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A Study on the Effect of China House Prices on Bank Loan and Management Stability (중국 부동산 가격이 은행대출 및 경영안정성에 미치는 영향)

  • Bae Soo Hyun
    • The Journal of the Convergence on Culture Technology
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    • v.10 no.1
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    • pp.153-158
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    • 2024
  • Recently, concerns about the spread of credit risk in China's real estate market are gradually increasing. Therefore, it is very meaningful to diagnose the management stability of Chinese commercial banks. This study analyzes the impact of housing prices on the loan proportion and management stability of Chinese commercial banks. In addition, we classify Chinese commercial banks according to size and verify whether there are differences in loan proportion and management stability. If there is a difference by scale, the effect of interaction with housing price changes is also verified. The analysis results are summarized as follows. First, it was found that as the housing price growth rate increases, the proportion of loans from Chinese commercial banks increases. Second, as the rate of increase in housing prices and the proportion of total loans increases, management stability appears to decrease. Third, larger banks were found to have a higher proportion of loans, and smaller banks were found to have greater management stability. The results of this analysis show that Chinese commercial banks' aggressive expansion of their loan proportion is lowering their management stability. Therefore, it is necessary to adjust the loan ratio to the appropriate size level and secure stability with differentiated strategies according to the loan ratio

Effect of N-3, N-6 Fatty Acid and d-Limonene Treatment on Membrane Lipid Composition and Protein Kinase C Activity in Experimental Rat Hepatocarcinogenesis (쥐의 간 발암과정에서 N-3, N-6 지방산 섭취 및 d-Limonene 투여가 생체막 지질조성 및 Protein Kinase C 활성도에 미치는 영향)

  • 김미정;김정희
    • Journal of the Korean Society of Food Science and Nutrition
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    • v.32 no.8
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    • pp.1328-1336
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    • 2003
  • This study was done to investigate the effects of n-3, n-6 fatty acid and d-limonene on the hepatic membrane lipid composition, protein kinase C (PKC) and glutathione S-transferase (GST) activities in experimental rat hepatocarcinogenesis. Sprague-Dawley female rats were fed with two different types of dietary oil for 20 weeks. Corn oil (CO) and sardine oil (SO) were used at 15% by weight as a source of n-6 and n-3 fatty acid, respectively. One week after feeding, rats were intraperitoneally injected twice with a dose of diethylnitrosamine (DEN, 50 mg/kg body weight) and after 1 week 0.05% phenobarbital (PB) was provided with drinking water. Membrane fractional lipid composition showed that the content of cholesterol was higher in 50 group than CO group and also significantly decreased by d-limonene. The content of phospholipid was increased by carcinogen treatment but not affected by dietary oils or d-limonene. Membrane C/PL molar ratio was significantly decreased by d-limonene or carcinogen treatment in 50 groups but not in CO groups. Fatty acid composition was changed by dietary oils but not by carcinogen treatment or d-limonene. Cytosolic PKC activity was not significantly different by dietary oils, d-limonene or carcinogen treatment. However, membrane PKC activity was significantly increased by carcinogen treatment and decreased by d-limonene. Cytosolic GST activity was affected by d-limonene or carcinogen treatment in all dietary groups. These data indicate that dietary oils, d-limonene and carcinogen treatment can not change much membrane phospholipid composition. But membrane C/PL molar ratio was changed by carcinogen treatment and d -limonene although the effect was different between dietary oils. Therefore, it is suggested that different dietary oils and d-limonene can somewhat modulate the changes of membrane fluidity and activities of membrane bound enzymes like membrane associated PKC during carcinogenesis.

