• Title/Summary/Keyword: old-age preparation

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A study on the financial structures for the old age preparations in Korea (국내 노후대비 자산구조에 관한 연구)

  • Park, Dong In;Cho, Kil Ho
    • Journal of the Korean Data and Information Science Society
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    • v.26 no.6
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    • pp.1199-1206
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    • 2015
  • into aging is the most rapidly increasing among the OECD countries. Consequently, this study aims at analyzing the forms of portfolio establishment by group, the factors affecting the old age preparation, and the presence of middle-aged households' preparation for the old ages in order to forestall social problems like the poverty ration of elderly that have been caused by the rapidly aging society. The result shows that the portfolio for the old age preparation can be expanded if a combination product of finance and real estate is developed as a means of old age preparation. Upon the results of the study above, it can be seen that the old age preparations differ according to not only the demographic elements, but also the extent to how much resources one holds. Especially, the various factors affecting the holding resources vary householder by household depending on whether they prepare for the old ages or not.

A Study on the Life Style and the Preparation of Old Age in Opal Generation (오팔세대의 라이프스타일과 노후준비에 관한 연구)

  • Lim, Mi-Jeong;Choi, Gyoo-Seok
    • The Journal of the Convergence on Culture Technology
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    • v.8 no.6
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    • pp.59-65
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    • 2022
  • The baby boomers born between 1955 and 1974, recently called the new age, form a huge population group and show characteristics different from the previous traditional older generations. With the retirement of those who make up 33% of the nation's population in earnest, the emergence of a new generation of the elderly population and policy changes are required. The new middle age generation, also called the opal generation, want to spend their old age productively and autonomously, which has increased due to the increase in life expectancy, and have some economic ability, such as enjoying overseas travel in old age. As preparation for old age is insufficient, policy attention is required for the younger generation as a new generation. In this paper, focusing on the baby boom generation, the definition of the opal generation, their consumption lifestyle, attitudes, social activities, leisure activities, and lifestyle such as health efforts are investigated, and job creation, social re-education, and local It is intended to present practical measures for preparing for old age, such as the establishment of medical facilities and social consideration for a leisurely cultural life.

Effect of Health Condition and Preparation for Old Age of University Students on Awareness of Successful Aging (대학생의 건강상태와 노후준비가 성공적인 노화인식에 미치는 영향)

  • Ha, Eun Ho;Lee, Young Mi
    • Journal of Korean Public Health Nursing
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    • v.34 no.2
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    • pp.198-210
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    • 2020
  • Purpose: This study was undertaken to identify the effect of current health conditions and preparation for old age of university students on the awareness of successful aging. Methods: Totally, 273 university students, based across several cities in South Korea, were enrolled for the study. Data collected were analyzed by applying descriptive statistics, independent t-test, one-way ANOVA, Pearson correlation coefficients, and hierarchical multiple regression, using the SPSS Statistics 23.0. Results: There were three types of hierarchical regression model for awareness of successful aging in university students. Its explanatory power of each model was adjusted R2 of .04, 07, and .31 respectively. Major (β=.14, p=.007), health condition (β=.13, p=.028), preparation for old age (β=.52, p<.001) were significant predictors of awareness of successful aging. Conclusion: Our study results indicate that for university students, diverse interventions to promote the awareness of successful aging must focus on improving the health condition and enhancing preparation for old age.

Effects of the Preparation for the Old Age and Social Networks on Enterpreneurial Intentions (노인준비와 사회적네트워크가 창업의지에 미치는 영향)

  • Kim, Eun Kyoung;Kang, Young Sook
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.11 no.5
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    • pp.105-115
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    • 2016
  • The purpose of this study was to analyze the influencing relationships among the preparation for the old age, social networks, and the enterpreneurial intention of the potential enterpreneurs. 305 numbers of structured questionnaires were collected from the potential enterpreneurs and analyzed through SPSS WIN 21.0 using frequency, validity test, t-test, ANOVA, and regression analysis. The result are as follows. Firstly, the effects of the emotional and economical preparation for the old age on the entrepreneural intention of the potential enterpreneurs were shown as negative. Secondly, the social networks affects the enterpreneural intention of the potential enterpreneurs negatively.

