• Title/Summary/Keyword: A.M. Best rating

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A Study on the Financial Strength of General Insurers (손해보험사의 경영평가에 관한 연구)

  • Jeong, Jung-Young;Yoo, Sang-Hee
    • The Korean Journal of Applied Statistics
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    • v.21 no.5
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    • pp.717-726
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    • 2008
  • The purpose of this paper is to assess the financial strength of general insurers by using A.M. Best's rating technique focusing on quantitative standards. A quantitative evaluation of fifteen larger general insurers' financial strength and operating performance relative to the Best's top group is carried out. The quantitative evaluation is done in 5 key areas; growth, efficiency, profitability, safety and liquidity. The results show that there is a big gap between domestic large insurers and American insures in all areas except stable growth of operations. Therefore, domestic insurers have to strive to strengthen financial soundness through profitability and should increase the capacity to retain more commercial business and reinsurance in order to become global players.

A Study on the Runoff Characteristics m Kangwon Watershed (So-yang River Watershed) (강원도 유역의 유출 특성에 관한 연구 (소양강댐 유역 중심으로))

  • Choi, Han-Kyu;Beak, Hyo-Sun;Lee, Min-Seop
    • Journal of Industrial Technology
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    • v.21 no.B
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    • pp.223-232
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    • 2001
  • This study is finding the most appropriate model of kangwondo watershed. To synthesize each hydrograph, It is found to several parameters which are used in existing hydrographes. then the synthestic hydrograph is compared and investigated with many hydrographes of the rivers in kanwondo. These methods, Nakayasu, Clark, SCS are used to calculate the run-off of this watershed. When the calculated run-off is compared with real rating-curves, then it is found that the SCS method using the Clark's concentrantion time is the best way on this area having large watershed, long river length and gentle water slope, the Nakayasu method is more suitable on this area having small watershed, short river length and steep water slope. Also it is founded from analyzing run-off hydrographes, peak run-off and peak time that the Clark's method applied Kirpich's concentration time way is suitable in the area of kangwondo.

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SINGLE OBJECTIVE LAYOUT DESIGN OF USER INTERFACE COMPONENTS WITH MULTIPLE QUALITATIVE FACTORS

  • Peer, S.K.;Sharma, Dinesh-K.
    • Journal of applied mathematics & informatics
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    • v.14 no.1_2
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    • pp.353-363
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    • 2004
  • The purpose of this paper is to present a model to design the layout of the user interface components that handles many numbers of qualitative factors. An alternate rating system is also proposed for the closeness relationship ratings between the various pairs of components evaluated by using GOMS (goals, operators, methods and selection rules) technique. The proposed model is applied to the design of the part of the user interface in order to obtain the best layout of the components. The results of the proposed model are compared with that of an existing model, which handles single qualitative factor applied to obtain the layouts of user interface components.

An experimental investigation of thermodynamic performance of R-22 alternative blends (R-22 대체용 혼합냉매의 열역학적 성능에 대한 실험연구)

  • Hwang, E.P.;Kim, C.N.;Park, Y.M.
    • Korean Journal of Air-Conditioning and Refrigeration Engineering
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    • v.9 no.1
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    • pp.82-91
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    • 1997
  • R-410a and R-407c witch have the best potential among the substances being considered as R-22 alternatives were tested as "drop in" refrigerants against a set R-22 baseline tests for comparison. The performance evaluations were carried out in a psychrometric calorimeter test facility using the residential split-type air conditioner under the ARI rating conditions. Other than the use of different lubricant and a hand-operated expansion valve, one of the commercial systems was selected for the experiment. Performance characteristics were measured; compressor power, capacity, VCR, mass flow rate and COP. The tests showed that R-407c can be directly applied to the existing refrigeration system because of its similar vapor pressure and other thermopysical properties with those of R-22. However, it required change to the volume flow rate of compressor in order to achieve the similar performance with R-22 because of its relatively small VCR and capacity. Meanwhile, R-410a has too high a vapor pressure to be applied to the existing system and this feature results in relatively low COP of the system compared to that of R-22. But this could be improved by changing compressor design considering R-410a's relatively high VCR and capacity compared to those of R-22.

