• The Korean Journal of Applied Statistics
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• v.21 no.2
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• pp.183-200
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• 2008

Research for efficient management of the National Pension has been emphasized as the current society trends toward aging and low birth rate. In this article, we suggest a statistical model for effective classification and prediction of the reserve for the survivor's pension in Korea. Logistic regression model is incorporated; correct classification rate, and distribution of the posterior probability for the reserve of survivor's pension are investigated and compared with the results from the general logistic models. Assessment of predictive model is also done with lift graph, ROC curve and K-S statistic. We suggest strategies for reducing financial risks in managing and planning the pension as an application of the suggested model.

• Journal of Teachers' Pension
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• v.5
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• pp.137-190
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• 2020

최근 특수직역연금 가입자도 기초연금을 적용받고자 하는 요구가 증가되고 있다. 기초연금제도 시행부터 특수직역연금 가입자는 원천적으로 기초연금에 대한 법 적용이 배제되어 왔었다. 빈곤상태에 있는 65세 이상의 노인층을 특수직역연금 수급권자에 해당한다는 이유로 기초연금 대상자에서 제외하는 것은 노인의 생활을 지원하고 복지를 증진시킨다는 기초연금법의 도입 목적을 온전히 실현하지 못하는 측면이 있다. 그러므로 모든 공적연금 수급자를 대상으로 실제 소득이 기초연금 기준액보다 미달할 경우에는 기초연금을 받을 수 있도록 제도적인 개선이 마련되어야 할 것이다. 저소득의 특수직역연금 수령자들에게 보다 안정된 노후 보장을 지원하는 방안이 마련되어야 한다. 본 연구에서는 특수직역연금 가입자 중에서 사학연금 가입자를 대상으로 기초연금 선택적용에 대한 타당성 여부를 살펴보고자 하였다. 공무원연금과는 달리 사학연금 가입자 중에서 일부 유치원 교사나 간호사 직군의 경우에는 소득이 그다지 높지 않는 경우가 있다. 이러한 계층은 기초연금 적용을 고려해볼 필요가 있다. 특히, 유족연금 수급자의 경우에는 기초연금 선택적용을 적극적으로 고려해보는 정책적 검토가 필요하다고 본다. 본 연구는 다음과 같이 주장하고자 한다. 첫째, 사학연금 수령자 중에서 실제로 저소득자인 경우에는 기초연금을 적용하는 법안을 마련하여야 한다. 둘째, 해외에서의 기초연금 적용은 모든 가입자를 대상으로 적용하고 있다. 해외 사례와 같이 전 국민을 대상으로 모든 공적연금 가입자에게 기초연금 적용을 고려하여야 한다. 셋째, 유족연금 수급자 중에서 기초연금 지급액보다 낮은 연금액을 수령하는 자에게는 유족연금보다는 기초연금을 수령할 수 있는 방안을 모색해 보아야 한다. 넷째, 기초연금의 재원은 조세로 이루어지는 것으로서 국민연금 수급자와의 형평성을 고려하여 특수직역연금 가입자의 경우에도 기초연금을 적용하여 기본적 소득의 충족과 동시에 노후소득 보장을 더욱 강화할 필요가 있다. 본 연구는 사학연금 가입자를 대상으로 기초연금 선택적용에 대한 대한 기초자료를 제공하고자 하였다. 이와 같은 기초연금제도 적용은 우리나라의 사학연금 수급자의 노후소득 보장을 한층 강화하는 측면에서 긍정적이며, 기초연금 선택적용에 대한 타당성과 도입방안 등을 살펴보았다는 점에서 의의가 있다.

• Journal of Teachers' Pension
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• v.2
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• pp.11-46
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• 2017

이 연구는 사학재해보상제도의 개선방안을 제시하는 것을 목적으로 한다. 이를 위하여 사학재해보상제도의 제도 성격부터 시작하여 제도의 내용과 현황, 그리고 문제점을 산재보험과 공무원재해보상제도와의 비교를 통해서 살펴보고, 이를 바탕으로 제도 개선방안을 제시하였다. 지금까지 사학재해보상제도는 공무원재해보상제도를 준용하여 왔기 때문에 제도 개선에 대한 논의가 거의 이루어지지 않았으나, 공무원재해보상제도가 최근 들어 재해보상제도의 성격에서 벗어나서 보훈적 성격을 강화하면서 두 제도 사이의 괴리가 커지고 있다. 사학재해보상제도를 포함하는 사학연금은 정부로부터 재정지원을 받아왔기 때문에 독자적인 제도를 운영하지 못하고 공무원연금제도를 준용하여 왔으나, 퇴직연금이나 퇴직수당과 달리, 사학재해보상제도는 정부의 재정지원으로부터 벗어나 있다는 점에서 중장기적으로 제도의 독립을 고려할 필요가 있다. 구체적으로 본 연구에서는 다음과 같은 제도 개선 사항을 제시하였다. 휴업급여를 도입하여 요양중 소득손실에 대한 보상을 강화하고, 장해연금과 유족연금을 산재보험 수준으로 높이되, 유족보상금과 유족연금부가금을 폐지하고 장해연금과 퇴직연금 사이의 병급을 일부 조정하도록하며, 직무상 사망에 대한 사망조위금은 높이되 가족의 사망에 대한 사망조위금을 폐지하도록 한다.

