• 한국소음진동공학회논문집
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• 제16권12호
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• pp.1208-1214
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• 2006

ATM(automated-teller machine) is a machine that receives and pays money directly. The double bill detector(DBD) module of an ATM detects double bills from its thickness. In this paper, the dynamic behavior of the DBD was analyzed, which cannot be simulated correctly by a package program of SAMCEF. And the displacements of the lever was measured for various bills experimentally. The measured dynamic behaviors were analyzed kinematically using a vector equation and simulated dynamically by the derivation of equation of motion with consideration of damping and stiffness of the DBD and bills. The analysis showed that the spring constant of the system is not so influential, instead, the contact angle between the lever and bill needs to be larger than the existing DBD in order to be laster and reliable DBD.

• 경영과학
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• 제28권1호
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• pp.107-116
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• 2011

The automated teller machine (ATM) is developed as a system to provide customers with an easy deposit and withdrawal of their money without time restriction and be served for 24 hours. Today, ATM is come up to the level of an unmanned branch. The automatic financing system is developed as an essential one for dealing with the rationalization of management and the globalization of financing in order to improve the efficiency of financial management work and increase the customer service quality. With reducing the operational cost of financial organizations through the efficient maintenance operation of ATM and increasing the service quality through the maximization of its processing efficiency, this study is to draw the scheme to ensure the competitiveness among the finance companies. The importance of ATM is highly recognized as the utilization of ATM is increased and the processing function is extended, but ATM is quite vulnerable to the malfunction occurred during the nighttime after banking hours. The ATM maintenance is done through consignment to the specialized maintenance company. The efficient operation of ATM maintenance work is important to the satisfaction of customer using ATM in the nighttime.

• 한국정보통신학회:학술대회논문집
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• 한국해양정보통신학회 2009년도 춘계학술대회
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• pp.403-406
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• 2009

본 논문은 ATM(Automated Teller Machine)에서 사용자의 얼굴을 검출하여 ATM의 사용 허가 여부를 판별하는 방법을 제안한다. 입력 영상에서 피부색 영역을 추출하여 얼굴 후보 영상을 만들고 AdaBoost(Adaptive Boosting) 알고리즘을 이용하여 얼굴을 검출한다. 검출된 얼굴에서 선글라스, 마스크 등의 액세서리 착용여부를 판단하기 위하여 template matching을 수행하며 그 결과를 이용하여 ATM의 사용 허가를 판별한다. 제안된 방법을 이용하여 실내 ATM 환경에서 액세서리 착용여부를 검출했을 때 만족할 만한 성능을 나타내는 것을 실험을 통하여 확인하였다.

• 한국소음진동공학회:학술대회논문집
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• 한국소음진동공학회 2006년도 춘계학술대회논문집
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• pp.232-237
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• 2006

Operation deflection shapes(ODS) is defined as a motion of structure at particular frequency. The ODS is eligible to show any types of structural motions while the modes supply solutions only to linear and stationary motion. The principal vibration source of an auto teller machine(ATM) case was occurred due to resonance which was found by modal analysis. To reduce the vibration of ATM case, the motion of the case was visualized using ODS analysis, which can suggest how to modify the structure. As a result the vibration of the ATM case was greatly reduced with a stiffening bar between the opposite plates.

• Advances in environmental research
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• 제12권2호
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• pp.113-122
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• 2023

Biometric authentication has become an essential part of modern-day security systems, especially in financial institutions like banks. A face recognition-based ATM is a biometric authentication system, that uses facial recognition technology to verify the identity of bank account holders during ATM transactions. This technology offers a secure and convenient alternative to traditional ATM transactions that rely on PIN numbers for verification. The proposed system captures users' pictures and compares it with the stored image in the bank's database to authenticate the transaction. The technology also offers additional benefits such as reducing the risk of fraud and theft, as well as speeding up the transaction process. However, privacy and data security concerns remain, and it is important for the banking sector to instrument solid security actions to protect customers' personal information. The proposed system consists of two stages: the first stage captures the user's facial image using a camera and performs pre-processing, including face detection and alignment. In the second stage, machine learning algorithms compare the pre-processed image with the stored image in the database. The results demonstrate the feasibility and effectiveness of using face recognition for ATM authentication, which can enhance the security of ATMs and reduce the risk of fraud.

