• Title/Summary/Keyword: 제로페이

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A Study on the Use of Zero Pay Based on the UTAUT Model (통합기술수용이론(UTAUT)에 의한 제로페이 사용의도에 관한 연구)

  • Jung, Ji-Hee
    • Proceedings of the Korean Society of Computer Information Conference
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    • 2019.01a
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    • pp.187-188
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    • 2019
  • 2018년 12월 20일부터 '제로페이' 시범 서비스를 시작했으며, 2019년 3월 이후 본격적으로 정식 서비스를 시작해 전국으로 확대한다는 방침이다. 이론적 배경으로부터 도출된 가설을 검정하기 위해서 제로페이 사용자를 대상으로 편의표본추출법을 채택하여 설문 조사를 진행할 예정이다. 실증분석에서는 제시된 가설들의 영향 관계를 분석하고 이전 측정항목의 신뢰성과 타당성을 확보하기 위해 신뢰성 분석 및 타당성 분석을 실시한다. 또한 각 변수들 사이의 판별타당성과 변수간의 방향의 정도를 확인하기 위하여 상관관계분석을 실시하고, 경로모형과 가설을 검정한다. 본 연구를 통해 사용자들의 제로페이의 수용에 대한 결정요인을 보다 명확하게 이해할 수 있을 것이며, 관련 연구자나 실무자들은 물론 제로페이 서비스 기업들이 활용할 수 있는 마케팅 전략방안을 제시하고자 한다.

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The Effect of the QR Code Commission Rate on Commercial Banks in China (QR코드 수수료율이 중국 상업은행에 미치는 영향)

  • Zhu, Yongjie;Jin, Shanyue
    • Journal of Digital Convergence
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    • v.20 no.5
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    • pp.99-105
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    • 2022
  • In China, with the rise of third-party payments such as WeChat Pay and Alipay, the traditional business of banks has been greatly affected. Banks can encourage and expand QR code payments to merchants. Therefore, it is meaningful to analyze and study the QR code work of banks. The purpose of this study is to analyze the effect of the execution of the zero-rate of the comprehensive payment QR code combined with the payment cycle and Funds Transfer Pricing (FTP) on commercial banks in China. Based on the manually collected customer data of Chinese commercial banks, this paper conducts a case analysis combined with the calculation method of financial indicators. As a result of the study, it was found that commercial banks need to continue to implement the policy as the advantages of introducing the integrated QR code fee rate 0 policy are greater than the disadvantages. This paper provides feasible suggestions on how to quickly occupy the offline payment market for commercial banks, which has guiding significance for commercial banks' marketing decisions. Presently, there are few studies on the zero-rate subsidy policy implemented by Chinese commercial banks.

Rheological Properties of Cement Paste Mixed with Aqueously Dispersed Single-Walled Carbon Nanotubes (Single-Walled 탄소나노튜브 수용액 혼입 시멘트 페이스트의 유변학적 특성)

  • Kim, Ji-Hyun;Chung, Chul-Woo
    • Journal of the Korea Institute of Building Construction
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    • v.19 no.2
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    • pp.113-121
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    • 2019
  • Single walled carbon nanotube (SWCNT) has been used as a material for reinforcing various advanced materials because it has superior mechanical properties. However, pure SWCNT that does not have any functional group has a hydrophobic character, and exists as bundles due to the strong Van der Waals attraction between each SWCNT. Due to these reasons, it is very difficult to disperse SWCNTs in the water. In this work, in order to use SWCNT for production of cementitious composites, SWCNT was first dispersed in water to make an aqueous solution. Sodium deoxycholate (DOC) and Sodium dodecyl sulfate (SDS) were chosen as surfactants, and the dosage of DOC and SDS were 2wt% and 1wt%, respectively. Sonication and ultracentrifugation were applied to separate each SWCNT and impurities. Using such processed SWCNT solutions, cement paste was prepared and its shear stress vs. strain rate relationship was studied. The yield stress and plastic viscosity of cement paste were obtained using Bingham model. According to the results in this work, cement pastes made with DOC and SDS showed similar rheological behavior to that of air entrained cement paste. While cement paste made with DOC 2 wt.% SWCNT solution showed similar rheological behavior to that of plain cement paste, cement paste made with SDS 1 wt.% SWCNT solution showed different rheological behavior showing much less yield stress than plain cement paste.

