• 제목/요약/키워드: Analysis & Design

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Consumer Behavior in Achieving the Goals of ESG Banking Products: Focusing on environmental awareness and saving behavior (ESG 금융상품의 목표 달성에 미치는 소비자 행동에 관한 탐색적 연구 -환경인식과 저축행동을 중심으로-)

  • Inkwan Cho;Bong Gyou Lee
    • Journal of Service Research and Studies
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    • v.14 no.2
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    • pp.117-137
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    • 2024
  • ESG has become a necessity for all companies, and major Korean banks are actively practicing ESG management. Banks are playing a role in providing ESG finance as intermediaries in the supply of funds. Recently, they have launched ESG digital banking products that offer preferential interest rates for eco-friendly activities in combination with digital technologies. However, indiscriminate provision of preferential interest rates can adversely affect profitability of banks, and they may face the problem of 'Greenwashing' if they do not contribute to improving environmental awareness. Therefore, this study selected ESG digital savings products linked to electricity savings as the subject of the study, and empirically analyzed consumers' environmental awareness and savings behavior through actual data of consumers (N=2,478). The main findings of this study are as follows First, the analysis of the consumer status of ESG digital banking products shows that the 30-50s are the main consumer base, and the MZ generation shows relatively high performance in achieving preferential interest rates through electricity saving practices. Second, consumers' environmental awareness has a significant impact on achieving the goals of ESG banking products. ESG banking products can contribute to environmental awareness while fulfilling the basic function of saving. Third, environmental awareness did not drive consumers' savings contribution behavior, suggesting the need for continued consumer engagement. Based on environmental awareness and the theory of saving behavior, this study provides a theoretical explanation in ESG financial products. The results suggest that the appropriateness of the preferential interest rate design of ESG financial products is important.

Comparison of Integrated Health and Welfare Service Provision Projects Centered on Medical Institutions (의료기관 중심 보건의료·복지 통합 서비스 제공 사업 비교)

  • Su-Jin Lee;Jong-Yeon Kim
    • Journal of agricultural medicine and community health
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    • v.49 no.2
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    • pp.132-145
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    • 2024
  • Objectives: This study compares cases of Dalgubeol Health Care Project, 301 Network Project, and 3 for 1 Project based on program logic models to derive measures for promoting integrated healthcare and welfare services centered around medical institutions. Methods: From January to December 2021, information on the implementation systems and performance of each institution was collected. Data sources included prior academic research, project reports, operational guidelines, official press releases, media articles, and written surveys from project managers. A program logic model analysis framework was applied, structuring the information based on four elements: situation, input, activity, and output. Results: All three projects aimed to address the fragmentation of health and welfare services and medical blind spots. Despite similar multidisciplinary team compositions, differences existed in specific fields, recruitment scale, and employment types. Variations in funding sources led to differences in community collaboration, support methods, and future directions. There were discrepancies in the number of beneficiaries and medical treatments, with different results observed when comparing the actual number of people to input manpower and project cost per beneficiary. Conclusions: To design an integrated health and welfare service provision system centered on medical institutions, securing a stable funding mechanism and establishing an appropriate target population and service delivery system are crucial. Additionally, installing a dedicated department within the medical institution to link activities across various sectors, rather than outsourcing, is necessary. Ensuring appropriate recruitment and stable employment systems is needed. A comprehensive provision system offering services from mild to severe cases through public-private cooperation is suggested.

