• Asia-Pacific Journal of Business Venturing and Entrepreneurship
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• v.15 no.6
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• pp.135-154
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• 2020

This paper analyzes the 5,521 samples of the small and medium-sized businesses(SMBs) obtained from the Korea Credit Guarantee Fund. From January 2014 to September 2019, 85% of the SMBs have 5 or fewer full-time employees. The proportion of SMBs is overwhelmed by the elderly men, and most founders are the CEO. Also, about 87% of the workplace types are rented, while 64% of the CEO's residence types are owner-occupation. 47% of the financial grade score is less than 10 points out of 100 and 80% of SMBs have less than 200 million won of the loan guarantee. In particular, the total guarantee loan amount or the days of net guarantee have significantly positive relations with the working period of the CEO in the same industry, the number of employees, the operation period of SMBs, and the corporate business type. In the case of the financial grading score which has the highest weight in overall credit rating gets higher with the higher number of employees, the longer the operation period, and the corporate business type. However, the quantified non-financial grading score has no significant relationship with other explanatory variables, except for the corporate business type. This implies that a non-financial grade score is measured by other determinants that are not observed by the Korea credit guarantee fund. The pure non-financial grade score has positive relations with the working period of the CEO. Overall, this paper would help Korean SMBs upgrade their credit ratings and expand the money supply when there is no standardized credit rating model or no publicly available evaluation criteria for SMBs. We expect this paper provides important insights for further research and policy-makers for SMBs. In particular, to address the financial needs of thin-filers such as SMBs, technology-based financial services (TechFin) would use alternative data to evaluate the financial capabilities of thin-filers and to develop new financial services.

• The Journal of The Korea Institute of Intelligent Transport Systems
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• v.7 no.6
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• pp.1-11
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• 2008

As bus is realized by economical, environmental transportation that is available mass transport than car, various policy for improvement of services is achieved. As innovative public transportation systems like BMS (Bus Management System) have established, it is possible to manage bus service efficiently. However, the present bus service management system mainly focuses on enhancing service reliability represented by schedule adherence index. This study discusses the necessity of a special management for bus bunching phenomena at stops, and develops two kinds of bus bunching indices based on the Number of Berth and the Average Bus Arrival Rate. The bus bunching indices were measured by utilizing the bus operational information from BMS at the Seoul TOPIS(Transportation & Information Service). In order to evaluate the sensitivity of the Indices, the indices were applied to two different bus groups: buses on exclusive bus median lane, and regular (shared) lanes. As analysis result, is bunching as is near in downtown and is bunching to peak time morning than the afternoon. Compared with the schedule adherence index, the suggested indices were proved as an efficient complementary indices in the evaluation of the bus operational performance. The results of index comparison between exclusive bus median lane and shared lanes can promote the expansion of exclusive bus median lane. Moreover, it can also be used as a reference in deciding bus station scale including the Number of Berth and the route adjustment plan.

• Journal of the Korean Applied Science and Technology
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• v.34 no.2
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• pp.280-288
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• 2017

Nanocarbon base materials such as, graphene and graphene hybrid with high electrochemical performances have great deal of attention to investigate flexible, stretchable display and wearable electronics in order to develop portable and high efficient energy storage devices. Battery, fuel cell and supercapacitor are able to achieve those properties for flexible, stretchable and wearable electronics, especially the supercapacitor is a promise energy storage device due to their remarkable properties including high power and energy density, environment friendly, fast charge-discharge and high stability. In this study, we have fabricated flexible supercapacitor composed of graphene/conductive polymer composite which could improve its electrochemical performance. As a result, specific capacitance value of the flexible supercapacitor (unbent) was $198.5F\;g^{-1}$ which decreased to $128.3F\;g^{-1}$ (65% retention) after $500^{th}$ bending cycle.

