• Title/Summary/Keyword: 개인소득

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Global Comparison for Personal Asset Management by Old Age People in Korea (한국 노년기 자산관리의 국제비교)

  • Kim, Byoung Joon
    • International Area Studies Review
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    • v.21 no.1
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    • pp.221-243
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    • 2017
  • In this study, I examine overall conditions and problems of personal asset management processes by the old age people in Korea from the global perspectives. Major recommended policy implications for those are as follows.. First, the IRR (income replacement ratio) of public pensions in Korea is found to rank nearly the lowest among the OECD member countries. The relatively low fund performance compared to that of developed countries as well as this low IRR can be pointed out as major problems of public pension in Korea. It is recommended to reinforce specialty in fund management as a top priority to solve out these problems related with public pensions in Korea. Second, it is needed to set retirement pensions to be mandatory for almost all the firms in Korea to substitute for the above lower IRR of public pensions and to recover from the highest elderly poverty ratio among the OECD countries. Third, it is required to discuss about the expansion of tax refund policy application in the individual pension sector and many financial investment products under the correction of current budget control to motivate voluntary subscription for individual pension planning and to stabilize elderly lives of ordinary people in Korea. Fourth, it is required to induce market mechanism in controling price and longevity risk of reverse mortgages for the long-run sustainability.

The Role of Participation in Arts and Cultural Activities in the Determinants of Happiness (행복결정요인에 대한 문화예술 활동참여의 역할)

  • Lee, Hakjun;Heo, Shik
    • Review of Culture and Economy
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    • v.21 no.3
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    • pp.3-30
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    • 2018
  • The purpose of this study is to investigate the effects of participation in cultural activities on happiness. The empirical results show that participation in cultural activities has a positive impact on individual happiness, because cultural activities cause entertainment and social contacts with people. Furthermore, the levels of income and education are analyzed by dividing them into high and low groups. Noteworthy is that the low-income and less-educated groups show lower participation in cultural activities than those in the high-income and well-educated groups, But the utility magnitude gained through cultural activities is higher. This implies that opportunity costs arising from financial and time constraints are greater in the low-income and less-educated groups than in the high-income and well-educated groups. Finally, for the low-income group, the marginal utility is reduced when spending on cultural activities exceeds certain levels, which means there exist a budget constraint for the low-income group.

한국 기혼부부의 가사노동분업

  • Eun, Gi-Su
    • Korea journal of population studies
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    • v.32 no.3
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    • pp.145-171
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    • 2009
  • 이 연구는 한국 기혼부부가 가사노동을 어떻게 분담하고 있고, 가사노동시간의 배분에 영향을 미치는 요인이 무엇인지 검증하고 있다. 개인적인 차원에서 부부인 남성과 여성이 어떻게 가사노동을 분담하는지 밝히기 위해 성 이데올로기론, 시간제약이론, 상대적 자원이론 등 세 이론을 검토한 후 가설을 설정하였다. 가설을 검증하기 위해 2004년 생활시간조사 자료 가운데 현재 결혼해서 부부가 함께 한 가구에서 살고 있는 경우만 추출하고 부부의 자료를 하나의 레코드로 변환하여 부부의 가사노동분업에 영향을 미치는 요인을 검증하였다. 연구결과 성 이데올로기론에서 나온 성역할에 관한 태도는 남성이나 여성 모두 가사노동시간을 결정하는 데 영향을 미치지 않는 것으로 나타났다. 성역할에 관한 태도나 가치가 가사노동이라는 행위에 영향을 미치지 않는 것이다. 그러나 시간제약이론에 따라 설정된 상대적 노동시간은 남성과 여성의 가사노동시간에 큰 영향을 미친다. 이 변수가 들어간 모형의 설명력이 특히 여성의 경우 높게 나타나고 상대적 노동시간이 가사노동시간에 미친 영향은 남성과 여성 모두에 유의미하고 영향은 남성과 여성 모두 비선형적인 형태를 나타낸다. 반면에 상대적 자원이론에 따른 상대적 소득의 효과는 남성의 경우 여성의 소득이 증가하면 남성의 가사노동 참여가 꾸준히 증가하는 현상을 나타내며, 여성의 경우는 일단 여성의 소득이 있게 되면 소득의 다과에 관계없이 일정하게 가사노동을 줄이는 것으로 보인다.

