• Title/Summary/Keyword: 안전결제 시스템

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The secured mobile wallet system using by integrated ID (통합 아이디를 이용한 안전한 모바일 월렛 시스템)

  • Nam, Choon-Sung;Jeon, Min-Kyung;Shin, Dong-Ryeol
    • Journal of Internet Computing and Services
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    • v.16 no.1
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    • pp.9-20
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    • 2015
  • Nowadays, Smart Wallet technology trend that is able to save users' consuming costs and also retain users' redundant behaviors such as Single-tapping, One-way communication, Integrated ID, has been issued in recent Mobile Industrial Fields. As one of Smart Wallet functions, Integrated ID is proposed for users' convenience, handiness, and immediate responses. It is designed for the effective management of users' IDs which are easy to be forgot because of its unusual structures. To be detail, instead of user, Integrated ID system can certificate users identification from various online sites (where user resisted) authorization requests via one-clicking, not putting identification data in each sites. So, this technology would be helpful much to a certain user who has lots ID and its Password in multiple Online shopping companies by establishing integrated ID. However, although Integrated ID has lots advantages to be used, most Mobile Service Companies has hesitated to apply Integrated ID service in their shopping systems because this technology requires them sharing their users' data. They have worried that this service would be not helpful to gain their profits. Furthermore, Users who join in multiple shopping companies and use Integrated ID services also are difficult to decide which company they have to save their points in before payment because this system could not show any financial benefit analysis data to their users. As following facts, via this paper majorly we propose the advanced Integrated ID system which concern shopping point management. Basically, this system has a strong security payment service and secure network services like other mobile Shopping systems. Additionally, this system is able to service (or to support) shopping -point -saving guide for customers' financial benefits and conveniences.

Face Recognition System Technologies for Authentication System - A Survey (인증시스템을 위한 얼굴인식 기술 : 서베이)

  • Hwang, Yooncheol;Mun, Hyung-Jin;Lee, Jae-Wook
    • Journal of Convergence Society for SMB
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    • v.5 no.3
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    • pp.9-13
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    • 2015
  • With the advance of ICT, the necessity of user authentication to verify the identity of an opponent online not face to face is increasing. The authentication, the basis of the security, is used in various fields. Because ID-based authentication has weaknesses in terms of stability and losses, two or more than two authentication tools are used in the place in which the security is important. Recently, biometric authentication rather than ID, OTP, SMS authentication has been an issue in terms of credibility and efficiency. As the fields applied to current biometric recognition technologies are increasing, the application of the biometric recognition is being used in various fields such as mobile payment system, intelligent CCTV, immigration inspection, and access control. As the biometric recognition, finger print, iris, retina, vein, and face recognition have been studied actively. This study is to inspect the current state of domestic and foreign standardization including understanding of the face recognition and the trend of technology.

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XML Signature System on Mobile Environment (모바일 환경에서 XML 전자서명 시스템)

  • Cao, Ke-Rang;Kim, Chang-Su;Jung, Hoe-Kyung
    • Journal of the Korea Institute of Information and Communication Engineering
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    • v.12 no.8
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    • pp.1441-1447
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    • 2008
  • It is possible to transfer huge data in mobile device by advancing mobile technology, and so in this base, various services are offered. Especially, E-commerce service is offering on mobile environment, and this service is based on XML(eXtensible Markup Language) Signature. XML Signature assure that process integrity, message authentication, and/or signer authentication. And WIPI(Wireless Internet Protocol for Interoperability) that is mobile internet integration platform was proposed to integrate mobile device platform. However, because WIPI transmits and exchanges message by tort of XML base, encryption of XML document and necessity of XML signature are increasing because of weakness of security. Therefor in this paper, Encryption and XML signature module of XML document that satisfy standard requirement in WIPI platform base design and implementation. System that was proposed in this paper used standard encryption and XML signature algorithm and supports safe encryption and XML signature through doing security simulation applied various algorithm for XML document of mobile environment.

A Survey on the Consumer's Satisfaction Factors in Internet Shopping of Agricultural Products (농산물 인터넷 쇼핑의 소비자 만족요인에 관한 조사연구)

  • Seo, Young-Ok;Kim, Jin-Suk
    • Journal of agriculture & life science
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    • v.43 no.2
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    • pp.65-78
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    • 2009
  • The purpose of this research is to analyze the factors influencing satisfaction level of consumers using internet shopping mall to purchase agricultural products and to check relationship between satisfaction factor and intention in current situation of fast diffusion of market size for agricultural product e-commerce. Purchase motivation in internet shopping mall was shown to be the reason of convenience rather than confidence degree for agricultural product consumers. Consumer satisfaction factor of agricultural product internet shopping mall can be distinguished by confidence in service quality, diversity of products, delivery and customer support, and security. The result of this research will help us understand the determination factor of consumer satisfaction and their intention about internet shopping, while finding out what consumers expect from internet shopping when purchasing agricultural products.

