• Title/Summary/Keyword: 주거자산

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Improving Asset Survey Method and Updating Unit Prices for Practical Application of MD-FDA (다차원홍수피해산정법의 실무 적용을 위한 자산조사 방법 개선 및 각종 원단위의 갱신)

  • You, Jae-Young;Lee, Chung-Sung;Yeo, Kyu-Dong;Shim, Myung-Pil
    • Proceedings of the Korea Water Resources Association Conference
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    • 2009.05a
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    • pp.1764-1768
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    • 2009
  • 현재 국내에서 치수경제성분석을 위한 홍수피해산정법으로는 하천설계기준에 제시되어 있는 다차원홍수 피해산정법(MD-FDA: Multi-Dimensional Flood Damage Analysis)이 광범위하게 사용되고 있다. 그러나 2004년 처음으로 지침이 나온 이후 각종 자산조사 원단위에 대한 갱신이 이루어지지 않아 현재 실정에 맞는 자산조사가 불가능하며, 일부 산정방식에서는 문제점도 지적되고 있다. 따라서 본 연구에서는 주거자산, 농업자산, 산업자산으로 나누어진 자산 항목과 인명피해액 산정을 위한 인명손실에 대한 각각의 원단위를 갱신하여 현재 경제상황에 맞는 적용이 이루어질 수 있게 하였다. 또한 과거 문제점이 지적되던 산정방식에 대해서 일부는 기술 방식을 고쳐 이해를 돕고, 일부는 새로운 방법론을 제시하였다. 그럼에도 불구하고 갱신된 원단위가 현재의 사회경제적 상황을 완벽히 반영한다고 판단되지는 않는다. 이는 통계자료의 양적 질적 부족으로 인해 기인된 것이다. 그러나 2004년 다차원홍수피해산정법이 처음 제시된 이후로 원단위의 갱신이 이루어지지 않았던 데 비해 통계자료의 형식적 내용적 변화상을 반영할 수 있게 하였다는 점에 있어서 연구의 의미가 있다. 본 연구의 결과 변경된 자산조사 방식과 각종 원단위는 치수계획 실무에서 홍수피해산정시 많은 참고가 될 것이다.

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An Analysis of Community Asset Types and Components for a Development of Community Asset Evaluation System (커뮤니티 자산 평가 체계 개발을 위한 커뮤니티 자산 유형 및 구성요소 분석)

  • Yim, Soon Jeong;Lee, Hyo Won
    • Journal of the Korean housing association
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    • v.27 no.3
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    • pp.47-58
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    • 2016
  • The new paradigm of urban regeneration, would promote the comprehensive communal view. Therefore, the community role has become an important and necessary for regeneration of communities. It is necessary for urban regeneration which should be matched with the regional characteristics, to develop an evaluation framework that can objectively and accurately diagnose the status of community; so it can be an integrated prescription. A new alternative, asset-based approach may be an alternative to build the community based on opportunities and strengths, which focuses on community inside and things that community have. In this study, a community asset is defined as the tangible and intangible components in the community. A community asset evaluation system is developed through the content analysis related to previous studies of several researchers who investigated the asset-based approaches. Community assets are classified into seven types: human, social, cultural, natural, physical, economic, and political property. Each type is classified into components and establish as a framework with 3 levels in order to set the indicators which can be measured concretely.

A Study of Experiences, Plans, and Perception on the Housing Wealth Transfer (주거자산의 이전 경험, 계획 및 의식에 관한 연구)

  • Kim, Young-Joo
    • Journal of Families and Better Life
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    • v.30 no.2
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    • pp.11-26
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    • 2012
  • Transfer of housing wealth is an extensive social and economic phenomenon different from the traditional processes. The purpose of this study is to examine the experiences, plans, and perception of housing wealth transfers among Korean families. Using questionnaire survey, 700 data from the respondents who residing in Seoul and Kyonggi provinces were collected and analyzed for the research purpose. Only a small portion of the respondents had experiences on housing wealth transfer. Most of the respondents showed that they would have a plan to inherit their housing wealth to their spouse and children after their death or the time when children need help from their parent(s). However, perception of babyboomers who were in their age of 40-50s was different from other age groups. Thus, it is important to consider its implications, especially with respect to changing traditional values on housing wealth transfer.

