• 제목/요약/키워드: thrift and saving

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전기절약방법의 효과에 대한 소비자인식과 실천행동에 관한 연구 (Consumer Perceptions on the Effects of Electricity Saving Methods and Electricity Saving Behavior)

  • 이성림;박명희;이은영
    • 가정과삶의질연구
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    • 제26권4호
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    • pp.1-11
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    • 2008
  • This study investigated consumers' energy saving behavior and perceptions concerning the effectiveness of their energy saving behavior. A nation wide survey was conducted involving 2000 households in urban areas and the data from 1767 households were used for the analysis. excluding cases with incomplete responses. Descriptive analysis, factor analysis, and regression analysis were applied. The results were as follows. First, electricity saving behavior was classified into three categories: Thrift (reducing energy consumption), Purchase (buying energy saving appliances), and Control (checking the energy consumption). Second, consumers rated Thrift as the best way to save energy. Third, education, age, and household income were significantly related to energy saving behavior and perceptions on the effectiveness of energy saving behavior. Consumers using above average levels of electricity tended not to practice energy saving behavior and not to positively evaluate effectiveness of the energy saving behavior. Lastly, the implications for public policies to promote energy saving behavior are suggested.

대학생 소비자의 라이프스타일에 따른 녹색소비행동에 관한 연구 (Green Consumption Behavior According to the Lifestyles of College Students)

  • 김효정
    • 한국생활과학회지
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    • 제20권6호
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    • pp.1135-1151
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    • 2011
  • This study examined green consumption behavior according to the lifestyles of college students. The data were collected from 314 college students in Yeungnam region by a self-administered questionnaire. Frequencies, Cronbach's alpha, factor analysis, cluster analysis, chi-square tests, one-way analysis of variance, Duncan's multiple range tests, Pearson's correlation analysis, and multiple regression analyses were conducted by SPSS Windows V.18.0. According to the result of factor analysis, lifestyles were categorized into six factors: thrift-saving type, enthusiastic activity type, brand ostentation type, freedom-seeking type, material oriented type, and practice-seeking type. Cluster analysis showed respondents belonged to one of four groups: thrift practice group, indifference group, freedom-seeking group, and material ostentation group. The levels of green purchase behavior, green usage behavior and green disposal behavior of the respondents was not high. The thrift practice group showed higher levels of green purchase behavior, green usage behavior, and green disposal behavior. Finally, according to multiple regression analyses, environmental consciousness, knowledge about green consumption, lifestyle groups were the significant factors affecting green consumption behaviors. These results imply that green consumption education for college students should be activated to induce green life.

여성의 부의 인식에 따른 가계자산증식에 관한 연구 (A Study on the Households Property Increase to the Wealth Recognition of Woman's)

  • 이애련
    • 가족자원경영과 정책
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    • 제13권3호
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    • pp.181-205
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    • 2009
  • The purpose of this study is to investigate some Influencing factors related to the wealth perception and property increase of 519 women in Seoul. The research was conducted from the end of February 15 to the beginning of January 20, 2009. The figures obtained were analyzed by frequency, percentage, mean, x-test, t-test, F-test, chi-square, and Duncan's F-test with SPSS pc+ The major findings of who study are summarized as follows: l.There were significant differences between the wealth recognition (economic plan affirmative and negative perception of wealth) for women according to social and psychological variables; economic plans have a higher value for married women, older women, those who have followed a postgraduate university course, those with higher income and expenditure, higher life satisfaction, and high and middle satisfaction with their economic life. In particular, economic plans varied significantly according to expectation of wealth in old age, and future economic prospects in the middle group. 2. Increased wealth and economic according to social and psychological variables (marital status, age, education, income, expenditure, life satisfaction, satisfaction with economic life, expectation of wealth in old age, future economic prospects) were shown to be associated with the following methods of increasing property: use of savings banks (p<.001) showed a rate of deposit of 20%-40% (p<.001) saving and thrift was a practice (p<001) that was related to the cost of living; and education expenditure (p<.001) as a property preparation period was exhibited in women aged 25-30 (p<.001). 3. There were significant differences in the recognition of wealth according to strategies for increasing wealth. There were no significant differences between mean of property acquisition and point of expenditure or the property preparation period in the perception of wealth. The related variables in rate of deposits were under 20% according to economic plan and negative wealth perception. In contrast, in the middle and high group, the economic plan and negative wealth perception were 20%-40% in relation to the rate of deposits. Variables related to the action of saving and thrift and property acquisition were practiced in the low and middle group of affirmative wealth recognition and the high group of negative wealth perception. The high group for wealthrecognition and the low group for wealthnegation exhibited little savings, thrift, and property accumulation. Those variables which point an expenditure the cost of living were education expenditure in all groups of negative wealth perception. The women in the study practiced more soundness economic planning according to their increased wealth and economic strategy. This study suggests that women should have positive wealth perception in their lives.

