• Title/Summary/Keyword: 개인소득

Search Result 407, Processing Time 0.024 seconds

The necessity of developing various convergence financial services in preparation for the aging (고령화에 대비한 다양한 융복합 금융 서비스 개발의 필요성)

  • Choi, Jeong-Il;Ahn, Chang-Yong
    • Journal of Digital Convergence
    • /
    • v.13 no.4
    • /
    • pp.137-146
    • /
    • 2015
  • The aging process in this country is underway at the fastest pace compared to those of the leading countries. On the other hand, preparing for retirement funds is more difficult than before due to the impact of slow interest rate and slow growth. The purpose of this study is to examine the necessity of providing various financial services in preparation for the future aging era. After analizing the various materials and utilizing a survey of the bank employees and the general public, we have found the followings. The replacement rate of this country, 55%, is much lower than the suggested level of World Bank, 75%. Also, the pension ratio in the income after retirement of this country is much lower compared to those of the States and Japan. The most people who participated in the survey needed ₩2,000 - ₩2,990 thousand for monthly living expenses after retirement. For the retirement funds, the higher the age the higher proportion of savings deposits they want, and the lower the age the higher proportion of insurance and pension products they want. Based on these analyses, the necessities of developing financial life planning which includes both financial and non-financial sides, retirement funds management according to age, revitalization of housing pension and developing diverse retirement funds are suggested.

Preliminary Checklist For Vertical Extension of Elevator in Apartment Buildings (공동주택의 엘리베이터 수직 확장 공사를 위한 사전 검토항목)

  • Park, Jin-Gu;Lee, Chan-Sik
    • Proceedings of the Korean Institute Of Construction Engineering and Management
    • /
    • 2008.11a
    • /
    • pp.813-816
    • /
    • 2008
  • The increasing number of vehicles owned by individuals in association with the rising income resulted in an acute shortage of parking spaces. We are not only seeing a serious traffic congestion arising from the vehicles parked in the streets adjacent to apartment buildings, but also the social issues of not being able to properly prepare for the emergency such as breakout of fires. Although remodeling of old apartment buildings are being discussed in measures to these problems, the research of parking space expansion is still insufficient. In a survey on remodeling of old apartment buildings, over 30 percent of those who answered cited the parking space as the most needed improvement and said they preferred direct entry as a way to expand parking space among lateral underground expansion methods. The direct entry is a method in which one directly enters the apartment house from the parking lot through the elevator and it requires extended operation of elevators. However, because there are no established systematic processes for elevator extension and works of such kinds are not common, elevator extension works are being done in an inefficient manner. In this research we reanalyzed the processes in order to present the items to be examined for more efficient elevator extension works, and through interviews of experts in the field, we produced the examination items by process from the perspectives of management and technology. This research will be used as a reference material for elevator extension works associated with expanding underground parking lot of apartment buildings.

  • PDF

In about Factor of the Crime, According to Industry Recognized Security Increase of Efficiency (민간경비 산업의 범죄성장요인에 따른 효율성 제고방안)

  • Kang, Min-Wan;Ham, Ju-il
    • Korean Security Journal
    • /
    • no.25
    • /
    • pp.1-25
    • /
    • 2010
  • This research aims to provide a solution for the improvement of private security according to the change in criminal environment. The main cause of crime can be found in the anti-functional dimensions including value set disorder, social phenomenon variation, information-based, globalization and urbanization. In this environment, the private security sector has dramatically increased in a quantitative viewpoint, but it is insufficient in a qualitative viewpoint. This paper recognized this problem and demonstrates a solution for improvement through classifying elements of private security into relevant legislation, education institutions, security companies and security associations. The analysis result is a follows: First, motivation and satisfaction rate of escort and security related major has shown to be high. However, respondents evaluated the guard educational institution negatively. Second, the motivation of entering into the private security sector for internal staffs has shown to be positive and sound. However, the job satisfaction rate has shown to be low due to excessive competition, negative perception of occupation and low earning. Third, respondents gave an average mark to the Security Association's management and operation. In addition, the mutual-aid project received the same mark. Negative feedbacks were given to the protection of member's interest and to association operation and policy, while positive feedbacks were given to the degree of member's cooperation towards association policies.