Implementation of Wellness Information Analysis Algorithm Using Personalized Wellness Management System (개인맞춤형웰니스 관리 시스템을 위한 웰니스 정보 분석 알고리즘 구현)

  • Kim, Hyun-Joo;Park, Seok-Cheon
    • Annual Conference of KIPS
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    • 2013.11a
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    • pp.599-602
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    • 2013
  • 국민소득 수준 향상과 더불어 개인의 행복 추구에 대한 요구가 증대되고 있으며 스마트폰 확산에 따른 사회적 생활환경이 개인 중심으로 급격한 변화가 이루어지고 있다. 이에 따른 개인화, 고령화된 미래사회에서 요구될 융합 환경에 맞는 개인맞춤형웰니스 서비스가 요구되고 있다. 따라서 개인의 라이프 스타일을 포함한 개인화웰니스기록의 체계적 분석과 모니터링 및 맞춤형 서비스를 실현하는 스마트 웰니스 서비스 시스템을 제안하고자 한다. 본 논문에서는 일상생활에서 중요하게 사용되는 개인화웰니스기록을 활용하여 이에 대한 서비스를 제공하는 개인맞춤형웰니스 관리 시스템을 설계 및 구현하고자 한다.

Father's Education and Inequality in Korean Labor Market (아버지 학력과 노동시장 불평등)

  • Cho, Woo Hyun
    • Journal of Labour Economics
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    • v.27 no.2
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    • pp.67-89
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    • 2004
  • In this paper, I examine the impacts of father's education, a proxy for family wealth and income, on the individual's education, occupational choice and labor force status. I find that father's education influences the level of individual educational investment and occupational choices directly, whose findings are quite different from those of Blau and Duncan(l967) and Phang and Kim(2000). I also find that father's higher level of education induces an individual to withdraw from the labor force, which results in erosion of inequality among family. Therefore I argue that the inheritance of inequality in family wealth tends to persist, while the erosion of inequality proceeds, as well.

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Analysis of Trip Generation Behavior Based on the Multiday Travel Data (일기식 개인통행행태를 고려한 통행발생 예측)

  • 민연주
    • Proceedings of the KOR-KST Conference
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    • 1998.10a
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    • pp.73-82
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    • 1998
  • 본 연구의 목적은 일주일간 조사된 개인통행행태를 고려한 각 특성별 통행발생예측 방법을 제시하는데 있다. 이를 위하여 일주일간 통행빈도수의 차이를 고려한 집단간 차이를 검정하고, 그 원인을 분석하여 이에 따른 특성별 개인 통행발생예측 모형을 정립하였다. 전체 표본의 각 특성별 개인 내부 변이성을 분석해 본 결과 기간의 차이에 따른 개인 통행행태의 변화는 직업별, 나이별, 성별, 차량소유 유무, 주택소유 형태, 통행목적, 통행수단, 가구원수에 따라 집단간 차이를 보여주었다. 이러한 변수를 이용한 통행발생 예측모형의 분석결과 개인소득이 높을수록, 주책을 자가로 소유한 경우, 자동차를 소유한 경우, 학생일수록, 유직일수록 개인 통행발생량이 많은 것으로 분석되었다. 반면, 아니는 연령대가 높아질수록 통행수가 적어졌다.

