• 제목/요약/키워드: supporting loan program

검색결과 6건 처리시간 0.025초

한일 FTA에 대비한 중소기업 정책자금 지원제도에 대한 연구 (A study on the supporting programs of policy funds for SMEs in post Korea-Japan FTA era.)

  • 박종돈
    • 통상정보연구
    • /
    • 제11권4호
    • /
    • pp.419-444
    • /
    • 2009
  • In this paper, we use case studies to analyze the supporting programs of policy funds for Korean and Japanese small and medium-sized enterprises(SMEs). It is found that supporting firms are suitable to the excluded companies from financial institutions and excellent corporate credit rating. It is also shown that subordinated loan program as well as loan limit can be enlarged policy funds with priming water of private funds. Moreover, it shows that credit guarantee funding has a positively significant influence on long-term funding facility. Therefore, this findings can improve the complementary relationship between policy funds and financial institutions.

  • PDF

IT분야 중소기업 금융지원방식에 대한 정책 제언 (A Proposal of Alternative Financial Supporting Policy on IT-related Small & Medium sized Enterprises)

  • 고경일
    • 디지털융복합연구
    • /
    • 제11권11호
    • /
    • pp.279-287
    • /
    • 2013
  • 본 연구는 간접지원사업과의 연계 및 시너지 창출을 염두에 두고 IT분야 중소기업의 필요를 적절히 지원해 줄 수 있는 금융지원방법에 대해 그 대안 및 정책적 적용여부를 제안하고 있다. 이를 위해 먼저 대표적인 직접지원 방식인 융자지원과 관련하여 기존사업의 개선점들을 살펴보고 외국의 융자정책사례를 벤치마킹함으로써 종합적으로 대안적인 융자방식에 대해 살펴보았다. 다음으로, 투자방식을 통한 직접지원정책을 함께 고려한 대안적 금융지원 방식에 대해서도 살펴봄으로써 IT분야 중소기업에 대한 금융지원정책을 총체적으로 진단하고 있다.

Related Loan on Real Estate Firm Performance in an Emerging Market

  • PURWANTO, Purwanto
    • The Journal of Asian Finance, Economics and Business
    • /
    • 제7권10호
    • /
    • pp.697-706
    • /
    • 2020
  • This study investigates the relationship between related loan, ownership concentration and real estate firm performance. The data was collected from 35 real estate firms listed on Indonesia Stock Exchange from 2007 to 2012. Related loans are viewed from the angle of related lending and loan. Related lending and loan is measured by the related lending on total lending ratio and related loan on total loan ratio. Firm performance is measured by the asset turnover ratio and return on assets ratio. Ownership concentration is measured by the right cash flow. The data analysis was done with regression analysis and panel data. The results of the study found that related loans had a positive effect on sales but had no effect on profits. This supports the efficient transaction hypothesis. On the other hand, related lending has a positive effect on profits that supports opportunistic transactions. Ownership concentration moderates the effect of related loan on company's performance. The related lending are beneficial for mutually supporting activities in the real estate sector business group in Indonesia, but related loans have the potential to be used in tunneling activities. The paper contributes to the related party transaction in benefits-risks of related lending and related loan in uncertainty context.

주요 수산국과 한국간의 수산보조금 비교 분석 (Comparative Analysis on Fisheries Subsidies between Major Countries and Korea)

