• Title/Summary/Keyword: 위험요인에 대한 탐색적 분석

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Factors affecting the Usage Intention of Car-Sharing Service (공유자동차 서비스 이용의도에 영향을 미치는 요인)

  • Zhang, Yan;Park, Hyun Jung
    • Journal of Digital Convergence
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    • v.17 no.7
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    • pp.99-108
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    • 2019
  • This study examined the relationships among perceived values(environmental value, functional value), perceived risk, subjective norm, pro-social behavior, product attitude, and usage intention related to car-sharing service. The study also explored the moderating role of possessive desire between the antecedent variables and consumer attitude. 238 survey responses of Chinese consumers were analyzed by structural equation modeling. It is indicated that environmental value, functional value, subjective norm, pro-social behavior had positive effects on attitude, thereby affecting the usage intention of this service. Possessive desire moderated the relationship between environmental value, subjective norm and attitude. These results are expected to provide various marketing strategies for sharing economy services.

The Impact of ESG Performance on Debt Default Risk of Heavy Polluter Firms -Study of mediation effects based on financing constraints- (ESG 성과가 중오염기업의 채무불이행 위험에 미치는 영향 -융자규제 기반 매개효과에 관한 연구-)

  • Sisi Chen;Jae yeon Sim
    • Industry Promotion Research
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    • v.9 no.2
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    • pp.197-205
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    • 2024
  • This study examines the impact of corporate ESG performance on debt default risk using a sample of Chinese A-share listed.The I mpact of ESG Performance on Debt Default Risk of Heavy Polluter Firms from 2012 to 2022. The findings show that good ESG performance can effectively reduce firms' debt default risk. Further analysis shows that firms' ESG performance reduces debt default risk by mitigating the impact of financing constraints. This study explores the influencing factors of debt default risk from the perspective of ESG performance, and also enriches the research on the economic impact of corporate ESG performance, providing empirical evidence for the prevention of corporate debt default risk.

Factors Influencing VDT syndrome among male adolescents with risk of digital addiction (디지털중독 위험군 남학생의 VDT 자각증상 영향요인)

  • Seomun, GyeongAe;Lee, Youngjin
    • Journal of Digital Convergence
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    • v.14 no.1
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    • pp.363-370
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    • 2016
  • The purpose of this study was to determine the influential factors associated with video display terminal (VDT) syndrome of male adolescents with digital device addition. The study design was cross-sectional descriptive survey. The study participants were 169 male middle school students in Seoul. A structured questionnaire was used for data collection and data were analyzed using the SPSS program. The factors most influential for the subjective symptoms of VDT were smartphone addiction, computer use time during the week, computer use environment. These factors accounted for 28.1% of the variance in subjective symptoms of VDT. In order to prevent the occurrence of VDT syndrome in students, we suggest to establish a preventive intervention against the digital addiction.

Effect of Order and Trading Variables in KOSPI200 Futures on Bid-Ask Spread (주가지수선물의 주문 및 거래변수가 호가스프레드에 미치는 영향)

  • Kim, Young-Kyu;Shin, Yeon-Soo
    • The Korean Journal of Financial Management
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    • v.17 no.1
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    • pp.181-202
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    • 2000
  • 본 연구는 지수선물 시장에서 호가스프레드에 영향을 줄 수 있는 요인변수를 탐색하였다. 호가스프레드는 1996년 5월 3일부터 1997년 7월 31일까지 일중 4시간 5분의 거래시간을 5분 간격으로 나누어 49개의 시간대별 잔량을 구하여 호가스프레드를 계산하였으며, 요인변수는 주문 거래자료를 이용하여 산출하였다. 분석결과는 다음과 같다. 첫째로, 호가스프레드 측정결과 개장직후 10분과 폐장직전 10분간의 호가스프레드가 다른 시간대보다 크게 나타났다. 우리나라 주가지수선물시장에서도 이상의 두 시간대에서는 거래자들이 현저히 높은 정보불균형이 있었고, 역선택과정이 심한 것으로 보여진다. 이는 McInish와 Wood(1992) 및 Jang과 Lee(1995) 그리고 Daigler(1997)의 U자형 패턴과 유사하게 나타났다. 둘째로, 거래빈도, 총주문량은 호가스프레드에 유의적인 음(-)의 영향을 주어 호가스프레드를 줄이는데 정보적 역할을 하고 있었던 것으로 생각된다. 그리고 주문빈도 및 변동성과 수익률이 모두 호가스프레드에 유의적인 양(+)의 영향을 주고 있었다. 회귀분석결과 관찰자료로 총주문량, 거래빈도가 유동성변수로서 의미가 있었고, 묵시적 거래비용을 줄여줄 수 있을 것이라 보여진다. 한편 주문빈도는 정보탐색을 위한 허수주문으로 여겨진다. 우리나라 선물시장에서는 투자자들이 가격 변동성에 대한 보상을 원하고 있었다. 일반적으로 투자자들은 가격위험하에서는 거래 체결을 원하지 않기 때문에 이러한 점이 호가스프레드를 커지게 하였던 원인으로 보여진다.

