• The Korean Journal of Applied Statistics
• /
• v.22 no.6
• /
• pp.1215-1227
• /
• 2009

Underwriting refers to the process that the insurance company measures the potential risk of the future clients and decide whether insuring them with current premium. Although the traditional underwriting system used in Korean automobile insurance market is easy to understand, it is not based on a reliable statistical procedure. In this paper, we propose to apply the generalized additive model into construction of underwriting system, which is based on statistical analysis. We use automobile insurance data in Korea and apply our approach to the data. The results from the empirical analysis would be useful even for determining the significance of each variable in calculating automobile insurance premium.

• Journal of the Korea Academia-Industrial cooperation Society
• /
• v.14 no.11
• /
• pp.5771-5777
• /
• 2013

The need of continuous management for diseases came to the fore as a chronic disease has increased, however, research related to personalized food intake analysis are insufficient. In diabetes risk analysis model of this study, food preferences are calculated by Pearson correlation coefficient that is proven method to assess the similarity, and diabetes risk is computed as a Logistic regression that was used in prevalence studies. For the Significance evaluation of this model, it was verified through t-test at 0.05 level of 52 comparison subjects and 52 control subjects. Both groups were significantly independent (p=0.046 <0.05). This model is a new way to personalized health management, through the application to healthcare system based on web and mobile.

• The Journal of Engineering Geology
• /
• v.23 no.3
• /
• pp.257-269
• /
• 2013

Prevention plans for landslide and slope disasters should be appropriate for a country's budget when considering a systematic investment plan. The systematic management of slopes adjacent to national highways should incorporate reasonable investment risk and the expected degree of damage should be calculated by considering the investment priorities. In terms of priority of investment, the major factors used to determine the degree of hazard are gradient, soil characteristics, RMR (Rock Mass Rating), stability interpretation, type of discontinuities, and history of collapse, among others. The likely consequences of slope failure can be determined by considering traffic volume, the number of lanes, and average vehicle risk. We performed such calculations regarding the priority of investment and performed a regression analysis for 392 slopes located in Yeongseo region, Gangwon province. The calculation results show that collapsed slopes have a higher priority for investment, as do slopes with a high proportion of dangerous sections and locations in valleys.

• The Journal of Engineering Geology
• /
• v.22 no.2
• /
• pp.223-231
• /
• 2012

Many cut slopes are located near national highways, resulting in large annual damage to infrastructure from the collapse of cut slopes. Therefore, to effectively maintain cut slopes, high-risk slopes should be identified and monitored. In this paper, we evaluate the effectiveness of the management of cut slopes using the risk score calculated from cut-slope inventory data. The inventory survey, as a simple assessment of the characteristics of various slopes, was performed to collect basic data that could be obtained visually in the field for the management of cut slopes. This method is not a precise survey, and it was composed of the general status and characteristics of cut slopes, the inspector's assessment, and inventory data in order to estimate a risk score for each slope. In this paper, we calculated the risk score by investigating the present status of cut slopes adjacent to 10,461 national roads. In order to evaluate the effectiveness of using risk score data, we compared the score for stable slopes with those of failed cut slopes. Failed cut slopes occurred in sections with the highest risk score. The results show that risk score derived from the inventory survey of cut slopes are useful in the management of cut slopes with risk of failure and in monitoring large numbers of cut slopes.

• Journal of the Korea institute for structural maintenance and inspection
• /
• v.21 no.6
• /
• pp.185-195
• /
• 2017

In recent years, unexpected bridge fire accidents have increased because of augmenting the number of traffic volumes and hazardous materials by the increment in traffics and distribution business. Furthermore, in accordance with the effort of using the under space of bridges, the ratio of occupied by combustible materials like oil tanker or lorry has been increased. As a result, the occurrence of bridge fire has been growing drastically. In order to mitigate the accident of bridge fire, risk assessment of bridge fire has been studied, however, practical risk models considering safety from users' viewpoints were scarce. This study represented quantitative risk assessment model applicable to national road bridges in Korea. The primary factors with significant impacts on bridge fire accidents was chosen such as clearance height, materials of bridges, arrival time of fire truck and fire intensity. The selected factors were used for Fire Dynamics Simulation (FDS) and the peak temperature calculated by FDS in accordance with the fire duration and fire intensity. The risk assessment model in bridge fire reflected the FDS analysis results, the fire damage criteria, and the grade of fire truck arrival time was established. Response plans for bridge fire accidents according to the risk assessment output has been discussed. Lastly, distances between bridges and fire stations were calculated by GIS network analysis. Based on the suggested assessment model and methodology, sample bridges were selected and graded for the risk assessment.

