Study on the Attitude toward Money by MAS(Money Attitude Scale) and the Dining-out Behavior of Undergraduates

HAS에 의한 대학생의 금전에 대한 태도와 외식 행동에 관한 연구

  • Jung, Hyo-Sun (Department of Culinary Science and Arts, KyungHee University) ;
  • Yoon, Hye-Hyun (Department of Culinary Science and Arts, KyungHee University)
  • 정효선 (경희대학교 조리과학과) ;
  • 윤혜현 (경희대학교 조리과학과)
  • Published : 2008.07.30

Abstract

The purposes of this study were to examine the attitude of undergraduates toward money and the differences in dining-out behavior among three groups of subjects divided by attitude toward money. Self-administrated questionnaires were completed by 387 undergraduates and data were analysed by frequency analysis, chi-square, t-test, one-way ANOVA, factor analysis, reliability analysis, duster analysis and discriminant analysis. Results of study were as follows. There appeared six different attitudes of money among the undergraduates investigated: money as a means of seizing power, money as a life pursuit, money as a tool for rational consumption, money as a barometer of success, money as a cause of anxiety, and distrust. The undergraduates showed several different attitudes of money according to gender, major, age and pocket money. Cluster analysis divided subjects into three groups by attitude toward money : low dependent group, moderately dependent group and high dependent group. Three groups of subjects classified by attitudes of money were different from one another in dining-out behavior as well. The low money-dependent group mainly spent less than 5,000 won on a dining-out, and relied on their own experience and recommendation from others on a dining-out information. In contrast, the high money-dependent group spent 20,000 won or more on dining-out, and the distribution of subjects acquiring dining-out information from various channels in that group was significantly higher than other groups.

