• International Journal of Computer Science & Network Security
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• v.22 no.12
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• pp.132-138
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• 2022

Due to the impacts of the current pandemic COVID-19 and the continuation of studying online. There is an urgent need for an effective and efficient education platform to help with the continuity of studying online. Therefore, the question bank system (QB) is introduced. The QB system is designed as a website to create a single platform used by faculty members in universities to generate questions and store them in a bank of questions. In addition to allowing them to add two types of questions, to help the lecturer create exams and present the results of the students to them. For the implementation, two languages were combined which are PHP and Python to generate questions by using Artificial Intelligence (AI). These questions are stored in a single database, and then these questions could be viewed and included in exams smoothly and without complexity. This paper aims to help the faculty members to reduce time and efforts by using the Question Bank System by using AI and Natural Language Processing (NLP) to extract and generate questions from given text. In addition to the tools used to create this function such as NLTK and TextBlob.

• East Asian Economic Review
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• v.20 no.3
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• pp.339-363
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• 2016

This paper analyzes why the global financial crisis in 2008 severely affected Asia's trade. Asia has been suffering from the falls in export demand from developed countries. However the abrupt trade declines in Asia are not fully explained by reactions to this as in previous experiences. The question is why the financial crisis in 2008 brought about the abrupt and deep collapse in world trade, while other world-wide recessions had more moderate effects on world trade. This paper shows that the dynamic relationship between trade and trade finance is one important factor in explaining this question. This paper also applies the Granger (causality) test to uncover different relationships in the developed and developing economies and show different results for different countries in Asia. We employ a Markov-Switching FAVAR (Factor Augmented VAR) to show that global liquidity shocks are important factors in explaining the huge and abrupt trade drops in Asia.

• Journal of Korean Society of Rural Planning
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• v.3 no.2
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• pp.81-89
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• 1997

Still today, many streams are channelized and embanked in Korea. On the other hand, some urban streams are being restored to their natural shapes by landscape planners. It would be better to improve rural streams in a way that would not require restoration in later days. Then, one important question is what kind of embankments the residents prefer for what reasons. Five simulated photos showing from very natural to artificial embankments were used in surveying 90 residents of three villages. Major findings are ; 1. Residents regard safety(from flooding) is the most critical factor to be considered in selection of stream bank materials. 2. They think ideal materials are natural stones or concrete blocks as they look tidy. Concrete retaining walls or vegetated natural slopes are not regarded good. 3. The most preferred material is concrete retaining wall, and the least preferred is vegetated natural slope. They prefer concrete retaining wall which they do not think an ideal material, because it will make a safe bank. 4. Natural stone bank is most preferred for its apperance, and vegetated natural slpoe is most disliked as it may collapse and as it does not look clean.

• THE INTERNATIONAL COMMERCE & LAW REVIEW
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• v.36
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• pp.29-46
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• 2007

The fraud exception rule allows for the issuing bank to dishonor the claim if it the documents and transactions bear fraud though the documents presented are complied with the terms and conditions of the letter of credit. A question arises whether the fraud exception rule can apply to innocent beneficiary when fraud is made by 3rd party. United City Merchants v. Royal Bank of Canada showed a good example how to handle in case of innocent beneficiary. At this case House of Lord found that innocent beneficiary deserves payment applying nullity exception rule. I believe that the nullity exception rule is employed for the benefit of innocent beneficiary as far as the issuer and applicant get no actual damage by the 3rd party's fraudulent action which is shown on documents.

• 전자공학회논문지 IE
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• v.45 no.4
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• pp.68-73
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• 2008

In this research, we proposed a learner tailoring question recommendation system for web based learning evaluation system. For teaming evaluation process, this system used the item difficulty Each question was stored and managed to the question bank. Item difficulty was recalculated during teaming process and feedback in next course. For learner tailoring question recommendation, learner could choice the teaming part and set the learning difficulty. In application result of proposal method, almost learner could improve learning score by controling teaming difficulty.

