• Title/Summary/Keyword: 은퇴준비교육

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The Degree of Requirements for Retirement Preparation and the Effect of Retirement Preparation on Quality of Life: The Moderated Mediating Effect of the Degree of Participation in Retirement Education (은퇴준비필요도와 은퇴준비가 삶의 질에 미치는 영향 : 은퇴교육참여도의 조절된 매개효과)

  • Park, Hae-Ri;Min, Hyun-Jung
    • Journal of radiological science and technology
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    • v.40 no.4
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    • pp.647-655
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    • 2017
  • This study was conducted to review the mediating effects of retirement preparation in how the degree of requirements for retirement education and the degree of preparation for retirement education affects quality of life, and how the degree of participation in retirement education which is a moderating variable is moderated. The study findings show that first, in terms of the difference in quality of life across different general characteristics, those who live in a city rather than a Gun, those who had received education of graduate school or higher rather than those with an education of undergraduate university programs or lower, those who were public officers or employees of corporations rather than those who were self-employed had a higher quality of life. The group satisfied with their economic status and health status were found to be more satisfied with their quality of life. Second, a correlation analysis showed that there was a positive correlation between retirement preparation, quality of life, and degree of requirements for retirement preparation. Moreover, there was also a positive correlation between quality of life, retirement education and the degree of requirements for retirement education. There was a positive correlation between retirement education and the degree of requirements for retirement preparation. Third, participation in retirement education moderated the indirect effect that the degree of preparation for retirement education affected quality of life through the degree of retirement preparation. In other words, the degree of requirements for retirement education affects retirement preparation and affects quality of life through the indirect effects of retirement education. As such, the moderated mediating effects of retirement education on retirement preparation was found to be greater. This indicates that quality of life may also vary in accordance with the requirements for retirement education.

An Investigation of Retirement Expectation among Medical Technologists in Korea (한국 임상병리사들의 은퇴 기대 조사)

  • Jo, Yoon-kyung;Lee, Duck-Hye;Sung, Hyun-Ho
    • Korean Journal of Clinical Laboratory Science
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    • v.49 no.2
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    • pp.171-179
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    • 2017
  • This study investigated the influence factors of retirement expectations among medical technologists at medical centers in Seoul and Gyeonggi area, Korea. Subjects were 158 medical technologists. Using a sampling survey method, data was analyzed between July 2015 and December 2016. There was a negative correlation between educational level and economic preparation, but gender and monthly income did not reach retirement expectation level. Conversely, we found no change in the trends with respect to gender, monthly income; nonetheless, we observed that frustration gradually increased with age and working duration. In conclusion, our findings show that there are four factors that significantly influence retirement expectation and preparation: age, level of education, working duration, and family condition. This study contributes to understanding retirement expectations and can be a reference for retirement preparation in medical technologists.

Using Photovoice A Study on the Perception of Death Readiness in Babyboomer Retirees (포토보이스를 활용한 베이비부머 은퇴자의 죽음준비 인식의 연구)

  • Chung, Ju-Young;Lee, Mi-Ran
    • Journal of Convergence for Information Technology
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    • v.12 no.3
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    • pp.171-177
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    • 2022
  • The retirement of the Korean baby boomer generation has become a major factor in an aging society as a large proportion of the population has moved from the middle-aged to the elderly. In addition, after being busy working at a structured workplace for over 30 years, after retirement, they could not adapt to the unstructured environment, causing depression and leading to social problems such as the risk of suicide. research was needed. This study uses photovoice to in-depth research on the research question of how retirees' perception of death preparation, who wants to live a life prepared until death, is used. This is the purpose of this study. The study participants were 7 baby boomer retirees, the data were collected for 2 months, and the perception derived as a result of analyzing the photos, explanations, and in-depth interviews taken by the subject analysis method was used to prepare It was a necessity for education. In the discussion of this study, it is urgent to develop a death preparation education program that can help the baby boomer retirees, and I would like to suggest that the cooperation of local organizations in charge of the program is necessary. This study is meaningful in that it presents basic data in preparing social welfare policy measures for the elderly after retirement through the awareness of death preparations of baby boomer retirees.

