• Title/Summary/Keyword: 노후보장

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A Study on Income Expansion Plan for the Elderly according to Income Security Policy (소득보장정책에 따른 노후소득 확충방안에 관한 연구)

  • Kim, Nam-Jung;Choi, Young-Su
    • Industry Promotion Research
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    • v.5 no.3
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    • pp.23-29
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    • 2020
  • In order to enrich the lives of senior citizens, this study suggested measures to increase income for the elderly by strengthening the current income security policies. Income security is a policy that guarantees income to maintain a certain standard of living. It is a policy that guarantees income to maintain a certain standard of living when income is suspended due to unemployment, disease, or disaster, or when income is lost due to retirement or death of a dependent due to old age, or when expenditure accompanying birth, death, etc. occurs. According to the study, measures to expand old-age income security are as follows. First, a phased increase in basic pension for the guarantee of old-age income is needed. Second, the income security function of the National Pension Service should be further strengthened. Third, a multi-layered old-age income security system should be established. Fourth, the government should continue to push for the expansion of works for the elderly. In conclusion, in order to strengthen the income security policy for the elderly, a reexamination of the current income guarantee system for the elderly is needed first. Then, it will be necessary to propose measures to gradually guarantee income for the elderly.

A Study on the Factors of the Income Maintenance Influencing Elderly Poverty : Focusing on Comparing Working Status Groups (노후소득보장제도의 노인 빈곤 영향요인에 관한 연구: 근로여부별 비교)

  • Kwon, Hyeok Chang;Chang, Sung-Hyun
    • The Journal of the Korea Contents Association
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    • v.22 no.9
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    • pp.689-699
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    • 2022
  • The purpose of this study is to analyze the factors influencing poverty in the elderly under the income maintenance, focusing on labor. Accordingly, a Panel Logit Analysis was conducted based on the 7th to 16th data of the Korean Welfare Panel. The analysis results are as follows. First, even if demographic, economic, and health variables affecting elderly poverty are controlled, National Pension and Special Occupational Pension among the income maintenance are negatively related to elderly poverty. On the other hand, it was found that the amount of Basic Pension and National Basic Living Security were positively related to poverty for the elderly. Second, it was found that if the elderly receiving national basic living security work, there is a high possibility of poverty. This raises the need to restructuring the Basic Pension, and suggests that it is necessary to combine the National Basic Living Security with the elderly job policy. Finally, in order to alleviate overall elderly poverty, it is suggested to rebuild the multi-pillar old-age income security system, including Basic Pension and Retirement Pension.

Mediating Effect of Corporate Welfare Satisfaction in the Relationship between Retirement Pension System's Income Security and Job Commitment (퇴직연금제도의 노후소득보장성과 직무몰입의 관계에서 기업복지만족도의 매개효과)

  • Kim, Soo-Jung;Choi, Yun-Jin;Lee, Gwang-Il
    • The Journal of the Korea Contents Association
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    • v.21 no.9
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    • pp.234-244
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    • 2021
  • The purpose of this study is to investigate the effect of the retirement pension system on workers' retirement income security and job commitment, and to verify the mediating effect of corporate welfare satisfaction in the relationship between the retirement pension system's retirement income security and job commitment. Employees of domestic K-company, which have been implementing the retirement pension system since 2011, were surveyed, and 403 copies of the final data were analyzed using SPSS 22.0. The analysis results are as follows. First, as the sub-factors of the retirement income security, the guarantee of the retirement benefits right and the income replacement rate had a significant positive(+) effect on job commitment. Second, as sub-factors of the retirement income security, the income replacement rate and customized retirement design had a significant positive(+) effect on corporate welfare satisfaction. Third, corporate welfare satisfaction had a significant positive(+) effect on job commitment. Fourth, it was found that the relationship between the income replacement rate and job commitment, which are sub-factors of retirement income security, is mediated by diversity and the level of benefits, sub-factors of corporate welfare satisfaction. Based on the results of this study, it was confirmed that the implementation of the retirement pension system enhances the employee's job commitment and corporate welfare satisfaction, and is also important for corporate management.

Expectations for Social Security and Perception of Life in Old Age in a Superaged Society : An Analysis of the Differences Between Age Groups in J apan (초고령사회 일본의 사회보장에 대한 기대인식과 노후 생활 인식 - 연령계층별 차이에 주목하여 -)

  • Lee, Sujin
    • Journal of Family Resource Management and Policy Review
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    • v.27 no.3
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    • pp.39-52
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    • 2023
  • In this study, based on survey data from Japan, I analyzed the differences between the expectations for social security and the perception of life in old age by age group. The analysis data used in this study are from the "Survey on Life Security, 2019" conducted by the Japan Life Insurance Cultural Center, which surveyed men and women aged 18 to 69. The results of the analysis are as follows. First, expectations about health insurance are higher than expectations about other forms of social security in all age groups. Second, when it comes to expectations for public pensions, both men and women have the highest average scores in their 60s. Third, the age group with the lowest average score for public health insurance, public pension, public care insurance, and survivors' pension was found to be those in their 40s. In addition, men in their 20s had a higher average score on their perception of life in old age. Fourth, the effect of social security expectations on perception of life in old age was found to be somewhat different for gender and age groups, but overall, it was found that public health insurance expectations were an important factor that had a positive impact on the perception of life in old age.

