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지속사용의도로 측정한 전략적 마케팅 제휴의 성과 결정요인에 관한 연구: 국내 신용카드 산업을 대상으로

A Study on the Determinants of Strategic Marketing Alliance Performance Measured by Continuous Use Intention : Focused on Korean Credit Card Industry

  • 투고 : 2016.09.12
  • 심사 : 2016.10.07
  • 발행 : 2016.10.31

초록

본 연구는 국내 카드사의 전략적 마케팅 제휴의 성과에 영향을 미치는 요인을 소비자 수준과 기업 수준으로 구분되는 다수준데이터를 통해 분석해 보았다. 이를 위해 국내에 출시된 30개의 제휴카드를 표본으로 선정하여 두 개의 기업요인을 측정하였고, 표본으로 선정된 제휴카드의 회원 610명을 대상으로 세 개의 소비자 요인과 지속사용의도를 측정하였다. 다수준데이터 구조에 적합한 위계적 선형모형(HLM)을 통해 분석한 결과, 제휴카드 혜택, 혜택 정보제공, 제휴사브랜드 등 소비자 데이터로 측정한 요인 모두 지속사용의도에 긍정적 영향을 미친다는 것을 확인하였다. 기업변수 중에는 제휴목표의 적합성 변수가 영향력이 확인된 반면, 제휴사의 마케팅역량은 지속사용의도에 영향을 미치지 않는 것으로 나타났으며, 기업수준의 변수들은 소비자 수준 변수들이 갖는 영향력에 대해 긍정적인 조절효과를 갖지 않는 것으로 확인되었다. 본 연구는 국내 신용카드 산업에 대해 소비자 수준과 기업 수준의 요인들이 갖는 종합적인 영향력을 분석한 거의 최초의 연구로서 관련 연구에 새로운 시각을 제공함은 물론 치열한 경쟁 환경하의 카드사들에게 의미 있는 전략적 시사점을 제시했다는 점에서 그 의의를 찾을 수 있다.

This study analyzes determinants of strategic marketing alliances' performance using 'continuous use intention' of consumers in the Korean credit card industry. Specifically, this study aims to provide comprehensive and synthetic understanding of these factors divided into firm- level and consumer- level variables. Thirty alliance cards were chosen randomly. For firm- level data, managers from the thirty selected cards were interviewed concerning their respective firm and alliance operation. For collection of consumer- level data, 610 card holders from these thirty cards were surveyed concerning card benefits, benefits information, brand image, and continuous use intention. The hierarchical linear model (HLM) was employed to analyze this multi-level data, yielding the following results: First, consumers identified three factors that positively influence continuous use intention. Second, with respect to firmlevel factors, alliance partner's marketing capability is not positively related to intention, whereas fit of alliance goal influences consumer's continuous use of card. Third, contrary to expectation, the positive interaction effects between consumer level variables and firm level variables were found to be not present.

키워드

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