An Analysis on the Project of Creating a Village by Utilizing Assets in a Rural Area - Focused on the Project for a New Cultural Space Creation- (농촌지역 유.무형 자산을 활용한 마을 가꾸기 사업의 추진현황 분석 - 신문화공간조성사업을 중심으로-)

  • Jeon, Yeong-Mi
    • Proceeding of Spring/Autumn Annual Conference of KHA
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    • 2011.04a
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    • pp.197-202
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    • 2011
  • The purpose of this study was to investigate the current situation of physical and intangible assets, and to analyze the use of planning in a new cultural space creation project areas. For this study, literature survey, filed survey and participant observation methods were used for data collection. The results were as follows. 1) The project's characteristics had a variety of space utilization's scope. It was to emphasize the organizations and participants in the human side. 2) There are the pumping stations, mokgammak, mills, barbershops, marketplaces etc in physical assets, and it was worth the historic or agricultural facility. 3) The using plans of three kinds in hardware facilities, software programs, human ware(human abilities)are linked to each other organically. 4) The problems in the project's process include the administrative and institutional factors rather than planning matters.

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Comparing Financial Portfolios and Housing Wealth Effects of Single Income and Dual Income Couples (외벌이와 맞벌이 부부가구의 자산포트폴리오 특성 및 주택자산효과 차이 비교)

  • Lee, Hyunjeong
    • Journal of the Korean housing association
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    • v.27 no.6
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    • pp.95-104
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    • 2016
  • The purpose of this research is to compare housing wealth effects of home-owning single income couples (SIC) and dual income couples (DIC) on their non-durable consumption and to assess the effects by location, age groups, housing structure type, debt-to-asset ratio and employment status. Using the Korean Labor and Income Panel Study (KLIPS) of 2014, this empirical study identified 1,198 SIC households and 1,044 DIC households, and employed multiple regression analysis. The main results reveal that the difference of financial portfolios between SIC and DIC households was little but housing wealth effects were stronger among SIC households than DIC counterpart. It's evident that housing wealth effects were conspicuous for SIC and DIC households who were headed by wage earners aged over 40s, and resided in apartment outside the Seoul Metropolitan Area. However, household debt became a determinant in contradicting housing wealth effects of SIC and DIC households. While the household financial dimension was in proportion to income, DIC households didn't gain much financial security due to increasing expenditure. Further, this research imply that liquidity constraints explicitly posed a more serious threat to SIC households whose dependence on housing asset is larger than their counterpart.

The Effects of Housing Wealth on the Balance of Elderly Household Accounts (주택자산이 고령자가구의 재정수지에 미치는 영향)

  • Kim, Jae-Yong;Jeong, Jun Ho
    • Journal of the Economic Geographical Society of Korea
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    • v.15 no.4
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    • pp.534-549
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    • 2012
  • This study analyzed the effects of housing wealth on the balance accounts of elderly households with an age of over 60 facing the asset decumulation period, capitalizing upon an ordered logit model for the 2011 household finance survey data. Out of some variables representing personal and social characteristics, the age and waged worker variables had a positive effect, but the number of household, low education level, living in the apartment and capital region variables negatively affected the balance accounts of elderly households. Some variables reflecting economic wealth and financial strategies such as the attitude of risk-taking, ordinary income and the ratio of financial assets had a positive impact, but other variables such as DSR did a negative one on the balance accounts of the elderly households. The ownership of housing wealth variable positively, but the ratio of housing assets variable negatively affected the balance accounts of the elderly households, which could be derived from the duality of housing as both consumption goods and assets. However, the ownership of other real estates and the ratio of them in the total assets variables had a negative impact on the balance accounts of the elderly households. Furthermore, since the financial asset-debt ratio worsened the balance accounts of the elderly households with both housing and other real estates, it is implied that the purchase of real estates with excessive bank loans could make them dangerous.