Effect of Feeding Aflatoxin $B_1$ and Vitamin $D_3$ on Metatarsus Bone Minerals of Broiler Chicks (Aflatoxin $B_1$과 Vitamin $D_3$ 결여가 Broiler병아리의 중족골 무기물함량에 미치는 영향)

  • 장윤환;여영수
    • Korean Journal of Poultry Science
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    • v.17 no.4
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    • pp.296-302
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    • 1990
  • This study was conducted to investigate the interaction of aflatoxin B$_1$($AFB_1$) and vitamin D$_3$($VD_3$) in broiler chicks. The 336 broiler chicks(Hubbard line) of equally mixed sex were allocated to triplicate 8(2$\times$4 factorial) treatment groups. The 0 or 1ppm of AFB$_1$and 0, 500, 1,000 or 1,500IU/kg of VD$_3$ were supplemented to the basal diet Fourteen broilers of equally mixed sex were allocated to each replica and 24 groups were arranged in a randomized block design After 3 weeks of feeding the metatarsus were collected from the right and left legs of 4 chicks (2 for each sex) per group. The bone ash and minerals were measured. 1. In respect to the fresh weight of metatarsus bone no significant difference was found between 0 and 1ppm $AFB_1$ treatments, however, decreasing trend was recognized when fed increasing level of $VD_3$(P<.01). 2. The ash content in non-fat dry metatarsus bone decreased when fed 1ppm $AFB_1$(P<.01). However, that increased according to the increasing amount of $VD_3$(P<.01). Although there was no interaction between $AFB_1$ and $VD_3$ it was shown that the 1500IU/kg of $VD_3$ was neccessary to cover the decrease in ash content of metatarsus. when fed 1ppm of $AFB_1$. 3. The Ca contents in metatarsus were not influenced by feeding $AFB_1$ but an increasing trend was verified by feeding increasing levels of $VD_3$(P<.05). 4. The P content decreased as $AFB_1$ was fed(P<.01), while no response was found when fed'different levels of $VD_3$ 5. The Cu content decreased when fed $AFB_1$(P<.05). 6. The Na, Mg, K, Zn, Fe and Mn contents were not affected by feeding $AFB_1$ and /or $VD_3$.

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The Overview of Layered structures in Mafic - Ultramafic Macheon Intrusion (고철질-초고철질 마천관입암의 층상구조 개관)

  • Song, Yong-Sun;Kim, Dong-Yeon;Park, Kye-Hun
    • The Journal of the Petrological Society of Korea
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    • v.16 no.3
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    • pp.162-179
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    • 2007
  • Macheon Layered Intrusion (MLI) which intruded into Precambrian gneiss complex of the northern Jirisan area, southeastern part of Youngnam (or Sobaeksan) Massif, is a layered mafic-ultramafic complex of Triassic age (ca. 223 Ma). The MLI is divided into Layered Series and Laminated Series. Layered Series is subdivided into Central Zone (Lower Zone) consisting of olivine gabbros and Peripheral Zone (Middle or Upper Zone) consisting of hornblende gabbros based on the type of cumulus texture and the main mafic phase. The Central Zone of Layered Series comprises thinly laminated olivine gabbros and uniform or thickly laminated coarse olivine gabbros which consist of mela-gabbro, troctolite, leuco-troctolite, and anorthositic rocks. Laminated Series is also subdivided into quartz-bearing biotite-pyroxene gabbros and homblende diorite and both have variable amount of interstitial quartz and microcline. Laminated series display moderately to slightly developed igneous lamination which is defined by the planar alignment of lath-shape plagioclases. Chilled margin of quartz-bearing biotite-pyroxene gabbro with surrounding Precambrian gneisses insists shallower intrusion of more felsic cognate magma evolved in the deep a little later. Rocks of Layered Series have orthocumulus to adcumulus olivine, adcumulus to intercumulus plagioclase, and intercumulus to heteradcumulus pyroxene and hornblende. Magmatic modally grading, folding, and cross-lamination are not rarely occurred in thinly layered rocks. These textural characteristics define main mechanisms of the formation of layered and laminated structure in mafic-ultramafic rocks of Macheon Layered Intrusion are gravity settling and in-situ crystallization associated with slumping and density current.