Test-bed Operation for Nation-wide Interoperable Transportation Card (전국호환 교통카드를 위한 테스트베드 운영)

  • Han, Ho-Hyeorn;Jee, Dong-Mok;Park, Ha-Na;Kim, Hye-Hyeon;Kim, Tae-Hee;Maeng, Jae-Hwan;Lee, Ki-Han
    • The Journal of The Korea Institute of Intelligent Transport Systems
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    • v.9 no.5
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    • pp.1-13
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    • 2010
  • In this paper, we describe the result of the test-bed on Nation-wide Interoperable Transportation System connected with Interoperable Traffic Information Collection System, which was developed by Korea Financial Telecommunications & Clearings, KOREAIL NETWORKS, HiPlusCard and Samsung SDS. we constructed Nation-wide Interoperable Transportation System on 4 downtown bus routes, 20 stations on line 1 subway, 2 stations of a train and 2 sections of the Honam highway in Gwangju and Interoperable Traffic Information Collection System in Seoul University IC Card Center. So we operated that by 480 Several staff were given a test card and asked to try it for about 6 months. This test-bed is for demonstrates the accuracy, safety and credibility of the Nation-wide Interoperability standard technology and it can be applied to all of transportation practically. When the staffs contact the card to Purchase terminal, the card performs transaction with Purchase SAM in the terminal, then transactions ara used to calculate in Settlement system and Interoperable Traffic Information Collection System. Through the test-bed, we examined this process and found unexpected problems happening during the test operation and have successfully solved them. In addition, the results of the test-bed let us know what additional improvement might be required for System. The successful run of the test-bed was verified by an evaluation of the test-bed staff and a public survey.

A Priority Analysis on E-Commerce Security Factors - Focused on Researchers and Practitioners (전자상거래를 위한 보안 항목 우선순위 분석: 연구자그룹과 실무자그룹을 중심으로)

  • Kim, Hyun-Woo
    • Journal of Korea Society of Industrial Information Systems
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    • v.16 no.5
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    • pp.163-171
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    • 2011
  • In e-commerce environment, security should be considered as an essential factor for success. In this paper, we analyze security requirements for e-commerce system, and it is focused on the practical usage, not theoretical contribution, in the field of e-commerce security. To identify the security requirements being specific to e-commerce environment, the researches related to e-commerce security are surveyed and a phase of Delphi method and Analytic Hierarchy Process(AHP) are used to determine the relative importance of e-commerce security factors. Since researchers and practitioners can have significantly different views because of each different work environment, we divide the professionals into two respondents' group. This survey result can be useful security guidelines in the development of e-commerce service system from the initial system development step to the completion.

The Effect of an Emotional Factor on User Experience with Smartphone Unlocking Process (스마트 폰 잠금 해제 과정에서의 감성적 UX 요소가 전반적 기기 사용 경험과 향후 사용 의도에 미치는 영향)

  • Lee, Sunhwa;Shin, Youngsoo;Im, Chaerin;Beak, Hannah;Lee, Sungho;Kim, Jinwoo
    • Science of Emotion and Sensibility
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    • v.17 no.4
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    • pp.79-88
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    • 2014
  • Smart-phones have become a vital part of our lives, paying a bill online, shopping using applications, using email and office applications. Therefore, the risk of the leakage of personal informations and the misuse of them becomes high, for the cost of loosing smart-phone. Many types of smart-phone security features such as password, slide-lock, and pattern lock have been introduced. However, those security locks make users not to easily access and use a smart-phone. There is tradeoff between security on one hand, and usability and cost on the other. This paper propose Self-Concealment to solve the tradeoff problem and demonstrate the effect through the experiment. In sum, Self-Concealment lowers smart-phone experience; however increases smart-phone use intension. This paper has implication for proposing new User Experience (UX) construct to resolve the trade-off between security and usability.

A Study on the Policy Proposal and Model B2B2C for Safe Open Banking (안전한 오픈뱅킹 구축을 위한 정책 및 B2B2C 모델에 관한 연구)

  • Choi, Dae-Hyun;Kim, In-Seok
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.29 no.6
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    • pp.1271-1283
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    • 2019
  • The fourth industrial revolution and digital transformation are also bringing major changes to the financial ecosystem in Korea. Already, global financial firms overseas are opening their financial markets and exploring new financial businesses by seeking ways to co-prosperity with fintech firms. However, it is also true that the domestic financial environment has failed to respond to the changes due to its monopolistic and closed structure. In response, the government began pushing for the introduction of open banking in December 2019 with the aim of fully opening the financial settlement system. However, unlike the existing simple financial transaction structure, open banking still has an unresolved part due to the unclear relationship of responsibilities between interested parties in the event of financial accidents due to the complex linkage structure of transactions such as financial firms, fintech firms and customers. This study analyzed the security threat of open banking in depth. By doing so, the government and financial firms want to present policy proposals that need to be improved to enhance the safety of open banking in korea and protect financial consumers, as well as new financial models that have improved the vulnerable parts of existing models.

Secure Certificates Duplication Method Among Multiple Devices Based on BLE and TCP (BLE 및 TCP 기반 다중 디바이스 간 안전한 인증서 복사 방법)

  • Jo, Sung-Hwan;Han, Gi-Tae
    • KIPS Transactions on Computer and Communication Systems
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    • v.7 no.2
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    • pp.49-58
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    • 2018
  • A certificate is a means to certify users by conducting the identification of the users, the prevention of forgery and alteration, and non-repudiation. Most people use an accredited certificate when they perform a task using online banking, and it is often used for the purpose of proving one's identity in issuing various certificates and making electronic payments in addition to online banking. At this time, the issued certificate exists in a file form on the disk, and it is possible to use the certificate issued in an existing device in a new device only if one copies it from the existing device. However, most certificate duplication methods are a method of duplication, entering an 8-16 digit verification code. This is inconvenient because one should enter the verification code and has a weakness that it is vulnerable to security issues. To solve this weakness, this study proposes a method for enhancing security certificate duplication in a multi-channel using TCP and BLE. The proposed method: 1) shares data can be mutually authenticated, using BLE Advertising data; and 2) encrypts the certificate with a symmetric key algorithm and delivers it after the certification of the device through an ECC-based electronic signature algorithm. As a result of the implementation of the proposed method in a mobile environment, it could defend against sniffing attacks, the area of security vulnerabilities in the existing methods and it was proven that it could increase security strength about $10^{41}$ times in an attempt of decoding through the method of substitution of brute force attack existing method.