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An in vivo electromyographic evaluation of pain relief using different therapies in masticatory myalgia patients

  • Balakrishnan, Parvathi K.;Kumar, Sowmya M.;Chippala, Purushotham;Hegde, Chethan
    • Journal of the Korean Association of Oral and Maxillofacial Surgeons
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    • v.46 no.5
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    • pp.321-327
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    • 2020
  • Objectives: This study is aimed to evaluate and compare the effect of moist heat fomentation therapy with ultrasound therapy in patients with the masticatory myalgia. Materials and Methods: The study was conducted on 42 patients with masticatory myalgia, dividing them into two groups; Group A (21 patients), received moist heat therapy and Group B (21 patients), received ultrasound therapy for seven effective days. Prior and after the treatment the numeric rating scale (NRS) and the electromyography (EMG) scores were recorded and compared. The observations were analyzed clinically and statistical support was taken to assess the NRS and EMG data. Results: Irrespective of the groups, patients testified a significant reduction in pain after the treatment. From the EMG readings; even though the standard deviation for each group was varied considerably, EMG recorded an improved muscle activity. Statistical analysis was used to assess and identify the best treatment methodology between the two modalities. Conclusion: From the statistical analysis, it is concluded that, though both the therapies had significantly reduced the symptomatic response, it is moist heat fomentation that improved muscle activity both statistically and clinically in comparison to ultrasound.

Factors Affecting the Survival of Frozen Thawed Bovine In Vitro Produced Blastocysts

  • Gustafsson, H.;Larsson, B.;Shamsuddin, M.;Jaakma, U.;Emanuelson, U.
    • Asian-Australasian Journal of Animal Sciences
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    • v.14 no.1
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    • pp.7-12
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    • 2001
  • Factors Affecting the Survival of Frozen Thawed Bovine In Vitro Produced Blastocysts. The effect of some factors on the post-thaw survival of a total of 240 in vitro produced bovine blastocysts was investigated using logistic regression analysis. The explanatory variables tested were: type of culture medium before freezing (TCM 199 supplemented with BSA, BSAITS (BSA+insulin+transferrin+selenium), ECS (estrous cow serum) with or without BOEC (bovine oviductal epithelial cells), age of the blastocyst (Day 7, Day 8+9), morphological appearance before freezing (distinct=Q1 or indistinct=Q2 inner cell mass) and type of cryoprotectant (glycerol, 1.0 M or ethylene glycol, 1.6 M). The survival after thawing based on the post-thaw quality and the development after co-culture with BOEC for 24 and 48 hours. Day 7 blastocysts had an almost three times better chance of survival than Day 8+9 blastocysts. Q1, Day 8+9 blastocysts had higher odds to survive after 48 hours in culture than Q2 blastocysts (p<0.05). Blastocysts produced in BSAITS medium had the best chances of survival; however, the odds were not always significant. Blastocysts frozen in glycerol had a better post-thaw quality rating than those frozen in ethylene glycol; however, the difference in post-thaw development at culture was not significant. The relationship between post-thaw quality and post-thaw development at culture was significant (p<0.05). The developmental stage and/or age of the embryo and culture medium where development up to blastocyst takes place affect the post-thaw survival of the bovine embryos.

Validation of the coach-athlete relationship scale of amateur golf players: Rasch rating scale model (아마추어 골프 선수를 위한 코치-선수 관계 척도의 타당화: Rasch 평정척도 모형 적용)

  • Kim, Sae Hyung;Choi, Jae Il;Lee, Jun Woo
    • Journal of the Korean Data and Information Science Society
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    • v.24 no.6
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    • pp.1319-1329
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    • 2013
  • The purpose of this research was to develop and validate the coach-athlete relationship scale suitable to amateur golf players by applying the Rasch rating scale model. As the coach-athlete relationship scale, the Korean form of scale developed by Kim and Park (2008), which was revised based on the evidence on the basis of inspection contents, was used to conduct a survey on 217 amateur golf athletes. And the unidimensionality, which is the basic assumption of the Rasch model, was verified using the WINSTEPS program, and the appropriateness of the item category was established through the step calibration. The goodness of fit of each question was tested through the goodness-of-fit index and the differential item functioning (DIF) was estimated according to the golf career. When the goodness-of-fit index estimated for each question was 1.30 or more it was judged unfit and the significance level in the analysis was all set as.05. The results of the analysis showed that the measures variance explained by the Rasch measurement model was more (33.7%) than 20%, so the unidimensionality assumptions of the 11 questions (..hospitable posture when my coach is teaching) were satisfied. The result of analyzing the item category (7 scale) with step calibration was found to be unfit, but in the result of reanalyzing by rescoring into a 5-point scale, it was found to be fit. Particularly, in the result of estimating the goodness-of-fit using the systematized item category (5 scale), Question 10 (...my best when my coach is teaching) and Question 11 were found to be unfit, and as a result of estimating the differential functioning item according to golf career, Question 11 was found to be unevenly differentiated according to golf career. So the 5-point scale of Question 9 after eliminating the two questions which were unfit and differentiated was validated to be the coach-athlete relationship scale suitable to amateur golf athletes.