• Title/Summary/Keyword: 거래편의성

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A Study on the Quality Requirements of Administrative Data Using Statistical Purposes (행정정보의 통계적 활용을 위한 품질요건에 관한 연구)

  • Jang, On-Soon
    • Journal of Digital Convergence
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    • v.12 no.6
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    • pp.43-53
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    • 2014
  • This study aims to improve the openness of administrative data and to make extensive use of it in the academic and policy development, analyzing the quality requirements as the users' view of administrative data using statistical purposes. Conducted the exploratory analysis on the case of the Transaction-based Price Index of Housing, applying the administrative data of Realestate Transaction Management System in Korea, based on Denmark's 7 quality indicators for the statistical use of administrative data. According to the results of this study, the administrative data could improve the efficacy of the policy by facilitating the collection of the statistical data which help analyzing the actual market situations. On the other hand, the data have some constraints in adding the required items to producing the statistics, or improving the timeliness problem, due to the characteristics focused on the civil service.

A Study on Acceptance Factors of Financial Mydata Service from Information Security Perspectives (정보보호 관점의 금융 마이데이터 서비스 수용 요인에 관한 연구)

  • Lee, Seok Ho;Bae, Chang Hang
    • The Journal of Society for e-Business Studies
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    • v.27 no.2
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    • pp.137-152
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    • 2022
  • Consumers' enhanced intention to adopt the Mydata service or their voluntary provision of personal information is a very essential element in the stable growth of the Mydata industry along with the creation of corporate values. The growing leakage of customer information according to the rising value of data can have negative impacts on the use of Mydata service and shrink quality custom service needs based on the personal information provided by financial consumers. This study set out to identify security risks that financial consumers could recognize and security factors that could supplement them and investigate the effects of these security factors on consumers' intention to adopt the Mydata service, thus providing useful implications for increasing the acceptance of financial consumers and finding a strategy to expand safe utilization. The findings raise a need to guarantee the stability and transparency of information provided by customers as information subjects, and they should be essential requirements for the Mydata service. The security factors applied to guarantee them should include convenience in terms of financial service.

A Design of Group Signature Based Vehicle Payment Protocol to Ensure Vehicle Anonymity (차량 익명성을 보장하는 그룹 서명기반 차량용 결제 프로토콜 설계)

  • Chung, Myung-woo;Kim, Seung-joo
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.29 no.4
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    • pp.753-773
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    • 2019
  • CV(Connected Vehicle) technology provides safety-related services and user convenience-related services to vehicle. Safety-related services can cause privacy problem by continuously transmitting vehicle information to nearby vehicles or base stations. Therefore, safety-related services should provide vehicle anonymity for privacy protection. However, if convenience-related services such as payment services fail to provide vehicle anonymity, driver information related to safety-related services may also be leaked. In this paper, we design a payment protocol based on ECQV(Elliptic Curve Qu-Vanstone) impicit certificate and group signature that provides BU-anonymity and traceability. The proposed payment protocol makes it impossible to track vehicles from payment transactions history by separating roles of payment system components. Moreover, we define the security requirements that the vehicle payment protocol must satisfy and show that the protocol satisfies the requirements.

The Specification and Verification of Security Protocols on E-commerce System Using AVISPA (AVISPA를 이용한 전자상거래 시스템의 보안 프로토콜 명세 및 검증)

  • Jeong, Yeon-Oh;Kim, Joo-Bae;Kim, Hyun-Seok;Choi, Jin-Young
    • Proceedings of the Korean Information Science Society Conference
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    • 2008.06d
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    • pp.32-36
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    • 2008
  • 최근 인터넷을 이용한 전자상거래(e-commerce)가 확산되면서 많은 편의를 제공하고 있다. 하지만, 인터넷을 통한 거래는 개인정보의 유출이나 주문 및 지불 정보의 유출 등의 취약점들에 대한 보안상의 요구를 만족하면서도 사용자들이 접근하기 쉽고 사용하기 편리해야 한다는 점에서 이중적인 어려움을 가지고 있다. 본 논문에서는 현재 전자상거래에서 사용되고 있는 보안 프로토콜들의 문제점들을 분석하고 이를 보완한 새로운 보안 프로토콜을 제안한다. 그리고 제안된 프로토콜을 정형검증 툴인 AVISPA를 이용하여 명세 및 검증함으로써 안전성을 검증한다.

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FIDO 기반 핀테크 인증 기술

  • Kim, Su-Hyeong
    • Information and Communications Magazine
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    • v.33 no.2
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    • pp.59-65
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    • 2016
  • 최근 급격하게 확산되고 있는 핀테크 서비스는 다양한 분야의 사람들로부터 관심을 받고 있다. 기존 금융거래 프로세스에서 경험했던 불편함과 비효율을 개선하여 소비자와 기업 모두에게 편리성과 비용절감이라는 혜택을 제공하고, 새롭게 재편되고 있는 금융 산업에 참여할 기회를 제공하기 때문이다. 그러나 핀테크 서비스가 가져다 줄 혜택과 기회는 완벽한 보안에 기반하지 않으면 엄청난 피해를 야기할 수 있다는 우려도 존재한다. 본고에서는 핀테크 보안 기술 중 최근 급격히 관심을 받고 있는 FIDO (Fast IDentity Online) 인증 기술에 대해 살펴보고자 한다. 편의성과 보안성 측면에서 한계를 갖고 있던 기존 인증 기술들이 핀테크 서비스를 확산시키는데 장애가 되었다면, 최근 도입되기 시작한 FIDO 기술은 편리하고 강력한 인증을 제공하여 사용자와 기업 모두의 관심을 얻는데 성공하고 있는 것으로 보인다. 본 고에서는 FIDO 기술을 간단히 설명하고, FIDO 기술을 활용한 응용 보안 기술을 소개하고자 한다. 또한 FIDO 기술의 향후 발전 방향에 대해 현재 진행 중인 표준화 내용을 중심으로 살펴보고, 해외에서 활발히 진행되고 있는 연구들을 통해 핀테크 인증 기술의 발전 방향을 전망하고 결론을 맺는다.