Numerical Analysis of Electrical Resistance Variation according to Geometry of Underground Structure (지하매설물의 기하학적 특성에 따른 전기저항 변화에 대한 수치 해석 연구)

  • Kim, Tae Young;Ryu, Hee Hwan;Chong, Song-Hun
    • KSCE Journal of Civil and Environmental Engineering Research
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    • v.44 no.1
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    • pp.49-62
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    • 2024
  • Reckless development of the underground by rapid urbanization causes inspection delay on replacement of existing structure and installation new facilities. However, frequent accidents occur due to deviation in construction design planned by inaccurate location information of underground structure. Meanwhile, the electrical resistivity survey, knowns as non-destructive method, is based on the difference in the electric potential of electrodes to measure the electrical resistance of ground. This method is significantly advanced with multi-electrode and deep learning for analyzing strata. However, there is no study to quantitatively assess change in electrical resistance according to geometric conditions of structures. This study evaluates changes in electrical resistance through geometric parameters of electrodes and structure. Firstly, electrical resistance numerical module is developed using generalized mesh occurring minimal errors between theoretical and numerical resistance values. Then, changes in resistances are quantitatively compared on geometric parameters including burial depth, diameter of structure, and distance electrode and structure under steady current condition. The results show that higher electrical resistance is measured for shallow depth, larger size, and proximity to the electrode. Additionally, electric potential and current density distributions are analyzed to discuss the measured electrical resistance around the terminal electrode and structure.

Mechanical Properties Evaluation of 3D Printing Recycled Concrete utilizing Wasted Shell Aggregate (패각 잔골재를 활용한 3D 프린팅 자원순환 콘크리트의 역학적 성능 평가)

  • Jeewoo Suh;Ju-Hyeon Park;Tong-Seok Han
    • Journal of the Computational Structural Engineering Institute of Korea
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    • v.37 no.1
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    • pp.33-40
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    • 2024
  • The volume of shells, a prominent form of marine waste, is steadily increasing each year. However, a significant portion of these shells is either discarded or left near coastlines, posing environmental and social concerns. Utilizing shells as a substitute for traditional aggregates presents a potential solution, especially considering the diminishing availability of natural aggregates. This approach could effectively reduce transportation logistics costs, thereby promoting resource recycling. In this study, we explore the feasibility of employing wasted shell aggregates in 3D concrete printing technology for marine structures. Despite the advantages, it is observed that 3D printing concrete with wasted shells as aggregates results in lower strength compared to ordinary concrete, attributed to pores at the interface of shells and cement paste. Microstructure characterization becomes essential for evaluating mechanical properties. We conduct an analysis of the mechanical properties and microstructure of 3D printing concrete specimens incorporating wasted shells. Additionally, a mix design is proposed, taking into account flowability, extrudability, and buildability. To assess mechanical properties, compression and bonding strength specimens are fabricated using a 3D printer, and subsequent strength tests are conducted. Microstructure characteristics are analyzed through scanning electron microscope tests, providing high-resolution images. A histogram-based segmentation method is applied to segment pores, and porosity is compared based on the type of wasted shell. Pore characteristics are quantified using a probability function, establishing a correlation between the mechanical properties and microstructure characteristics of the specimens according to the type of wasted shell.

Interaction Between Seasons and Auditory Elements, Features and Impressions of Soundscape in Influencing Auditory Preferences (청각선호도에 미치는 청각적 경관의 요소, 특징, 인상 요인과 계절의 상호작용 효과)

  • Han, Myung-Ho;Oh, Yang-Ki
    • The Journal of the Acoustical Society of Korea
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    • v.26 no.7
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    • pp.306-316
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    • 2007
  • Based on a concept of soundscape, this study aims to investigate Koreans' preference for auditory elements, features, and impressions depending upon the season, and examine how these auditory factors of soundstape and seasons interact with each other and attempt to discover their influence on people's auditory preferences. According to an environmental psychological approach called the caption evaluation method, 45 college students examined the soundscape of Namwon City while racing the streets in four seasons. In order to analyze the interactions between seasons and such auditory factors as elements, features, and impressions, it was conducted the GLM univariate analysis and the NPAR tests for independent samples. The results of the analyses show that there are interactive effects between seasons and auditory factors like elements, features, and impressions and that the auditory factors have an effect on auditory preference. Moreover, as for seasonal preference for auditory elements, it was found that people prefer natural sound in spring, summer, and fall while they prefer social sound in winter. Concerning seasonal preference for auditory features, people place a focus on the behaviors in spring, summer, and winter while they stress the surroundings in autumn, as for seasonal preference for auditory impressions, they make much of sound characteristics in spring and winter but they value the atmosphere of streets in summer and fall. The results of this study can he utilized as useful data in determining which auditory factors among elements, features, and impressions to take into consideration in a soundscape design.

