumer environmentalism. Implications regarding development and implementation of a new classification system of worn clothing and recommendations for future research are presented.

A Classification of the Consumer and the Art Consumption Behavior According to Their Lifestyles (라이프스타일 유형화와 유형별 예술상품소비행태분석)

  • 김정은;정순희
    • Journal of Family Resource Management and Policy Review
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    • v.7 no.1
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    • pp.1-22
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    • 2003
  • The purpose of this study is to classify the subjects according to their lifestyles and analyze the art consumption behavior of them that are classified. Data were obtained form 390 people over 20 years of age. Factor analysis was used for examining dimensions of lifestyles and cluster analysis for classifying the type of lifestyles. This study found three different types of lifestyles, i.e., the conspicuous consumption-oriented type, the economical future-oriented type and the progressive leisure-oriented type. There are significant differences in art consumption behavior as well as socio-economic characteristics of the subjects among three types of lifestyles.

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An Attempt for Constructing a New Paradigm of Home Economics - Ecological Approach and An Integrative Model - (가정학의 새로운 패러다임 구축을 위한 시론 II-통합적 모형)

  • Yoo Young-Ju;Sohn Jung-Young
    • Journal of the Korean Home Economics Association
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    • v.37 no.12 s.142
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    • pp.179-192
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    • 1999
  • Thesedays, Home Economic in Korea is faced with the danger of a discord caused by the outer pressure of reorganization in the process educational reformation. The first purpose of this study was to examine the characteristics of the informatized society and the changes of families lived in the informatized society. The second was to assert to strengthen Home Economics in the informatized society. Ultimately we suggested an integrative and interdisciplinary model about Home Economics from the ecological and informative perspective. This model consist with three parts: Human development(Child studies, Gerontology, & Adolescent studies) and family studies division(Family relation studies, family resource management studies, & Consumer studies) Environmental division(Clothing and Textiles, Food and Nutrition, & Housing) and HEIS(Home Economics Information System). This classification is correspond with the one Human-Behavioral Environment and Human-Constructed Environment of Ecological theory.

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Comparison of Discriminant Analyses for Consumers' Taste Grade on Hanwoo (한우 맛 등급 판별방법 비교 연구)

  • Kim, Jae-Hee;Seo, Gu-Re-Oun-Den-Nim
    • The Korean Journal of Applied Statistics
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    • v.21 no.6
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    • pp.969-980
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    • 2008
  • This paper presents the comparison of four methods, linear, quadratic, canonical and non-parametric discriminant analyses to discriminate the consumers' taste grade with sensory variables, such as tenderness, juiciness, flavor, and overall acceptability based on Consumer Sensory Survey. The classification ability of each method is measured and compared by the resubstitution error rate.

Classification of Lower Frontal and Lateral Body Shapes - Junior-High School Girls Between the Ages of 13 and 15 Years Old- (하반신 정면.측면 체형의 형태적 분류 - 13세∼15세 여중생을 대상으로 -)

  • 임지영
    • Journal of the Korean Home Economics Association
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    • v.41 no.4
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    • pp.101-110
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    • 2003
  • The effective construction for ready-made clothes is one of the central concerns of both consumer and manufactures in today's apparel industry. So in order to reduce the burden of stocks and increase clothing fitness, systematic information on typical body size and somatotypes is essential. This study was performed to provide fundamental data on junior-high school girls' somatotype by classifying the lower body somatotype and analyzing the characteristics of each somatotype. The subject were 236 Korean junior-high school girls. The subject were directly measured anthropometrically and indirectly analyzed photographically. By direct measurement, 5 factors were extracted through factor analysis and the subject were classified into 4 duster as their lower body front silhouette. By indirect measurement, 5 factors ore extracted through factor analysis and the subject were classified into 3 cluster as their lower body side silhouette. After combining the body types of the front and the side silhouette, we selected 4 basic body types out of combination.

Unpaid fami1y workers In family businesses: their job characteristics and job satisfaction (가족기업의 무급가족종사원에 관한 연구: 일 관련 특성과 직업만족도를 중심으로)

  • Koh Sun-Kang
    • Journal of Family Resource Management and Policy Review
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    • v.8 no.2
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    • pp.43-60
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    • 2004
  • The purpose of this study is to examine characteristics of unpaid family workers in family-owned businesses and to determine factors associated with their job satisfaction. Analyses of unpaid family workers from whom Korea Labor and Income Panel Study(KLIP) gathered data in 2000 were used to accomplish this. According to these analyses, the important factors in predicting job satisfaction are the age of unpaid family worker, household income, hours of work in a week size of family-owned business, and job classification.

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A CRM Strategy of Internet Shopping Mall: Focused on a Classification of Online Consumer Group by Buying Frequency and Mall Loyalty (인터넷 쇼핑몰의 고객관리 방안에 관한 연구 - 온라인 구매빈도와 쇼핑몰 로열티에 의한 고객세분화를 중심으로 -)

  • Park, Cheol;Jun, Jong-Kun
    • Journal of Information Technology Applications and Management
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    • v.9 no.4
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    • pp.127-149
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    • 2002
  • Online consumers were classified four groups by online buying frequency and shopping mall loyalty in this study; high frequency-high loyalty, high frequency-low loyalty, low frequency-high loyalty, and low frequency-low loyalty groups. Four groups were compared by Internet usage, flow experience, innovativeness, perceived risks of Internet shopping, Internet shopping behaviors, and demographics. Through an online survey of 396 Internet shoppers, there found significant differences of those variables among four groups. The implications for customer relationship management of Internet shopping mall are discussed and further researches are suggested.

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