• Title/Summary/Keyword: Commercial Impact Analysis

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Productivity Growth of Vietnamese Commercial Banks: An Application of Non-Parametric Analysis

  • NGUYEN, Manh Hung
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.9
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    • pp.177-187
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    • 2021
  • The purpose of the research to evaluate the efficiency and productivity growth rate of some Vietnamese commercial banks in the period 2008-2020. Using input and output selection theory, the author selected 2 models, estimating the efficiency for model 1 and estimating the yield change for both the models. We have built a model to estimate the efficiency and calculate as well as decompose the productivity growth of Vietnamese commercial banks during the period of active mergers and acquisitions activities in the banking system. Based on the results of the efficiency estimation, TFP shows during mergers and acquisitions, efficiency fluctuates but in an inverted U-shape (increasing from 2008-2011 but decreasing from 2013 to 2020). The estimated results of the impact assessment model show that FDI reduces the efficiency of banks. Productivity analysis shows that 6 out of 23 banks in the study period had positive TFP growth (tfpch > 1) due to technical progress and management efficiency. The findings of this study suggest that Vietnam's commercial banking system has many opportunities to improve operational efficiency in many aspects. In which, there are opportunities to increase credit, improve governance as well as improve the technology level of each bank. In addition, along with traditional products such as deposits and loans, diversification with a wide range of products and services is an important factor to enhance customer experience and demand in commercial banks.

Analysis of Bus Accident Severity Using K-Means Clustering Model and Ordered Logit Model (K-평균 군집모형 및 순서형 로짓모형을 이용한 버스 사고 심각도 유형 분석 측면부 사고를 중심으로)

  • Lee, Insik;Lee, Hyunmi;Jang, Jeong Ah;Yi, Yongju
    • Journal of Auto-vehicle Safety Association
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    • v.13 no.3
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    • pp.69-77
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    • 2021
  • Although accident data from the National Police Agency and insurance companies do not know the vehicle safety, the damage level information can be obtained from the data managed by the bus credit association or the bus company itself. So the accident severity was analyzed based on the side impact accidents using accident repair cost. K-means clustering analysis separated the cost of accident repair into 'minor', 'moderate', 'severe', and 'very severe'. In addition, the side impact accident severity was analyzed by using an ordered logit model. As a result, it is appeared that the longer the repair period, the greater the impact on the severity of the side impact accident. Also, it is appeared that the higher the number of collision points, the greater the impact on the severity of the side impact accident. In addition, oblique collisions of the angle of impact were derived to affect the severity of the accident less than right angle collisions. Finally, the absence of opponent vehicle and large commercial vehicles involved accidents were shown to have less impact on the side impact accident severity than passenger cars.

Effect of Process Parameters on Rectangular Cup Impact Extrusion of an AA1070 Aluminum Alloy (AA1070 알루미늄 합금의 사각형상 충격압출 성형에 미치는 공정 조건의 영향)

  • Jo, M.K.;An, E.;Park, I.W.;Song, I.S.;Kim, H. Y.;Kim, D.;Moon, Y.H.;Kim, J.H.
    • Transactions of Materials Processing
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    • v.24 no.5
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    • pp.323-331
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    • 2015
  • Impact extrusion is an economical and productive process that can replace the multistage deep drawing process for producing deep rectangular cases. In the current work, a three-dimensional finite element analysis of the impact extrusion process of a commercial purity aluminum alloy (AA1070) was performed to predict loads, material flow, and deformed shapes using the Hansel-Spittel rheology law, which describes the flow stress at various temperatures and strain rates. The role of various process parameters such as friction, clearance between punch and die, aspect ratio and thickness of billet on the process and the shapes was analyzed.

Oblique Impact Analysis of Long Rod Penetrator against Metallic Plate using NET3D (NET3D를 이용한 긴 관통자와 금속 판재의 경사충돌 해석)

  • 유요한
    • Journal of the Korea Institute of Military Science and Technology
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    • v.5 no.2
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    • pp.228-238
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    • 2002
  • Using the dynamic explicit program NET3D, oblique impact between long rod penetrator and metallic plate was analyzed. Compared with an experiment and AUTODYN-3D analysis result, the accuracy of NET3D program was examined. It was proved that NET3D program could analyze comparatively exactly oblique impact phenomenon between long rod penetrator and metallic plate. The final deformed configuration of penetrator predicted by NET3D program was more close to experimental result than commercial program AUTODYN-3D. But, in order to increase the reliability of NET3D program in the simulation of tensile fracture phenomenon, the additional research is required.