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Exploring the Possibility of Management Approach to Basic Income Discussion (기본소득 논의에 관한 경영학적 접근 가능성 탐색)

  • Tag, Dong-il
    • Journal of Venture Innovation
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    • v.5 no.4
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    • pp.179-189
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    • 2022
  • In the face of revolutionary changes in industry, the relationship between labor and income needs to be reconceptualized in the period of social revolution. The absolute decrease in labor due to the absence of labor is caused by automation, smartization, AI, robot labor, etc., which we must accept whether we want to or not. However, while gross social product and capital of the state or society increase, individual income is likely to decrease. During this transformation period, the state or politics must prepare for the problems caused by the decline in individual income. Until now, there have been various levels of discussion on social welfare or social security from the perspective of welfare or assistance. Attempts or studies at the experimental level have been conducted at the level of many countries or local governments and have found positive and negative effects. There is no basic income system that is widely implemented at the national level, and various discussions are taking place from a future-oriented perspective. Therefore, I propose to look at it from a new perspective based on the perspective so far. We explored that it is part of a positive approach to examine the importance and necessity of basic income in terms of working hours, quality of labor, income, quality of life, value of spare time, and work-life balance. The goal is to actively accept the absolute lack of working hours, replacement of mechanical labor, and polarization due to changes in the industry paradigm, and to look at the problems that come from a positive perspective. If we are going to accept it anyway, we should not look at these issues as short-sighted, but prepare them preemptively and establish a primitive plan from a long-term and overall perspective. Smartphones have changed the world over the past decade and have been lost, but wouldn't there be a lot of new discoveries? Shouldn't we think of it as a great opportunity to improve the quality of life through technological changes?

Dividend tax rate, dividend policy, ownership structure, and stock valuation (배당소득세율, 배당정책, 소유구조와 주식가치평가)

  • Ryu, Sung-Yong;Sung-Yeol Ann
    • The Journal of Information Technology
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    • v.7 no.1
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    • pp.1-22
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    • 2004
  • This study examine the effects of changes in the dividend income tax rates, the corporate dividend policy, and the ownership structure on the stock valuation. The empirical findings indicate that : (1)firm's ownership structure is positively correlated with stock return ; (2) the interaction of firm's ownership structure and the dividend policy is positively correlated with stock return ; (3) the interaction of the changes in the dividend income tax rates and dividend policy is correlated with stock return ; (4) the interaction of the changes in the dividend income tax rates and firm's ownership structure is correlated with stock return ; (5) the interaction of the increases in the dividend income tax rates, firm's ownership structure, and the dividend policy is positively correlated with stock return. This suggests that non-taxing of capital gains provide tax shelters to individual investors and investors prefer non-taxing income to dividend income.

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Effects of the Elderly private transfer Income and public transfer Income on life satisfaction and Self Esteem (노인의 공적, 사적이전소득이 삶의 만족도, 자존감에 미치는 영향)

  • Won, Kyeong-Hye;Lee, Sang-Houck
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.16 no.6
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    • pp.3787-3796
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    • 2015
  • The purpose of this study is public and Private transfers in the elderly life satisfaction, self-esteem any influence to understand. Analysis of the frequency analysis, T-test, ANOVA, regression analysis was performed. Study the following points were discussed. First, the elderly public transfer and Private transfers in accordance with life satisfaction, self-esteem was significant. Second, private transfers from children in public transfer income subsidies and the more life satisfaction and self-esteem, respectively. Third, the private sector of private transfers. Individual grants fewer higher self-esteem. Based on these results, the following suggestions were Economic independence of the elderly a chance to increase the self-esteem that was found. Therefore, a more practical and should be supported by specific public transfer system.

Number of Job Offers and Satisfaction (첫 일자리 제안과 직업만족도에 관한 연구)

  • Kim, Hyun Soo;Jung, SeEun
    • Journal of Labour Economics
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    • v.43 no.4
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    • pp.87-116
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    • 2020
  • This study empirically investigates the possible negative relationship between the number of job offers and the job satisfaction in the Korean labor market, using the Korea Labor Income Panel Study, where the number of job offers of young workers are collected in the third wave. Results show that the number of job offers is negatively related to every year job satisfaction, this effect is smaller for higher earning and older individuals, and there is a gender heterogeneity. We discuss that having more job offers does not necessarily increase the workers' utility, which is a general monotonic assumption in the traditional economics. We suggest that having a large number of job offers allowing them to choose the best option can be inefficient itself, and therefore it is better to focus on qualitative matching rather than increasing just the absolute number of job opportunities.

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