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Online Food Delivery App Distribution and Determinants of Jakarta's Gen Z Spending Habits

  • INDRIYARTI, Eko Retno;CHRISTIAN, Michael;YULITA, Henilia;RUMINDA, Marthaleina;SUNARNO, Sunarno;WIBOWO, Suryo
    • 유통과학연구
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    • 제20권7호
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    • pp.73-86
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    • 2022
  • Purpose: Considering the COVID-19 pandemic and the increasing number of online food delivery applications (OFDA), this study aims to assess the distribution of the presence of Indonesian OFDA and to measure the factors that influence the spending habits of OFDA users. Research design, data and methodology: Two hundred and nine OFDA users from Jakarta's Generation Z were surveyed via a questionnaire. The data were analyzed using Structural Equation Modeling and SMART PLS 3.0. Results: OFDAs were introduced into Indonesia in the recent past with varying degrees of popularity determined by the number of downloads. Users' intention to use was not determined by the speed of the introduction of an OFDA. This study also reveals that previous experience of the service, the orientation of time and price savings had a significant effect on spending habits. A moderating role of the saving variable on time and price was not demonstrated. Conclusions: The results of the study suggest that, in COVID-19 pandemic conditions, the spending habits of Generation Z are not based on impulse, thrift, or extravagance. The pandemic shaped specific motivations in spending habits, namely prioritizing need. This study has limitations, including the small sample size and the use of internal variables.

중년기 직업종사자의 은퇴 후를 대비한 재정적 준비: 공적 연금 유형에 따른 차이를 중심으로 (A Study on Middle-Aged Jobholders' Financial Planning for After-Retirement Period : Focused on the Differences Among the Members of Participated Public Planned Pension Types)

  • 김인숙
    • 한국지역사회생활과학회지
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    • 제17권3호
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    • pp.67-87
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    • 2006
  • This study examined how middle-aged jobholders anticipate their living after retirement, how they plan their post-retirement financial welfare and what attitude they have towards old age. The data came from 290 middle-aged male and female people in Incheon, Suwon and Cheongju city and were analyzed to find the differences among public planned pension types, such as the National Pension System (NPS), the Government Employee Pension Corporation (GEPC), and the Korea Teachers Pension (KTP). The major results were as follows: First, the expected income level after retirement in GEPC members was the highest and the lowest in KTP members. Second, the expected living period after retirement is the main criteria used when determining the amount of money needed for old age. Third, KTP members were of the most inferior at financial planning and practice, especially self-reflection of their expending behavior, thrift and saving practice for old age.

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윤씨부인의 여사적(女師的) 삶과 그 의미 (A study of Mrs Yun's Teaching Life and It's Meaning)