A Study on the Fluidity Retention of Cement Paste Added by Naphthalene Sulfonated Condensate and Polycarboxylic Acid Admixture (나프탈렌술폰산축합물과 폴리카르본산계 혼화제가 첨가된 시멘트 페이스트의 유동성 유지에 관한 연구)

  • 노재성;홍성수;김도수
    • Magazine of the Korea Concrete Institute
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    • v.7 no.5
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    • pp.189-199
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    • 1995
  • Naphthalene sulfonated condensate has been widely used as a superplasticizer for cement and concrete, but the application was limited due to its large slump loss with elapsed time. To complement this demerit of NSF, polycarboxylic acid copolymer from nlaleic anhydride and acryl~c acid(MA) was synthesized to retain the mobility of cement and concrete, and then mixed with NSF. The physical properties, such as fluidity, fluidityretention and rheology, were measured by applying these admixtures to cement paste as a function of elapsed time. And also compressive strength of mortar was measured with curing time. NIv-l and NM-2 containing 10, 20 wt% of MA respectively had a excellent fluidity and a fluidity- retention. In rheological property, the increases of shear stress and viscosity with elapsed time were delayed with the increasing of shear rate in cornparision with NSF only. The marked slump loss of cement paste could be controlled by these admixture. Also the added ainount of admixture and the ratio of water to cement affected these properties.

A proposal for improvement of the business supporting poorly-fed children using mobile payment and information delivery platform (모바일 결제 및 정보제공 플랫폼을 활용한 결식아동 급식지원 사업 개선 제안)

  • Jeon, Hyun Ji
    • Proceedings of the Korea Information Processing Society Conference
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    • 2020.05a
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    • pp.37-40
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    • 2020
  • 결식아동 급식지원 사업은 소년소녀 가장 등 결식우려가 있는 미성년 아동/청소년에게 꿈나무 카드를 활용하여 급식을 지원하는 사업이다. 여기서 꿈나무 카드란, 학교 바깥에서 급식에 준하는 식사를 할 수 있도록 서울시에서 발급하는 결식아동용 카드로 2017년 기준 317,234명이 사용하고 있다. 그러나 잔액조회 기능 등이 없어 사용이 불편하고, 카드 사용에 대한 사람들의 시선으로 아동/청소년이 카드 사용을 꺼려 하고 있다. 또한 카드 사용이 가능한 가맹점 정보의 미제공으로 카드 이용이 활성화되지 않고 있어, 이에 대한 개선으로 모바일 결제와 가맹점 정보를 제공하는 플랫폼 개발을 제안하게 되었다. 따라서, 본 논문에서는 저자가 실제 개발하여 테스트 중인 모바일 결제와 가맹점 정보제공 서비스, 향후 제로 페이 연동에 대한 기술 검토 내용, 관리자 계정/시스템 구축을 통해 원활한 정보처리를 제안한다. 향후 연구 과제인 지자체별 결식아동 카드와의 통합을 제안하기 위해 플랫폼 개념을 기능 구성도에 반영하였다.

Embedded Zerotree Wavelet Coding Based On Multiple Description (다중 기술에 근거한 엠베디드 제로트리 웨이블릿 부호화)

  • Eom, Il-Gyu
    • Journal of the Institute of Electronics Engineers of Korea SP
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    • v.39 no.3
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    • pp.42-48
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    • 2002
  • Multiple description coding Is source coding for multiple channels such that a decoder which receives an arbitrary subset of the channels may produce a useful reconstruction. This paper presents an efficient multiple description coder using a newly designed EZW coding method. We first propose EZW coder which has expanded threshold and two subordinate passes. And then we present multiple description coder which has two coding channels using the proposed EZW coders. To evaluate the performance of the proposed coder, we provide an image coding applications with two descriptions and compare multiple description image coding results reported to date. Simulation results show that the proposed method has a better performance than the polyphase transform method.

