• Title/Summary/Keyword: 대안금융

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Marine Finance and Port Logistics Industry's Development Schemes as a Creative-type Service Industry (해양금융과 항만물류산업의 발전방안 연구 -창조형 서비스산업을 근간으로-)

  • Gim, Jin-goo;Oh, Hak-Gyun;Lee, Jin-Joo
    • Proceedings of the Korean Institute of Navigation and Port Research Conference
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    • 2014.06a
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    • pp.183-185
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    • 2014
  • The purpose of this paper aims at contributing to the national economic development through global competitiveness enhancement by marine finance's hub and marine logistics cluster by finance specialization and finance support as a creative-type service industry in global shipping port logistics. This study adopted the integrated approach and applied it to policy implementation to achieve the effectiveness. Creative-type marine finance development stages as a tool of policy implementation and the guide line for the time of policy implementation are followed by Stage 1(Construction & Growth Policy) for 2013~2016, Stage 2(Forstering & Activation Policy) for 2017~2019) and Stage 3(Continuous Development Policy) after 2020 until its completion. Korea has the inferiority over the competitiveness in global marine finance and needs a strategic approach to secure the liquidity of marine finance; interim, Islamic finance has been come to the force as a new alternative in financial transaction being accompanied by a spot transaction since the crisis of global finance. In order to create a potential slack of Korea in marine finance practice, in addition, this study suggests a consortium with the circle of Islamic finance as a clue of an easier policy implementation at the beginning stage.

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인터넷을 이용한 금융 거래 시 보안성 강화 수단에 관한 고찰

  • 이상진
    • Review of KIISC
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    • v.15 no.4
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    • pp.39-43
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    • 2005
  • 최근 국내의 인터넷 뱅킹에 대한 해킹 사고를 계기로 시스템의 문제점을 진단하고 이에 따른 대응책을 기술한다. 이러한 시도는 특히 근간의 PKI 체계를 보완/강화하는 방향으로 진행하는 것이 바람직하다. 또한 인터넷 뱅킹의 궁극적은 안전성 보장을 위한 별도의 부가적인 보안장치의 특징과 장/단점을 소개함으로써 개인의 정보보호를 위한 대안을 제시한다.

A Study on the Institutional Application and Its Implications of a BPO (BPO의 제도적 운용과 그 시사점에 관한 연구)

  • Chae, Jin-Ik
    • Korea Trade Review
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    • v.41 no.5
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    • pp.139-161
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    • 2016
  • This study reviewed the perspective of the institutional application and trade finance settlement of Bank Payment Obligation(BPO). The BPO is a payment method based on trade data-matching which can be used for risk mitigation and payment. The BPO offers the institutional advantages such as an automated solution, an assurance of payment, an improved overall efficiency of business, risk mitigation for all parties, trade financing, etc. The BPO will be developed as a new trade payment method that meets the periodic paradigm thanks to many benefits and usefulness. The BPO will greatly improve the efficiency and stability of the trade payment system in that it is operated by a technology-enabled, databased mechanism that can be applied to a variety of trade transactions. So, the BPO is expected to evolve into an alternative instrument of the trade payment system. This paper is based on documentary research focusing on papers, websites of ICC and SWIFT, and international regulation and laws and so on.

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The DCiF Model and Credit Evaluation on Korean Construction Companies (건설기업 신용평가에 있어서 DCiF 모델의 활용에 관한 연구)

  • Park Tong-Kyu
    • Korean Journal of Construction Engineering and Management
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    • v.5 no.4 s.20
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    • pp.97-106
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    • 2004
  • Credit evaluation by domestic financial institutions on Korean construction companies has had many problems with its tools and criteria ignoring the industrial characteristics. This study develops the DCiF(discounted cash inflow) model as a solution and discusses its usage in construction financing. It also examines the significance of the DCiF indices through regressions and statistical comparison with the other credit evaluation estimates. The results show its clear significance and consistent fitness. Based on the empirical results, implications and methodology are provided for the effective use of the indices in credit evaluation on the construction companies.

