• 자동차안전학회지
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• 제13권4호
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• pp.53-59
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• 2021

According to the Korean Traffic Accident Analysis System (TAAS), more than 200,000 traffic accidents occur every year. Also, the statistics including auto insurance companies data show 1.3 million traffic accidents. In the case of TAAS, the types of traffic accidents are simply divided into four; frontal collision, side collision, rear collision, and rollover. However, more detailed information is needed to assess for advanced driver assist systems at intersections. For example, directional information is needed, such as whether the vehicle in the car accident way in a straight or a left turn, etc. This study intends to redefine the type of accident with the more clear driving direction and path by referring to the Negligence standards used in automobile insurance accidents. The standards largely divide five categories of car-to-car/motorcycle /pedestrian/cyclist, and highway, and the each category is classified into dozens of types by status of the traffic signal, conflict situations. In order to present more various accident types for auto insurance accidents, the standards are reclassified driving direction and path of vehicles from crash situations. In results, the car-to-car accidents are classified into 33 accident types, car-to-pedestrian accidents have 19 accident types, car-to-motorcycle accidents have 38 accident types, and car-to-cyclist accidents are derived into 26 types.

• 한국응급구조학회지
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• 제4권1호
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• pp.63-71
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• 2000

Exceptive clause of ambulance stated in Road Traffic Laws of ambulance car accidents is not properly applied and emergency staffs who transfer over 85% of emergency cases are to be forced to start out to the emergency field with unstable conditions which they may be punished on the criminal and civil laws. Hereby this study makes the following suggestions to activate the duties of transferring emergency cases by emergency staffs, promote their morale and diminish the victim of emergency staffs due to traffic accidents. 1) It is prescribed that ambulance car drivers should be protected legally by applying the exceptive clauses thoroughly regulated in special case clauses because ambulance cars are used for the purpose of saving the human life. 2) On the traffic accidents occurred during the transfer of emergency cases, the special insurance system is created for treating the ambulance car accidents, not to bind the emergency staff's mistake to traffic law and the victims are compensated by the nation on the basis of insurance system and emergency staffs have the systematic security. 3) On the road over six lanes, emergency lane is set on the center and ambulance car should be used as the exclusive lane. 4) Ambulance car drivers must have the habit of transferring emergency cases rapidly within the range of legal operation.

• 산경연구논집
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• 제8권6호
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• pp.25-31
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• 2017

Purpose - This study examines car accidents that occurred in South Korea territory, and analyzes criminal liability of the offender and certain issues of driver's insurance, but a civil liability to the injured is excluded as civil liability belongs to auto insurance. Research design, data, and methodology - With carrying out this research, case study of driver's liability and literature review were adopted throughout. For this, car accidents that occurred in South Korean territory were examined and then criminal liability of the offender and certain issues of driver's insurance were analyzed. Results - From this case study on driver's liability it was found that the offender cannot receive insurance money from the insurer irrespective of the valid drive insurance, if there is no 'bill of agreement of criminal consensus'. This study suggests some ideas, offers suggestions of convenience and assistance of qualified claim staff to overcome a hurdle of drive insurance. Conclusions - As long as the accident is not a fraud and scam by the parties concerned, advance payment of agreement of criminal consensus is required to the insured, the policy holder within the limit of liability of driver insurance, on condition that the drive insurance is valid.

• 대한교통학회지
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• 제33권3호
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• pp.223-236
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• 2015

이 연구는 교통사고감소를 위한 자동차보험의 지역요인 반영에 대해 다루고 있다. 연구의 목적은 지역별 자동차보험 적용방안에 대한 과학적인 검증절차를 수립하는데 있다. 이를 위해 이 연구는 지역별로 서로 다른 교통환경 요인에 대한 자동차보험 손해율과의 상관분석을 수행하였으며, 그 타당성을 검증하였다. 또한, 교통사고의 주된 원인인 인적요인에 해당하는 교통문화를 지역별로 구분하여 손해율간의 상관관계와 모형도를 제시하였다. 이러한 결과를 토대로 지역별로 교통사고를 유발하는 다양한 교통환경이 있음에도 불구하고 자동차보험요율은 획일적으로 적용되고 있는 문제점을 제기하였으며, 이를 해결하기 위한 방안으로 지역요인을 반영한 자동차보험정책의 도입을 주장하였다.

• 한국건설관리학회논문집
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• 제4권1호
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• pp.122-130
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• 2003

최근 건설공사가 대형화$\cdot$특수화$\cdot$다양화됨에 따라 시공 중에 돌발적인 사고의 발생 가능성이 높아지고 있으며, 사고발생 시에는 막대한 경제적 손실과 인적피해를 수반하여 그 사회적 충격도 커지고 있다. 이러한 우연한 사고의 발생으로 인한 손실에 대비하여 일부 공공공사에 대하여 의무적으로 건설공사보험(Contractor's all risks insurance policy : CAR, 이하 공사보험)에 가입하도록 관련법에서 규정하고 있다. 이처럼 공사보험이 위험관리의 주요 수단으로 활용되고 있으나, 공사보험요율의 적정성 및 공평성에 대하여 많은 문제가 제기되고 있다 이에 본 연구에서는 첫째, 보험요율의 적정성을 검토하고 수급자의 공사수행 위험도를 평가하여 공사보험요율에 반영할 수 있는 할인$\cdot$할증 제도의 적용방안을 제시하고 둘째 이 제도를 적용하기 위해 수급자의 공사수행 위험도를 평가하기 위한 항목의 개발방향을 제시하였다. 마지막으로 공사위험의 특성을 고려하여 보험요율 결정과정을 합리적으로 진행하기 위해 건설공사와 관련된 기술전문가와 보험관련 전문가로 구성된 위험평가 팀의 활용방안에 대하여 제시하였다.

