• Title/Summary/Keyword: Behavioral study

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Fixed Versus Floating Interest Rates in Shipping Finance: A Behavioral Finance Perspective

  • Kim, Wu-Seok
    • 한국항해항만학회지
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    • 제45권5호
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    • pp.259-275
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    • 2021
  • This study analyzed the decision-making process in ship finance for the choice between fixed and floating interest rates using behavioral finance theories. Results confirmed that causes and background of decision-making processes could be explicitly explained by the framework of behavioral finance theories. This study also determined whether decisions were irrational. A case-study research was applied as the methodology. Decision-making data on ship finance collected through narrative and questionnaire responses were analyzed and evaluated using behavioral finance theories. Theories of behavioral finance used in the analysis and research of this study included availability heuristic, anchoring effect, and opportunity cost theory. Narrative and survey responses were clearly explained by theories of behavioral finance. It was found that a shipping company suffered additional losses owing to decisions that included behavioral finance errors. Behavioral finance theories largely influenced the decision-making process of choosing between a fixed interest rate and a floating interest rate. Shipping finance decisions related to interest rate selections could be clearly explained by behavioral finance theories. Errors related to behavioral finance could result in irrational decisions. Thus, managers who are responsible for shipping finance should remain vigilant toward any behavioral finance errors when making shipping finance decisions.

Analysis of the Maturity Selection on Ship Finance: A Behavioral Finance Perspective

  • Kim, Wu-Seok
    • 한국항해항만학회지
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    • 제46권2호
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    • pp.121-133
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    • 2022
  • The purpose of this study was to analyze decision-making regarding ship finance term selection from the behavioral finance perspective and to confirm if the causes and backgrounds of decision-making related to the term selection of ship finance are explicitly explained by behavioral finance theories. Additionally, through a case study, this study infers if decisions are irrational. Narrative and questionnaire responses on the selection of the ship finance period were obtained and analyzed from the behavioral finance perspective. Some shipping companies incur additional losses by choosing inappropriate ship-financing terms. This study applied behavioral finance theories, such as the certainty effect, availability heuristic, and loss aversion, to clearly explain the causes and background of such decision-making. Based on the results, it was found that behavioral finance theories impact ship financing decisions and errors related to behavioral finance can result in irrational decisions. Ship finance managers must be vigilant in preventing behavioral finance errors that can affect the decision-making term of ship finance.

Analysis of Indonesian User Behavior Distribution on Facebook Marketplace

  • HAMZAH, Muhammad Luthfi;UTAMA, M Hamdala;PURWATI, Astri Ayu
    • 유통과학연구
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    • 제20권8호
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    • pp.47-57
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    • 2022
  • Purpose: The purpose of this study is to find out whether it has a significant effect or not, the 5 hypotheses proposed include the Attitude toward behavior variable on behavioral intention, Subjective norm on behavioral intention, Perceived behavioral control on behavioral intention, Behavioral intention on behavior and Perceived behavioral control on Behavior. Research design, data and methodology: The data processing method in this study uses the SEM method based on Partial Least Squares (PLS), The study was conducted on 100 respondents as a sample. Results: Based on the results of data analysis, it is concluded that from the 5 hypotheses proposed, only 2 have a significant effect, namely the subjective norm variable has a significant effect, on behavioral intention and the perceived behavioral control variable has a significant effect on behavior while the other 3 hypotheses have no significant effect. The results of this study are expected to help the public to make decisions in utilizing the distribution of facebook marketplace. Conclusion: This study concludes that the distribution of the use of the Facebook marketplace is a subjective norm variable has a positive effect on the behavioral intention variable and the perceived behavioral control variable has a positive effect on the behavior variable.

유아의 행동억제와 불안: 어머니의 과보호적 양육행동과 자율성 지지의 매개효과 (Preschoolers' Behavioral Inhibition and Anxiety: Mediating Effects of Maternal Overprotective Parenting and Autonomy Support)