• KDI Journal of Economic Policy
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• v.36 no.4
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• pp.135-169
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• 2014

This study empirically analyzes changes in production patterns of farmers by agricultural disaster insurance. The aim of this project is to achieve stability of farm management by paying insurance in case of a natural disaster. However, it causes farmers to change production patterns in the direction of increasing production, and leads the crop price to drop. This can be explained by producers' risk reduction through the disaster insurance. The empirical analysis is based on IV approach with using two stage least squares method. The first stage estimates by difference-in-differences methodology indicate that the production of insurable crops increases more about 80,000ton on average than that of non-insurable crops. In addition, to solve the endogeneity problem caused by general supply and demand model, I use the first stage estimates and find that the price index of the crops drops about 2.3% according to the production increase by 10,000ton. The credibility of these results is also attained by various robustness checks. These findings suggest that it is necessary for government to analyze the whole economy which consists of producer and consumer welfare when it determines the policy. Besides, it implies that it is essential to develop a new market to cope with the unintended effect.

• Journal of the Society of Disaster Information
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• v.12 no.1
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• pp.74-88
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• 2016

Predicting and estimating the disaster characteristics are very important for disaster planning such as prevention, preparedness, response, and recovery. Especially, if we can predict the flood damage before flooding, the predicted or estimated damage will be a very good information to the decision maker for the response and recovery. However, most of the researches, have been performed for calculating disaster damages only after disasters had already happened and there are few studies that are related to the prediction of the damages before disaster. Therefore, the objective of this study was to predict and estimate the flood damages rapidly considering the damage scale and effect before the flood disaster, For this the relationship of rainfall and damage had been suggested using nonlinear regression equation so that it is able to predict the damages according to rainfall. We compared the estimated damages and the actual ones. As a result, the damages were underestimated in 14.16% for Suwon-city and 15.81% for Yangpyeong-town but the damage was overestimated in 37.33% for Icheon-city. The underestimated and overestimated results could be occurred due to the uncertainties involved in natural phenomenon and no considerations of the 4 disaster steps such as prevention, preparedness, response, and recovery which were already performed.. Therefore, we may need the continuous study in this area for reducing various uncertainties and considering various factors related to disasters.

• Journal of Internet Computing and Services
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• v.16 no.6
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• pp.97-107
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• 2015

Up until recently, Korea has ranked the first place in UN e-Government Survey for three consecutive years. In keeping with such accomplishment, the size of budget execution has been consistently growing in accordance with Korea's Government 3.0 policy and vision, leading to increase in big-sized informatization projects in the business. Especially in mission critical public sector's infrastructure where it affects many people, growing demand for establishing high-quality information system with new technologies being brought to attention in order to meet the complex needs of citizens. National defense information system, being one of representative domains examples in the concerned area, established high military competency by applying breakthrough technology. Network-oriented national defense knowledge informatization was set as the vision in order to implement core roles in making efficient national defense management; and effort has been made to materialize the vision by making advancement in national defense's information system and its informatization implementation system. This research studies new quality index relevant to test and evaluation (T&E)of informatization business in national defense which is the representative example of mission critical public sector's infrastructure. We studied international standards and guidelines, analyzed actual T&E cases, and applied them to the inspection items that are currently in use, complying with the e-government law (Act No. 12346, Official Announcement Date 2014. 1.28., Enforcement Date 2014. 7.29.) As a result of productivity analysis, based on hypothesis in which suggested model was applied to T&E of the national defense informatization business, we confirmed the possibility of enhancement in the T&E productivity by assessing reliability, expertise, and safety as evaluation factors.