A study on the estimation of onion's bulb weight using multi-level model (다층모형을 활용한 양파 구중 추정 연구)

  • Kim, Junki;Choi, Seung-cheon;Kim, Jaehwi;Seo, Hong-Seok
    • The Korean Journal of Applied Statistics
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    • v.33 no.6
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    • pp.763-776
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    • 2020
  • Onions show severe volatility in production and price because crop conditions highly depend on the weather. The government has designated onions as a sensitive agricultural product, and prepared various measures to stabilize the supply and demand. First of all, preemptive and reliable information on predicting onion production is essential to implement appropriate and effective measures. This study aims to contribute to improving the accuracy of production forecasting by developing a model to estimate the final weight of onions bulb. For the analysis, multi-level model is used to reflect the hierarchical data characteristics consisting of above-ground growth data in individual units and meteorological data in parcel units. The result shows that as the number of leaf, stem diameter, and plant height in early May increase, the bulb weight increases. The amount of precipitation as well as the number of days beyond a certain temperature inhibiting carbon assimilation have negative effects on bulb weight, However, the daily range of temperature and more precipitation near the harvest season are statistically significant as positive effects. Also, it is confirmed that the fitness and explanatory power of the model is improved by considering the interaction terms between level-1 and level-2 variables.

Varietal and Locational Variation of Grain Quality Components of Rice Produced in Hilly and High Altitude Areas in Korea (중산간지와 고냉지산 쌀 형태 및 이화학적특성의 품종 및 산지간 변이)

  • Choi, Hae-Chune;Chi, Jeong-Hyun;Lee, Chong-Seob;Kim, Young-Bae;Cho, Soo-Yeon
    • KOREAN JOURNAL OF CROP SCIENCE
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    • v.39 no.1
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    • pp.27-37
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    • 1994
  • To catch the relative importance of varietal and environmental variation in various grain quality components associated with palatability of cooked rice, grain appearance, milling recovery, several physicochemical properties of milled rice and texture or eating quality of cooked rice for rice materials of five japonica cultivars, produced at four locations of the mid-mountainous and alpine area of Korea in 1989, were evaluated and analyzed the obtained data. Highly significant varietal and locational variations were detected in 1000-grain weight, amylose content, K/Mg ratio, gelatinization temperature, peak viscosity, breakdown and setback viscosities as compared with variety x location interaction variation. Also, marked locational variations were recongnized in milling recovery from rough to brwon rice, alkali digestibility and protein content, and significant varietal variation was caught in stickiness /hardness ratio of cooked rice. The variety x location interaction variation was especially large in quality components of grain appearance and ripening, palatability of cooked rice and consistency viscosity. One thousand kernel weight was heaviest in Jinbuolbyeo and Odaebyeo, and the unfilled grain ratio was lowest in Jinbuolbyeo. Odaebyeo showed slightly' lower ratio of intact and clear milled rice because of more chalky rice kernels compared with other cultivars. Amylose content of Jinbuolbyeo and Sobaegbyeo was about 1% lower than that of others and K/Mg ratio of Odaebyeo was the lowest one among rice materials. Odaebyeo, Sobaegbyeo and Jinbuolbyeo revealed significantly low gelatinization temperature and setback viscosity while high peak and breakdown viscosities. Cholwon rice showed the greatest kernel weight, good grain filling but lowest ratio of intact and clear milled rice while Jinbu rices exhibited the highest milling recovery from rough to brown rice and ratio of sound milled rice. Amylose content of milled rice in Jinbu rices was about 2-3% lower than those in other locations. Protein content of polished rice was about 1% lower in rice materials of middle zone than those of southern part of Korea. K/Mg ratio of milled rice was highest in Jinbu rice and potassium content was slightly higher in the rice materials of middle region than in those of southern region. Alkali digestion value and gelatinization temperature of polished rice was markedly high in Jinbu rices as compared with other locations. Breakdown viscosity was hightest in Chlown rices and next higher with the order of Hwaso>Unbong>Jinbu rices, and setback viscosity was the quite contrary tendency with breakdown. The stickiness /hardness ratio of cooked rice was relatively higher value in Cholwon rices than in the others and the palatability of cooked rice was a little better in Unbong and Cholwon rices than in Jinbu and Hwaso rices, although variety x location interaction variation was large. The rice materials can be classified largely into two groups of Jinbu and the others by the distribution on the plane of 1st and 2nd principal components (about 60% of total informations) contracted from twelve grain quality properties closely associated with eating quality of cooked rice. Also, Jinbu and the other rices were divided into two and three rice groups respectively. Varietal variation of overall rice quality was smallest in Hwaso. The most superior rice group in overall quality evaluation included Odaebyeo produced at Cholwon, Unbong and Hwaso, and Sobaegbyeo grown at Unbong