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The Determinants of Switching On·Off-Line Channels for Consumers (소비자의 온·오프라인 채널이동 유형의 결정요인에 대한 연구)

  • Jun, Sangmin
    • Journal of Digital Convergence
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    • v.11 no.12
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    • pp.245-256
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    • 2013
  • This study illustrates factors that determine consumer types based on ways in which they alternate between online and offline channels for searching and eventually buying their desired products. This study conducted an online survey targeting 1,040 consumers. As per the study, consumer types fall into five groups: 1) on-on type(online search${\rightarrow}$online buying), 2) off-off type(offline search${\rightarrow}$offline buying), 3) on-off type(online search${\rightarrow}$offline buying), 4) off-on type(offline search${\rightarrow}$online buying), and, 5) on-off-on type(online search${\rightarrow}$ offline search${\rightarrow}$nline buying). The primary factors that determine how the different consumer types switch between online and offline channels are price orientation, convenience orientation,, risk-aversion orientation, and channel familiarity. Although they feel cross-channel shopping can be cumbersome, the findings show that cross-channel consumers would gladly switch channels to buy cheaper and proven products. The findings of this study will be useful for businesses that have both online and offline channels and point out the theoretical aspects of the decision-making process as consumers switch between channels.

A Study on Change Trajectories of Self-Rated Health in Middle Aged: Longitudinal Study Using Latent Class Growth Analysis (중·장년기 주관적 건강상태의 변화궤적 유형과 예측요인 탐색: 잠재계층성장분석(LCGA)을 이용한 종단연구)

  • Kim, Ho Jeong;Nam, Seok In
    • 한국노년학
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    • v.39 no.4
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    • pp.941-958
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    • 2019
  • The purpose of this study was to explore change trajectories patterns of Self-Rated Health in middle aged, to identify socioeconomic factors, self-esteem, family relationship factors, and to identify relevant predictors. For this purpose, the 2,418 middle aged, who married couples were extracted from the 2nd to 12st waves of Korea Welfare Panel Survey data. The data analysis included Latent Class Growth Analysis, multiple logistic regression. The change trajectories patterns of self-rated health in middle aged were classified into four types: (1) high state-retained type(46.3%), (2) low state-retained type(19.6%), (3) reduced type(17.5%), (4) increasing type(16.6%). Despite the control of chronic diseases that are closely related to health, when the low state-retained type, which is a crisis group, was set as the reference group for the self-rated health, the economic participation, self-esteem and satisfaction of the family relationship had a more inadequate effect than the high state-retained type. Likewise, when the reduced type, which is a crisis group, was set as the reference group for the self-rated health, the economic participation, self-esteem, satisfaction of the family relationship, and family stress had a more effect than the increasing type. Based on the analysis results, this study suggest political and practical intervention to maintain the proper health, and the details are as follows.

Risk Perception of the Firefighters Responsible for Nuclear Power Plants: Construct Validity (원자력발전소 화재에 대한 관할 지역 소방관의 위험인식: 측정도구의 개발과 타당화)

