• 제목/요약/키워드: retirement decision making

검색결과 20건 처리시간 0.021초

직장인의 퇴직 및 재취업결정에 관한 연구 (Employed Mens' Retirement and Reemployment Decision Making)

  • 홍성희
    • 가족자원경영과 정책
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    • 제11권2호
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    • pp.1-19
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    • 2007
  • The purpose of this study was to analyze the affecting factors on employed mens' retirement and reemployment decision making. The focus was on the process of employed mens' decision on retirement and their reemployment decision after retirement from present job. The major findings were as follows ; First, the employed men who had a retirement plan were having more household income, more household net asset, more savings and investment for elderly life, and more positive attitude toward retirement. Second, the major factors affecting on having retirement plan or not were employed mens' age, household income, expected income after retirement, savings and investment for elderly life, job, and attitude toward retirement. Third, the major affecting factors on expected retirement age were employed mens' age, health status, job security, and attitude toward retirement. Forth, the employed mens' reemployment decision was affected from their household income, expected income after retirement, pension ownership, and attitude toward retirement. From the findings, it can be concluded that the employed mens' age, economic status, and attitude toward retirement played a important role in the process of retirement and reemployment decision making.

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유료양로시설 이용의 의사결정 단계별 결정요인 (The Factors Influencing the Utilization of Charged Retirement Home Services by Stage of Decision-Making)

  • 이성학
    • 보건행정학회지
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    • 제9권1호
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    • pp.110-138
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    • 1999
  • This study intended to understand the factors influencing the utilization of charged retirement home services for the elderly by stage of discision making. At the same time the purpose of the study is also to present the results of this study as data for the expectation of the demand. The subject of this study was non-utilizer (635 persons) and utilizer (62 persons) of charged retirement home services over the age of sixty. Non-utilizer was selected by random sampling in urban and rural area, and utilizer was investigated by census survey in the three charged retirement home. The research method was interview survey by questionaire. The questionaire was composed of 59 items, 25 variables, 5 components. The research model was to add Andersen's Prediction Model. The components were predisposing component, enabling component, need component, actualizing component, psychologic component. The results of this study were as follows. 1)In the stage of recognizing the residence problem, the recognizer were 76.7% (487 persons) of all the non-utilizer. The factors of influencing were property (B=-4.1E-05), solidarity with children (B=-.1070), house satisfaction (B=-.2517), need of charged retirement home (B=.2614). 2)In the stage of selecting an altenative as utilizing of charged retirement home services, the selecter were 41.1% (261 persons) of all the non-utilizer. The factors of influencing were perception of charged retirement home (B=.2790), need of charged retirement home (B=.2971). 3)In the stage of decion-making, the decider were 29.6% (188 persons) of all the non-utilizer. The factor of influencing was need of charged retirement home (B=.3570). 4)In the stage of the actualization, the factors of influencing were charge ability of utilization (B=.1025), significant others (B=.1868). The upper results were implemented by using the statistical methods of frequency, t-test, $$\chi$^{2}$-test, multiple logistic regression ( and P 〈 .05 ).

부부은퇴의 상호의존성 연구 - 배우자의 은퇴여부 및 은퇴자발성을 중심으로 - (Dual Earner Couple's Interdependent Retirement Decision - Focusing on Spouses'Involuntary Retirement -)

  • 함선유;홍백의
    • 한국사회복지학
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    • 제67권3호
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    • pp.281-303
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    • 2015
  • 본 연구는 남편과 아내의 은퇴가 상호의존적임을 파악한 연구로, 대다수가 비자발적으로 은퇴하는 경향을 고려하여 배우자의 자발적 은퇴와 비자발적 은퇴가 어떻게 영향을 미치는지 살펴보았다. 이를 위해 한국고령화연구패널 4차년도 응답자 중 노동경험이 있는 75세 이하의 부부 1,038쌍(2,076명)을 대상으로 프로빗분석과 다변량프로빗분석을 실시하였다. 분석 결과, 아내의 은퇴는 남편의 은퇴 결정에 유의미한 영향을 미치는 것으로 드러났다. 배우자의 비자발적 은퇴 역시 유의미한 영향요인으로 나타났는데, 60세 미만 집단에서 남편의 비자발적인 은퇴는 아내의 은퇴에 정적 영향을 미치나, 아내의 비자발적인 은퇴는 남편의 은퇴에 부적 영향을 미치는 것으로 나타났다. 이는 아내의 노동시장 지위가 남편에 종속되는 비율이 높고, 아내가 남편에 비하여 배우자의 건강문제로 은퇴하는 비율이 더 높은 기술통계와 맥을 같이 한다. 본 연구는 기존연구에서 다뤄지지 않은 부부의 상호의존적 영향을 확인하여, 향후 은퇴 연구와 고령자 노동정책에 시사점을 제공할 수 있을 것이다.

