• 산경연구논집
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• 제10권10호
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• pp.15-21
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• 2019

Purpose - This study is intended to explore influential factors on the life satisfaction of physically challenged laborers preparing for support plans for their future. This is to enjoy a better life and have social opportunities and to review institutional support or plans for implementation to be applied for physically challenged people. Research design, data, and methodology - 4,161 disabled people participated in the Panel Survey of Employment of the Disabled. Among 2,124 physically challenged people, 957 wage workers (45%) were primarily extracted in this study, and a total of 581 (27%) with sufficient responses on the questionnaires were finally selected. Results - First, physical preparation for later life had a positive influence on retired life satisfaction among retirement satisfaction. People showed higher retired life satisfaction. Secondly, physical preparation for later life had a positive influence on satisfaction over relationship after retirement among retirement satisfaction. Conclusions - In this study, it was found that job satisfaction was the variable with the highest influential power on life satisfaction. Therefore, it seems to be necessary to proceed a research as to which factors influence life satisfaction in the medium of job satisfaction and also about plans to improve job satisfaction on experts or the disabled.

• Communications for Statistical Applications and Methods
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• 제27권6호
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• pp.649-673
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• 2020

This paper makes a theoretical contribution by providing clear and detailed derivation of economic agents' decision problems including elastic labor supply in Gertler's overlapping generation (OLG) model. We apply the model to the Korean economy by calibration based on Korean economic data. It also analyzes the impact of current social issues such as aging and extension of retirement age, on the Korean economy in a long-run equilibrium. Subsequently, we also discuss the implications of the analysis. Aging has prolonged the period of retirement; therefore, population structure changes by the increase in the proportion of retirees, the total consumption-to-GDP ratio decreases, and capital stock increases due to reduced propensity to consume out of wealth in preparation for an individual's retirement life. The implementation of retirement age extension increases the proportion of retirees relatively less and alleviates fluctuations in labor supply and the share of financial assets for both economic agents. However, the decrements in consumption-to-GDP ratio is larger than before, and this leads to a larger rise in the capital stock compared to when there is only an aging effect.

• Human Ecology Research
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• 제53권2호
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• pp.179-193
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• 2015

This study examined the retirement adaptation process for middle-aged and elderly couples. Twelve couples who had experienced retirement were recruited by theoretical sampling. Data were collected through in-depth interviews and analyzed through the grounded theory approach of Strauss and Corbin (1998). This study showed the results of 124 concepts, 41 sub-categories and 17 categories indicated through an open coding process. As a paradigm in axial coding, the causal conditions in the adjustment procedures of elderly couples whose spouses are retired were 'retirement preparation,' 'retirement acceptance,' and 'marital satisfaction.' A central phenomenon was 'crisis and conflicts of twilight couples.' The contextual conditions that correspond to this phenomenon were 'psychological separation from adult children,' 'division of household labor,' and 'economic status.' The action/interaction strategies to control the phenomenon were 'recognition of marital relationships,' 'conflicts coping,' 'resolution methods,' and 'self-reflection.' The intervening conditions that facilitate action/interaction strategies were 'attitudes of husbands,' 'mutual awareness of couple,' 'health status,' and 'support systems.' The consequences were 'readaptation of marital relationships,' and 'unresolved conflicts,' and 'trying alone.' This research classified middle-aged and elderly couples' adaptation into three types such as mutual effort, separation & resignation, and conflicts vestige. The findings provide basic information to develop a retirement adaptation program for the middle-aged and elderly.

• 대한가정학회지
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• 제45권1호
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• pp.9-21
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• 2007

This research investigated the retired elderly who had moved to rural areas. The propose of the study was to examine the point at which there must be a difference in the patterns of a return to farming and determine the actual condition of their preparations for migration. This study had surveyed 408 seniors who wereare over 50 years old and had moved to rural areas after their retirement and analyzed the data by the SPSS PC 11.0 program. The results were as follows. First, the relevancy of U-turn, J-turn, and I-turn types that were affected by social demography was found to be dependent on their education levels and family patterns. Second, the actual conditions of the process of preparation by the types of a return to the farming were different according to the motivation and preparation fund. Nevertheless, the most important factor was the influence of their spouses. Third, the actual conditions of the process of adaptation by the patterns of a return to the farming showed no difference between the degree of efforts of the social supportand elevation of the friendship among the neighbors. The recognition of rural life problems were more acquainted towards the area of farming life. Among the 6 problem areas, leisure, health care, and economic problems were highly considered.