  • 윤경희
    • 동양고전연구
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    • 제49호
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    • pp.161-185
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    • 2012
  • 본고는 조선 중기 사대부 여성 윤씨부인의 일생을 서포(西浦) 김만중(金萬重)의 "선비정경부인행장(先?貞敬夫人行狀)"을 주 자료로 하여 재구하여, 아들에 의해 형상화된 사대부 여성의 여사(女師)적 이미지를 고찰하였다. 윤씨 부인의 삶은 한 마디로 여사적(女師的) 삶이라고 규정할 수 있다. 그녀는 당대 최고 명문가인 해평 윤문의 외동 딸로 태어나 할머니인 정혜옹주에게 엄격한 훈육을 받고 강한 의지력과 절제력을 지닌 사려 깊은 여성으로 성장하였다. 이후 조선 최고의 예학 집안인 광산 김문으로 출가하지만 병자호란이라는 미증유의 국난에 남편 김익겸이 순절하여, 윤씨부인은 남편, 아버지의 자리를 대신하여 가문의 여사가 되었다. 집안의 정신적 지도자, 여사로 윤씨부인은 손녀 딸 인경왕후를 덕망을 갖춘 왕가의 여인으로 훈육하였다. 그녀는 손자, 조카들의 교육에도 열과 성을 다하였는데, 그 결과 두 아들과 손자가 대제학에 오르는 가문의 번성을 이루게 된다. 만년에 연이은 정변으로 가문에 위기가 닥쳤을 때도 윤씨부인은 집안의 여사로서 중심을 잡고 법도를 준수하여 가문의 앞날을 기약하였다. 손자와 종손들에게 학업에 힘쓸 것을 당부하였고, 며느리, 손부들에게는 근검한 집안의 법도를 지킬 것을 유언으로 남겼다. 보통 사람으로는 감당하기 어려웠던 고난과 좌절을 강인한 의지로 극복해 낸 윤씨부인의 삶은 가부장 제도에 순종한 여성의 수동적 선택으로 평가하는 것은 온당하지 않다. 그녀는 아름다운 자질을 지니고 태어난 현명한 여성으로 자신에게 주어진 운명의 길을 능동적으로 걸어간 것이다. 윤씨부인은 고난과 궁핍을 두려워하지 않고 극복하며 다른 사람의 본보기가 되는 삶에 진정한 가치를 둔 진정한 스승, 여사(女師)였던 것이다.

중학교 가정과 소비생활 영역의 핵심 교육내용 분석 - 1차 교육과정부터 2009 개정 교육과정의 교과서 내용을 중심으로 - (The Analysis of Core Contents in Comsumer Area from 1st to 2009 Revised Middle School Home Economics Textbooks)

  • 주수언;박명숙
    • 한국가정과교육학회지
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    • 제27권4호
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    • pp.37-50
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    • 2015
  • 본 연구는 중학교 가정과 교과서 중 소비생활 영역의 교육내용 변천 및 내용특성을 분석하고, 시사점을 도출하여 소비생활 영역의 교육과정 편성 및 교육내용 선정을 위한 기초자료를 제공하는데 그 목적이 있다. 본 연구의 분석 대상은 1차 교육과정부터 2009 개정 교육과정의 가정과 교과서 중 소비생활 영역이며, 분석 방법은 내용분석법과 워드 클라우드 기법을 사용하여 각 시기별 소비생활 영역의 교육내용 변천 및 특성을 심층적으로 분석하였다. 본 연구에서 설정한 연구문제는 다음과 같다. 연구문제 1: 교육과정 시기에 따른 가정과 교과서 소비생활 영역의 핵심 교육내용은 무엇인가? 연구문제 2: 교육과정 시기에 따른 가정과 교과서 소비생활 영역의 내용특성은 어떻게 변천하였는가? 분석결과 시기별 소비생활 영역의 교육내용 변천과 특성을 요약하면 다음과 같다. 첫째, 1차시기는 경제생활 중심의 절약과, 2-4차시기는 가사노동 및 자원관리를 교육내용으로 강조하고 있다. 이는 시기적으로 볼 때 우리나라가 1962년 경제개발 5개년 계획을 시작으로 자원관리를 통한 근검절약을 강조하는 시기와 교육내용을 함께하고 있다고 볼 수 있다. 둘째, 4차시기 교과서에 소비생활 단원이 중단원으로 도입되고 5차시기에 소비생활 영역이 독립단원으로 분리되어 강조되었다. 이는 1987년 소비자보호법이 개정되고, 한국소비자보원이 설립되는 등 정부차원에서 소비자보호에 대한 관심이 성숙단계에 이른 시기이다. 이를 바탕으로 6-7차 시기에는 청소년의 소비생활이 강조되었다. 셋째, 2007개정 교육과정 시기는 2007년 소비자보호법이 소비자기본법으로 전환되고, 소비자 주권을 강조하는 등 소비자교육 패러다임이 전환된 시기로 소비자권리와 함께 책무가 강조되고 있다.