  • 이하람;신나나
    • 한국보육지원학회지
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    • 제16권6호
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    • pp.71-88
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    • 2020
  • Objective: The main purpose of this study was to investigate the direct effect of preschoolers' behavioral inhibition and indirect effects through maternal overprotective parenting and autonomy support on preschoolers' anxiety. Methods: A total of 295 preschoolers and their mothers were the subjects of this study. Mothers completed a questionnaire that included measures of their parenting behavior, preschoolers' behavioral inhibition and anxiety. Data were analyzed using structural equation modeling. Results: First, preschoolers' behavioral inhibition had a direct effect on their anxiety. Preschoolers with higher behavioral inhibition displayed higher levels of anxiety. Second, maternal overprotective parenting mediated the relationship between preschoolers' behavioral inhibition and anxiety. Third, maternal autonomy support mediated the relationship between preschoolers' behavioral inhibition and anxiety. Conclusion/Implications: The findings of this study emphasize the importance of reducing maternal overprotective parenting and promoting autonomy support to prevent preschoolers' anxiety. These findings could be used as a foundation for developing parent education programs for mothers with behaviorally inhibited preschoolers.

전주지역 중학생의 가정교과의 주생활 영역에 대한 행동체계별 요구도 (The Behavioral Systemic Needs of Students for the Housing Chapters in Home Economics Curriculum)

  • 유원희;최병숙
    • 한국가정과학회지
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    • 제10권2호
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    • pp.5-18
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    • 2007
  • The purpose of this study was to examine middle school students' three behavioral systemic needs for the Housing chapter in Home Economics curriculum, Through literature review, the concepts of the three behavioral systems in this study were divided into technical, interpretive and emancipatory one. The questionnaire survey method was used, The subjects were selected randomly the third grade 259 students at 6 middle schools located in Jeonju city, from December 17, 2004 to January 17, 2005, Data were analyzed by using SPSS/WIN 11.5 program. The results were as follows; 1) Average of importance which middle school students recognized was showed the interpretive behavioral system> the emancipatory behavioral system> the technical behavioral system, That of reflection of the text book was showed that the technical was same with the interpretive, and the emancipatory was a little lower value than two systems, And needs in each system were the emancipatory behavioral system> the technical behavioral system> the interpretive behavioral system, 2) Average needs were showed according to the sub-chapter of housing. 'Preservation and Repair of house' in the technical behavioral system and 'Indoor Environment and Equipment' in the interpretive and the emancipatory behavioral systems.

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개인 혁신성이 QR코드 사용자의 행동의도에 미치는 영향 (A Study on the Effect of Personal Innovativeness on QR Code Users' Behavioral Intention)

  • 이승배
    • 한국경영공학회지
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    • 제23권4호
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    • pp.33-48
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    • 2018
  • Despite that QR codes are spreading worldwide in Pin Tech, logistics distribution, etc., South Korea is staying at the level of using QR codes in limited areas such as website connection and marketing communication. The purpose of this study is to propose measures for more effective use of QR codes by examining the effects of personal innovativeness on user's behavioral intentions by applying personal innovativeness to QR codes. To this end, this study was intended to examine the relationships between performance expectancy (PE), effort expectancy (EE), social expectancy (SE), and personal innovativeness, which are variables used in the Unified Theory of Acceptance and Use of Technology (UTAUT) model among innovative technology acceptance models, and behavioral intentions. For this study, a questionnaire survey was conducted with students in collages in the metropolitan area in May 2018 and the results were statistically verified using IBM SPSS 21. The results showed that PE, EE, and SE had significant positive(+) effects on personal innovativeness and behavioral intentions of QR code users. The mediating effects of personal innovativeness were tested and the results indicated that personal innovativeness partially mediates between PE and behavioral intentions and between EE and behavioral intentions but not between SE and behavioral intentions. The fact that since QR codes are expressed as a component to users through other media rather than its internal factors, the personal innovativeness of QR code users plays an important role in increasing the use of QR codes could be identified through this study.

아동이 인식하는 어머니의 민주적 양육태도가 아동의 학교생활적응에 미치는 영향: 아동의 행동문제와 자아탄력성의 매개효과 (Effects of Mothers' Democratic Parenting on Their Children's School Life Adjustment: Mediating Effects of Children's Behavioral Problem and Self-Resilience Perceived by Children)