An Analysis on the North-Africa Entry Strategies of Korea Logistics Companies (조선산업의 글로벌 경쟁력 강화를 위한 한중 선박금융제도의 비교연구)

  • Choi, Chang-Yeoul;Ham, Hyung-Bum
    • International Commerce and Information Review
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    • v.14 no.4
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    • pp.317-337
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    • 2012
  • This study has investigated shipping finance systems in Korea and China, and extracted negative factors based on it to propose a way to develop the shipping financial system in Korea for shipbuilding industry and marine transportation. From after the global financial crisis in 2008 to right before the Lehman Brothers Holdings bankruptcy, shipping finance has been dominated by the major industrialized countries in Europe. However, the weight point is moving to the countries in Asia region such as Korea, Japan, and China based on relatively strong banking system and low interests rate. This study focused on the alternatives the current situation that the starter of shipping finance among three countries in Northeast Asia, South Korea is facing China's challenges. In the paper, shipping finance in Korea presented its defectives such as the limits of ship financing, lack of professional workforces, ever-present foreign exchange risks, and lack of understandings of the parties. As the countermeasures of them, it proposed establishing professional institute for ship financing, training professionals in financial industry, raising foreign credentials of won, and continuing associations between the parties. Even though we are the first Asian country introduced ship funds, the ship funds growth in China shall be under our eyes while we keep systemic networks between shipping, ship building, and ship financing.

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The Effects of Financial Sanctions on Dollar Hegemony Order (금융제재가 달러패권질서에 미치는 영향)

  • Hahn, Young-bin
    • Analyses & Alternatives
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    • v.6 no.2
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    • pp.117-154
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    • 2022
  • The purpose of this study is to verify the practical validity of financial sanctions, which has recently emerged as the most powerful form of economic sanctions preferred by U.S. foreign policy tool. Based on the theoretical discussion, analyse this study the trend of de-dollarization appearing in connection with financial sanctions and argue that the effectiveness of financial sanctions erode the dollar financial hegemony, which is the source of its power can be degraded, so that its effectiveness could not be so great as most people likely think about. After World War II, there has been an increasing tendency in the international community to favor economic sanctions over the use of military force as an effective means of foreign policy. Among these economic sanctions, a distinct feature that has recently appeared is the remarkable increase in the frequency of use of financial sanctions. The country that favors financial sanctions most is the United States. The reason is that they believe that the power of their own dollar financial hegemony can exert deadly pressure on other countries. Financial sanctions favored by the United States are said to have increased the effectiveness of sanctions by upgrading the pressure of sanctions to the next level. Nevertheless, financial sanctions have a side that underestimates the cost. This problem is found in the signs that the backlash from not only countries subject to financial sanctions but also many countries with interests in these countries is leading to a tendency to de-dollarization. This study will try to see how likely this de-dollarization trend is to offset the effectiveness of financial sanctions.

A Study on the Success Factors for Marine Financial City of Busan (해양금융 중심도시를 위한 부산의 발전요인 분석)

  • Kim, Myoung-Hee;Lee, Ki-Hwan;Yang, Huck-Jun
    • Journal of Korea Port Economic Association
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    • v.32 no.3
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    • pp.155-175
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    • 2016
  • The purpose of this paper is to find the success factors for a newly developed marine financial city of Busan. For this, in the paper, we did case studies about advanced marine financial cities such as Hamburg, Oslo, Pireus, Shanghai, Singapore and London. And we made the hierarchical questionnaire for this study from literature reviews and interviews with experts in the field of the marine finance. A hierarchy was made up of 4 factors as the first class and the each factor consisted of four elements as the second class. The results of AHP analysis are as follows. First, the most important factor in the priorities with respect to marine financial city of Busan is "development of marine finance(0.371)" within the four factors as the first class. Next came "business environment(0.248)", "infrastructure(0.206)" and "support of government(0.175)". Second, the most important things is a clustering for marine finance(0.134) within 16 elements as the second class. We also analysed the priorities by the each factor of the second class. The most important element is an industrial clustering of marine finance(0.400) for "development of marine finance" and a clustering of the shipbuilding & marine industry(0.175) for "business environment" factor. And the ICT & transportation(0.326) is the most important element for "infrastructure" and a support of the national government(0.423) for "support of government" factor.