• Journal of Applied Biological Chemistry
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• v.53 no.1
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• pp.25-30
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• 2010

This paper describes a simultaneous method for the determination of two aminoglycosides (neomycin and gentamicin) using solid phase extraction followed by liquid chromatograph-mass spectrometry. The extract was applied to an WCX and HLB solid phase extraction cartridge. The cartridges were washed with water and methanol, and analytes were eluted with TCA buffer-acetonitrile mixture. The aminoglycosides were separated by ion-pairing reversed phase mode prior to ESI-LC/MS. Under the conditions applied neomycin was almost separated from all the gentamicin compounds. No interfering peaks from endogenous compounds of matrix were noted at the elution position of the analytes. Recoveries of neomycin fortified at levels of 0.25, 0.5, 1.0 and 2.0 mg/kg seafood samples ranged from 92 to 115%. Recoveries of gentamycin fortified at levels of 0.05, 0.1, 0.2, 0.4 mg/kg seafood samples ranged from 99 to 116%. Method detection limits in four seafood sample matrices were between 0.002 and 0.033 mg/kg.

• Journal of Korean Library and Information Science Society
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• v.37 no.3
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• pp.59-73
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• 2006

The purpose of this paper was to empirically examine college students' on-line bookstore utilization status. The focus of this study was placed on three major issues. First. what are the college students' motivations in using on -line' bookstore. Second. what are the major determinants of college students' on -line bookstore utilization. Third. how book genres are related to students' on -line bookstore utilization behavior. Data were collected from 215 college students during October 10, 2005 to October 17, 2005. The analyses showed following results: First, the college students' on -line bookstore utilization motivations were grouped into three areas-convenience motivation, interaction motivation, and information collecting motivation. Second. college students who were oriented toward convenience motivation, who were more interested in on-line bookstores, and who were more satisfied with on-line services, made more frequent visits to on-line bookstore sites. Third, college students who allocated less time to book readings showed a tendency of buying books through on-line bookstores. Finally, college students who were more interested in on -line bookstores showed more satisfaction and bought such various books as literature, hobby or practical books, foreign novels, and general readings. This finding suggests that in order to activate on-line bookstore business. book industries, especially the publishers and/or distributors, have to develop new ideas which can make an appeal to college students who are believed to be critical book readers.

• Korean Security Journal
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• no.22
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• pp.65-90
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• 2010

Recently, alarmed by the frequent international terrorism or safety accidents, the host countries of world sports events are focusing on security activities for the sake of the participants, facilities, events and competitions. They are alarmed because in case any happenings like international terrorism or safety accident, the contest itself can be criticized to be a failure as much as the international reliability of the host nation may well crash. We can see that any failure in coping with terrorism or safety matters can lead to a nation-wise crisis in the case of Indonesia where the October 12th of 2002 terrorist bomb attack in Bali damaged the image of the nation followed by the similar case in Philippine (Oct. 20th, 2002) where the same terrorist attack dramatically scared away the tourists to the nation. Korea is scheduled to hold the World Championship in Athletics in Daegu Metropolitan City in 2011. Also, it is slated to host various world sports events such as Yeosu International Exposition and Incheon Asian Games. In these contexts, this study analyzes counter-terrorism cases related with the recent international sports events that have been organized in a variety of manners in the era of globalization. This study aims to show alternatives for the safety management in these events. In other words, it is focusing on giving directions to the safety policies of the nation -which may become the future hub of north-east Asia and the world - for more perfect guard and defense, and counter-terrorism activities in all the conferences, sports events and international festivals where any private defense and guard companies are allowed to cooperate with the police force or public security agencies.

• Korean journal of communication and information
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• v.42
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• pp.44-78
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• 2008

The present study explored the agenda setting effects of replies called "Daet-Gul", and perception of the news replies. This study has established three research questions: 1) the recognition of the online communication 2) the degree of the reading and writing on online spare 3) the amount of the effects on the online communication. This study is performed using survey method. The survey results indicated in that the participants are very passive readers and writers on the online spare. In addition, the survey repliers evaluated that replies' mechanical device and antigravitational speed have high score, whereas they marked low store in the content and credibility of 'the replies. Therefore, they did not estimate the effects of the replies highly. All the results indicate that 'the replies' is not the fundamental factors of the deliberative democracy. It's because online communication with 'the replies' are thought to be fated the abuse and slander. Therefore, it's essential to improve the online communication with 'the replies', through the introduction of the 'trackback', which is a sort of the 'remote replies'