Impact of Societal Participation on Customer Satisfaction: Economic-Environmental Analysis from Saudi Banks

  • SOMILI, Hassan M.
    • The Journal of Asian Finance, Economics and Business
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    • v.9 no.5
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    • pp.177-186
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    • 2022
  • This study aimed to measure the impact of societal participation of Saudi banks on customer satisfaction and determine the statistical differences in customer satisfaction according to sex, age, income, education, and work type. Societal participation has economic and environmental dimensions. The study population includes all Saudis in the government, military, and private sectors reaching 3.58 million in 2021. The unit of analysis is Saudi customers of commercial banks. The 12 banks have societal programs. The research tool is a "Questionnaire," It is distributed face-to-face at places of work. The study concludes that economic participation has no impact on customer satisfaction; however, the impact of environmental participation on customer satisfaction is proved. The study shows no statistical differences in customer satisfaction according to mediators (sex, age, income, education, and work type). Despite the environmental participation being the tangible product by Saudi banks in the local market, the study concludes the positive relationship between societal participation and customer satisfaction. The study presents a set of recommendations for enhancing societal participation in the Saudi businesses environment.

Nonlinear Structural Analysis of the Spent Nuclear Fuel Disposal Canister Subjected to an Accidental Drop and Ground Impact Event (추락낙하 사고 시 지면과 충돌하는 고준위폐기물 처분용기의 비선형구조해석)

  • Kwon, Young-Joo
    • Journal of the Computational Structural Engineering Institute of Korea
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    • v.32 no.2
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    • pp.75-86
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    • 2019
  • The biggest obstacle in the nuclear power generation is the high level radioactive waste such as the spent nuclear fuel. High level radioactivities and generated heat make the safe treatment of the spent nuclear fuel very difficult. Nowadays, the only treatment method is a deep geological disposal technology. This paper treats the structural safe design problem of the spent nuclear fuel disposal canister which is one of the core technologies of the deep geological disposal technology. Especially, this paper executed the nonlinear structural analysis for the stresses and deformations occurring in the canister due to the impulsive force applied to the spent nuclear fuel disposal canister in the case of an accidental drop and ground impact event from the transportation vehicle in the repository. The main content of the analysis is about that the impulsive force is obtained using the commercial rigid body dynamic analysis computer code, RecurDyn, and the stress and deformation caused by this impulsive force are obtained using the commercial finite element static structural analysis computer code, NISA. The analysis results show that large stresses and deformations may occur in the canister, especially in the rid or the bottom of the canister, due to the impulsive force occurring during the collision impact period.

Data Envelopment Analysis on Measuring the Performance of Vietnamese Joint-Stock Commercial Banks

  • NGO, Duc Tien;PHUNG, Thu Ha;DINH, Tuan Minh;NGUYEN, Thuy Lien
    • The Journal of Asian Finance, Economics and Business
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    • v.9 no.7
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    • pp.53-62
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    • 2022
  • Commercial banks have a significant impact on the economy of Vietnam because they provide the majority of transactional capital. Therefore, the operational efficiency of commercial banks is a viral topic for the study of the Vietnamese banking system. The research aims to examine the efficiency and inefficiency of joint-stock commercial banks in Vietnam from 2016 to 2020 and then classify them into the efficient group and inefficient group. The study employs the time series data of 29 joint-stock commercial banks during the period 2016-2020. Based on the data collected from the annual audited financial statements of 29 Vietnamese joint-stock commercial banks, the authors select input and output variables for the standard DEA models and anti-efficient DEA models. This research uses two stages, first, by applying the standard DEA model, we investigate the efficient banks; second, by employing the anti-efficient DEA model, we find out the inefficient banks. The results reveal that the average efficiency score of 29 joint-stock commercial banks tends to increase in the period 2016-2018 and decrease gradually in the period 2019-2020. The findings of this study suggest that several small and medium-sized banks in the Vietnamese banking sector have both promising and risky performances and the efficiency of state-owned commercial banks has also improved significantly during the study period.

