• Title/Summary/Keyword: 주택 수요

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Analysis of the Korean Real Estate Market and Boosting Policies Focusing on Mortgage Loans: Using System Dynamics (주택담보대출 규제 완화에 따른 부동산시장 영향 분석: 시스템다이내믹스 모형 개발)

  • Hwang, Sung-Joo;Park, Moon-Seo;Lee, Hyun-Soo;Yoon, You-Sang
    • Korean Journal of Construction Engineering and Management
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    • v.11 no.1
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    • pp.101-112
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    • 2010
  • The Korean real estate market currently is experiencing a slowdown due to the global economic crisis which has resulted from subprime mortgage lending practices. In response, the Korean government has enforced various policies, based on intend to deregulate real estate speculation, such as increasing the Loan to value ratio (LTV) in order to stimulate housing supply, demand and accompanying housing transactions. However, these policies have appeared to result in deep confusion in the Korean housing market. Furthermore, analyses for housing market forecasting particularly those which examine the impact of the international financial crisis on the Korean real estate market have been partial and fragmentary. Therefore, a comprehensive and systematical approach is required to analyze the real estate financial market and the causal nexus between market determining factors. Thus, with an integrated perspective and applying a system dynamics methodology, this paper proposes Korean Real Estate and Mortgage Market dynamics models based on the fundamental principles of housing markets, which are determined by supply and demand. As well, the potential effects of the Korean government's deregulation policies are considered by focusing on the main factor of these policies: the mortgage loan.

Housing Need and Demand Assessment: Focused on Public Housing Development Projects (공공주택 사업지구의 수요평가모델 구축 연구)

  • Ji, Kyu-Hyun;Lee, So-Young;Kim, Yong-Soon
    • Land and Housing Review
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    • v.5 no.4
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    • pp.247-257
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    • 2014
  • This study proposes a new housing need and demand assessment model centering on small-scale housing development projects and happy house development projects that reflected the recent changes in rental and small sized apartment centered public housing policies and development paradigms. The housing need and demand assessment model of public housing development projects consists of quantitative evaluation factors such as potential need indicator and demand pressure indicator and qualitative evaluation factors such as local condition indicator. The potential need indicators of small sized housing development projects are calculated by subtracting the stock of already-supplied constructed rental and purchased rental housings from the potential quantity of need drawn from the small regions such as -eup, -myeon, and -dong. In the potential need indicators of happy house development projects, the potential need is calculated from those who are expected to receive a happy house in the unit of -si, -gun, and -gu. In small-sized housing development projects, demand pressure indictors are the number and the proportion of those who opened a subscription deposit, the number of those who received basic livelihood security and the number of those who were patriots and veterans. The demand pressure indicators of the happy house development projects are stock ratio of small-sized houses, rate of rise in housing rent price, level of housing rent price, and rate of monthly rent house.

가구구조의 변동과 시.도별 가구수 추계

  • 김유경
    • Korea journal of population studies
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    • v.18 no.1
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    • pp.119-165
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    • 1995
  • 가구는 주택과 내구소비재 구입의 단위가 되기 때문에 장래의 가구수에 대한 자료는 정부가 주택정책을 수립하거나, 기업체가 가전제품이나 가구를 생산하는 장기 계획을 짜는 데 필요불가결한 정보 중 하나이다. 우리 나라는 현재 심각한 주택난을 겪고 있으며 이 주택난은 가구의 급증과 떼어 놓고 생각할 수 없다. 최근 우리 나라의 주택난 해소에 대한 합리적인 대책을 수립하자면 정확하고 상세한 가구추계가 요청된다. 그리고 경제적으로 취약한 계층인 노년인구가 급증하고 있는 것과 관련해서 노인가구의 증가가 예상되고 있는데 이들을 대상으로 하는 각종 사회복지정책의 수립에는 전반적인 가구구조와 노인가구에 관한 정확한 예측이 절실하게 요청되고 있다. 본 연구는 단순한 가구수 추계뿐만 아니라 가구구조 및 혼인상태별로 다양하게 가구수를 추계할 수 있는 비교적 간편하면서도 신뢰성을 인정받고 있는 고노(Kono)의 확장된 가구주율법을 사용하고 최근의 센서스 자료를 활용하여 가구수 추계를 실시하였다. 이 연구에서는 지난 30년간의 가구구조의 변동을 분석하고 1990년 이후 10년간 우리 나라의 시·도별 가구수를 전망하며, 노인가구를 위시한 가구형태별, 가구규모 및 혼인상태별로 가구수를 추계하고 있다. 아무쪼록 이 연구결과가 지방자치화에 따른 지역 주택정책 수립 및 노인복지 등 각종 사회복지정책의 수립에 필요한 자료로써 널리 활용되기를 바란다.

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