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Decision Tree Analysis for Prediction Model of Poverty of The Older Population in South Korea

  • Lee, Soochang;Kim, Daechan
    • International Journal of Advanced Culture Technology
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    • 제10권2호
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    • pp.28-33
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    • 2022
  • This study aims to investigate factors that affect elderly poverty based on a comprehensive and universal perspective, suggesting some alternatives for improving the poverty rate of the elderly. The comprehensive and universal approach to the poverty of the aged that this study attempts can give a better understanding of the elderly poverty beyond the contribution of the existing literature, with the research model including individual, family, labor, and income factors as the causes of old-age poverty from the comprehensive and universal perspective on the causes of poverty of the elderly. In addition, the study attempts to input variants of variables into the equation for the causes of elderly poverty by using panel data from the 8th Korean Retirement and Income Study. This study employs decision tree analysis to determine the cause of the poverty of the elderly using CHAID. The decision tree analysis shows that the most vital variable affecting elderly poverty is making income. For the poor elderly without earned income, public pensions, educational careers, and residential areas influence elderly poverty, but for the poor elderly with earned income, wage earners and gender are variables that affect poverty. This study suggests some alternatives to improve the poverty rate of the aged. The government should create a better working environment such as senior re-employment for old people to be able to participate in economic activities, improve public pension or social security for workers with unfavorable conditions for public security of old age, and give companies that create employment of the aged diverse incentives.

조선시대 가사노동의 성별분업: 풍속화 분석을 중심으로 (The Gender Division of Housework in the Choson Period as Expressed in Genre Painting)

  • 김성희;이기영
    • 가족자원경영과 정책
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    • 제11권3호
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    • pp.1-21
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    • 2007
  • The purpose of this study is to investigate the gender division of housework in the Choson period. The gender division in the Choson period has been considered as discriminative because women had to remain indoors and were excluded in social works. But in fact the Confucian idea, which regulated the relation between women and men, emphasized the gender difference and not gender discrimination. Actually it can be seen in genre painting of Choson period that women and men worked complimentarily indoors. So this article intends to explore the possibilities of the new analysis of the traditional gender division of housework by reviewing the paintings. As the results indicate, men in the Choson period were involved in some housework, in contrast to the common idea that they maintained their authority by not participating housework. There is also some evidence that gender division benefited women to protect their own productive territory or to satisfy their needs. So it is suggested that gender division in the Choson period should be considered as a source of power as well as a disadvantage to women. Forth, the employed mens' reemployment decision was affected from their household income, expected income after retirement, pension ownership, and attitude toward retirement. From the findings, it can be concluded that the employed mens' age, economic status, and attitude toward retirement played a important role in the process of retirement and reemployment decision making.

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귀농.귀촌지 선정에 있어서 이중환의 <택리지> 재조명 - 현대 귀농.귀촌 지침서들과의 비교를 중심으로 - (The Interpretation of Jung-Hwan Lee's in the Decision Making of a Returnfarm Place - Focused on the Comparison with Contemporary Guide Books -)

  • 허성제
    • 한국농촌건축학회논문집
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    • 제14권3호
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    • pp.121-128
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    • 2012
  • In recent years, the number of returnfarmer is increasing in Korea, interlinked with baby boomer's retirement. One of the returnfarmer's serious problems is the decision making for his returnfarm place. This study intends to get information about a ideal returnfarm place by interpreting Jung-Hwan Lee's written in the Choseon Dynasty, and to use it for returnfarmer's decision making as a lesson in the present age. In the results, this study could finds 8 evaluation criteria in his book except his 4 requirements for a ideal place to live : Ji-ri(地理, geographic), Saeng-ri(生理, physiology), In-sim(人心, popular mind), and San-su(山水, landscape), which are (1) distance from seoul, (2)multi-habitation, (3)convenient transportation, (4)a natural disaster, (5)thief(public order), (6)refuge from a war & escaping from a troubled society, (7)feeling from a place, and (8)Jang-gi(poison coming from earth).

A Preliminary Study of Financial Management Assistance Use by the Elderly in the U.S.

  • Kim Eun-Jin;Geistfeld Loren V.
    • International Journal of Human Ecology
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    • 제6권1호
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    • pp.1-16
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    • 2005
  • Due to increasing life expectancy, Americans live nearly 20 years after retirement. During this period, elderly persons have to stretch finances to manage the level of living without earnings. However, decision making ability decreases with age. One coping strategy for this problem would be seeking help from others. We examine factors affecting elderly persons' assistance use with respect to financial management using the 2000 Health and Retirement Study (N=3,823). It was found that age, education, health status, and ethnicity significantly affect elderly persons' financial management assistance use. The older-olds, those with lower educational attainment and poorer health status were more likely to use financial management assistance. However, Hispanic elderly were less likely to use financial management assistance.