Influence of varying cement types and abutment heights on pull-off force of zirconia restorations (시멘트의 종류 및 임플란트 지대주 높이가 지르코니아 수복물의 제거력에 미치는 영향)

  • Yeong-Jun Jung;Yu-Lee Kim;Ji-Hye Jung;Nae-Un Kang;Hyun-Jun Kong
    • Journal of Dental Rehabilitation and Applied Science
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    • v.40 no.2
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    • pp.64-71
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    • 2024
  • Purpose: The purpose of this study is to evaluate Ti-base abutment's three different heights and three different cement types on the pull-off force of zirconia-based restorations. Materials and Methods: A total of 90 fixture lab analogs were embedded in auto polymerizing resin bloack. 90 Ti-base abutments heights of 3 mm, 5 mm, 7 mm were scanned and zirconia restoration were prepared from scanned files. Zirconia restoration were cemented with three different types of cements (temporary, semi-permanent, permanent) following manufacturer's instructions. All 90 specimens were placed and tested in a universal testing machine for pull-out testing. Retention was measured by recording the force at load drop. Statistical analysis was performed using Kruskal-Wallis test for detecting whether there are any statistical significance along cement types or abutment heights. After that, Mann-Whitney test was used for figuring out differences regarding abutment height and the comparison between 3 cements. Results: Temp bond showed significantly lower pull-off force compared to Fujicem regardless of any abutment height. However, there were significant differences between Cem-implant and Fujicem in abutment height of 3 mm and 7 mm, but there was no significant difference in 5 mm. Temp bond and Cem-implant had significant differences only in abutment height of 5 mm. Conclusion: Although Ti-base abutment height did not influenced zirconia restorations' retentiveness, cement types showed significant differences.

The Impact of Awe on Preference for Innovative Products: The Mediated Moderating Effect of Positive Technology Readiness (경외감이 혁신적 제품 선호도에 미치는 영향: 긍정적 기술준비도의 매개된 조절효과 )

  • Ga Young Lim
    • Knowledge Management Research
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    • v.24 no.4
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    • pp.87-102
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    • 2023
  • Awe is recognized as an emotion linked to enhancing openness to new experiences and broadening one's cognitive perspective through the acquisition of new knowledge. This research aimed to investigate awe's impact on consumer behavior in advertising, using a 2 (emotion: awe/control) × 2 (product type: innovative/non-innovative) experimental design with 118 undergraduate students in Seoul, Korea. Findings revealed that awe-inducing advertising significantly increases product preference and positive technology readiness, particularly for innovative products compared to non-innovative ones or when awe is not elicited. The analysis of moderated mediation showed that positive technology readiness plays a mediating role in the relationship between awe induction and product preference. Notably, in the case of innovative products, awe-inducing advertising heightens positive technology readiness, subsequently increasing consumer preference for these products. These results reinforce existing literature on awe's positive effects, demonstrating its role in augmenting consumers' favorable attitudes toward innovative products. The study offers valuable insights for marketing strategies of companies promoting innovative products or services, highlighting the effectiveness of awe-inducing emotional appeals in shaping consumer attitudes towards innovation.