Keywords

References

  1. 김덕희, 백경연(2005). 도시 지역 직장인들의 외식행동에 관 한 연구 1 : 일반적인 특성과 외식행동과의 관련성을 중심으로. 한국식품영양학회지, 18(3), 241-253
  2. 김명선(2005). 대학생의 외식실태에 관한 연구. 한국식생활문화학회지, 20(5), 548-553
  3. 김영숙, 이신정(2005). 성인소비자의 화폐태도 유형별 여가 참여 및 만족에 관한 연구. 한국생활과학회지, 14(5), 771-783
  4. 김정훈, 동환숙(2002). IMF 경제 위기 전후 대학생의 돈에 대한 태도와 행동 차이. 한국생활과학회지, 11(3), 237-247
  5. 김정훈, 이은희(2002). 돈에 대한 태도와 가치관 유형에 다른 전라북도 대학생들의 소비가치, 물질주의 태도, 구매 충동. 한국가정관리학회지, 20(6), 121-128
  6. 김희선, 정진은(2001). 서울시내 대학생의 외식행동에 관한 조사 연구. 한국식생활문화학회지, 16(2), 147-157
  7. 박정숙, 차경욱(2003). 대학생 소비자의 돈에 대한 태도 유형 별 의복구매행동. 대한가정학회지, 41(6), 13-28
  8. 우석봉(2006). 돈에 대한 가치관 유형에 따른 금융기관 이용 행동 및 태도. 한국심리학회 논문집 구두 발표, 522- 523
  9. 장재윤(2002). 직무특성의 직무관여 및 조직몰입간의 관계 : 돈에 대한 태도 및 내외동기 지향성의 조절효과. 한국심리학회지(산업 및 조직), 15(3) : 1-22
  10. 정효선, 윤혜현(2007). 식생활라이프스타일에 따른 외식소 비성향에 관한 연구 : 수도권지역 대학생을 중심으로. 외식경영연구, 7(2), 93-117
  11. 차경욱(2007). 대학생의 재무관리행동 유형별 특성 및 재무 지식 수준. 한국가족자원경영학회지, 11(1), 1-20
  12. 허경옥, 백은영, 정순희(1997). 돈에 대한 태도유형별 가계의 저축행동. 소비자학 연구, 8(2), 43-59
  13. 홍은실(2005). 중고대학생의 돈에 대한 태도와 소비행동에 관한 연구 -청소년 단계와 성별 비교-. 한국가정관리학회지, 23(5), 103-121
  14. 홍은실, 황덕순, 한경미(2001). 여자 대학생의 물질주의 가치 성향과 화폐에 대한 태도 및 금전 사용 행동. 한국가정관리학회지, 19(1), 143-158
  15. Bailey, W., & Gustafson, W.(1986). Gender and genderrole orientation differences in attitudes and behaviors toward money. Proceedings of the Fourth Annual Conference of the Association of Financial Counseling and Planning Educators, 11-20
  16. ailey, W., Johnson, P., Adams, C., Lawson, R. J., Williams, P. K., & Lown, J. M.(1994). An exploratory study of the money beliefs and behaviors scale using data form three nations. Consumer Interests Annual, 0, 178-185
  17. Bonsu, S. K.(2008). Ghanaian attitudes towards money in consumer culture. International Journal of Consumer Studies, 32(2), 171-178 https://doi.org/10.1111/j.1470-6431.2007.00639.x
  18. Brief, A., Brett, J. F., Raskas, D., & Stein, E.(1997). Feeling economically dependent on one's job : Its origins and functions with regard to worker well-being. Journal of Applied Social Psychology, 27(15), 1303-1315 https://doi.org/10.1111/j.1559-1816.1997.tb01807.x
  19. Engelberg, E.(2005). The perception of self-efficacy in coping with economic risks among young adults : An application of psychological theory and research. International Journal of Consumer Studies, 31(1), 95-101
  20. Engelberg, E., & SjOberg, L.(2006). Money attitudes and emotional intelligence. Journal of Applied Social Psychology, 36(8), 2027-2047 https://doi.org/10.1111/j.0021-9029.2006.00092.x
  21. Forman, N.(1987). Mind over money. Toronto : Doubleday
  22. Furnham, A.(1984). Many sides of the coin : The psychology of money usage. Personality and Individual Difference, 5(5), 501-509 https://doi.org/10.1016/0191-8869(84)90025-4
  23. Furnham, A.(1996). Attitudinal correlates and demographic predictors of monetary beliefs and behaviors. Journal of Organizational Behavior, 17(4), 375-388 https://doi.org/10.1002/(SICI)1099-1379(199607)17:4<375::AID-JOB767>3.0.CO;2-8
  24. Furnham, A., Kirkcaldy, B., & Lynn, R.(1996). Attitudinal correlates of national wealth. Personality and Individual Differences, 21(3), 345-353 https://doi.org/10.1016/0191-8869(96)00041-4
  25. Gbadamosi, G., & Joubert, P.(2005). Money ethics, moral conduct and work-related attitudes : Field study from the republic sector in Swaziland. Journal of Management Development, 24(8), 754-763 https://doi.org/10.1108/02621710510613762
  26. Gresham, A., & Fontenot, G.(1989). The different attitudes of the sexes towards money : An application of the money attitude scale. Advances in Marketing, 8, 380-384
  27. Hallowell, E. M., & Grace, W. J.(1991). Money styles. In S. Klebanow & E.L. Lowenkopf(Hrsg.), Money and mind (S. 15-26). New York, London: Plenum Press
  28. Hayes, J. V.(2006). Money attitudes, economic locus of control and financial strain among college students. Texas Tech University, Doctoral Thesis, 1-107
  29. Lim, V. K. G., & Teo, T. S. H.(1997). Sex, money and financial hardship : An empirical study of attitudes towards money among undergraduates in Singapore. Journal of Economic Psychology, 18(4), 369-386 https://doi.org/10.1016/S0167-4870(97)00013-5
