• Title/Summary/Keyword: 금융시장

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기획 - 인쇄마을 조성 추진

  • 대한인쇄문화협회
    • 프린팅코리아
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    • v.9 no.3
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    • pp.38-43
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    • 2010
  • 서울특별시인쇄정보산업협동조합(이사장 조정석)은 지난 1월 26일 서울인쇄센터 앞에서 인쇄마을 조성을 위한 서명운동을 전개했다. 조정석 이사장과 김정전 인쇄마을 지정 비상대책 위원회 위원장, 조합 임직원들은 이날 중구 쌍림동부터 인쇄사가 밀집해 있는 방산시장을 비롯하여 필동, 을지로, 충무로 등 전 지역을 두루 다니며 서명운동을 펼쳤다. 서울시가 중구 지역의 재개발을 추진하면서 특화산업으로 지정되어 있는 인쇄산업겁에 대한 대책을 전혀 세우지 않고 있기 때문이다. 특화산업인 인쇄가 발전하기 위해서는 지속적이고 장기적인 안목에서의 지원이 이루어져야 하는데도 서울시는 뉴타운재개발사업에서 인쇄산업을 아예 제외하고 금융산업을 지정한 것은 인쇄인들의 분노를 사기에 충분하다. 이에 인쇄인들은 인쇄업의 미래를 위해 서명운동을 적극 벌이고 있는 것이다.

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북미시장의 효율적 진출을 위한 마케팅 제시-제9차 벤처CEO포럼

  • Korea Venture Business Association
    • Venture DIGEST
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    • s.54
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    • pp.24-25
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    • 2004
  • 협회와 전자신문이 공동주최하는‘제9차 벤처CEO포럼’이 지난 8일 코엑스인터컨티넨탈호텔에서‘북미진출, 효과적인 마케팅 전략과 전술’이라는 주제로 열렸다. 기업컨설팅 전문기업인 론치패드 레드사의 미카 리 대표가‘춘향이 마돈나 만들기’라는 주제로, 미국 팩터링 기업인 하나파이낸셜의 앤드류 조 상무는‘미국 수출금융 활용법’이라는 주제로 발표했다. 또 주한 미국상공회의소 사모펀드∙벤처캐피탈 상임위원회 이정호 위원장은‘투자유치를 위한 기업가치 백배 올리기’로 주제로 발표했다.

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Study for Exchange rate, Interest, Stock price Using Quasi-Likelihood Estimatorfor (Quasi 우도추정량을 이용한 환율, 금리, 주가지수에 대한 연구)

  • Kim, In-Kyu
    • Proceedings of the Korean Society of Computer Information Conference
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    • 2012.01a
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    • pp.255-256
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    • 2012
  • 본 논문에서는 비선형 시계열 자료를 이용한 Quasi-Score 추정함수를 정의하고 Quasi-Score 추정함수로부터 얻은 추정량의 극한분포를 제시한다. 그리고 금융외환시장의 불확실성을 나타내는 환율, 금리, 주가지수 등의 연관성에 관한 시계열 모형을 수립하고 Quasi 우도추정법을 이용하여 모수추정을 실시한다.

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미국의 개인정보보호 법.제도 동향

  • Jun, Eun-Jung;Kim, Hak-Beom;Youm, Heung-Youl
    • Review of KIISC
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    • v.22 no.1
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    • pp.47-57
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    • 2012
  • 미국의 개인정보보호 정책은 시장의 자율규제에 입각하여 소비자의 권리를 보호하는 것에 초점을 맞추고 있다. 관리되는 법률로는 연방정부기관이 보유하고 있는 개인정보에 관한 보호법규인 1974년의 프라이버시법(Federal Privacy Act 1974)과 각 주단위로 규정된 프라이버시권 관련 법률들이 있다. 현재 공공과 개인을 아울러서 총괄하는 법은 존재하지 않지만 다양한 영역별로 접근 방식을 택하여 세부적으로 공공, 금융, 통신, 교육, 의료, 비디오 감시, 근로자 정보 등 각 영역별로 제정하여 시행하고 있다. 본고에서는 미국의 개인정보보호 법제 현황에 대해 살펴보았으며, 최근에 국내에서도 수행기관이 지정된 개인정보영향평가에 대한 내용을 분석하였다.