The Effect of Retirement Expectation on Pre-retirement Planning Program (직장인의 은퇴기대가 은퇴준비교육요구에 미치는 영향)

  • Bae, Moon-Jo
    • Journal of Families and Better Life
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    • v.25 no.1 s.85
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    • pp.145-158
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    • 2007
  • The purpose of this study was to elicit the multi-dimensions of retirement expectations, and explore sub-factors of retirement expectations which predict the possibility of worker's participation to each pre-retirement planning programs. The major findings were as follows: first, this study shows that there are four sub-factors; Imposed frustration, New beginning, Transition to rest, Continuing. And there was a significant difference in retirement expectation according to sex, age, income, and health status. Second, the major affecting factors on participation in pre-retirement planning programs were sex, age, job, educational attainment, and health status. Third, those who have retirement expectations of 'Imposed frustration' tend to attend re-employment, leisure, and health education. Those who have retirement expectations of 'Transition to rest' tend to attend re-employment, inauguration education. And those who have retirement of 'Continuing' tend to attend leisure education.

A study on the effect of financial education and retirement attitudes of middle-aged on the recognition of the preparation for their old age (중년층의 재무교육 및 퇴직태도가 노후준비인식에 미치는 영향 요인)

  • Kang, Shin-Kee;Cho, Sung Sook
    • Journal of Digital Convergence
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    • v.11 no.11
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    • pp.117-132
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    • 2013
  • This study shows how financial education for middle-age affects their remaining life (economic, physical, emotional and social) and improves the way of preparing for their old age through 355 questionnaires using SPSS 18.0, factor analysis, t-test and ANOVA program. The results obtained are summarized as follows: Firstly, The importance of financial education has been differently perceived by the age, marital status, income and religion. Secondly, the necessity for early financial education and retirement preparation have been comprehended by analyzing the effects of the financial education on their old life. Thirdly, Attitude for retirement has affirmative effects on the self respect, economic stability and leisure activity.

시니어의 노후준비도와 창업교육 만족도가 자기효능감 및 창업기회인식에 미치는 영향 연구

  • 한승현;양영석;김명숙
    • 한국벤처창업학회:학술대회논문집
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    • 2023.11a
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    • pp.53-59
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    • 2023
  • 국내 베이비붐 세대 은퇴가 본격화하며 국내 시니어들의 은퇴후 평생직업 대안에 대한 수요가 폭증하며 창업이 그 대안으로 부상하였지만 주로 자영업창업 중심이어서 효과적인 대안이 되지못하고 있는 현실이다. 본 논문은 시니어들이 노후 대책으로 재대로 된 창업을 준비하도록 창업교육을 통한 만족도 제고를 통해 창업기회를 인식하는 방안을 모색하는데 목적이 있다. 본 연구는 시니어의 노후준비도와 창업교육만족도가 자기효능감과 창업기회인식에 미치는 영향에 관한 실증 연구로서 각 변인에 대한 관계를 분석하였다. 이를 위해 첫째, 시니어의 노후준비도가 자기효능감과 창업기회인식에 미치는 영향관계와 둘째, 창업교육만족도가 시니어의 자기효능감과 창업기회인식에 미치는 영향을 연구한다. 가설검증 결과로 첫째, 시니어의 노후준비도는 하위 변위에 따라 차이는 있을 수 있으나 시니어의 자기효능감과 창업기회인식에 영향을 미치는 것으로 예상된다. 둘째, 시니어의 창업교육만족도가 자기효능감에는 영향을 미치나 셋째, 시니어의 창업교육만족도가 창업기회인식에는 영향을 미치지 안는 것으로 예상된다. 본 논문은 시니어 창업에 영향을 주는 요인 중 하나로 노후준비도를 살펴봄으로써 시니어가 가진 노후준비 특성이 창업기회인식에 어떤 영향을 미치는지를 검정했다는 점에서 의미가 있다. 또한 시니어의 창업 활성화 및 노동력 활용 방안으로 창업교육의 확대 필요성과 시니어 창업 교육 프로그램의 확대 등 창업을 준비할 수 있는 사회 분위기와 제도적 지원 및 프로그램 설계 필요성을 시사한다.

