• Title/Summary/Keyword: 경제적 준비도

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The Effects of Preparation for Aging of the Elderly on Life Satisfaction & Mediating Effects of Social Support (노인의 노후준비가 삶의 만족도에 미치는 영향과 사회적 지지의 매개효과)

  • Song, kee-young;Lee, sang-ju;Roh, sang-eun
    • Proceedings of the Korea Contents Association Conference
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    • 2019.05a
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    • pp.295-296
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    • 2019
  • 본 연구는 노인의 삶의 질 향상에 대한 관심으로부터 출발하여 인구의 고령화에 따라 늘어난 노후에 대한 준비로 삶의 만족도 수준을 높이는 것을 궁극적인 목표로 삼았다. 이를 위해 노후준비의 하위 유형을 신체적 노후준비, 경제적 노후준비, 정서 사회적 노후준비로 구성하여 이를 다중 독립변인으로 설정하였다. 또한 사회적 지지를 매개변인, 삶의 만족도를 종속변인으로 하여 각 변인 간 구조적 관계를 밝히고, 노후준비의 하위 유형과 삶의 만족도 간 사회적 지지가 매개효과를 갖는지 검증하고자 하였다. 본 연구의 대상은 국민노후보장패널(Korean Retirement and Income Study: KReIS) 3차 및 5차 부가조사 자료로부터 추출한 65세 이상의 노인 4,058명이다. 자료 분석을 위해서는 SPSS 25.0과 SPSS PROCESS macro v2.16을 활용하였다. 연구결과 노후준비의 하위 유형 중 정서 사회적 노후준비는 삶의 만족도에 유의미한 직접효과를 발생시켰을 뿐만 아니라, 사회적 지지의 매개를 통해서도 삶의 만족도에 영향을 미치는 결과를 보였다. 이러한 연구결과를 바탕으로 노인의 삶의 만족도를 달성하는 데 중요한 변수인 정서 사회적 노후준비와 사회적 지지 제고를 위한 사회복지 정책 및 실천적 방안을 제언하였다.

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A Study on the Influencing Factors of Baby Boomer's Reemployment Intention Using Extended TPB Model -Including the Moderating Effect of Personal Characteristics- (확장된 TPB 모형을 활용한 베이비부머의 재취업 의도 영향 요인에 관한 연구 -개인 특성의 조절 효과를 포함하여 -)

  • Yune, Byung-Hwa;Lee, Sang-Jik
    • Journal of Digital Convergence
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    • v.19 no.5
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    • pp.117-126
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    • 2021
  • This study analyzed the factors influencing baby boomers' reemployment intentions. The extended Theory of Planned Behavior(TPB) as a research model used in this study. The extended TPB added outcome expectations and economic preparation as independent variables. Personal characteristics were set as a moderating variable and reemployment intention was set as a dependent variable. Based on the questionnaire survey of 250 baby boomers for the established research model, an empirical test was conducted through regression analysis. The results of empirical testing are as follows. Attitude, perceived behavioral control, and outcome expectations had a significant positive (+) effect on the baby boomer's reemployment intention. On the other hand, economic preparation had a significant negative (-) effect. Social norms have not been tested for significant influence relationships. Among the significant variables, economic preparation was found to have the greatest influence. The results of moderating effect of personal characteristics, both agreeableness and conscientiousness were found to play a role in moderating between attitudes and reemployment intention, between outcome expectations and reemployment intention. Based on these research results, academic and practical implications for the baby boomer's reemployment were presented.

Determinants of Pastors' Economic Preparations for Old Age (목회자의 경제적 노후 준비 결정요인)