The Implementation of a Market app based on a user notification using the Google Cloud Messaging method (구글 클라우드 메시지 기법을 이용한 알림 장터 앱의 개발)

  • Kim, Yu Cheol;Kim, Young Sin;Yoon, Ju Seung;Kim, Dong Hyun
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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    • 2014.10a
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    • pp.434-437
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    • 2014
  • 현대인들의 생활필수품인 스마트 폰을 이용한 전자상의 거래가 날이 갈수록 활발해지고 있다. 스마트 폰을 이용하여 실시간으로 물품을 구매 혹은 판매하며 자신이 원하는 물품을 검색하는 행위가 급증하고 있다. 그러나 구매하고자 하는 물품이 즉시 검색이 안 되면 해당 물품이 등록되기 전까지 구매자는 지속적으로 검색을 수행해야 하는 문제가 있다. 이 논문에서는 사용자가 원하는 물품에 대한 정보를 이용하여 실시간으로 사용자에게 물품의 등록여부를 알려주는 서비스를 제공함으로써 사용자에게 편의성을 제공한다.

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Volunteering system using block chain and reverse auction (블록체인을 활용한 역경매 봉사활동 관리시스템 설계)

  • Kim, Sea Woo
    • The Journal of the Convergence on Culture Technology
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    • v.5 no.1
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    • pp.435-441
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    • 2019
  • While block chain technique usage is wide spread over many areas, volunteering system is another subject in use. In this paper, we propose reverse auction and block chain technique in volunteering matching system. Detailed process on each step of system are suggested. Pros and cons of our new system are also discussed.

Smart modular robot with cart attached using AI algorithm (카트 부착 스마트 모듈형 로봇)

  • Jeong, Hee-cheol;Son, Young-woo;Kim, Eun-Ho;Kim, Tak-Yun;Moon, Jae-Hyun
    • Proceedings of the Korea Information Processing Society Conference
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    • 2021.11a
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    • pp.1136-1139
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    • 2021
  • 쇼핑카트 부착 모듈형 로봇 'Cart-Rider'는 어드미턴스 제어를 통한 사용자의 힘 보조 기능, 딥러닝을 활용한 네비게이션 기능, GPS 를 활용한 도난 방지 기능을 제공하는 로봇으로 대형 마트에서 발생하는 안전사고 및 쇼핑카트 도난을 예방하는 동시에 사용자에게 편의성을 제공하는 로봇이다. 또한 여러 대를 겹쳐서 보관하는 기존의 카트 시스템을 유지하고 탈부착이 용이하도록 하드웨어를 제작하여 환경에 영향을 주지 않고 유지 및 보수가 용이하도록 제작했다.

Study on Mobile OTP(One Time Password) Mechanism based PKI for Preventing Phishing Attacks and Improving Availability (피싱 방지 및 가용성 개선을 위한 PKI기반의 모바일 OTP(One Time Password) 메커니즘에 관한 연구)

  • Kim, Tha-Hyung;Lee, Jun-Ho;Lee, Dong-Hoon
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.21 no.1
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    • pp.15-26
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    • 2011
  • The development of IT technology and information communication networks activated to online financial transactions; the users were able to get a variety of financial services. However, unlike the positive effect that occurred on 7 July 2009 DDoS(Distribute Denial of Service) attacks, such as damaging to the user, which was caused negative effects. Authentication technology(OTP) is used to online financial transaction, which should be reviewed to safety with various points because the unpredictable attacks can bypass the authentication procedure such as phishing sites, which is occurred. Thus, this paper proposes mobile OTP(One Time Password) Mechanism, which is based on PKI to improve the safety of OTP authentication. The proposed Mechanism is operated based on PKI; the secret is transmitted safely through signatures and public key encryption of the user and the authentication server. The users do not input in the web site, but the generated OTP is directly transmitted to the authentication server. Therefore, it is improvement of the availability of the user and the resolved problem is exposed from the citibank phishing site(USA) in 2006.

Security and Trust on Non-Contact Financial Transaction (금융보안과 신뢰가 비대면 금융거래에 미치는 영향)

  • John, Yong-Jean
    • Journal of Digital Convergence
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    • v.19 no.7
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    • pp.147-154
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    • 2021
  • The pandemic age came to us after the COVID19 broke out in the early of 2020, which resulted in many changes in our everyday life. One of the changes is non-contact transactions in economic activities, especially contact-free financial transactions are ever-increasing activities in the pandemic age. In non-contact financial transactions, security and trust are important issues that users are concerned about the most. So the paper examines how security and trust have effects on the attitudes of bank customers who use mobile banking applications on their smartphones. The study conducted factor ananlysis to extract research constructs using survey data gathered during Nobember of 2020 through February of 2021 across the nation. After extracting the constructs, the study checked validity, sampling adequacy, and internal reliability with KMO, Bartlett's test, and Crombach Alpha respectively. To make sure the purpose of the study, I do regression analysis. All factors of attitude had impacts on willingness on both of transactions and purchasing financial products. The results could give guidelines banks which want to attract more customers in open-banking environment through ever-more secure and trusty mobile banking application.