• 산업경영시스템학회지
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• 제20권44호
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• pp.163-169
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• 1997

Due to the increasing of the number of cars and bad road conditions, car accidens are increasing every you in Korea. When a person meets a car accident, it is necessary for him to analyze and determine whether applying insurance or not, because standard discount rate and special increasing rate change with accident types and the amount of accident expenditure. When we consider insurance rate that includes more then ten elements, we need a decision making, In this paper, S insurance company investigated previous car causers in 1988, 1989, 1990 to 1996 with 600,000 real data. We investigate probability density functions and cumulative distribution functions for each year using ARENA software. We can apply the results of this study to various accidents that occur under uncertainty in our life. I hope that this paper contribute to strengthening competitive power of companies and developing new insurance rate systems in future.

• 보건의료산업학회지
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• 제9권1호
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• pp.57-66
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• 2015

This study was performed to provide efficient fund managing plans for hospitals by looking into the management of medical fees for accident insurance. Car insurance, industrial accident insurance and seamen's insurance at a general hospital which is located in Busan during 29 months from January 1, 2009 to May 31, 2011 were assessed. The research data is the total number of 6,293 cases, including 2,251 car insurance cases, 2,350 industrial accident insurance cases, and 1,692 seamen's insurance cases. There were some significant differences found, as car insurance and seamen's insurance, including accident insurance, are types of insurance for which employers or traffic accidents offenders shall be the final premium payer. In addition, medical examination fees or premium payers are applied under their respective related laws. The findings suggest that it is necessary for managers of hospitals to prepare differentiated management schemes based on the characteristics of each insurer and schemes to ensure proper recovery strategies of uncollected medical account receivables.

• 한국자동차공학회논문집
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• 제19권2호
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• pp.12-19
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• 2011

Real-world accident cases were investigated to understand injury characteristics of the elderly driver. A total 10 cases of car-to-car frontal crash accidents from passenger car including SUV claimed to domestic car insurance company were reviewed. The injury characteristics of the elderly were analyzed from personal information (gender, age), medical treatment record (medical certificate, curative days), vehicle information (model, air-bag, seatbelt) and damage information. This study showed that elderly driver has higher possibility of thorax injury than non-elderly's. Moreover, Injury type and severity were more severe than non-elderly driver at similar type accident conditions. Also, elderly driver's medical treatment period needs 3 times more than non-elderly driver's.

• 유통과학연구
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• 제15권8호
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• pp.29-36
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• 2017

Purpose - This paper proposes some ideas with a view to reducing any possible accidents caused by unlicensed drivers and an illegal use of other's name, particularly by teenagers in consideration of easy and simple instruction on smartphone with very weak and mere consciousness on auto life. Research design, data, and methodology - This study analyzes some accident cases between cargo trucks and rental cars in South Korea, and unlicensed vehicle with unlicensed drivers who use rental cars collided with cargo trucks which were loaded a lot of goods to be delivered to buyer designated. In order to fulfill this research, a case study accompanied with literature survey was conducted. Ideal suggestion for the right growth on rental car industry will be realized by legislation of the law. Results - This paper classified bodily injury of the victim, property damage and damaged cargo arising out of the unlicensed who is driving on car sharing service in South Korea. Conclusions - For the purpose of reducing cargo accidents caused by unlicensed drivers and an illegal use of other's name particularly by teenagers, this paper proposes some ideas of Amendment of the law, Paradigm shift of car sharing company, Preparation by association side and Technical Complementary Measures in South Korea.

• 대한토목학회논문집
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• 제39권4호
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• pp.505-512
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• 2019

본 연구는 트램의 사고분석과 사고보상 체계를 검토하여 국내 도입이 추진되고 있는 트램의 안전대책 마련을 위한 기초연구이다. 트램의 사고특성 분석은 해외자료를 기반으로 분석하였다. 트램 도입 후 5년이 지난 시점부터 사고가 절반으로 감소하여 안정화 되었고, 사망사고는 전체 사상자의 0.5 %이고 대부분 경미사고로 나타났다. 또한, 타 이동수단과의 충돌사고가 84.1 %로 대부분을 차지하며, 그 중 승용차와 사고빈도가 가장 높게 분석되었다. 사고 잦은 지점은 교차로와 정류장으로 분석되었고, 특히 보행자사고에 대한 대책이 중요하게 나타났다. 트램의 사고특성을 토대로 정책적 차원의 안전대책을 제시하면, 트램 개통 후 5년 내 사고 모니터링 집중시기 설정, 교통사고 DB관리를 위한 입력체계 개발, 정류장 주변 무단횡단 방지 펜스 설치, 보행신호와 트램신호 연계를 통한 무단횡단 방지 신호 운영, 교차로 불법유턴 차량 및 보행자 무단횡단 집중단속 등이 필요한 것으로 나타났다. 또한, 일반운전자의 수용도 조사와 해외사례를 토대로 트램의 사고처리 시 가장 중요하게 고려되어야 할 대책을 제시하면, 자동차보험의 대물 보상한도 문제와 트램과 차량 사고 시 과실제도 마련으로 나타났다.