• The Journal of Korean Association of Computer Education
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• v.5 no.2
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• pp.49-59
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• 2002

There have been many attempts to educationally utilize a computer. As a result, a number of learning programs and testing programs have been developed. Testing programs developed so far are rather focusing on giving learners questions without interactivity. Question givers also have to feed question data into a computer. Therefore, this thesis, firstly, explains how learners themselves feed question data into a computer. Secondly, this thesis explains how to develop such a system that can produce new questions based on the question data fed by learners. This paper also introduces the system environment, which features the test item generation system, and explains the system environment by exemplifying internal modules, a test item bank. Besides, we also describe how to apply this system to educational programs and identify whether it is possible to apply it to a Chinese subject and others.

• The KIPS Transactions:PartD
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• v.9D no.3
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• pp.511-522
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• 2002

WBI (Web-Based Instruction), a web-based tool for teaching the students at a long distance, makes possible to Interact between learners and instructors, provides a wide variety of learning materials, has an advantage of overcoming spatial constraints. In this paper, as a model of using the web for education, a web-based education-evaluation system has been designed and implemented. Web-based education-evaluation system has to be equipped with both of the online setting question mode and the upload setting question mode, the former makes questions on web and the latter uploads the setted questions on offline with settling a defeat of the existing systems on setting questions. And the system has to be equipped with the function of analyzing the questions that gives teacher several kinds of analysis information and makes possible to feedback to questions by adjusting the difficulty and revising the questions. In this paper, a system that reflects the above requirements has been designed and implemented with PHP script language and MySQL database system.

• Journal of the Korea Society of Computer and Information
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• v.22 no.12
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• pp.35-48
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• 2017

Extracting temporal information from documents is becoming more important, because it can be used to various applications such as Question-Answering (QA) systems, Recommendation systems, or Information Retrieval (IR) systems. Most previous studies only focus on English documents, and they are not applicable to the other languages due to the inherent characteristics of languages. In this paper, we propose a new system, named ExoTime, designed to extract temporal information from Korean documents. The ExoTime adopts an external Knowledge Base (KB) in order to achieve better prediction performance, and it also applies a bagging method to the temporal relation prediction. We show that the effectiveness of the proposed approaches by empirical results using Korean TimeBank. The ExoTime system works as a part of ExoBrain that is an artificial intelligent QA system.

• Journal of Arbitration Studies
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• v.16 no.2
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• pp.213-238
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• 2006

Deferred payment letter of credit is the L/C that makes the issuing bank to pay a beneficiary at maturity stipulated in the credit. In this deferred payment letter of credit transaction, is it possible that a confirming or nominating bank payor negotiate before maturity? and the confirming or nominating bank have legal protection when paid or negotiated before maturity? These problems are raised in argument. By the way, Korea, Switzerland, Germany, and Italy are positive on the above question, but France, United Kingdom, and Singapore are negative. Therefore, when using deferred payment letter of credit, it is required to keep in mind that the understanding of maturity stipulated in the credit is different among countries, legal principles of each nations, and researchers. And other problems are raised also as follows; the application of Fraud Rule and principle of independence and abstraction as nature of credit, when to pay credit amount to beneficiary, and refusal of payment due to poor quality. Finally, it is required to use deferred payment letter of credit, after full understanding of deferred payment letter of credit pointed out in this paper.

• The Journal of Asian Finance, Economics and Business
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• v.7 no.2
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• pp.53-64
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• 2020

We provide one of the first investigation on the impact of the degree of total leverage to the dividend policy of bank. We use a large sample of US bank holding companies from 2000:Q1 to 2017:Q4 to shed light our research question. Our empirical analysis provides consistent evidence that banks with high degree of total leverage (i.e. banks with a relatively high fixed-to-variables costs) are less likely to pay dividends, and they spend a lower fraction of incomes to pay back shareholders, suggesting a higher conservatism in dividend policy of banks subject to high degree of total leverage. The evidence remains unchanged with alternative econometric approaches, alternative measures of dividend policy and degree of total leverage. We further document that this higher conservatism is strengthened for a sample of banks with low franchise value during the financial crises. Our result suggests that the conservatism in dividend policy of banks with high degree of total leverage seems to be related to the precautionary motives aimed at preserving corporate resources under financial distress. Our study contributes to the literature of cost structure and dividend policy by pointing out that the impacts of the degree of fixed-to-variable expenses to dividend policy are extended to the case of banks.