• Title/Summary/Keyword: 퇴직

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자나깨나 영업비밀 보호

  • Eom, Jae-Min
    • Venture DIGEST
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    • s.105
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    • pp.38-39
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    • 2007
  • IT벤처기업이나 디지털 콘텐츠기업에게 있어 영업비밀은 전 재산이나 다름 없을 정도로 매우 중요하다. 그러나 기업들 중 임직원들의 퇴직 후 경쟁업체 취업제한, 비밀유지 서약 등 영업비밀에 대한 보안대책을 가지고 있는 업체는 절반에 미치지 못하는 것으로 알려져 있다. 통계에 따르면, 영업비밀의 유출을 시도하는 주된 주체는 퇴직 임직원 이 69.4%, 현직 임직원이 16.7%인 것으로 나타나고 있다. 벤처기업들은 막대한 자금과 시간을 투입해 훌륭한 기술을 개발하고서도 영업비밀을 보호할 전문지식과 경험이 부족해 영업비밀이 경쟁업체에 유출되어 소송에 휩싸이거나 경쟁력을 잃게 되기도 한다. 영업비밀 보호는 한 기업의 존망을 넘어 그야말로 국가의 성장동력에도 커다란 영향을 미칠 수 있다. 이번 호에서는 영업비밀 보호와 관련된 법률적 제반 문제에 대해 살펴보고자 한다.

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Analysis of Withdrawal Strategies in Retirement Assets Reflecting Risk Aversion Based on Programmed Withdrawal (위험회피성향을 반영한 퇴직자산 지급방식 분석에 관한 연구 - Programmed Withdrawal 중심으로)

  • Yeo, Jeong-Mi;Kang, Jung-Chul;Sung, Joo-Ho
    • Communications for Statistical Applications and Methods
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    • v.17 no.5
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    • pp.653-666
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    • 2010
  • Under the retirement pension plan enforced since December 2005, retirees can just choose the payout strategy either of a lump sum allowance or of an annuity in receiving the retirement benefit. Therefore, it is imperative to review and introduce the program withdrawal system enforced by countries with mature pension plan, and complement the limitations of the current payout strategy in the future. In this study, the appropriateness of each of the payout strategies related to the program withdrawal system is examined in terms of shortfall risk and bequest fund per each risk propensity through the expected utility model that reflects the age of the retiree.

A Study of Retirement Pathways for Military Personnel (직업군인의 노후대비실태에 관한 고찰)

  • Jung, Jae Keak
    • Convergence Security Journal
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    • v.13 no.2
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    • pp.185-193
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    • 2013
  • Military personnel work in high stress situations and carry great responsibilites, leaving them little time to plan effectively for their retirement; typically, they tend to assume that their employer (the government) will do that planning for them. Focussing intensely on their jobs, retirement often finds them ill-prepared, and this in spite of the recent increase in discussion in society at large about retirement and how to deal with it. Government therefore needs to be more proactive in assisting these occupational groups in their exit from the workforce, especially because, as the baby-boomers age, the rate of retirements will increase dramatically. As well, whereas in the past, an average retirement extended for roughly a decade, today, a retirement could last as long as twenty-five to thirty years, with attendant cost pressures on retirement funds. This in turn will increase the burden on the rising generation, who will have to pay for those pensions. But while government has a role to play, retirees also have to be more active in planning for their retirement, and in particular, planning for second careers, rather than simple retirement. Government can assist here by developing programs to help military personel find a second career, thus reducing their reliance on pension funds, and reducing financial pressures too. As well, such planning would emphasize and enhance self-reliance, which can only be to the good of the larger society.

Optimal Asset Allocation for Defined Contribution Pension to Minimize Shortfall Risk of Income Replacement Rate (소득대체율 부족 위험 최소화를 위한 확정기여형 퇴직연금제도의 최적자산배분)

  • Dong-Hwa Lee;Kyung-Jin Choi
    • Journal of the Korea Society for Simulation
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    • v.33 no.1
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    • pp.27-34
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    • 2024
  • This study aims to propose an optimal asset allocation that minimizes the risk of insufficient realized replacement rates compared to the OECD average replacement rate. To do this, we set the shortfall risk of replacement rates and calculates an asset allocation plan to minimize this risk based on the period of enrollment, the income level and additional contribution. We consider stocks and deposits as investment assets, using Monte Carlo simulation with a GBM model to generate return distributions for stocks. Our result show that, for individuals with a enrollment period of less than 30 years, participants should invest a minimum of 70-80% of their funds in risky assets to minimize the shortfall risk. However, the proportion of funds that need to be invested in risky assets declines significantly when participants contribute an additional premiums. This effect is particularly pronounced among low-income individuals. Therefore, to achieve OECD average replacement rates, the government needs to incentivize participants to invest more in risky assets, while also providing policies to encourage additional contributions, especially for the low-income population.