  • 이광남
    • 수산경영론집
    • /
    • 제34권2호
    • /
    • pp.27-52
    • /
    • 2003
  • The object of this paper is to review the fisheries subsidies of the major FFG(Fish Friends Group) which argue the elimination and the phasing-out, to compare with Korea's subsidies category and provide the basic information for planning of fisheries subsidies policy and the negotiation strategy in the future. The result from the comparative analysis of the subsidies between the major FFG showed that WWF(World Wildlife Fund) fisheries subsidies categories, with the exception of Marketing and Price Support Program which is similar to Korea in terms of the supporting type and methods, differ from those of Korea. Also, The unique type of WWF Fisheries Subsidies, which is beyond Korea's subsidies, are Direct Payment for Fishermen and Fishery Wokers, Capital & Infrastructure Support, Fishery Management and Protection, etc. In case of capital support and fisheries fuel, the payment method or other institutional backgrounds is somewhat different from each nation. On the base of this analysis, this paper is suggesting the direction of the Korea's Fisheries subsidies policy as follows ; First, developing new policy methods and supporting ways such as Direct Payment for Fisherman is needed. Second, Converting fisheries subsidies category expected to be classified to Red Amber into another type of non-negative subsidies should be carried out, demonstrating that these kinds of subsidies give no negative effect to the environment and the trade, Third, Reviewing the categorize system of Korea's subsidies and revising it according to international trends is necessary as well. In respect to WTO/DDA, the watchful analysis of Korea's fisheries program must be preceding in ahead of making the negotiation strategy. And Korea firstly need to stress the fact that, while the major FFG can directly pay for fisheries section, other nations have no choice but supporting in preferential tax or loan manner. Using this kind of strategy, it is may enlarge the negotiating power in the WTO/DDA to reflect fully Korea's position.

  • PDF

청양 구기자의 유통실태와 판매촉진전략 (Marketing Situation and Sales promotion Strategies of Boxthron in Chongyang Area)

  • 김철호
    • 농업과학연구
    • /
    • 제24권1호
    • /
    • pp.85-93
    • /
    • 1997
  • This paper is aimed to study on sales promotion strategies for the increment of farm income by cultivating Boxthron in Chongyang Area. Marketing Survey was done in Chongyang Boxthron market, Kyoung-dong herb market in Seoul. The results are as follows ; Reviewing the Boxthron market prices, the price of direct transaction was the highest one and that of Agricultural Cooperatives was next one, Chongyang market price was lowest one. Therefore, the efforts including exclusive labeling, high class packing strategies of Boxthron with lower pollution would be necessary. The seasonal variation Boxthron prices were lowest in Aug.-Sept., harvesting season, and highest in april-june prices, off-crop season. Farmers have sold 45% of all products in Aug.-Oct. at lowest price and the remaining 15% of that sold in april-june at the highest prices. On account of the above reasons, loan for Boxthron production, government purchasing and storage program of it especially in harvesting season from Aug. to Oct. should be adopted to increase Boxthron producer income. Finally, the strategies for sales promotion, enforcement of government supporting activities including export strategies and the development of new processed products of Boxthron should be propelled considering the products cycle.

  • PDF

국내 대학도서관 연구지원서비스의 현단계 (A Study on the Present Stage of Research Support Services of Academic Library in Korea)

  • 이용재;이지욱
    • 한국도서관정보학회지
    • /
    • 제51권1호
    • /
    • pp.305-327
    • /
    • 2020
  • 이 연구의 목적은 국내 대학도서관이 교수 및 연구자를 위하여 제공하는 연구지원서비스를 강화할 수 있는 방안을 제시하는 것이다. 이를 위하여, 전국 대학도서관의 발전계획서를 수집하고 발전계획서에 나타난 연구 활동 지원 계획을 분석하고, 각 대학도서관의 홈페이지를 분석하였다. 또한, 이 연구는 심층분석을 위하여 국내 대학도서관 연구지원서비스를 8개 유형으로 분류하였다. 각 유형은 '주제가이드', '학술정보활용교육', '연구분석서비스', '연구상담지원', '연구윤리교육', '논문작성안내', '서지관리프로그램', '상호대차·원문복사'이다. 연구의 결과, 가장 많은 도서관들이 '맞춤형 이용자교육'을 중시하여 발전계획서에서 추진계획을 밝힌 것으로 나타났다. 다음으로 '주제별 학술DB교육 확대', '맞춤형 연구지원 서비스 확대', '연구지원 서비스 체계 구축' 순으로 실행계획을 제시하였다. 이 연구는 대학도서관의 연구 지원 강화 방안으로 '주제가이드 서비스 제공의 활성화', '연구지원을 위한 도서관 학술정보교육 확대', '연구성과분석 서비스 도입', '연구윤리 확립 지원'을 제시하였다.