• 가정과삶의질연구
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• 제30권2호
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• pp.137-152
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• 2012

The graying of populations is emerging as an international issue around the world, and this is a problem that is rapidly advancing in Korea as well, signaling the need for financial preparations for the aged. For this purpose, various retirement pension systems are being employed as preparatory measures for the nation's elderly. Using data from 1474 people in the 2007 panel study of National Security for the Retired, the present work attempts to look at satisfaction rates with regard to public pension receipts for the national pension and special occupational pensions according to general characteristics and factors related to the preparation for an aging society. Satisfaction with retirement pension receipts according to the type of pension was high for special occupation retirement pensions, individual retirement pensions and the national retirement pension, in that order. Looking at satisfaction rates based on the general characteristics of pension recipients, the study revealed that for the national pension, satisfaction was highest for groups with above-average physical and psychological health, groups who think appropriate living expenses for the elderly are lower, groups in which a partner also earns income, and groups who had amply prepared for their expected living expenses in later life. Regarding special occupation retirement pensions, satisfaction was high for groups over the age of 70, groups with good psychological health, and groups sufficiently prepared for their living expenses in later expenses, compared to groups for which these factors did not apply. In terms of the relative influences impacting retirement pension recipient satisfaction, satisfaction with the national pension was highest when the primary source to cover elderly living expenses was a resource other than income earned by the recipient and their partner and/or income received from children. Concerning special occupation retirement pensions, satisfaction was highest among those whose education terminated before middle school, and for those in good physical health. Based on the above results, it is vital that plans exist for preparing sufficiently for the living expenses of the elderly and for facilitating the physical and psychological health of pension recipients. Plans are also necessary to, ensure that citizens are provided with easily accessible educational programs and activities regarding general installment savings and deposits, stocks and bonds, real estate investments, individual retirement pensions, private insurance, severance pay pensions, and public pensions.

• 한국노년학
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• 제39권4호
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• pp.861-881
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• 2019

본 연구에서는 은퇴만족의 영향요인을 건강, 사회활동, 사회보장기대를 중심으로 살펴보고, 이러한 요인이 전기노인과 중기노인 간에 어떠한 차이가 있는지 구체적으로 살펴보는 것을 목적으로 하였다. 이를 위해 6차고령화연구패널조사 자료 중에서 65세 이상 85세 미만 은퇴 노인 중에서 독거 및 부부 노인 860명을 추출하여 전기노인( 65세 이상 75세 미만) 416명과 중기노인(75세 이상 84세 미만) 444명으로 구분하여 이항로지스틱회귀분석방법으로 분석하였다. 연구결과 첫째, 전기노인과 중기노인의 은퇴만족은 유의미한 차이를 보이지 않는 것으로 나타났다. 둘째, 은퇴만족의 영향요인을 살펴보면, 전기노인은 건강상태와 정신건강이 양호하다고 인식할수록 은퇴에 만족할 확률이 높은 반면, 노인장기요양보험에 대한 기대가 높을수록 은퇴에 만족할 확률이 낮아지는 것으로 나타났다. 중기노인은 건강상태와 정신건강이 양호하다고 인식할수록 은퇴에 만족할 확률이 높아지는 것으로 나타났다. 이러한 본 연구결과를 통해서 노년기의 건강은 은퇴만족에 중요한 영향요인임을 알 수 있다. 이에 본 연구결과를 토대로 은퇴만족도 향상을 위한 방안 마련의 필요성과 정책적·실천적 제언을 제시하였다.