Research on the elderly's preparation for old age (고령자의 노후준비에 관한 연구)

  • Ahn Na, Lim
    • The Journal of the Convergence on Culture Technology
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    • v.10 no.5
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    • pp.407-415
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    • 2024
  • This study used data from the 9th main survey of the National Old Age Security Panel, the subjects were 1,923 elderly people aged 60 or older nationwide. As a result of analyzing the effect of demographic characteristics on Preparing for Oldage, 15.1% of explanatory power was shown in Preparing for Oldage. First, it was found that there was more Preparing for Oldage among men than among women. Age had a negative effect on Preparing for Oldage, with many respondents saying that the younger they were, the more likely they were to Preparing for Oldage. Education level also had a significant effect on Preparing for Oldage, and more respondents said that elementary, middle, and high school graduates were not doing Preparing for Oldage than those who graduated from vocational college or higher. Therefore, it was found that the lower the level of education, the less Preparing for Oldage was done. Next, as a result of examining the effect of life satisfaction on Preparing for Oldage, the higher the life satisfaction, the better the Preparing for Oldage was. In general, it was recognized that Preparing for Oldage would have an impact on life satisfaction, but through this study, it was confirmed that life satisfaction had an impact on Preparing for Oldage.

The Examination of Construction Status on Multi-pillar System for Old Age Income Security in Korea (한국 다층노후소득보장체계 구축양태의 경험적 검토)

  • Han, Sinsil;Joo, Soojeong;Shin, Seounghee
    • Korean Journal of Social Welfare
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    • v.67 no.1
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    • pp.215-237
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    • 2015
  • This paper aims to check the multi-pillar pension system in Korea. That is why, We analyzed the insured status of people in terms of multi-pillar pension system including National Pension Service, Private Pension, Retirement Pension over time. The main findings are as follows; firstly, the 'multi-pillar type'(27.7%), the 'public pension type'(12.8%) and the 'insecure type'(59.6%) have been formed. Secondly, any socio-demographic factors like labor market status, gender, age et cetera could not guarantee the pension right for multi-pillar system. As a result, we emphasize that including the 'insecure type' into public pension schemes is a prerequisite for establishing the multi-pillar pension system.

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The Determinants of the Expected Demand for Elderly Care by Government in Aged Korea (국가에 의한 노후보장 기대수준 결정요인)

  • Seo, Ji-Won
    • Journal of Family Resource Management and Policy Review
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    • v.13 no.3
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    • pp.59-84
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    • 2009
  • The purpose of this study was to investigate the determinants of policy demand for elderly care in aged Korea. The data from the first wave of KLoSA (Korean Longitudinal Study of Ageing) aged over 45 were used (n=10,165). The major findings were as follows: First, human capital, social capital, and socioeconomic variables influenced on the expected demand for elderly care by government, controlling the expectations of future life and society. Second, the effects of determninants on the expected demand for elderly care by government varied by the level of human capital, social capital, and socioeconomic variables, including ADL and IADL, familial support by children, public transfers, and age. Based on the empirical results, the implications for welfare mix of elderly care were provided.

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Determinants of Welfare Service Utilization among the Single and the Married Couples Elderly (남녀 독거노인가구와 부부노인가구의 복지서비스 이용의 영향요인)

  • Lee, Yoon-Jung
    • 한국노년학
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    • v.32 no.4
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    • pp.1119-1135
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    • 2012
  • The single and the married couples elderly are rapidly increasing in the next twenty years. Due to the size of these group, their level of living, life satisfaction, income and medical security and welfare services utilization have been a social issue in Korea. For these reasons, the purpose of this study was to analyze the determinants of welfare services utilization by the single and the married couples elderly. Their analyses were composed of a cross-tabulations and t-test, analysis of variance, duncan test, multiple regression analysis using 5'th Wave Korea Welfare Panel(2010). Data were collected from a survey of 2,716. The results showed that the elderly single women had the lowest level of income and health, the elderly single men needed the help about the emotional support for improvement of family and social relations. The married couples elderly are young and the participation rate of job opportunities for the elderly is high, relatively. The results of the multiple regression analysis indicated that the level of income and medical security and the satisfaction of family relationships were important factors as related to the welfare services utilization.

The Effects of Preparation for Aging of the Elderly on Life Satisfaction & Mediating Effects of Social Support (노인의 노후준비가 삶의 만족도에 미치는 영향과 사회적 지지의 매개효과)

  • Song, kee-young;Lee, sang-ju;Roh, sang-eun
    • Proceedings of the Korea Contents Association Conference
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    • 2019.05a
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    • pp.295-296
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    • 2019
  • 본 연구는 노인의 삶의 질 향상에 대한 관심으로부터 출발하여 인구의 고령화에 따라 늘어난 노후에 대한 준비로 삶의 만족도 수준을 높이는 것을 궁극적인 목표로 삼았다. 이를 위해 노후준비의 하위 유형을 신체적 노후준비, 경제적 노후준비, 정서 사회적 노후준비로 구성하여 이를 다중 독립변인으로 설정하였다. 또한 사회적 지지를 매개변인, 삶의 만족도를 종속변인으로 하여 각 변인 간 구조적 관계를 밝히고, 노후준비의 하위 유형과 삶의 만족도 간 사회적 지지가 매개효과를 갖는지 검증하고자 하였다. 본 연구의 대상은 국민노후보장패널(Korean Retirement and Income Study: KReIS) 3차 및 5차 부가조사 자료로부터 추출한 65세 이상의 노인 4,058명이다. 자료 분석을 위해서는 SPSS 25.0과 SPSS PROCESS macro v2.16을 활용하였다. 연구결과 노후준비의 하위 유형 중 정서 사회적 노후준비는 삶의 만족도에 유의미한 직접효과를 발생시켰을 뿐만 아니라, 사회적 지지의 매개를 통해서도 삶의 만족도에 영향을 미치는 결과를 보였다. 이러한 연구결과를 바탕으로 노인의 삶의 만족도를 달성하는 데 중요한 변수인 정서 사회적 노후준비와 사회적 지지 제고를 위한 사회복지 정책 및 실천적 방안을 제언하였다.

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