국내 크루즈항만 이용활성화를 위한 정책적 개선방안

  • Hong, Jang-Won
    • Proceedings of the Korean Institute of Navigation and Port Research Conference
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    • 2012.10a
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    • pp.197-199
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    • 2012
  • 크루즈관광산업은 국제적 금융위기에도 불구하고 지속적 성장세를 유지하고 있으며 국제 크루즈선사들의 아시아 진출에 따라 동북아 크루즈관광산업은 최근 급속도로 성장하고 있다. 한편, 국내 크루즈산업은 크루즈항만을 중심으로 하는 수용태세가 미흡하며 국적 크루즈선사의 육성도 중국, 일본에 비하여 부족한 실정이다. 이 연구에서는 동북아 크루즈시장의 성장에 대응하기 위한 중장기 정책방향의 수립과 더불어 크루즈항만의 활성화전략 및 정책적 개선방안을 제시하였다.

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NFC security architecture and vulnerability analysis (NFC 보안 구조 및 취약성 분석)

  • Jeon, HoSung;Yi, Okyeon
    • Annual Conference of KIPS
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    • 2012.04a
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    • pp.682-685
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    • 2012
  • NFC(Near Field Communication) 기술은 근거리 무선통신 기술로서 다양한 모드에서의 서비스를 지원한다. 결제, 할인쿠폰 등 각종 기능을 제공하는 수단으로서 통신과 금융이 융합된 모바일 NFC 서비스의 시장이 급성장 할 것으로 전망되고 있다. 그 결과로 NFC Forum, ECMA International 등 관련 단체에서는 모바일 NFC 서비스를 이루는 각 구성요소의 역할, 기능, 보안 요구사항 등을 제시하며 보안의 중요성을 강조하였다. 본 논문에서는 NFC기술과 보안요소(Security Element)에 대해 소개를 하고, 보안 위협과 그에 대한 대응방안에 대해 소개한다.

An Exploratory Study on Marketing of Financial Services Companies in Korea (한국 금융회사 마케팅 현황에 대한 탐색 연구)

  • Chun, Sung Yong
    • Asia Marketing Journal
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    • v.12 no.2
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    • pp.111-133
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    • 2010
  • Marketing financial services used to be easier. Today, the competition in financial services is fierce. Not only has the competition become more intense, financial services have also changed structurally. In an environment with various customer needs and severe competitions, the marketing in financial services industry is getting more difficult and more important than before. However, there are still not enough studies on financial services marketing in Korea whereas lots of research papers have been published frequently in some international journals. The purpose of this paper is (1)to review the literature on financial services marketing, (2)to investigate current marketing activities based on in-depth interview with financial marketing managers in Korea, and (3)to suggest some implications for future research on the financial services marketing. Financial products are not consumer products. In fact, they are not products at all in the way product marketing is usually described. Nor are they altogether like services. The financial industry operates in a unique way, and its marketing tasks are correspondingly complex. However, the literature review shows that there has been a lack of basic studies which dealt with inherent characteristics of financial services marketing compared to the research on marketing in other industries. Many studies in domestic marketing journals have so far focused only on the general customer behaviors and the special issues in some financial industries. However, for more effective financial services marketing, we have to answer following questions. Is there any difference between financial service marketing and consumer packaged goods marketing? What are the differences between the financial services marketing and other services marketing such as education and health services? Are there different ways of marketing among banks, securities firms, insurance firms, and credit card companies? In other words, we need more detailed research as well as basic studies about the financial services marketing. For example, we need concrete definitions of financial services marketing, bank marketing, securities firm marketing, and etc. It is also required to compare the characteristics of each marketing within the financial services industry. The products sold in each market have different characteristics such as duration and degree of risk-taking. It means that there are sub-categories in financial services marketing. We have to consider them in the future research on the financial services marketing. It is also necessary to study customer decision making process in the financial markets. There have been little research on how customers search and process information, compare alternatives, make final decision, and repeat their choices. Because financial services have some unique characteristics, we need different understandings in the customer behaviors compared to the behaviors in other service markets. And also considering the rapid growth in financial markets and upcoming severe competition between domestic and global financial companies, it is time to start more systematic and detailed research on financial services marketing in Korea. In the second part of this paper, I analyzed the results of in-depth interview with 20 marketing managers of financial services companies in Korea. As a result, I found that the role of marketing departments in Korean financial companies are mainly focused on the short-term activities such as sales support, promotion, and CRM data analysis although the size and history of marketing departments to some extent show a sign of maturity. Most companies established official marketing departments before 2001. Average number of employees in a marketing department is about 58. However, marketing managers in eight companies(40% of the sample) still think that the purpose of marketing is only to support and manage general sales activities. It shows that some companies have sales-oriented concept rather than marketing-oriented concept. I also found three key words which marketing managers think importantly in financial services markets. They are (1)Trust in customer relationship, (2)Brand differentiation, and (3)Rapid response to customer needs. 50% of the sample support that "Trust" is the most important key word in the financial services marketing. It is interesting that 80% of banks and securities companies think that "Trust" is the most important thing, whereas managers in credit card companies consider "Rapid response to customer needs" as the most important key word in their market. In addition, there are different problems recognition of marketing managers depending on the types of financial industries they belong to. For example, in the case of banks and insurance companies, marketing managers consider "a lack of communication with other departments" as the most serious problem. On the other hand, in the case of securities firms, "a lack of utilization of customer data" is the most serious problem. These results imply that there are different important factors for the customer satisfaction depending on the types of financial industries, and managers have to consider them when marketing financial products in more effective ways. For example, It will be necessary for marketing managers to study different important factors which affect customer satisfaction, repeat purchase, degree of risk-taking, and possibility of cross-selling according to the types of financial industries. I also suggested six hypothetical propositions for the future research.