• 한국소음진동공학회:학술대회논문집
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• 한국소음진동공학회 2005년도 춘계학술대회논문집
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• pp.232-235
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• 2005

ATM(Automated-Teller Machine) is a maching that receives and pays money directly. The gate module of an ATM separates forgeries from bills and changes the transfer direction of bills. In this paper, the dynamic behavior of the gate was analyzed numerically and experimentally. The moment of inertia of the gate lever, the suction force of the solenoid and the spring force were measured respectively. And the displacements of the plunger, the vibration of the bracket, the input voltage and current were measured experimentally. The measured dynamic behaviors were simulated numerically using SAMCEF program, which can accommodate the kinematics and vibrations of flexible bodies. Through the analysis, the design factors were found to make a fast and reliable new ATM machine.

• 인터넷정보학회논문지
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• 제9권3호
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• pp.103-117
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• 2008

일반 고객이 대기업 혹은 중소기업, 증권, 금융, 은행권 등의 서비스를 제공받기 위해서는 보편적으로 인터넷, SMS(Short Message Service), ATM(Automated Teller Machine), DM(Direct Mail), 텔레포니 서비스 등을 사용한다. 특히, 화재 보험사 및 증권, 금융, 은행권의 경우는 QoS(Quality of Service) 보장을 통한 실시간성 제약 조건을 만족해야 한다. 본 논문에서는 고객의 최초 접점으로 이용될 수 있는 CRM(Customer Relationship Management) 환경 하에서 다중 채널 서비스를 위한 결함허용 IVR(Interactive Voice Response)을 설계 구현하였다. 제안한 모델은 대 고객 응대 CRM 모델로 효율적으로 이용될 것으로 사료된다.

• 한국소음진동공학회:학술대회논문집
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• 한국소음진동공학회 2007년도 추계학술대회논문집
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• pp.1212-1217
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• 2007

ATM(automated teller machine) is a machine which can deposit and withdraw money directly. For effective transfer of bills in the machine, crown belts are used. In this paper, the transverse vibration of crown belt is investigated. The equation of motion of the belt is derived using Lagrange's equation. Galerkin's method is applied to convert the partial differential equation to the ordinary differential equations. Experimental investigations are performed on the belt system with the variation of pulley type, eccentricity, and tension. The results of numerical analysis show in good agreement with the experimental results.

• 대한인간공학회지
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• 제35권5호
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• pp.403-411
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• 2016

Objective: This study is concerned with the user interface (UI) design of touch screen based on the reaction time of Automated Teller Machine (ATM) user. Background: Adopting the touch screen technology, the ATM service has recently established a new user interface different from the existing button-type interface. Method: Experiments were conducted by simulating ATM touch screen layouts, and layouts were focused on location of menu buttons (left and right, top and bottom), number of menu buttons (8 and 12 buttons). Results: The results show that there are significant differences in correction ratio and reaction time by user groups, types of menu location, and the number of buttons. Conclusion and Applications: The results of this study can be used to provide baseline information for the interface design of ATM touch screen and the age differences in reaction time.

• 한국위성정보통신학회논문지
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• 제11권1호
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• pp.16-20
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• 2016

본 논문에서는 ATM(Automated Teller Machine: 금융자동화기기) 보안 강화를 위하여 적용할 수 있는 생체인식기술 중 지문인식, 홍채인식, 정맥인식 방식에 대하여 특징과 ATM 적용 사례 및 세부 사양 등을 분석하였다. ATM에서 생체인증을 도입할 경우 중요하게 고려해야 할 요건들을 기술하고, 이 요건들을 기준으로 각 생체인증 방식을 비교, 분석하였다. 분석 결과 인증정확도에 있어 한계를 갖는 지문인식방식과 사용자 편의성에 있어 큰 약점이 있는 홍채인식방식 보다는, 인증정확도 및 은닉성이 우수하면서도 위생적이라는 장점이 있는 정맥 인증 방식이 향후 ATM에 적용 확대 될 것으로 전망된다.