  • Song, Chang-Kook
    • Korean Journal of Social Welfare
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    • v.61 no.3
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    • pp.29-54
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    • 2009
  • This study is intended to figure out determinants affecting the economic preparations for old age of pastors from major four protestant associations having a church ministerial pension system: the General Assembly of Presbyterian Church in Korea (GAPCK), the Presbyterian Church of Korea (PCK), the Presbyterian Church in the Republic of Korea (PROK), and the Korean Methodist Church (KMC). Thereby, it conducted a survey to 452 pastors from the four religious associations in Korea. The followings sum up the results of this research. First, it was shown that the conventional idea that there is no need for pastors to prepare for their old age or their preparations for old age imply disbelief had been diminished. Second, there were few pastors who had made economic preparations for their old age privately. Third, associations adopting a compulsory church ministerial pension system were PCK, PROK, and KMC indicating a high occupation of more than 75% whereas GAPCK with an optional system showed a very low percentage of 11.5%. Fourth, with regard to the national pension system, the associations except for PROK (61.8%) had more non-enrolled pastors (53.3%), and they responded economic difficulty as the biggest reason for the unenrollment. Fourth, determinants affecting their economic preparations for old age were academic career, total income, church independency, church reserving, and national pension enrollment. Fifth, among the pastors from the four associations, the ones of PROK prepared for their old age best in consideration of GAPCK. According to the results of this paper, the most critical determinant affecting pastors' economic preparations for old age was total income. Pastors with higher income can make church ministerial pension, national pension, and private preparations while the ones with lower income cannot afford for public as well as private preparations; that is, there exists a polarization phenomenon in pastors' economic preparations for old age. Therefore, it is necessary to make devices to narrow the income gap between pastors in religious associations. Second, even in the associations having a compulsory church ministerial pension system, many pastors were not insured, so it is needed to reform or improve the pension system. Third, it is also required to better the national pension system and change the recognition on it.

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A Study on the Effects of Baby Boom generation' Leisure and Preparation for Old Aged on life satisfaction and moderated regression for Spouse support (베이비부머의 여가활동과 노후준비가 삶의 만족도에 미치는 영향과 배우자 지지의 조절효과에 대한 연구)

  • Jung, Eun-Kyung;Kim, Jong-Keun
    • Journal of Digital Convergence
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    • v.15 no.10
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    • pp.501-512
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    • 2017
  • The purpose for this study was to figure out the effect factors of baby boom generation' leisure and preparation for old aged on life satisfaction and moderated regression for spouse support. A survey of baby boom generation who are living in Seoul and metropolitan areas was conducted 406 collected data. The results are as follows. First, Leisure had influences on life satisfaction. Second, Preparation for old aged and independent leisure had a positive effect on life satisfaction. Third, Preparation for old aged had mediate leisure on the effect on life satisfaction. Fourth, spouse support. had moderated regression leisure on the effect on life satisfaction. Fifth, Moderated regression for spouse support. had a negative effect on life satisfaction mediated economic preparation for old aged and had a positive effect on life satisfaction mediated physical preparation for old aged.

Degree of Recognition and Preparation for the Old Age Life of Public Servants (공무원들의 노후생활에 대한 인식 및 준비정도)

  • Park, Hyun-Suk;Lim, Jung-Do
    • The Journal of the Korea Contents Association
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    • v.12 no.12
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    • pp.248-260
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    • 2012
  • This study has focused on the degree of recognition and preparation for the old age life of public servants. The subjects of this research were 731 middle-aged public employees in Pusan, Ulsan, Kyeong-Nam Province. The data were collected using a self-administrated questionnaire. The following results were obtained. First, 67.2% respondents were women. Over 45-years old were 28.4%, Middle level quality of life were 46.1%, Over 20-years career were 26.7%, Administration staffs were 33.4%, and 7th grade were 31.9%. Second, In Recognition for the old age life, Respondents and their spouse have the primary responsibility of the dependent elderly. Preferred life area was suburban rural area. The order of anticipated problems of the old age life was financial problem, health problem, and leisure activity. Third, Actually, in preparation for the old age life, the order of respondents preparation was financial stability, health, and leisure activity. Forth, In the satisfaction degree of public pension for the old age life, the order of respondence was insufficient (56.0%), appropriate (17.2%), and ignorant(26.8%).

Effects of Recognition of Elderly Education on Provision for Old Age among Middle-Aged and Aged People in Korea (한국 중고령자의 노인교육이 노후준비에 미치는 영향)

  • Hong, Seok-Tae;Yang, Hae-Sool
    • The Journal of the Korea Contents Association
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    • v.8 no.5
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    • pp.287-299
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    • 2008
  • The purpose of this study is to analyze the statistical data to get the government to have positive recognition of education for middle-aged and aged people about provision for old age after retirement and present a model of policy direction of realistic elderly education for middle-aged and aged people and an ideal program for middle-aged and aged people in Korea. Such an empirical research obtained the following results. First, as for effects of recognition of the need of elderly education and the desire to participate in elderly education on provision for retirement, the need of elderly education and the desire to participate in elderly education were found to have effects. Second, as for effects of the level of retirement expectation on provision for retirement, new departure, career completion, and continuous expectation were found to have effects. Third, as for mediating effects of retirement expectation in terms of effects of recognition of the need of elderly education and the level of desire for participation, the need of elderly education has retirement expectation partly affect physical, psychological, and economic preparation. As for the desire to participate in elderly education, expectation of retirement had completely mediating effects on physical preparation and partly mediating effects on psychological and economic preparation. Fourth, the need of elderly education, the desire for participation, retirement expectation, and recognition of provision for retirement by general properties were found to have statistically significant results in terms of gender, age, occupation, and educational background.