  • PDF

Key Factors in the Growth of Security Market and the future of Korean Security Industry (시큐리티 산업의 성장요인과 국내 시장전망)

  • Lee, Hyun-Hee
    • Korean Security Journal
    • /
    • no.13
    • /
    • pp.383-402
    • /
    • 2007
  • World security market has continuously been growing since the 2000s. The growth rate seems to reach up to 7-8% annually. What is more, Korea is expected to be one of the most rapidly developing markets, Based of this view, this research investigates the principal drivers to have affected on the expansion of Korean security market over the past 20 years. In addition to that, this study also examines the influence of recent changes in the world economy and globalization, socio-demographic change, development of information technology on the future security market. The data reviewed in this study are official crime rates, socio-economic indicators, statistics from the National Police Agency and the business reports of a leading private security company. This study shows that several factors such as rising crime rates, lack of police capacities, national economic growth and rising household income have played important roles in development of Korean market. It is also expected to keep those positive affects on the future market. On the other side, in recent years, the security market seems to be increasingly affected by new social economic changes. Those are impact of last aging society, rapid increase of individual household and women's participation in labor market. These factors seem to increase personal and household needs for security service. World economy, globalization process and development of information technology are also deemed to give rise to social demands for surveillance, monitoring service and security in cyber space.

  • PDF

The Mediating Effect of Sense of Self-control in the Relationship between loneliness and Preparation for Death of Seniors Living Alone (독거노인의 고독감과 죽음준비에서 자기통제감의 매개효과)

  • Yun, Eun-Gyeong;Jo, Yeun-Duk
    • The Journal of the Korea Contents Association
    • /
    • v.20 no.8
    • /
    • pp.438-447
    • /
    • 2020
  • The purpose of this research is to investigate the mediating effect of sense of self-control in the relationship between loneliness and preparation for death of seniors living alone. The research results can be summarized as follows: First, the difference between the feeling of loneliness and the feeling of self-control, depending on the personal trait of the subject was examined. The subjects that are male, have no faith, and have their own houses showed a more intense feeling of loneliness than subjects that are female, have faith, and have their own houses, respectively. Also, the subjects that have their own houses and are engaged in economic activities showed a more intense feeling of self-control. Second, when it comes to the relationship between loneliness and preparation for death, seniors who had been hospitalized and had lower loneliness showed higher levels of preparation for death. Third, the analysis on the effect on sense of self-control revealed that the younger and the lower the loneliness, the higher the sense of self-control. Fourth, such sense of self-control had a partial mediating effect in the relationship between loneliness and preparation for death. Therefore, this research suggested measures to promote activities to prepare for death by decreasing loneliness and strengthening sense of self-control of the elderly living alone.

In-home care Service's Enhance Scheme to the Elderly Patriots & Veterans through the Unity Management with the Regional Social Welfare System (지역사회복지체계와 통합 운영을 통한 고령유공자 재가돌봄서비스 확충 방안)

  • Lee, Jae-Won;Chung, Kyoun-Sup;Lee, Nam-Kuk
    • The Journal of the Korea Contents Association
    • /
    • v.9 no.8
    • /
    • pp.294-308
    • /
    • 2009
  • It is growing a necessity of consideration and management to the relevant policies for the elderly Patriots and Veterans systematically in order to increase the life-supported services since the rapid growth of the aging society. It is difficult to ensure the outcome of cost-effectiveness about the policies because of the residual welfare view and the limitation of the government budget in terms of the traditional Bohun(Korean independent movement activists, veterans and sacrificed advocators for democratization) service, though. In addition, it is not realized the individual activity and daily life-supported services yet to the elderly Patriots & Veterans since the concentration of security income and medical care. Accordingly, it is proper to quest a new Bohun policy from the traditional residual welfare view to universal or ubiquitous welfare service, which will enable them to get the various care service benefit in terms of cost-effectiveness. In this vein, the study is trying to figure out the alternative supply mechanism in-home care service to the elderly Patriots and Veterans; especially, the study emphasizes on the linkage between the regional social welfare service system and Bohun welfare service system.

Effects of Old Age Preparation of Baby Boomers Give Dependents Awareness of Parent (베이비부머의 노후준비가 부모부양 의식에 미치는 영향)

  • Park, Keun-Soo;Kim, Tae-Il
    • The Journal of the Korea Contents Association
    • /
    • v.16 no.2
    • /
    • pp.467-479
    • /
    • 2016
  • The purpose of this study is to check effects on the awareness of parents supporting in their self retirement preparation of the baby boomer generations who have faced relatively bad situation in this era considering the reality of great changes brought in the parents supporting spirit which was regarded as family and individual responsibility due to the rapid industrialization and urbanization. In the result of this study, some points such as religious, living status and monthly average earning show meaningful result and also all of the colligation in the retirement preparation standard concerning economic living life, health life, leisure time, family life, dwelling life and leisure life shows most significance probability of .001(*p<0.05) and retirement preparation standard relative to economic life indicates significance probability of .005(*p<0.05). Eventually this result shows that the higher people have retirement standard, the higher parents supporting sprit they have. So I would like to suggest some policy advices on the basis of this study. First stable supporting policy on their dwelling life should be assisted by differential methods, secondly social programs aid for leisure life through social activities like volunteer work are required, further more national based policy supports for youngsters are considered in order to reduce economic daily life on their economic activities.

