• Title/Summary/Keyword: 지식 자산

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A Case Study on Credit Analysis System in P2P: 8Percent, Lendit, Honest Fund (P2P 플랫폼에서의 대출자 신용분석 사례연구: 8퍼센트, 렌딧, 어니스트 펀드)

  • Choi, Su Man;Jun, Dong Hwa;Oh, Kyong Joo
    • Knowledge Management Research
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    • v.21 no.3
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    • pp.229-247
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    • 2020
  • In the remarkable growth of P2P financial platform in the field of knowledge management, only companies with big data and machine learning technologies are surviving in fierce competition. The ability to analyze borrowers' credit is most important, and platform companies are also recognizing this capability as the most important business asset, so they are building a credit evaluation system based on artificial intelligence. Nonetheless, online P2P platform providers that offer related services only act as intermediaries to apply for investors and borrowers, and all the risks associated with the investments are attributable to investors. For investors, the only way to verify the safety of investment products depends on the reputation of P2P companies from newspaper and online website. Time series information such as delinquency rate is not enough to evaluate the early stage of Korean P2P makers' credit analysis capability. This study examines the credit analysis procedure of P2P loan platform using artificial intelligence through the case analysis method for well known the top three companies that are focusing on the credit lending market and the kinds of information data to use. Through this, we will improve the understanding of credit analysis techniques through artificial intelligence, and try to examine limitations of credit analysis methods through artificial intelligence.

The Plan for Future-Oriented Assessment of Engineering Education (공학 교육의 미래 지향적 평가 방안)

  • Lee Byung-Wook;Rho Tae-Cheon;Kim Choon-Gil
    • Journal of Engineering Education Research
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    • v.4 no.1
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    • pp.3-19
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    • 2001
  • According to the acceleration of informationalization and technological renovation in new coming $21^c$, the material production elements like labor and capital as well as others which have been the resources of a country's competitive power are changing into formless knowledge-based assets like knowledge and technology. In order to meet these demands of this time, companies in developed countries are concentrating on competition and cooperation to obtain higher technology as a strategy towards becoming first-class countries in the world. Thus, the development program of human resources should focus on providing creative technical application ability. Especially, universities should develop knowledge, technology, creative problem-solving ability and realism acquired by various fields in industry where engineering is used and make it possible to perform practical tasks. As a plan for enforcement and management of this program, a certification program which evaluates the ability and accomplishments of the study of graduate students in order to manage the quality of education should be applied as soon as possible at the institute which trains engineers. In this study, among the accomplishment assessment which have been suggested as an alternative assessment method, portfolio assessment is introduced into the educational situation of engineering technological human resources to find a method of application.

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An Analysis of Action Learning Process in Education Programs for Senior Officials, Engineers, Chief Executive Officers (고위공직 후보자-엔지니어-최고경영자 교육 프로그램의 액션러닝 프로세스 분석)

  • Jung, Hyun-Kon;Moon, Sung-Han
    • Journal of Digital Convergence
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    • v.10 no.1
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    • pp.87-104
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    • 2012
  • The purpose of this study was to analyze and present of action learning process in education programs for senior officials, engineers, chief executive officers. The main contents of this study is focused on analysis of orientation activities for each step of action learning process, project selection, analysis of problem clarification, review of data research and analysis, analysis of process for seeking of alternative and selecting execution item, comparison and analysis for the results of execution.

