• Journal of the Korea Society of Computer and Information
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• v.11 no.1 s.39
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• pp.237-242
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• 2006

Currently, the settlement system which is used at credit card settlement from the member store of the off-line credit card is composed of the credit card settlement terminal, the VAN company which does a settlement relay service and the credit card company. When the obstacle occurs from the credit card company, the VAN company which does a settlement relay service conducts an approval vicarious execution, but when the obstacle occurs from the VAN company, the credit card settlement service is not accomplished smoothly. The dissertation implement the credit card settlement system which receives a settlement relay service that credit card settlement terminal uses a Telegram Conversion Agent from the other VAN company when the VAN company obstacle occurs.

• Korean Journal of Agricultural Science
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• v.47 no.4
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• pp.921-931
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• 2020

This study was carried out to determine the factor of a separating system according to the pepper varieties and the absence of a card cleaner system. The pepper varieties of Jeokyoung and AR-Legend were transplanted on November 20, 2019 and tested on March 18, 2020 with a harvesting speed of 0.2 m·s-1 for 10 pepper plants. The performance evaluation was determined by analyzing the separation efficiency of the peppers and the foreign matter mixing rate. The pepper harvester with a card cleaner showed a higher separation efficiency of the peppers compared to the pepper harvester without a card cleaner. The average separation efficiency of peppers on the pepper harvester with a card cleaner was higher at 13.5% for Jeokyoung and 1.9% for AR-Legend than that without a card cleaner. The mixing ratio of foreign materials on the pepper harvester with a card cleaner was lower at 8.7% and 2.5% for Jeokyoung and AR-Legend than that without a card cleaner, respectively. For the two-way ANOVA results according to the variety and the card cleaner, there was no effect on the separation efficiency of the peppers, but there was an effect on the foreign matter mixing rate.

• 한국컴퓨터산업교육학회:학술대회논문집
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• 2003.11a
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• pp.111-118
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• 2003

Java Card API written to optimize Execute Environment in embedded device of small memory such as smart card. Java Card API intended to provide many advance when develope smart card based program. this paper purpose to implement RSA Algorithm of public key Algorithms with Java Card API.

• Journal of the Korean Home Economics Association
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• v.43 no.2
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• pp.191-202
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• 2005

The purpose of this study was to identify the characteristics of late credit card bill payers. Data were collected through a questionnaire survey of 621 credit card users residing in five metropolitan cities including Seoul and Gyeonggi Province. The results indicated that credit card delinquents showed irrational behavior in managing the use of credit cards. That is, they unnecessarily subscribed for credit cards, used their credit cards without signature, or excessively used the credit cards regardless of their payment capability. From these study results, two recommendations were made : 1) consumer education on credit card use and credit management and 2) law revision on regulating credit card use.

• ETRI Journal
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• v.25 no.6
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• pp.510-516
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• 2003

In this paper, we describe the development of a platform-based SoC of a 32-bit smart card. The smart card uses a 32-bit microprocessor for high performance and two cryptographic processors for high security. It supports both contact and contactless interfaces, which comply with ISO/IEC 7816 and 14496 Type B. It has a Java Card OS to support multiple applications. We modeled smart card readers with a foreign language interface for efficient verification of the smart card SoC. The SoC was implemented using 0.25 ${\mu}m$ technology. To reduce the power consumption of the smart card SoC, we applied power optimization techniques, including clock gating. Experimental results show that the power consumption of the RSA and ECC cryptographic processors can be reduced by 32% and 62%, respectively, without increasing the area.

• International Journal of Advanced Culture Technology
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• v.8 no.1
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• pp.107-112
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• 2020

Green credit card is the card service to revitalize the eco-friendly life of the people, offering a variety of benefits to card users for supporting environment. The present research aims to examine the effect of individuals' regulatory focus (promotion focus vs. prevention focus) on their ethical behavior in the context of green credit/debit card services. This research examines whether green credit/debit card users behave ethically according to their regulatory focus. The results indicate that green credit/debit card users with a prevention focus are more likely to behave ethically compared to those with a promotion focus. The findings imply that regulatory focus may be an effective marketing and segmentation tool in facilitating individuals' ethical behavior.

• Journal of the Korea Safety Management & Science
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• v.11 no.4
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• pp.261-267
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• 2009

The purposes of this article is to analyse how market competition of credit card company affect price(interest rate) and survival length of card users. This paper uses individual account data from a large Korean credit card company during the periods from 2002 to 2006. The findings of our study are as follows. First, market competition of credit card company have a negative effect with interest rate of credit card. Second, market competition of credit card company have a affirmative effect with survival length. Finally, The effect of Increasing delinquency rate due to price increase is smaller than decreasing delinquency rate due to extending survival length.

• The Journal of Information Technology
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• v.4 no.4
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• pp.113-128
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• 2001

The international trade industry is on the brink of a radical Internet-driven transformation. TradeCard is a payment and settlement system that is an alternative to letters of crdeit. That is, TradeCard is a business-to-business e-commerce infrastructure that enables buyers and sellers to conduct and settle international trade transactions securely over the Internet. Paperless, payment-guaranteed international trade transactions - which eliminate the traditional letters of credit with electronic certifications - are widely considered the most difficult B2B transactions to conduct. The TradeCard system was initially built to accommodate and process this complex, cross-border payment type at a US$100 service fee for each transaction of up to US$100,000 since November 1999.

• Journal of the Korea Institute of Information and Communication Engineering
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• v.20 no.1
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• pp.81-86
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• 2016

In this paper, we present multi-channel authentication based security card design. Since this security card is written on the transparent paper, security information is extracted by overlaying the card with smartphone screen. This method removes the limitations of physical layout in previous security card and improves the security level. Furthermore, our security card is secure when our card is exposed to malicious users.

• The Journal of Information Technology
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• v.10 no.3
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• pp.59-75
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• 2007

Java Card has several applets running on card, and applet can be added easily. Each applet supports different application programs, and includes file system for data management. This paper presents design and implementation of the file system API based on Java Card for the efficient data management in need of the applet. We referred the smart card international standard ISO7816-4 for the file system and used API supported at Java Card. Results show that it is easy to design and operation of file systems during the applet development, also show lighting of applet's source codes and improved access times.