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A Comparative Study on the Factors Influencing Residential Mobility of Households in Public and Private Rental Housing (공공과 민간 임대주택 거주가구의 주거이동 영향요인 비교)

  • Jae-Koo Lee;Ho-Cheol Kim
    • Land and Housing Review
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    • v.15 no.3
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    • pp.25-43
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    • 2024
  • Using the 2021 Korea Housing Survey Data, this study compared and analyzed the factors influencing the residential mobility of residents in public and private rental housing by population and social characteristics, economic characteristics, and housing characteristics. The analysis results are as follows. As a result of descriptive statistics analysis, it was found that private rental households were young and economically active. While the proportion of apartment residents and new housing, and the level of housing satisfaction were low, the level of housing insecurity was high. Through logistic regression analysis, significant factors influencing the residential mobility of private and public leases were analyzed. In terms of demographic and social characteristics, private leases were affected by marital status, the number of household members, the age of the household head, and the residential area, while public leases were affected by marital status and the age of the household head. In terms of economic characteristics, private leases were affected by assets, debt, and housing management costs, while public leases were affected only by debt. In terms of residential characteristics, private leases were affected by periods of homelessness, housing satisfaction, housing insecurity, and a sense of homeownership, while public leases were affected by housing type, years of construction, housing satisfaction, housing insecurity, and a sense of homeownership.

Generational Divides of Household Wealth and Propensity to Invest in Housing Asset - Baby-boomers and Eco-boomers in the Seoul Metropolitan Area - (세대 간 가계 자산구성 및 주택자산의 투자 성향 분석 - 수도권 거주 베이비부머와 에코세대를 중심으로 -)

  • Lee, Hyunjeong
    • Journal of the Korean housing association
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    • v.26 no.1
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    • pp.109-118
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    • 2015
  • The purpose of this research is to examine generational distinctions of housing investment and household wealth for two different age cohorts - 'baby-boomers' and 'eco-boomers'. In so doing, national survey data of two different periods were analyzed and the primary results are summarized as follows; aggregate assets of both generations have risen, and the rising household debt for baby-boomers was related to loans for living expenses while eco-boomer's debt was ascribed to home-buying loans. In the midst of economic slowdown, the age cohorts had conservative asset allocation in preference for risk-averting investment like savings. The main purpose of saving and investment was distinctive across the groups? retirement for baby-boomers and home purchase for eco-boomers. Both groups prioritized reduction of household liabilities and also were cautious on investing in real estate. Still home-buying was considered to be an important driver for asset accumulation. While baby-boomers were unwilling to dispose any form of owned real estate, eco-boomers found it challenging to take on a long-term investment like home-buying, especially in economic uncertainties. Rather the young generation would diversify asset allocation with better-returning investment commodities like stocks, bonds and derivatives.

Changing Housing Wealth Effects of Home-owning Baby-boomers in the Seoul Metropolitan Area (수도권 거주 자가소유 베이비부머의 주택자산효과 변화 분석)

  • Lee, Hyunjeong;Yoon, Jungduck
    • Journal of the Korean housing association
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    • v.26 no.3
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    • pp.45-54
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    • 2015
  • The purpose of this research is to analyze the wealth effects of home-owning baby-boomers on household consumption on non-durable goods in the Seoul Metropolitan Area. In so doing, this empirical study utilized the Korean Labor and Income Panel Study (KLIPS) of 2002 and 2012. The statistical findings reveal that household wealth in the period had sharply risen in household income, asset, debt and consumption, and the substantial increase came from growing income and consumption embedded into an expansionary stage of the family life cycle. Further, housing wealth had a much greater effect on consumption expenditure than did financial asset in 2012 while financial wealth effect was larger than housing wealth effect in 2002. Housing wealth effects had become far stronger as the age of the baby-boomer householders increased. As the baby-boomers are close to the retirement stage, post-retirement income security becomes of concern, so that the wealth effect of real estate income as an income alternative for retirees is explicit. The results imply that retirement of baby-boomers is likely to reduce consumer spending, aggravating slowdown of the real economy. Thus, diversification of household asset portfolio in a pre-retirement period is of great significance in maintaining adequate household consumption in later life.