담배자판기 이용, 04.7.29부터 성인인증 필요

  • 보건복지부 건강정책과
    • Vending industry
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    • v.4 no.3 s.11
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    • pp.55-58
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    • 2004
  • 2004년 7월 29일부터 담배자동판매기를 이용하여 담배를 구매하기 위해서는 주민등록증 또는 운전면허증을 소지하거나, 신용카드와 같은 금융카드를 소지해야 한다. 현재 $\ulconer$청소년보호법$\lrcorner$에 따라 19세 미만의 청소년에게는 담배를 판매할 수 없도록 하고 있으나, 실제로 청소년들은 무인자동판매기를 통해 담배를 쉽게 구매할 수 있었다. 이에 대한 대안으로 담배자동판매기에는 보건복지부장관이 정하는 성인인증장치를 의무적으로 부착토록 지난해 $\ulcorner$국민건강증진법$\lrcorner$이 개정되었고(`03.7.29), 보건복지부는 주민등록증 또는 운전면허증과 같은 신분증을 이용하거나, 신용카드와 같은 금융거래카드를 이용하는 방법이 법에서 정하는 성인인증장치라는 내용의$\ylcorner$국민건강증진법시행규칙$\lrcorner$을 개정, 2004년 7월 29일 공포하였다. 이러한 제도개선으로 청소년에 대해 담배를 판매하는 불법행위는 줄어들 것으로 예상되며 , 청소년 흡연을 억제하는데도 긍정적인 효과가 기대된다. 담배자동판매기에 성인인증장치를 부착하지 않고 담배를 판매하면 200만원 이하의 과태료를 처분이 내려진다. 우리나라 담배자동판매기는 금연운동의 강화와 규제 등으로 계속 감소하는 추세에 있으며 , 2003년말 현재 약 3천여대가 운영되고 있는 것으로 파악되고 있으며, 이번 조치로 그 수는 더욱 줄어들 것이 예상된다.

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The Tokenization of Space and Cash Out without Debt: Focus on Security Token Offerings Using Blockchain Technology (공간의 토큰화와 빚 없이 현금 뽑기: 블록체인 기술을 활용한 증권형 토큰 발행을 중심으로)

  • Lee, Hoobin;Hong, Dasom
    • Journal of the Economic Geographical Society of Korea
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    • v.24 no.1
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    • pp.76-101
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    • 2021
  • This paper analyzes two cases of space tokenization, Meridio and QuantmRE, to explore the potential of tokenization as a new means of space financialization. Space tokenization is based on blockchain technology and security token offering (STO). Although some financial geographers noted the possible impact of blockchain technology on space financialization, it has not been examined in depth. Therefore, this paper demonstrates space tokenization cases in detail. Meridio and QuantmRE suggest financial structures that convert space into tokens based on fractional ownership transactions. QuantmRE, specifically, allows a homeowner to secure cash without either debt or ownership relinquishment through sales of tokenized home equity. As this method takes a form of sale transaction rather than a loan, it enables financial institutions to circumvent strengthened regulation on loans after the 2008 global financial crisis. Moreover, even "house poor" households, who own houses but lack cash due to excessive loans, can cash out from their properties through QuantmRE. As such, space tokenization enables financial institutions to overcome constrained conditions after the global financial crisis, thereby reproducing space financialization. Space tokenization also has the potential to geographically expand space financialization through stimulating investment in the depressed housing market.

Reengineering과 Restructuring:Downsizing과 Team제 그 이후 : "K" 은행의 사례

  • 신택현
    • Proceedings of the Korean Operations and Management Science Society Conference
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    • 1996.04a
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    • pp.699-702
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    • 1996
  • 지난 5년 전부터 국내기업에 도입되기 시작한 'Team제'는 지금에 와서는 대다수 기업들에 적용되고 있다. 그러나 이 'Team제'는 'Restructing' 차원에서 일정 부분 조직의 혁신에 기여한 바가 없지 않으나, 일부 기업에서는 'Team제'의 한계점을 인식하고 또 다른 대안을 모색하고 있는 중이다. 'K' 은행의 경우 금융권에서는 거의 최초로 본부조직에 대해 '전면 팀제'를 도입, 실행하는 과정에서 예기치 못했던 한계에 봉착하게 되었는 바, 'K' 은행은 이를 극복하기 위한 하나의 전략적 대안으로 기존에 구축된 'Downsizing System'을 축으로 '소은행장제'를 도입, 조직의 혁신적 'Restructuring'을 추진하고 있다. 본 논문은 기존에 구축된 'downsizing System'과 'Team' 조직이 고객지향적 시장전략에 발맞추어 어떤 형태로 결합되어 활용될수 있는지를 'K' 은행의 사례를 통해 살펴 보려는데 그 목적이 있다.

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