The Korean Journal of Community Living Science (한국지역사회생활과학회지)

The Korean Society of Community Living Science (한국지역사회생활과학회)
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Differences in Retirement Preparation and Asset Type in the Elderly Life of Employees in Their Forties and Fifties

40-50대 직장인의 노후준비와 자산보유 유형

  • Kim, Hyang Sook (Dept. of Home Economics, Graduate School of Dongguk University) ;
  • Park, Myung Sook (Dept. of Home Economics Education, Dongguk University Gyoungju)
  • 김향숙 (동국대학교 대학원 가정학과) ;
  • 박명숙 (동국대학교 사범교육대학 가정교육과)
  • Received : 2015.02.15
  • Accepted : 2015.02.18
  • Published : 2015.02.27
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Abstract

This study investigates the differences in retirement preparation and asset type in the elderly life of employees in their forties and fifties. Retirement preparation showed a score of 3.30, and the emotional preparation dimension of retirement preparations showed a slightly higher score. The retention of guarantee assets(insurance and, national pension) scored higher than other types of assets. There was a high correlation between economic preparation and the type of asset retention. According to the hierarchical regression analysis, economic preparation, monthly income, home ownership, and the education level had significant effects on assets retention, and the explanatory power of these independent variables was 39.7%.

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References

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