Stundy on Simulation Characteristics of Low Velocity Impact Test of Carbon/Epoxy Composite Plates Manufactured by Filament Winding Method (필라멘트 와인딩 공법으로 제작한 탄소섬유/에폭시 복합소재 평판의 저속 낙하 충격시험 시뮬레이션에 관한 연구)

  • BYUN, JONGIK;KIM, JONGLYUL;HEO, SEOKBONG;KIM, HANSANG
    • Transactions of the Korean hydrogen and new energy society
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    • v.29 no.2
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    • pp.190-196
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    • 2018
  • Carbon fiber/epoxy composites are typical brittle materials and have low impact properties. Recently, it is important to investigate impact characteristics of carbon fiber composites because of increasing use as automobile parts and high pressure hydrogen vessels of fuel cell electric vehicles for light weight. In this study, the low velocity impact properties of carbon fiber/epoxy composites fabricated by a filament winding method are studied. The low velocity impact properties were measured by performing tests according to ASTM D7136. The low velocity impact simulations were carried out using commercial structural analysis software, Abaqus. The absorbed energy and the delamination shapes were compared between the experimental and simulation results. The numerical analysis method showed that the absorbed energy decreased with the reduced number of cohesive elements in the composite models.

The Impact of Attracting University Campuses on the Local Economies of Small and Medium-Sized Cities - Focusing on Changes in Neighborhood Commercial Areas - (지방 중소도시 내 대학캠퍼스 유치가 지역경제에 미치는 영향 -근린상권 변화를 중심으로-)

  • Lee, Dong Yun;Jeong, Seok
    • Journal of the Korean Regional Science Association
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    • v.40 no.2
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    • pp.3-19
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    • 2024
  • The purpose of this study is to analyze the impact of attracting a university campus on the local economies of small and medium-sized cities, focusing on changes in local commercial neighborhoods(such as the number of startups, closures, and stores counts). For this study, a Difference-in-Difference(DID) analysis was used to compare the period before and after the attraction of university campuses in four local small and medium-sized cities. These include the Yangsan Campus of Pusan National University, the Jincheon Campus of Woosuk University, the Taean Campus of Hanseo University, and the Dangjin Campus of Hoseo University. The comparison was based on the number of startups, closures, and store counts, using local data provided by the Ministry of the Interior and Safety. The main findings of the study are as follows. First, attracting a university campus has a positive impact on the number of startups, both spatially and temporally. The spatial factors for the number of closures and stores showed a decrease, while the interaction terms representing the period before and after attracting the university campus all indicated an increase. Second, the number of startups in cultural and food-related sectors increase, reflecting the new demand created by attracting the university campus. However, there was also an increase in the number of closures, indicating rapidly changing consumption trends among university students. Third, physical environmental factors such as the number of building floors, land use zoning, and officially assessed land prices have a significant impact on the number of startups, closures, and stores. This supports the assertion that attracting university campus have a positive impact on the revitalization of local commercial neighborhoods.

The Impact of Urban Space Structure on Commercial Real Estate Markets (물리적 도시공간구조가 상업용 부동산시장에 미치는 영향)

  • Kim, Kyung-Min;Shin, Sang-Mook
    • Journal of the Economic Geographical Society of Korea
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    • v.16 no.1
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    • pp.71-85
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    • 2013
  • This paper examines the impact of urban space structure on real estate markets, especially on commercial real estate markets. Based on a large scale of GIS dataset, volumes of each land use type are examined. This vast dataset enables 3-dimensional analysis of land use in the entire Seoul area, overcoming the limits of previous research relying on simple 2-dimensional analysis. After then, the Herfindahl index is used to calculate the level of mixed-uses. It analyzes whether a building price is influenced by circumjacent commercial buildings and its residential development pattern. The regression outcomes verify that a nearby area's development patterns make an impact on an office building price. It shows the possibility that a new-urbanism's argument can be actualized.

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