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A Case Study on the Retirement Preparation of the Small and Medium-sized Company Workers (중소기업 근로자의 은퇴준비에 관한 사례연구)

  • Lee, Hyung-Jong;Lee, Han-Duck
    • The Journal of the Korea Contents Association
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    • v.17 no.9
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    • pp.449-465
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    • 2017
  • Small and medium-sized company workers are ill-prepared for retirement due to low wages and poor working conditions, as result, are likely to get into poverty in retirement. The purpose of this study is to conduct a case study on the current status of financial and non-financial retirement preparation of the small and medium-sized company workers. The main findings are as follows. First, the small and medium-sized company workers show the anxiety about retirement. Many pre-retirees worry that their retirement savings may not generate enough income in retirement, and the level of benefits paid in public pension is inadequate. Second, they are preparing for retirement in the areas of finance, health, working after retirement and social activity. Third, they are realistic and practical in retirement decisions makings. they are considering household budget downsizing, cutting education costs, the low-waged job choice and cash flow preference in retirement. The safety and reality in preparation for retirement are top considerations. In conclusion, this case study shows that pre-retirees of small and medium-sized companies are seeking diverse retirement solutions. We need to design integrated and practical retirement planning programs to support their specific retirement needs.

A Study on the Perception of NGO's Overseas Service Experience: With Professional Retirees at the Center (NGO 해외봉사 경험에 대한 인식 연구: 전문직 은퇴자를 중심으로)

  • Chung, Ju-Young;Lee, Mi-Ran
    • Journal of Digital Convergence
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    • v.19 no.11
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    • pp.31-38
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    • 2021
  • The use of professional retirement personnel who have largely left their economic activities due to the retirement of baby boomers is a modern task and is emerging as a social issue. This study aims to explo re the perception of professional retirees' overseas volunteer experience as NGOs and seek ways to utilize pro fessional retirement personnel. This study is a qualitative study using photo-voice, and the participants in the study are retirees of retirement age from professions with experience in NGO overseas service. Data were collected through group activities and individual interviews, and data were analyzed using participatory analysis and subject analysis. The perception derived from the study was that NGO overseas service is the best job to be safe and raise the national status, and that information on this is wanted to be provided in retirement education. In conclusion, retirement education for the expansion of NGO overseas service was conducted not only in public enterprises but also in general workplaces to discuss ways to prepare before retirement, and the operation of the Retired NGO Overseas Volunteer Information Service Center was suggested. This study is meaningful in presenting basic data for preparing alternatives to social welfare policies in old age after retirement through the recognition of the experience of professional retirees in overseas NGO service

A Study of Korean Retirees' Retirement Wealth Adequacy and Its Determinants: A Comparison of between Objective Estimation Results and Subjective Recognition (우리나라 은퇴자의 은퇴자금 충분성과 영향요인: 객관적 충분성과 주관적 인지의 비교를 중심으로)

  • Lee, Jiyoung;Choe, Hyuncha
    • 한국노년학
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    • v.29 no.1
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    • pp.215-230
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    • 2009
  • In this study, we compared Korean retirees' retirement wealth adequacy with their subjective recognition and examined determinants affecting the retirement wealth adequacy. The data were drawn from the 2007 Korean Retiree Survey carried out by the Korean Investors Education Foundation. The major results of this study were as follows. The analysis suggested that Korean retirees(age 50 and over) were not well prepared financially. When using their assets(except for their residence), only 23.2% had accumulated enough wealth to meet their expenses for the remainder of their life. 25.7% of retirees subjectively considered themselves to be adequately covered. The comparison results showed that 23.8% of retirees' subjective recognition was not in accord with the estimation results. One of the most troubling groups is the 12.9% of retirees who were in the inadequacy group even though they considered themselves to be in the adequacy group. Retirement wealth adequacy determinants were quite different between objective adequacy and subjective recognition. Household income and ownership of a residence have positive effects on the retirement wealth adequacy. Also, the importance of retirement planning to retirement wealth adequacy is statistically confirmed. Based on these findings, This research suggests private retirement planning and political implications for retirees and preretired households.