• 디지털융복합연구
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• 제13권4호
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• pp.137-146
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• 2015

우리나라에서는 고령화가 세계 주요국들에 비해 가장 빠르게 진행되고 있다. 반면, 저금리 저성장의 영향으로 노후대비 자금을 마련하는 것이 더욱 어려워지고 있다. 본 연구의 목적은 향후 고령화시대에 대비하여 다양한 금융 서비스 제공의 필요성을 살펴보는데 있다. 각종 자료 분석 및 은행직원과 일반인을 대상으로 한 설문조사 결과는 다음과 같다. 우리나라의 소득 대체율 55%는 세계은행의 권고 수준 75% 대비 매우 낮았다. 은퇴 후 수입원 중 연금 비율 역시 미 일에 비해 크게 낮았다. 설문조사에 참여한 가장 많은 사람이 은퇴 이후 생활자금 규모로 매월 200-299 만원을 필요로 하였다. 노후대비 투자 상품으로는 연령대가 높을수록 예 적금 비중이 높았고 연령대가 낮을수록 보험 연금 비중이 높았다. 이러한 분석 결과를 토대로 재무 비재무 측면을 종합적으로 고려한 생애중심 재무 설계, 은퇴 단계별 솔루션 제시, 주택금융의 활성화 및 다양한 은퇴 설계상품 개발의 필요성이 제시되었다.

• 한국노년학
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• 제36권4호
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• pp.959-979
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• 2016

본 연구는 초등학교 여교사들을 대상으로 삶 속에 녹아있던 교사로서 생애경험을 탐색해보고자 하였다. 본 연구를 위하여 2015년 4월부터 2015년 11월까지 교육경력이 35년 이상이고 퇴직한 지 3년 이상의 퇴직교원 5명을 연구 참여자로 선정하여 연구를 진행하였다. 연구방법으로 질적 연구방법 중 내러티브 탐구를 활용한 생애사 연구방법의 Sch?tze의 인터뷰 방법으로 접근하였다. 연구결과에서 참여자의 '생애진술'을 통하여 생애곡선을 나타냈으며, '여교사의 생애경험', '여교사가 현실에서 겪는 어려움', ' 교직에서 느낀 보람', '퇴직 후 생애적응 유형'으로 범주를 나누었다. 연구 결과에 따른 퇴직 여교사들은 퇴직 이후의 삶에 대한 준비나 연수 등 사회적응 프로그램의 부족함을 지적했고, 퇴직 이후의 삶에 준비를 위한 퇴직 전 연수의 필요성 증대와 퇴직이후의 삶에 대한 정부의 프로그램 및 정보 제공이 필요하다는 것을 제언하였다.

• 가정간호학회지
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• 제26권2호
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• pp.155-165
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• 2019

Purpose: This study aimed to understand the meaning and nature of the early experiences of retired nurses. Methods: This qualitative study adopted Colaizzi's phenomenological method. Study participants were 10 nurses who had retired within the previous two years. Data were collected through in-depth individual interviews with the participants from September to December 2017, which were conducted until recurring themes emerged. Results: Early experiences of retired nurses in 14 sub-themes and 5 themes from the total of 256 initial codes. The five themes were 'vaguely initiated retirement preparation,' 'decreased income and increased spending,' 'mixture of longing and unfamiliarity,' 'the comforts left regret,' and 'go to another start another beginning.' Conclusion: Based on the results of this study, we suggest pre-retirement education that considers economic, interpersonal, and psychological changes to help nurses adapt to their new lives after retirement. We propose the development of education programs based on an understanding of lifestyle changes experienced by retired nurses, and further study to measure the effectiveness of these programs.