• 월간산업보건
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• s.288
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• pp.45-49
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• 2012

• Korean Journal of Social Welfare
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• v.57 no.3
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• pp.31-50
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• 2005

The perspectives on the gender equality are various. Therefore the relationship between social policy and gender equality must be thought in the sense of the following question: What kind of gender equality pursue social policy? In spite of the mentioned question the mainstreaming discussion about the relationship between social policy and gender equality focuses on how a social policy leads to gender inequality. The debate about the perspective with which social policy pursues to conglomerate or abolish gender inequality is not popular. In this study the Korean National Pension System is analysed according to the gender neutral approach, the gender recognition approach, the gender reconstruction approach and the gender reinforcement approach. As a result, the Korean National Pension System has a character as a gender neutral approach. Therefore the critics on the National Pension System should focus on this perspective. In the future, when the pension credit system, the guarantee of right to pension in the case of divorce and the basic pension guarantee would be introduced, the Korean National Pension System could be featured as a field of social policy that has a gender recognition approach.

• Journal of the Korean Data and Information Science Society
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• v.26 no.4
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• pp.931-946
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• 2015

Many multiple life insurance products consider benefits that are contingent on the combined survival status of two lives. To value premiums of the insurance products accurately, we need to consider the impact of the survivorship of one life on another. To show a dependence relation between married couple, we calculate correlation coefficients by using married couples data from National Pension Service and the results show some positive dependence between them. Moreover, by analyzing the death after bereavement, we find a evidence that mortality rates increase after the death of a spouse and, in addition, that this phenomenon, the broken-heart syndrome, diminishes over time. The results of this study can support the method to calculate the premium of multiple life insurance reflecting more realistic joint mortality rates.

• Journal of the Korea Society of Computer and Information
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• v.26 no.5
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• pp.111-117
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• 2021

The object of this study is through an empirical analysis, how cultural capital at the individual level and social welfare expenditure at the national level affect the life satisfaction of the elderly. In this study method, a Hierarchical Linear Model(HLM) analysis was performed on 3,297 elderly people aged 65 and older and 9 OECD countries. As a result of analysis, first, it was confirmed that life satisfaction and social class had a significant effect. Therefore, in to increase the satisfaction of the life of the elderly, policy and practical intervention measures that can narrow the gap between social classes should be prepared. Second, the old-age pension and survivor's pension had no significant effect on life satisfaction. However, as a result of the interaction, social class has a positive effect on life satisfaction, and it was confirmed that the lower the income inequality, the more positive the life satisfaction was. In conclusion, this implies that both individuals and countries should make efforts to variously increase the life satisfaction of the elderly.

• Journal of Family Resource Management and Policy Review
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• v.27 no.3
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• pp.39-52
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• 2023

In this study, based on survey data from Japan, I analyzed the differences between the expectations for social security and the perception of life in old age by age group. The analysis data used in this study are from the "Survey on Life Security, 2019" conducted by the Japan Life Insurance Cultural Center, which surveyed men and women aged 18 to 69. The results of the analysis are as follows. First, expectations about health insurance are higher than expectations about other forms of social security in all age groups. Second, when it comes to expectations for public pensions, both men and women have the highest average scores in their 60s. Third, the age group with the lowest average score for public health insurance, public pension, public care insurance, and survivors' pension was found to be those in their 40s. In addition, men in their 20s had a higher average score on their perception of life in old age. Fourth, the effect of social security expectations on perception of life in old age was found to be somewhat different for gender and age groups, but overall, it was found that public health insurance expectations were an important factor that had a positive impact on the perception of life in old age.

• The Korean Society of Law and Medicine
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• v.21 no.1
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• pp.107-152
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• 2020

During the main ruling in 2019, a number of rulings that were of interest or meaningful were handed down, such as just because the complication of medical practice has occurred, there is no presumption of negligence, a case involving a fall accident in which a lot of culpability has recently been made. the death of a well-known singer that caused a sensation, a case about damages caused by MERS in 2015, which is more meaningful in connection with damages caused by COVID-19, an infectious disease that has recently hit the world, including Korea. In preaching the principles of the law, just because there has been a complication caused by medical practice, there is no presumption of negligence, 'The scope of the complication without presumption of negligence' was determined differently by the court, the court was not able to specify the criteria. Specific circumstances were presented to limit the responsibility of the medical institution while acknowledging the malpractice of the medical institution in relation to the fall accident. In relation to the scope of damages, judgment was made on issues related to the calculation of lost profits of medical malpractice; criteria for determining celebrities' daily income, criteria for determining daily income in case of receiving survivor's pension due to medical accident, an incident in which the daily income is denied if the labor capacity is already lost at the time of a medical accident. But, it seems that judgments should be made based on clearer and more reasonable standards. Related to Medical Advertise, specific logic of judgment was presented as to whether it was interpreted as being in accordance with the specific prohibition listed in Article 27 paragraph 3 of the Medical Law, which is the criterion for violation of the Medical Law, or if it constitutes a significant harm to the order of the medical market. In response to the prohibition of operating the multiple medical institutions, the Constitutional Court decided that it was constitutional because it did not violate the regulations on excessive funding, and rationally limited the scope of the prohibited 'redundant operation'. The Supreme Court ruled for the first time that even a medical institution established and operated in violation of the Medical Service Act did not make it impossible to receive all medical care benefits implemented by a medical institution under the National Health Insurance Act. Significant rulings were finalized that recognized the existence of specific protection obligations for the people of the country in the management of infectious diseases.