• The Korean Journal of Applied Statistics
• /
• v.13 no.2
• /
• pp.247-263
• /
• 2000

Natural catastrophe is defined as all damages caused by natural phenomenon such as typhoon, flood, inundation, windstorm, tidal wave, tremendous snowfall, drought,earthquake and to on It is classified at a huge hazard because of the large severity ofdamage In Korea, Fire Insurance policy includet the coverage clauses and rates of naturalcatastrophe like'Flood , Inundation Coverage Clause'and'Earthquake Coverage Clause'These clauses and rates do not reflect accurate risk of flood, inundation and earthauakein Korea. because those are tariff from other countries Hence, we determine the claimsize distributions and the rates for typhoon coverage and flood-inundation coverage byusing statistical methods which have not been used so far in Korean non-life insurance,and calculate appropriate premium for policyholder's interest

• Proceedings of the Korea Information Processing Society Conference
• /
• 2017.04a
• /
• pp.447-449
• /
• 2017

기업의 위험평가는 대부분 컨설팅을 통해 진행되고 있는데 소기업일수도록 비용문제로 위기진단 컨설팅이 이루어지지 않고 있는 것이 현실이다. 본 논문에서는 소규모 기업들도 스스로 위험도를 평가할 수 있는 평가기 개발에 대해 설명하고 있다. 사용자로부터 기업유형과 위험요인을 입력받고 이를 바탕으로 관리지표들을 산출하며 최종적으로 평가 대상업체와 협력업체를 구분하여 위험도 평가가 이루어지도록 하였다. 관리 지표들을 세밀하게 구분하여 제시하고 있으므로 기업들은 취약한 부분이 어떠한 항목인지 쉽게 파악이 가능한 특징이 있다.

• Journal of the Korea Society for Simulation
• /
• v.29 no.1
• /
• pp.1-9
• /
• 2020

The ballistic missile threat continues to increase with the proliferation of missile technology. In response to this threat, many kinds of interceptors have been emphasized over the years. For development of interceptor, systematic flight tests are essential. Flight tests provide valuable data that can be used to verify performance and confirm the technological progress of ballistic missile defense system including interceptor. However, during flight tests, civilians near the test region could be risk due to a lot of intercept debris. For this reason, reliable estimate of safety area for the flight tests should be preceded. In this study, prediction of safety area is performed through modeling and simulation. Firstly, behaviors of ballistic missile and interceptor are simulated for those entire phase including interception to obtain the relative intercept velocity and the relative impact angle. By using obtained data of kinetic energy, the fragment ejection velocity is calculated and fragment trajectories are simulated by considering drag, gravity and wind effects. Based on the debris field formation and hazard evaluation of debris, final safety area is calculated.

• Journal of the Korea Academia-Industrial cooperation Society
• /
• v.22 no.2
• /
• pp.685-693
• /
• 2021

This study examined the fire risk of the region in Goyang City using the spatial information data of buildings. The economic damage by industry was assessed according to the probability of fire risk. The study area was confined to Goyang-si, Gyeonggi-do, and the same fire risk reduction rate was applied to each region for the convenience of analysis. The possibility of fire was derived based on the buildings' density and usage in the area by National GIS building-integrated information standard data. The calculation of economic damage by industry in Goyang City due to the fire risk was calculated by combining the Goyang-si industry-related model produced by matching with 30 industrial categories in Input-Output Statistics of Korea Bank and 20 industrial categories in the Goyang-si business survey and the possibility of fire. The basic scenario of production impossibility during six months and business loss due to fire was established and analyzed based on the supply model. The analysis showed that Ilsan-dong-gu, Ilsan-seo-gu, and Deokyang-gu suffered the most economic damage. The "electricity, gas, steam, and water business" showed the greatest loss by industry.

• Fire Science and Engineering
• /
• v.11 no.1
• /
• pp.11-19
• /
• 1997

The paper review of the methods used to present in a quantitative way of risk to the public in the vicinity of hazardous operation within urban area. The study concentrated on the calculation, presentation and interpretation of societal risk where multiple concerned population at large. It is also compared the way to use of risk criterias in various countries where the different population density concerned. It is recommended societal risk criteria need to be vastly apply to the exposed population.