Effects of Old Age Preparation of Baby Boomers Give Dependents Awareness of Parent (베이비부머의 노후준비가 부모부양 의식에 미치는 영향)

  • Park, Keun-Soo;Kim, Tae-Il
    • The Journal of the Korea Contents Association
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    • v.16 no.2
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    • pp.467-479
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    • 2016
  • The purpose of this study is to check effects on the awareness of parents supporting in their self retirement preparation of the baby boomer generations who have faced relatively bad situation in this era considering the reality of great changes brought in the parents supporting spirit which was regarded as family and individual responsibility due to the rapid industrialization and urbanization. In the result of this study, some points such as religious, living status and monthly average earning show meaningful result and also all of the colligation in the retirement preparation standard concerning economic living life, health life, leisure time, family life, dwelling life and leisure life shows most significance probability of .001(*p<0.05) and retirement preparation standard relative to economic life indicates significance probability of .005(*p<0.05). Eventually this result shows that the higher people have retirement standard, the higher parents supporting sprit they have. So I would like to suggest some policy advices on the basis of this study. First stable supporting policy on their dwelling life should be assisted by differential methods, secondly social programs aid for leisure life through social activities like volunteer work are required, further more national based policy supports for youngsters are considered in order to reduce economic daily life on their economic activities.

Employment and Wage Effects of the Duration of Leave of Absence from College (대학 휴학기간의 취업 및 임금효과)

  • Jeong, Su Yeon;Park, Ki Seong
    • Journal of Labour Economics
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    • v.36 no.3
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    • pp.1-27
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    • 2013
  • This paper estimates the employment and wage effects of the duration of leave of absence for job preparation activities and the duration of leave of absence due to economic difficulties by using the first wave of the Graduates Occupational Mobility Survey of 2009 (2009GOMS1). The employment probability and wage increase by 1.6 percentage points and 4.0 percentage, respectively, with a month of the duration of leave for job preparation activities. The employment probability and wage decrease by 3.6 percentage points and 7.2 percentage, respectively, with a month of the duration of leave due to economic difficulties.

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The Effects of Veterans' Perception of Old age on the Preparation for Old Age Plan (예비 전역자의 노후생활인식이 노후설계준비에 미치는 영향)

  • Yang, Tae-Ho;Lim, Wang-Kyu
    • The Journal of the Korea Contents Association
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    • v.14 no.10
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    • pp.137-150
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    • 2014
  • This study analyzes the perception of the old age life effects on the preparation for old age plan for veterans who are somewhat isolated from our society in spite of the increasing importance of the old age plan due to the rapid population aging society in Korea. The result of the study shows that meaningful differences in terms of characteristics of sociology of population are rank, level of education, religion, composition of family members in old age life plan in two parts(economic, leisure), whereas only property in physical part has a meaningful difference. That indicates the result was reflected by the character of military. The study on how veterans' perception of the old life affects the old age plan applied two contrasting factors - 'the successful perception of old age life' and 'the perception of expected matters in old age'. That represents those factors(economic, leisure) made positive effects on preparation for old age plan, but not in physical part. 'Expected perception of matters' made regulation effect, but 'success of old age perception' didn't in terms of regulation effect of learning activity as part of the veterans vocational training programs.

Effects of the Preparation for the Old Age and Social Networks on Enterpreneurial Intentions (노인준비와 사회적네트워크가 창업의지에 미치는 영향)

  • Kim, Eun Kyoung;Kang, Young Sook
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.11 no.5
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    • pp.105-115
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    • 2016
  • The purpose of this study was to analyze the influencing relationships among the preparation for the old age, social networks, and the enterpreneurial intention of the potential enterpreneurs. 305 numbers of structured questionnaires were collected from the potential enterpreneurs and analyzed through SPSS WIN 21.0 using frequency, validity test, t-test, ANOVA, and regression analysis. The result are as follows. Firstly, the effects of the emotional and economical preparation for the old age on the entrepreneural intention of the potential enterpreneurs were shown as negative. Secondly, the social networks affects the enterpreneural intention of the potential enterpreneurs negatively.

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