Effects of Adult Attachment of Married Employees on Job Motivation: Mediating Effect of Marital Relationship (기혼 직장인의 성인애착이 직무동기에 미치는 영향 : 부부관계의 매개효과)

  • Jeong, Ji-Hu
    • Journal of the Korea Academia-Industrial cooperation Society
    • /
    • v.18 no.2
    • /
    • pp.185-205
    • /
    • 2017
  • The purpose of this research is to examine the relationship between the adult attachment of married employees, their job motivation and marital relationship. For this purpose, a questionnaire survey was carried out with 370 married employees in the Chungnam area as the target from Sep. 10 to Oct. 14, 2016. The collected data was analyzed using SPSS 23.0 using descriptive statistical analysis, the independent sample T-test, ANOVA analysis, Pearson correlation, and structural equation analysis. First, significant differences were revealed in the level of attachment avoidance, satisfaction with the marriage relationship, and job motivation according to the age group, in the level of attachment avoidance and satisfaction with the marriage relationship according to the education level, in the level of attachment avoidance and satisfaction with the marriage relationship according to the marriage period, in job motivation according to the position, in satisfaction with the marriage relationship according to the average household income, and in satisfaction with the marriage relationship according to the work shift pattern. Second, although a significant negative correlation appeared between attachment anxiety and attachment avoidance, a significant positive correlation was found between attachment avoidance and job motivation. Also, although a significant negative correlation appeared between attachment avoidance and marital relationship, a significant positive correlation was found between job motivation and marital relationship. Third, to examine the mediating effect of satisfaction with the marital relationship on the relationship between adult attachment and job motivation, a structural equation analysis was carried out. As a result, the indirect effect of attachment anxiety on job motivation turned out to be significant and its complete mediating effect was confirmed. This suggests that when developing programs to improve job motivation within the workplace or consultative interventions for the enhancement of marital relationships, the above characteristics of individuals should be taken into consideration.

선택 실험법을 이용한 친환경 보일러의 시장 점유율 예측

  • Kim, Mi-Jeong;Bae, Jeong-Hwan
    • Environmental and Resource Economics Review
    • /
    • v.21 no.3
    • /
    • pp.595-625
    • /
    • 2012
  • Recently environment-friendly pellet boilers have interests as emissions of greenhouse gases are regulated internationally and energy security becomes more important to oil addicted countries including Republic of Korea. But the Korean market for pellet boilers is on the initial stage due to the high production costs relative to other conventional boilers. Hence the Korean government has supported financially and promoted the pellet boiler business. In this sense, it would contribute market stratergy and effective promotion policy for both of the government and private companies if we can forecast market shares of pellet boilers appropriately. For this purpose, this study surveyed potential consumers' preferences on pellet boilers among various alternatives using a choice experiment reflecting intangible costs. As the market share of new technology increases, intangible costs decline. According to different intangible cost scenarios, we experimented people's preferences on oil, gas, electric, and pellet boilers. A multinomial logit model was employed to estimate coefficient parameters of common attributes for various alternative boilers. Based on the estimates, we forecasted market shares of individual boilers. We found that as intangible costs decline, the market share of pellet boiler increase substantically while market shares of electric and gas boilers decrease dramatically. The market share of oil boiler did not change significantly. Meanwhile, as people are more rich, more educated, and exposed to advertisement on pellet boilers, the likelihood of choosing the pellet boiler increases.

  • PDF

Development Discourse and Its Representation in Middle School Geography Textbooks (중학교 지리 교과서에 재현된 개발 담론 분석)

  • Cho, Chul-Ki
    • Journal of the Korean association of regional geographers
    • /
    • v.20 no.4
    • /
    • pp.454-472
    • /
    • 2014
  • This study is to analyze the approaches of development discourse and its representation in geography curriculum and textbooks for middle school in Korea. The paper examines the spectrum of development discourse in terms of modernization theory, dependency theory, neoliberalism, grassroots development, sustainable development, postcolonism, post-structuralism and post-development. The findings on geography textbook analysis based on them are as follows. First, Most of the textbooks don't include the definition and operational definition on development and sustainable development. Second, development indicators rely on normal economic indicators like GDP or GNI per capita. HDI that includes GDP per capita, level of education and life expectancy is treated in some of the textbooks, and gender index is never presented. Third, a textbook still uses biased terms such as developed and most developed countries instead of developing countries. Fourth, in plans to solve economic unequality and geographical problems, personal level is treated less than the global, nation and NGOs. Finally, statements on sustainable development contain only intergenerational equity, not intergenerational equity. And approaches on sustainable development are based on technocentric approaches more than ecocentric approaches. Thus geography textbooks should be carefully written on development discourse by authors.

  • PDF