A Study of efficient Wireless TCP Transmission Using Consecutive Packet Loss and Zero Window Control (연속적인 패킷 손실 제어와 제로 윈도우 제어를 이용한 무선 TCP 전송 성능 향상 연구)

  • Kim, Sung-Chan;Jun, Moon-Seog
    • The KIPS Transactions:PartA
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    • v.13A no.7 s.104
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    • pp.573-580
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    • 2006
  • The conventional transport layer protocol TCP is designed to work under condition of packet loss is due to the network congestion, so that it's suitable in the traditional wired network with fixed hosts but it's inefficient on the wireless network where the environment of fading, noise, and transmission error comes from interference. This result from the needless transmission control of the bit error is due to treats the packet loss as a packet congestion control in the wireless network. In this paper, we propose the advanced SNOOP protocol with the consecutive packet loss and TCP window control to avoid the needless congestion management algorithm in wireless network for the wireless TCP packet transmission enhancement. We verify the performance of the advanced module from the simulation experiment result.

Effects of Flux Activator on Wettability and Slump of Sn-Ag-Cu Solder Paste (플럭스 활성제 종류에 따른 Sn-Ag-Cu 솔더 페이스트의 젖음성 및 슬럼프 특성 평가)

  • Kwon, Soonyong;Seo, Wonil;Ko, Yong-Ho;Lee, Hoo-Jeong;Yoo, Sehoon
    • Journal of the Microelectronics and Packaging Society
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    • v.25 no.4
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    • pp.123-128
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    • 2018
  • Effect of activators in flux on the printability and wettability of a solder paste was evaluated in this study. The activators in this study were dicarboxylic acids, which were oxalic acid (n = 0), malonic acid (n = 1), succinic acid (n = 2), glutaric acid (n = 3), adipic acid (n = 4), and pimelic acid (n = 5). When the solder pastes were observed with a SMT scope, solder with glutaric acid showed clean and shiny surface when it was melted. Slump ratio of the solder pastes was low when the carbon numbers of the dicarboxylic acid were 1-3. Spreadability was high when the carbon number was over 2. Zero cross time of wetting balance test was under 1 sec when the carbon number was over 3. When activator was oxalic acid or malonic acid, zero cross time was over 1 sec and maximum wetting force was low. Fluxes with the oxalic acid and malonic acid showed decomposition at the temperature close to melting point. Among the dicarboxylic acids, glutaric acid provided excellent slump, spreadability, and wettability.

Comparison of the Effect of the Interpolation Function on the Performance of the Noise Source Imaging Technology (소음원 영상화 기술의 성능에 보간 함수가 미치는 영향 비교)

  • Park, Kyu-Chil;Yoon, Jong Rak
    • Journal of the Korea Institute of Information and Communication Engineering
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    • v.20 no.2
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    • pp.268-274
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    • 2016
  • To find the location of a random noise source present in the three-dimensional space is required at least four microphones. Using four microphones distributed in a three-dimensional space, noise source imaging technique was applied and evaluated on their performance. To compensate resolution problem which comes from both the position of the sensor array is fixed and the sampling frequency is low, up-sampling technique and interpolation function were applied. Five different interpolation methods were applied such as zero-padding, zero-order hold, first-order hold, spline function, and random signal padding. The up-sampling rate were chosen by two, four, eight times, and counting up 16 times. As a result, it was possible to more accurately estimate the position of the noise source according to the higher of the up-sampling rate. It also found that the first-order hold and the spline function's performance were slightly falling relative to other methods.

The Development of Multi Stage Separation Ball Mill for Producing Recycled Aggregate (순환 골재 생산을 위한 다단 박리형 볼밀 시스템 개발)

  • Lee, Han-Sol;Yu, Myouing-yuol;Lee, Hoon
    • Resources Recycling
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    • v.30 no.5
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    • pp.17-24
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    • 2021
  • Natural aggregate regular exploitation has led to environmental and resource depletion issues; consequently, construction waste has become an important raw material in the supply of aggregate smoothly. The recycled aggregate produced in the most of recycled aggregate processing company in Korea has a high adhesion ratio of cement paste and mortar, which affects the water absorption ratio and density. Therefore, the quality of recycled aggregate needs to be improved. In this study, we improved the quality of recycled aggregate through the use of a multistage separation ball mill. This ball mill has a sieve which protects the ball mix and improves the motion. Products produced by using multistage separation ball mill were compared with various quality standard for utilization as recycle aggregate. Finally, we confirmed that the multistage separation ball mill can efficiently separate cement paste and mortar from natural aggregate and that it is suitable for the production of recycled aggregates.