  • 김혜금
    • Human Ecology Research
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    • 제54권5호
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    • pp.461-473
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    • 2016
  • The study examined whether children's behavioral problem and self-resilience mediated the association between mothers' democratic parenting and their children's school life adjustment perceived by children. We analyzed data from the fourth Korean Children and Youth Panel Study (KCYPS) that included democratic parenting, behavioral problem, self-resilience, and school life adjustment by 1,971 mothers and fourth grade elementary school children. We identified structural relationships among the variables using SPSS 18.0 and AMOS 18.0 applying structural equation modeling. The measurement model and structure model had a favorable goodness of fit and the results of structure models on each path were as follows. First, school life adjustment had positive correlations with mother's democratic parenting and self-resilience, but there was a negative correlation between school life adjustment and behavioral problems. Second, the relationship between mother's democratic parenting and self-resilience was mediated by behavioral problems and behavioral problems; in addition, self-resilience mediated the relationship between mother's democratic parenting and school life adjustment. The results of this study suggested that children's school life adjustment and children's confidence to control behavioral problems could improve by promoting self-resilience. If fourth grade children could perceive mother's parenting as affection, monitoring children's behavioral problems could be reduced, and children's self-resilience and school life adjustment could be increased.

중학생이 지각한 심리적 성장환경의 자율성과 분노행동의 관계에서 비합리적 신념의 매개효과 (Mediating Effects of Irrational Beliefs on the Relationships Between Autonomy of Psychological Growth Environment and Behavioral Anger Responses Perceived by Middle School Students)

  • 김태은
    • 가정과삶의질연구
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    • 제34권6호
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    • pp.27-40
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    • 2016
  • This study examined the mediating effects of irrational beliefs on the relationships of middle school students' autonomy of psychological growth environment and behavioral anger responses(impulsive reaction, verbal aggression, physical confrontation and indirect expression). A sample of 346 first and second year students of middle school participated in the autonomy of psychological growth environment scale, the irrational beliefs scale and behavioral anger responses scale. Pearson's correlation analysis and regression analysis were performed. The results showed that: ⑴ The relations among autonomy of psychological growth environment, irrational beliefs and behavioral anger responses were significant. The autonomy of psychological growth environment had negative correlations with irrational beliefs and behavioral anger responses. Irrational beliefs produced positive correlations with behavioral anger responses. There were positive correlations among the subtypes of behavioral anger responses. ⑵ There were mediating effects of irrational beliefs between autonomy of psychological growth environment and behavioral anger responses. The effects of autonomy of psychological growth environment on impulsive reaction, physical confrontation and indirect expression were fully mediated by irrational beliefs. However, the effect of autonomy of psychological growth environment on verbal aggression was partially mediated by irrational beliefs. This study demonstrated that irrational beliefs mediate the relationship between autonomy of psychological growth environment and behavioral anger responses.

지역축제 평가속성과 방문객 만족 및 행동의도와의 관계 -부산국제영화제를 대상으로- (A Study on the Relationship among Evaluation Attributes of Local Festival, Visitor's Satisfaction and Behavioral Intention: A Case Study of BIFF)

  • 김홍길
    • 농촌지도와개발
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    • 제19권2호
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    • pp.409-434
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    • 2012
  • The purpose of this study is to clarify the cause and effects of evaluation attribute, visitor's satisfaction and behavioral intentions focused on Busan International Film Festival(BIFF). To achieve the study objective, 277 valid questionnaires were statistically analyzed, using frequency analysis, exploratory factor analysis, confirmatory factor analysis, reliability analysis and path analysis. The results show that the evaluation attribute of local festival exerts a positive influence on visitor's satisfaction and behavioral intention. Second, visitor's satisfaction had positive effects on behavioral intention. The regional festival can vary depending on the visit is satisfied. Consequently, it was revealed how evaluation attribute is in the visitor's satisfaction and behavioral intention in local festival.

Factors Affecting Emotional·Behavioral Problems in Early Adolescence: A Multilevel Model Study

  • Park, Hee Young;Choi, Yeon Hee
    • 지역사회간호학회지
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    • 제28권4호
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    • pp.482-493
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    • 2017
  • Purpose: This study aims to investigate the individual and environmental factors related to emotional/behavioral problems to early adolescence in Korea by applying multilevel modeling. Methods: From the database of the 2014 Korean Child and Youth Panel Survey (KCYPS), the researchers selected 1,977 adolescents who are in the second year of middle school. Multilevel model analysis was performed to estimate the impact of relevant factors at the individual and environmental levels. Results: At the individual level, the significant factors associated with emotional/behavioral problems included BMI and study tendency in boys, and drinking, study tendency and economic levels in girls. At the environmental level, the significant factor associated with emotional/behavioral problems included relationship with the teacher. Conclusion: The emotional/behavioral problems of early adolescence are influenced not only by the individual factors but also by the environment factor. Therefore, the environment surrounding the adolescents should also be considered to prevent emotional/behavioral problems.