The Analysis of Investment Determinants in Angel Investors: Focus on the Financial Characteristics (엔젤투자자의 투자의사 결정요인 분석: 재무적 특성을 중심으로)

  • Sang Chang Lee;Byungkwon Lim;Chun-Kyu Kim
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.18 no.6
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    • pp.147-157
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    • 2023
  • This paper investigates the financial factors affecting angel investors' investment decisions for 818 firms from 2009 to 2018 in the Korean venture investment market. We construct a quasi-experimental design using propensity scoring matching and compare the investment determinants between investment firms and matching firms. The main empirical findings are as follows. First, we find that angel investors are more likely to choose firms based on a firm's growth such as profit and assets rather than profitability or financial stability. In addition, we identify that they prefer the firm not only higher intangible assets but also higher R&D expenditures. Second, we find that angel investors consider both growth and activity ratios in the firms for over three years and have entered the mid-stage of startups. Overall, we confirm that the investment decision of angel investors mainly focuses on the venture startups' growth trend or future growth potential rather than the realized profitability or financial stability. We also infer that the possibility of performance creation is an important investment factor along with growth for the mid-stage startup.

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A study of Improvement of Stiffness for Plastic PET bottle with Different Geometries and Numbers of Rib (리브 형상 및 개수에 따른 사각플라스틱 페트병의 강성보강에 관한 연구)

  • Young-Hoon Lee;Bum-Jin Park;Eui-Chul Jung;Jung-Gil Oh;Seok-Guwan Hong
    • Design & Manufacturing
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    • v.17 no.4
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    • pp.33-41
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    • 2023
  • Excessive use of plastic bottles contributes to a significant environmental issue due to the high volume of plastic waste generated. To address this, efforts are needed to reduce the weight of plastic bottles. However, indiscriminate weight reduction may compromise the essential rigidity required for plastic bottles. Extensive research on rib shape for pressure vessels are exists, but there is a few research of rib shapes to enhance the stiffness of plastic bottles. The following results were obtained from the analyses conducted in this study. 1) Among the rib cross-sections of square, trapezoid, and triangle, the buckling critical load of PET bottles with square-shaped ribs is improved by about 14% compared to the buckling critical load of PET bottles without ribs. 2) The buckling critical load is improved by about 18% when a square-shaped rib with an aspect ratio of 0.2 is applied, compared to the buckling critical load of the bottle without the rib. 3) When longitudinal and transverse square ribs were applied to the axial direction of the PET bottle, the buckling critical load was improved by about 32% and 58% compared to the buckling critical load of the PET bottle without ribs, respectively, indicating that applying longitudinal ribs is effective in reinforcing the stiffness of PET bottles. 4) When 14 transverse ribs were applied, the maximum improvement was about 48% compared to the buckling critical load of the plastic bottle without ribs. 5) When 3 longitudinal ribs were applied on each side, the maximum improvement was about 76% compared to the buckling critical load of the bottle without ribs. Therefore, it was concluded that for effective stiffness reinforcement of a 500ml square bottle with a thickness of 0.5mm, 3 square-shaped ribs with an aspect ratio of 0.2 should be applied in the longitudinal direction relative to the axial direction of the bottle.

Analysis of grout injection distance in single rock joint (단일절리 암반에서 그라우팅 주입거리 분석)

  • Ji-Yeong Kim;Jo-Hyun Weon;Jong-Won Lee;Tae-Min Oh
    • Journal of Korean Tunnelling and Underground Space Association
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    • v.25 no.6
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    • pp.541-554
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    • 2023
  • The utilization of underground spaces in relation to tunnels and energy/waste storage is on the rise. To ensure the stability of underground spaces, it is crucial to reinforce rock fractures and discontinuities. Discontinuities, such as joints, can weaken the strength of the rock and lead to groundwater inflow into underground spaces. In order to enhance the strength and stability of the area around these discontinuities, rock grouting techniques are employed. However, during rock grouting, it is impossible to visually confirm whether the grouting material is being smoothly injected as intended. Without proper injection, the expected increases in strength, durability, and degree of consolidation may not be achieved. Therefore, it is necessary to predict in advance whether the grouting material is being injected as designed. In this study, we aimed to assess the injection performance based on injection variables such as the water/cement mixture ratio, injection pressure, and injection flow using UDEC (Universal Distinct Element Code) numerical program. Additionally, numerical results were validated by the lab experiment. The results of this study are expected to help optimize variables such as injection material properties, injection time, and pump pressure in the grouting design in the field.