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Biological Characteristics of Flupoxam under Registration (잔디용 제초제 Flupoxam 과립수화제의 생물특성 소개)

  • Lee, In-Yong;Kim, Chang-Seok;Lee, Jeong-Ran;Moon, Byung-Chul;Lee, Kwan-Sup
    • Korean Journal of Weed Science
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    • v.31 no.2
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    • pp.212-219
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    • 2011
  • The water dispersible granule flupoxam showed over 95% of weeding effect on the annual weeds of Poaceae such as Poa annua L., Digitaria ciliaris (Rets.) Koel and broad-leaf weeds. Efficacy of treatment had been lasted over 120 days in the $2kg\;ha^{-1}$ when it was treated from March to April while lasted over 180 days when it was treated from September to October. Because the flupoxam has a high soil absorptivity, a perfected herbicide layer is formed. This results in perfect weeding effect regardless of the presence or absence of thatch. Because the flupoxam has a different mechanism of action from the conventional herbicides such as dinitroanilines, pyridines, and carbamates, it is very effective with the alternative spray. Phytotoxicity symptoms was not observed and/or produced antocyan in new leaves in the landscape trees around the lawngrass by flupoxam treatment.

The impact of urbanization on per capita CO2 emissions (도시화가 1인당 탄소 배출에 미치는 영향)

  • Hwang, Minsup;Lee, Eungkyoon
    • Journal of Environmental Impact Assessment
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    • v.25 no.5
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    • pp.307-318
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    • 2016
  • This research examines the impacts of urban population growth on per capita $CO_2$ emissions with particular focus on the interaction effect between urbanization and income levels. Employing the Panel Fixed Effects model together with the Pooled LS and Panel GLS models, the research reported here analyzes the relevant data on 84 countries. The statistical results show a nonlinear(an inverted-U) relationship between urbanization and per capita $CO_2$ emissions; that is, while the urban agglomeration leads to increases in per capita $CO_2$ emissions for low income countries, this adverse impact does not hold true for high income countries. The research findings can contribute to addressing broad issues of urban compactness and patterns of energy consumption that should be considered by those concerned about the sustainable urban development.

Effects of cobble shape on coefficient of drag force (항력계수에 미치는 호박돌 형상의 영향)

  • Park, Sang Deog;Yoon, Min Woo;Yoon, Young Ho
    • Journal of Korea Water Resources Association
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    • v.50 no.6
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    • pp.419-427
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    • 2017
  • In mountainous rivers, the drag force acting on cobbles abundant in the riverbed surface is important in predicting behavior and response of the river. However there is little research for the drag coefficients of cobbles. This paper is to carry out the experiments for drag force of cobble and analyze the relation between the cobble shape and the drag coefficient. The effects of the shape factor on the drag coefficients $C_D$ when the long axis or the short axis of the cobbles are parallel to the direction of flow velocity were analyzed. The coefficient of drag force increased with the nominal diameter Reynolds number $R_{ep}$. The drag coefficients are greater in short axis than long axis. The coefficient of determination of the relation between $C_D$ and $R_{ep}$ is greater in long axis than short axis. This means that the drag forces acting on the irregularly-shaped cobbles depend on the axis. A change of the drag force distribution has brought about the alternative swing of cobbles. For $R_{ep}$ > 12,000, the amplitude of the swing has been increased sharply and especially was greater in short axis than long axis.

A Note on Sometimes Pooling Rules (때때로 풀링의 규칙에 관한 소고)

  • Lim, Yong-Bin
    • The Korean Journal of Applied Statistics
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    • v.21 no.4
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    • pp.615-620
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    • 2008
  • In engineering experiments, 'Sometimes Pooling Rules' to remove insignificant terms from the model has been implemented to increase the power of detecting the small size of main effects when the preliminary test of higher order interaction effects declare to be insignificant. In this note, we review the sometimes pooling rules in the literature and also study the probability of the length of 95% confidence interval of ${\mu}_1-{\mu}_2$ of the comparison of two independent samples being shorter than that of the paired comparison at the various level of significance ${\alpha}_1$ of the preliminary test and the insufficient number of blocks n in [2,13], given the block effects being pooled to the error term. This study supports that the sometimes pooling results in the power improvement of the main effects.