• International Journal of Advanced Culture Technology
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• 제6권3호
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• pp.59-68
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• 2018

This study was a cross-sectional descriptive study of the effects of emotional happiness on aging preparation for 45-60 year olds. Participants of this study were 312 volunteers and data was collected online, the collection period was from May 15, 2018 to May 31, 2018. The tools used in the research were the emotional happiness developed by Watson et al (1988) et al., the aging preparation developed by JH Lee (2009). Analysis was done using t-test, ANOVA, Pearson correlation, and regression by SPSS 18.0. As a result of the analysis, 84.0% of participants felt physically healthy and 89.8% felt mental health. The spouses of participants were physically 83.4% healthy and mentally 82.7% healthy. The correlation between emotional happiness, health cognition and aging preparation showed that physical health had a correlation with mental health (r = .482, p <0.01) and emotional happiness (r = .369, p <0.01), economic aging preparation (r = .411, p <0.01), social aging preparation (r = .119, p <0.01). Mental health was correlated with emotional happiness (r = .491, p <0.01), economic aging preparation (r = .411, p <0.01) and social aging preparation. Difference between emotional happiness and retirement preparation according to presence or absence of disease, emotional happiness (t = -4.503, p <0.01) and economic aging preparation (t = -4.960, p <0.01) were statistically significant. Emotional happiness affects the preparation of old age, emotional happiness affects to physical aging preparation under statistical significance (F=25.191, p<0.01), economic aging preparation (F=1131.783, p<0.01), and social aging preparation (F=147.672, p<0.01) which were sub components of aging preparation. Emotional happiness showed a 7.5% effect on the preparation of physical aging, 78.4% on economic aging preparation and 32.3% on social aging preparation. Based on the above results, it can be concluded that physical health and mental health are related to emotional happiness, economic aging preparation, and social aging preparation. And also these results can be inferred that the illness causes emotional less feeling of happiness and economic difficulty. Based on the results of this study, emotional well - being influences the retirement preparation significantly at statistical significance. Therefore, if the concept of emotional happiness is introduced to the old-age preparation program, it will be more client centered program.

• 한국산학기술학회논문지
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• 제13권4호
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• pp.1585-1593
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• 2012

2010년은 베이비부머 세대가 기업정년제도에 의해 정년퇴직을 시작하는 원년이었다. 그로부터 향후 10년간은 한국사회 경제성장의 원동력이었던 베이비부머 세대의 대량퇴직에 의해 노동력 감소와 복지대상 편입으로 인한 경제적 손실 등 여러 가지 사회문제가 야기될 것으로 예상되고 있다. 베이비부머 세대들이 은퇴 이후의 재취업과 관련하여 은퇴경로를 알아보고자 첫째, 월 평균소득과 현재 직업에 따른 은퇴경로의 차이분석 둘째, 진로자기효능감이 은퇴경로에 미치는 영향을 연구하였다. 본 연구를 위한 설문조사는 2012. 1. 17.~2. 16까지 1개월 동안 서울, 경기, 강원, 충남, 경남, 전남, 제주도 등에 직접방문 및 우편발송으로 베이비부머 세대를 대상으로 총 500부의 설문지를 배포하여 443부가 회수되었고 이 중 유효한 400명을 연구대상으로 하였다. 그 결과 월 평균소득에 따른 은퇴경로에서는 모든 요인에서 유의미한 것으로 확인되었으며, 현재 직업에 따른 은퇴경로는 직업이동, 완전비취업, 반복비취업 등에서 유의한 결과값이 보여졌다. 진로자기효능감이 은퇴경로에 미치는 영향에서는 직업이동 요인이 21%의 영향을 받는 것으로 확인되었다. 본 연구는 앞으로의 사회정책 수립에 참고가 되며, 베이비부머 세대의 퇴직 후 생활준비에 지침이 될 것이다.

• 한국컴퓨터정보학회논문지
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• 제18권6호
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• pp.101-110
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• 2013

베이비부머세대는 생애주기상 중년기에 해당한다. 이들은 안정된 고용과 소득기반을 상실한채 부모부양은 물론 자녀의 교육, 그리고 자신의 노후를 동시에 준비해야 하는 이중, 삼중의 경제적 부담을 안고 있다. 최근에 이들의 준비되지 않은 퇴직과 은퇴가 주요관심사이다. 본 연구는 베이비부머세대의 특성, 노후생애설계 교육에 대한 현황, 우리나라와 외국의 노후 생애설계 프로그램을 살펴보고 베이비부머세대의 노후생애설계교육 활성화방안을 탐색하고자 한다. 따라서 베이비부머 생애설계교육에서 노후생애설계에 대한 인식을 제고하고 구체적으로 어떻게 실현할 것인지에 대한 미시적 자료 분석을 중심으로 정책적, 실천적 대안을 모색하는 데 있다.