  • Choi, HaeYoun;Lee, SangKyu;Choi, Jong-An
    • Fire Science and Engineering
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    • v.33 no.5
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    • pp.94-102
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    • 2019
  • As the importance of first responses for fire accidents has grown in the safety management of nuclear power plants, a systematic approach to measure firefighters' psychological states and competence is needed. The current study investigated the construct of the risk perception of the firefighters working near nuclear power plant sites, and then developed and validated a new scale to measure firefighters' risk perception regarding nuclear power plant accidents. The scale items were developed on the basis of literature review and interviews with the firefighters working near nuclear power plant sites. In order to validate the new scale, we recruited 180 firefighters from five fire stations in the vicinity of the nuclear power plants in Jeonnam Province, Gyeongbuk Province, and Busan. The results of exploratory factor analyses revealed that the scale consisted of five factors: "manual" reflecting a lack of response guidelines and manuals for fire incidents and radioactive material release; "fear" reflecting a fear of fire incidents in the nuclear power plants and their catastrophic consequences; "resource" reflecting a lack of protective equipment and manpower for responding to fire incidents in the nuclear power plants; "trust" reflecting trust and cooperation with the counterpart institutions for firefighting in the nuclear power plants; and "knowledge" reflecting the knowledge of radioactivity and firefighting in the nuclear power plants. Further analyses provided statistical evidence supporting for the 15-item scale's internal consistency and construct validity. Finally, We discussed the implication and limitations of the current research.

Intention to Use and Group Difference in Adopting Big Data: Towards a Comprehensive View (활용 주체별 빅데이터 수용 인식 차이에 관한 연구: 활용 목적, 조직 규모, 업종 특성을 중심으로)

  • Lee, Young-Joo;Yang, Hyun-Cheol
    • Informatization Policy
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    • v.24 no.1
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    • pp.79-99
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    • 2017
  • Despite the early success story, the pan-industry diffusion of big data has been slow mostly due to lack of confidence of the value creation and privacy-related concerns. The problem leads us to the need to a stakeholder analysis on the adoption process of big data. The present study combines technology acceptance model, task-technology fit theory, and privacy calculus theory to integrate the positive and negative factors on the big data adoption. The empirical analysis was performed based on the survey from the current and potential big data users. Results revealed perceived usefulness, task-technology fit, and privacy concern are significant antecedents to the intention to use big data. Furthermore, there are significant differences in the perceptions of each constructs among groups divided by the types of big data use, with several exceptions. And the control effect was found in the magnitude of the relation between independent variables and dependent variable. The theoretical and politic implications of the analysis are discussed as to the promotion of big data industry.

Predicting Default Risk among Young Adults with Random Forest Algorithm (랜덤포레스트 모델을 활용한 청년층 차입자의 채무 불이행 위험 연구)

  • Lee, Jonghee
    • Journal of Family Resource Management and Policy Review
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    • v.26 no.3
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    • pp.19-34
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    • 2022
  • There are growing concerns about debt insolvency among youth and low-income households. The deterioration in household debt quality among young people is due to a combination of sluggish employment, an increase in student loan burden and an increase in high-interest loans from the secondary financial sector. The purpose of this study was to explore the possibility of household debt default among young borrowers in Korea and to predict the factors affecting this possibility. This study utilized the 2021 Household Finance and Welfare Survey and used random forest algorithm to comprehensively analyze factors related to the possibility of default risk among young adults. This study presented the importance index and partial dependence charts of major determinants. This study found that the ratio of debt to assets(DTA), medical costs, household default risk index (HDRI), communication costs, and housing costs the focal independent variables.

A Comparison Study of Individual Entrepreneurial Orientation: Among Korean, Chinese and Japanese University Students (한국·중국·일본 대학생의 기업가지향성 비교연구)

  • Yang, Jun-Hwan
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.16 no.3
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    • pp.31-41
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    • 2021
  • This exploratory study focuses on ascertaining the cross-cultural differences in the perception of entrepreneurial orientation among university students in Korea, China, and Japan. Total 670 university students from the three culturally diverse environments were administered questionnaires designed to determine the differences in individual entrepreneurship orientation(IEO). Data was analyzed using IBM SPSS Statistics 23 version. ANOVA was used to test the established hypotheses. Statistically significant differences were found among the three groups of university students in IEO. China displayed the highest level of IEO followed by Korea and then Japan. Japan is less likely to be committed to entrepreneurial activity than Korea and China. The finding implies the sociocultural effect may come into play when young people forms positive attitude on entrepreneurship, that is identical to the arguments of prior studies. This study, however, has contributed to the literature by adding empirical evidence first time on different perceptions of IEO sub-scales by Korean, Chinese and Japanese university students. Theoretical and practical implication have been presented, where the importance of nurturing pro-activeness was stressed for Korean university students, most of all.