  30. Lynn, R.(1991). The secret of the miracle economy. London : SAU
  31. McClure, R.(1984). The relationship between money attitudes and overall pathology. Psychology, 21(1), 4-6
  32. Medina, J. F., Saegert, J., & Gresham, A.(1996). Comparison of Mexican-American and Anglo- American attitudes toward money. Journal of Consumer Affairs, 30(1), 124-145 https://doi.org/10.1111/j.1745-6606.1996.tb00728.x
  33. Mitchell, T. R., Dakin, S., Mickel, A. E., & Gray, S.(1998). The Measurement of Money Importance. Paper Presented at the Annual Meeting of the Academy of Management, August, Dan Diego, CA
  34. Mitchell, T. R., & Mickel, A. E.(1999). The meaning of money : An individual-difference perspective. Academy of Management Review, 24(3), 568-578 https://doi.org/10.2307/259143
  35. Olsen, M.(2004). Exploring the relationship between money attitudes and Maslow's hierarchy of needs. International Journal of Consumer Studies, 28(1), 83-92 https://doi.org/10.1111/j.1470-6431.2004.00338.x
  36. Ozgen, O., & Bayog˘ lu, A. S.(2005). Turkish college student's attitudes towards money. International Journal of Consumer Studies, 29(6), 493-501 https://doi.org/10.1111/j.1470-6431.2005.00417.x
  37. Prince, M.(1991). Gender and money attitudes of young adults. Proceeding of the Conference on Gender and Consumer Behavior, 284-291
  38. Richins, M. L., & Dawson, S.(1992). A consumer values orientation for materialism and its measurement : Scale development and validation. Journal of Consumer Research, 19, 303-316 https://doi.org/10.1086/209304
  39. Roberts, J. A., & Jones, E.(2001). Money attitudes, credit card use, and compulsive buying among American college students. The Journal of Consumer Affairs, 35(2), 213-240 https://doi.org/10.1111/j.1745-6606.2001.tb00111.x
  40. Roberts, J. A., & Sepulveda, C. J. M.(1999). Demographics and money attitudes : A test Yamauchi & Templer's(1982) money attitude scale in Mexico. Personality and Individual Differences, 27(1), 19-35 https://doi.org/10.1016/S0191-8869(98)00241-4
  41. Rudmin, F. W.(1990). German and Canadian data on motivations for ownership : Was pythagoras right? Advances in Consumer Research, 17, 176-181
  42. Stinerock, R., Stern, B. B., & Solomon, M. R.(1991). Sex and money : Gender differences in the use of surrogate consumers for financial decisionmaking. Journal of Professional Services Marketing, 7(2), 167-182 https://doi.org/10.1300/J090v07n02_15
  43. Sybrowsky, J. P.(2007). Paths toward impulsive buying : The effect of credit use and debt avoidance on the paths between money attitudes and impulsive buying among U.S. college students. Brigham Young University, Master Thesis, 1-52
  44. Tang, T.(1992). The meaning of money revisited. Journal of Organizational Behavior, 13(2), 197-202 https://doi.org/10.1002/job.4030130209
  45. Tang, T.(1993). The meaning of money : Extension and exploration of the money ethic scale in a sample of university students in Taiwan. Journal of Organizational Behavior, 14(1), 93-99 https://doi.org/10.1002/job.4030140109
  46. Tang, T.(1995). The development of a short money ethic scale : Attitudes toward money and pay satisfaction revisited. Personality and Individual Differences, 19(6), 809-816 https://doi.org/10.1016/S0191-8869(95)00133-6
  47. Tang, T., & Gilbert, P. R.(1995). Attitudes toward money as related to intrinsic and extrinsic job satisfaction, stress and work-related attitudes. Personality and Individual Differences, 19(3), 327-332 https://doi.org/10.1016/0191-8869(95)00057-D
  48. Wernimont, P. F., & Fitzpatrick, S.(1972). The meaning of money. Journal of Applied Psychology, 56, 218-221 https://doi.org/10.1037/h0033107
  49. Yablonsky, L.(1991). The emotional meaning of money. New York : Gardner Press
  50. Yamauchi, K., & Templer, D.(1982). The development of a money attitude scale. Journal of Personality Assessment, 46(5), 522-528 https://doi.org/10.1207/s15327752jpa4605_14
  51. Yang, B., & Lester, D.(2002). Internal consistency of the Yamauchi. Templer money attitude scale. Psychological Reports, 91, 994 https://doi.org/10.2466/PR0.91.7.994-994
  52. Zuckerman, M.(1979). Sensation seeking : Beyond the optimal level of arousal. Hillsdale, NJ : Lawrence Erlbaum Associates