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An Analysis on the Yield Curves for Active Bond Managements (적극적 채권운용전략을 위한 수익률곡선 분석)

  • Jeong, Hee-Joon
    • The Korean Journal of Financial Management
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    • v.25 no.2
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    • pp.1-31
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    • 2008
  • Before the financial crisis in 1997, Korean bond markets had been those of corporate bonds with relatively high market yield. During the period, most of major institutional investors tend to utilize passive strategies such as buying and holding. After the crisis, however, they could not help choosing active bond management strategies because of lowed yield level and intensified competition among the financial institutions. This study is forced on the yield curve, which is the reflection of all information on the bond investment environments. The study also make analysis on the major economic and securities market factors and its structural relationship with the shape of the curve such as level, curvature and slope. For these purposes, an empirical model based on the Nelson-Siegel Model is estimated with the data during $1999{\sim}2006$. Out-of-sample forecasting is also made to test the usefulness of the estimated model. In addition, the dependent variables which are the estimates of level and slope are estimated on the macro variables and securities market variables. VAR and SUR models are used for the estimation. Estimation results show that level and slope of the yield curve are influenced by the target call rate change, exchange rate change rate, inflation rate. These results provide practical implications for the active managements in the overall treasury bond markets.

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Extremal Dependence in Asia Pacific Exchange Markets (EVT-Copula 모형을 이용한 아시아 외환시장 간 극단적 의존성에 관한 연구)

  • Kim, Tae-Hyuk;Zhao, Hui-Jing
    • The Korean Journal of Financial Management
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    • v.23 no.1
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    • pp.193-225
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    • 2006
  • The purpose of this paper is to analyze contagion in Asian foreign exchange markets using Extreme Value Theory and Copula. Our application deals with asymptotic dependence of daily exchange rate return for a sample of eight countries over period 1997.1.1-2005.4.13. The empirical results are summarized as follows. Firstly, Gumbel Copula is a good model to our data according to the value of AIC. Secondly, the extremal dependence between East Asian crisis countries became lower in the post crisis period than the crisis period. Thirdly, It seemed that high extremal dependence exists between East Asian countries with Singapore. Fourthly, the tail dependence between Indonesia, Malaysia, Thailand, Philippine became higher in the crisis period than the total period and post crisis period. Fifthly, the fact that the extremal dependence between Korea and Indonesia, Malaysia, Thailand, Philippine did not increase during the Asian Financial Crisis showed that the contagion effect was not the reason of the Korea's Fiancial Crisis. Sixthly, the extremal dependence between Asian exchange markets was not very high while comparing with the European exchange markets.

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The Analysis of the current state and components of Korea's National Debt (한국의 국가채무 현황과 구성요인 분석)

  • Yang, Seung-Kwon;Choi, Jeong-Il
    • Journal of Digital Convergence
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    • v.18 no.9
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    • pp.103-112
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    • 2020
  • The purpose of this study is to examine the current status and components of Korean National Debt and to analyze the effects of each component on National Debt. In the Korean Statistical Information Service (KOSIS), we searched for data such as General Accounting Deficit Conservation, For Foreign Exchange Market Stabilization, For Common Housing Stability, Local Government Net Debt Public Funds, etc that constitute National Debt. The analysis period used a total of 23 annual data from 1997 to 2019. The data collected in this study use the rate of change compared to the previous year for each component. Using this, this study attempted index analysis, numerical analysis, and model analysis. Correlation analysis result, the National Debt has a high relationship with the For Common Housing Stability. For Foreign Exchange Market Stabilization, Public Funds, etc., but has a low relationship with the Local Government Net Debt. Since 1997, National Debt has been increasing similarly to the For Foreign Exchange Market Stabilization, For Common Housing Stability and Public Funds etc. Since 2020, Korea is expected to increase significantly in terms of For Common Housing Stability and Public Funds, etc due to Corona19. At a time when the global economic situation is difficult, Korea's National Debt is expected to increase significantly due to the use of national disaster subsidies. However, if possible, the government expects to operate efficiently for economic growth and financial market stability.