정책자금정보 - 2013년도 중소기업 정책자금 지원 안내

  • 한국광학기기협회
    • The Optical Journal
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    • s.143
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    • pp.78-85
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    • 2013
  • 올해 중소기업 정책자금 지원규모는 3조 8500억 원으로 지난해 3조 3330억 원에서 15.5% 증가한다. 중소기업청과 중소기업진흥공단은 정책자금의 우선순위를 일자리 창출에 두고 민간금융기관을 통해 자금 조달이 어려운 창업자와 기술개발기업에 전체 정책자금의 40.3%인 1조 5500억 원을 배분한다. 이에 창업기업지원자금이 지난해보다 200억 원, 개발기술사업화자금이 420억 원 늘어나며, 정책자금을 지원받은 기업이 일자리를 1명씩 늘릴 때마다 0.1%포인트씩 최대 1%포인트까지 금리를 인하해 일자리 창출 효과를 극대화 한다는 계획이다. 또한 중진공을 통한 직접 대출 비중이 기존 55%에서 70%로 확대되며, 개발기술사업화자금, 수출금융, 소공인 특화자금은 전액 직접대출로 운영되고 운전자금에 대한 보증서부 대출은 폐지된다. 반면 신용대출 규모는 20% 늘어나 중소기업의 담보 부담이 줄어들 전망이다. 변화하는 산업 구조에 맞춰 정책자금 구조도 바뀐다. 담보력이 부족한 창업 및 소기업의 자금 지원을 위해 기계기구, 재고자산, 매출채권의 담보 인정비율을 높인다. 하반기 중에는 지식재산권 담보대출이 새로 도입된다. 별도의 기술가치 평가 모형을 통해 특허기술의 경제적 가치를 평가하고 특허권을 담보로 대출을 시행한다. 자세한 사항 및 정책자금 신청 희망기업은 중소기업진흥공단 홈페이지(www.sbc.or.kr) '정책자금 융자도우미'를 통해 신청요건 및 추천자금 등을 자가진단 후 신청하면 된다.

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Packaging design in Advanced complex of processed marine products (세미나 - 수산가공선진화단지 포장디자인 지원방안)

  • Lee, Hyeon-Gyu;Lee, Jin-Ho
    • The monthly packaging world
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    • s.251
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    • pp.112-123
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    • 2014
  • 세계적인 어획량 감소와 부패하기 쉽고 보관이 어렵다는 수산물의 특성에 따라 수산물의 적절한 가공과 이에 따른 수산물의 포장은 수산물의 상품성과 부가가치를 높일 수 있는 방법으로 최근 새롭게 부각되어 지고 있다. 이러한 환경에서 부산의 수산가공선진화 단지는 수산가공업의 경쟁력 제고 및 활성화를 목적으로 정책적으로 추진되고 있다. 수산가공선진화 단지는 식품 위생 안전시설(HACCP)을 통한 수산식품의 신뢰성 확보, 원재료 및 제품의 공급 체계 확보를 통한 비용절감 및 물류 효율화 등 수산가공업체의 운영 환경구축과 함께 가공수산물의 포장디자인 관련 연구 지원시설인 포장디자인센터도 단지 내에 구축될 예정이다. 본 연구에서는 수산가공선진화 단지 내 구축될 포장디자인센터의 역할과 거시적 운영목표를 설정하고 효율적인 운영방향을 제시하고자 하는 목적으로 진행되었다. 포장디자인센터는 공공의 자산으로서 수산가공선진화단지의 입주기업 뿐 아니라 지역의 수산물 가공산업 전반에 대한 발전을 이끌어야 하며, 디자인산업과의 융합으로 새로운 디자인 수요를 창출하고 특성화하여 지역디자인산업의 진흥을 목적으로 운영되어야 한다. 이러한 목적의 달성을 위해 산업화, 지식화, 융합화, 차별화의 4가지의 비젼을 운영 컨셉으로 도출하였고 이를 바탕으로 포장디자인센터의 효율적인 운영을 위한 전략적 추진사업으로 6가지 사업을 제시하였다. 이러한 과정을 통해 디자인산업과 가공수산물산업의 융 복합이 성공적으로 운영되어 국 내외 시장에서 경쟁력을 확보하고 산업간 융합을 통한 새로운 활력 창출의 성공적인 모델이 될 수 있기를 기대한다. 본 원고는 한국브랜드디자인학회 통권 제28호에 실린 논문에서 발췌했다

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Learning Model Development of utilizing a Tutor to study cyber-terrorism (사이버테러에 대비한 국가정보보안 현장 튜터를 활용한 교수-학습 모형 개발)

  • Yun, Dong Sic
    • Convergence Security Journal
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    • v.15 no.6_1
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    • pp.49-57
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    • 2015
  • Changes in the national intelligence security industry is becoming increasingly rapidly changing due to the development of the network and the use of the Internet. Information also can be called by critical information assets, as well as social infrastructure of the country's reality is that individuals at risk. These professionals make to prevent terrorists to destroy national defense system and network was absolutely necessary. But, Cyber Terror Response NCOs to be responsible for cyber terrorism requires a professional NCOs with advanced knowledge. National Competency Standards(NCS) using a national information security field tutors to conduct training courses teaching - learning model to develop and to apply.