조기은퇴제도를 위한 자금조달문제 (Financing Problem for an Early Retirement Scheme)

  • 이상운
    • 한국인터넷방송통신학회논문지
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    • 제21권3호
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    • pp.151-157
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    • 2021
  • 본 논문은 조기퇴직자들의 퇴직금을 충당하는데 있어 최소의 초기 투자금만으로 최대의 재태크로 인한 수익금으로 충당하는 방법을 다룬다. 이 문제에 대해 Guéret et al.은 Mosel 프로그램을, Edvall은 해를 찾아가는 명확한 규칙없이 단지 CPLEX Branch-and-Cut MIP Solver 프로그램을 구현하여 해를 얻었다. 본 논문에서는 이 문제에 대해 만기도래기간이 긴 채권부터 역으로 채권 수를 결정하는 계산식을 제시하고, 채권 만기도래의 연속적 효과를 고려하여 채권 수 최적화를 수행하여 채권 수를 확정하였으며, 부족액은 역으로 1년만기 적금의 원금과 이자로 충당하는 계산식을 제시하였다.

배우자간 의사결정력에 따른 노부모로의 시간자원 이전 (Time Resource Transfers of Married Couples to Their Parents on Decision-Making Power)

  • 윤원아
    • 대한가정학회지
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    • 제48권4호
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    • pp.83-102
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    • 2010
  • 본 연구는 노인부양에 관한 부부간 의사결정 과정에서 부양의 주체인 여성 배우자의 의사결정 파워가 실제 노인부양참여를 위한 결정에 어떤 역할을 하고 있는지 알아보기 위하여 미국내 중고령층을 대상으로 한 2002년 HRS(Health and Retirement Study) 자료를 사용하여 실증분석하였다. 또한 이 연구에서는 배우자 양쪽의 부모로부터 동시에 부양의 역할이 요구되었을 때 부부간 교섭력(Bargaining Power)을 대표할 수 있는 여성의 경제력과 교육수준이 부양결정에 어떤 영향을 미치는지를 다항 로짓 분석 (Multinomial Logit) 분석을 사용하여 검증하였다. 분석결과는 부부의 노부모 부양결정은 부부간 교섭력 보다는 양쪽 부모의 상대적 건강상태, 재정상태, 그리고 간호를 위한 대체 인적자원의 여부등에 의존하는 것으로 밝혀졌다. 또한 남성과는 다르게, 여성의 연령과 노동참여는 여성 자신의 노부모 부양결정에 결코 부적 영향을 주지 않았으며, 또한 양쪽 부모로 부터 동시에 부양참여가 요구되었을때 성인자녀가족의 부양결정은 같은 조건이라면 여성배우자쪽 부모의 부양에 보다 더 적극적으로 반응하는 것으로 밝혀졌다.

시니어 창업의사결정유형과 창업지원사업이 창업성과에 미치는 영향 (The Influence of Senior Entrepreneurial Decision Making Types and Entrepreneurial Supporting Policy on Start-up Performance)

  • 유상정;양해술
    • 한국산학기술학회논문지
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    • 제17권4호
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    • pp.106-121
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    • 2016
  • 대외적으로는 글로벌 금융위기와 국내에서는 장기적인 내수경기 침체로 인하여 경제의 어려움이 가속되고 있는 가운데 우리나라는 급격한 출산율 저하와 고령사회에 진입함과 동시에 베이비부머의 정년퇴직도 본격화되고 있는 실정이다. 현재 우리 경제의 주된 중심체인 베이비붐 세대(1955-1963년 출생)가 조기 퇴직 대상이 되면서 썰물은퇴가 시작되고 있다. 이상과 같이 빠른 고령화와 조기 퇴직으로 청년실업과 함께 사회경제적으로 커다란 영향을 미치고 있는 시니어세대가 경제적인 위협에서 탈피하기 위하여 창업에 대한 관심이 날로 높아지고 있다. 이에 본 연구에서는 시니어들의 창업의사결정이 창업성공에 미치는 영향과 창업지원사업이 창업성공에 미치는 영향에 대한 상관관계 분석을 통해 두 요인 간에 어떠한 상관관계가 있는지를 살펴보았다. 설문은 소상공인지원센터의 시니어 창업지원센터와 서울산업진흥원의 장년창업센터의 지원을 받아 그 곳에서의 교육을 이수하고 경영지원을 받은 창업가 393명을 대상으로 설문조사를 실시하였다. 그 검증결과 시니어들의 창업의사결정유형에서는 합리적유형만이 창업성공의 재무적성과와 비재무적성과 모두에 정의 영향을 미치는 것으로 나타났고, 직관적유형은 비재무적성과만이 정의 영향을 미치는 것으로 나타났다. 또 정부의 창업지원사업에 있어서는 자금지원, 경영지원, 교육지원 중 경영지원만이 정의 영향을 미치는 것으로 나타났다.