Development of Korean Cybersecurity Goods Menu (Korean Cybersecurity Goods Menu 개발)

  • Park, Dea-Woo
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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    • 2015.10a
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    • pp.266-267
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    • 2015
  • The information security (information security knowledge) industry is technology-intensive, high value-added industries. South Korea's response has excellent ICT skills and experience and skills in a variety of cyber attacks, has become a benchmark in the world. However, the small size of the domestic information security company, supporting infrastructure is lacking. Domestic information security industry is the primary condition to activate the export. In order to export it is necessary to develop for the Korean Cybersecurity Goods Menu for products, services and technologies of the domestic information security industry. Buyer Menu as well as foreign and domestic Seller, companies and governments know the details of the assets and product information security industry and is a prerequisite to sell. In this paper, I study the Korean Cybersecurity Goods Menu development.

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The Evaluation Model for Knowledge Assets on Medical Devices Industry (의료기기산업의 지식자산 평가모형)

  • Kim, Mahn-Sool;Lee, Jong-Moo
    • Journal of the Korea Safety Management & Science
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    • v.13 no.2
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    • pp.251-258
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    • 2011
  • The existing evaluation systems based on financial performance summarize the information about past results and focus on short-term performance, and so they have the limits to explain the future value of firms and to make a long-term strategic performance. By this reason, as a way to increase the future value, the development of the integrated performance evaluation system with which we may manages financial performance and knowledge assets together has been required recently. This study puts together various researches for the evaluation of knowledge assets, and analyzes the existing studies for the domestic medical devices industry and the tendency of introduction for business practice. Under this analysis, this study develops the knowledge asset evaluation indexes for medical devices industry by using the Balanced Score Card (BSC) of Kaplan & Norton(1992), and then presents the evaluation model by applying the Analytic Hierarchy Process (AHP) of Saaty(1980) to get the weight for each index. With the final evaluation model, we can calculate the evaluation score combined with both the quantitative indexes and the qualitative indexes at once.

A Study on Analysis of Types and Roles of Records Management & Archives Professionals Abroad (국외 기록관리 전문직 유형 및 역할 분석 연구)

  • Kim, Heejung
    • Journal of Korean Society of Archives and Records Management
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    • v.7 no.1
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    • pp.129-143
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    • 2007
  • In this study, various types and roles of records management and archives professionals are reviewed. Throughout the literature review, types and roles of the records management and archives professionals are analyzed. The results show that roles of professionals can be divided into the areas of records, users and management. In addition to focusing on records and archives, modern archival professionals must also be adept in such areas as knowledge management and digital asset management. Business and management skills for forging partership with related organizations are also needed.

Outcome and Enhancement of ISO 27001(ISMS) in National R&D Information Management Environment (국가R&D정보관리 환경에서 ISO 27001(ISMS) 성과 및 개선 방향)

  • Lee, Byeong-Hee;Yeo, Il-Yeon;Kim, Jae-Soo
    • Proceedings of the Korea Information Processing Society Conference
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    • 2011.04a
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    • pp.823-825
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    • 2011
  • R&D에 관한 주요 국가 및 산업기술의 정보 유출이 문제가 되고 있다. 2009년 11월 국가과학기술지식정보서비스(NTIS)는 영국표준협회(BSI)로부터 ISO 27001에 대한 11개 도메인, 133개 보안 통제항목의 정보보호관리체계((Information Security Management System) 인증을 획득하였고 이후 사후인증 심사를 받고 있다. 본 논문에서는 정보보호 국제 표준인증인 ISO 27001과 관련하여 NTIS의 정보보호관리체계에 대하여 국가R&D정보관리의 경영적 관점에서 실증적 현황 및 성과와 향후 개선 및 발전 방향에 대하여 검토한다. ISO 27001 도입 후 133개 통제항목 중에서 적용율이 증가하였고 중부적합/경부적합/개선권고 사항이 크게 감소하였으나 정보자산 및 개인정보 관리는 지속적인 관심과 개선이 필요함을 알 수 있었다.