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Degree of Recognition and Preparation for the Old Age Life of Public Servants (공무원들의 노후생활에 대한 인식 및 준비정도)

  • Park, Hyun-Suk;Lim, Jung-Do
    • The Journal of the Korea Contents Association
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    • v.12 no.12
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    • pp.248-260
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    • 2012
  • This study has focused on the degree of recognition and preparation for the old age life of public servants. The subjects of this research were 731 middle-aged public employees in Pusan, Ulsan, Kyeong-Nam Province. The data were collected using a self-administrated questionnaire. The following results were obtained. First, 67.2% respondents were women. Over 45-years old were 28.4%, Middle level quality of life were 46.1%, Over 20-years career were 26.7%, Administration staffs were 33.4%, and 7th grade were 31.9%. Second, In Recognition for the old age life, Respondents and their spouse have the primary responsibility of the dependent elderly. Preferred life area was suburban rural area. The order of anticipated problems of the old age life was financial problem, health problem, and leisure activity. Third, Actually, in preparation for the old age life, the order of respondents preparation was financial stability, health, and leisure activity. Forth, In the satisfaction degree of public pension for the old age life, the order of respondence was insufficient (56.0%), appropriate (17.2%), and ignorant(26.8%).

The influence of the locus of control of middle aged on life satisfaction and preparation for old age among in the times of convergence (융복합시대 중년기성인의 내외통제성이 생활만족도 및 노후준비에 미치는 영향)

  • Lee, Hee-Youn;Jeon, Hye-Seong
    • Journal of Digital Convergence
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    • v.13 no.11
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    • pp.433-440
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    • 2015
  • This paper was to explore the effect of the locus of control on life satisfaction and preparation for old age among middle-aged adults in the time of Convergence. This survey was conducted from September to December 2013, and 284responses were used for the analysis. The data was analyzed by descriptive statistics, Pearson Correlation and Multiple Regression. The research findings could be summarized as the followings. First, the locus of control had significantly positive effect on life satisfaction, Second, the locus of control also had significant effect on preparation for old age among middle-aged adults. Third, life satisfaction between preparation for old age had positive correlations with life satisfaction.

Female Middle-Aged Householders' Experiences in Preparation for Old Age: With Focus on Career Female Householders (중년 여성가구주의 노후준비 경험: 직업이 있는 여성가구주를 중심으로)

Mediation Effect of Marriage Satisfaction about Personality Traits of Married Female Immigrants to Affect on Preparing Their Old Age (결혼이주여성의 성격특성이 노후준비에 미치는 영향에서 결혼만족도의 매개효과)

  • Song, Sun-Hee
    • Journal of Digital Convergence
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    • v.14 no.2
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    • pp.49-56
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    • 2016
  • The purpose of the study is to explore mediation effect of marriage satisfaction when personality traits of married female immigrants would influence the preparation for old age. The survey targets are married female immigrants who live in Seoul, Gyeonggi province, Chungcheong province, and Jeolla province, who are using the programs of Multicultural Center, and who could communicate each other. The analysis was also conducted on 426 of 450 questionnaires. The findings are as follows. First of all, extroversion, agreeableness, conscientiousness, openness of personality traits appear as positive correlation with emotional preparation, physical preparation, financial preparation, marriage satisfaction. However, financial preparation has no correlation with neuroticism. Second, personality traits and marriage satisfaction explain about emotional preparation as 34.6 %, but there is no mediation effect of marriage satisfaction. Third, personality traits and marriage satisfaction explain about physical preparation as 28.1%. In addition, agreeableness and physical preparation have mediation effect of marriage satisfaction. Fourth, personality traits and marriage satisfaction explain about financial preparation as 15.9%.. Moreover, openness and financial preparation have mediation effect of marriage satisfaction.

A Study on the Effects of Retirement Expectations & Social Supports & Entrepreneurial Intention for Employees Engaged in Financial Business on the Preparation for their Old Age (금융업 종사자의 은퇴기대, 사회적 지지 및 창업의지가 노후준비에 미치는 영향에 관한 연구)

  • Kim, Hyong-Sok;Kang, Shin-Kee
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.17 no.1
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    • pp.251-265
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    • 2022
  • According to the 2019 statistics of the National Statistical Office, the population of old people over 65 is 7.69 million which consists of 14.9% of total population in Korea, and the world's fastest compressed-aging is being processed. Employees engaged in financial business as representative high-wage workers tend to choose voluntary retirement regardless of their business types, and rarely get a new job or establish their own business successfully. This study analyzes the effects of retirement expectations, social supports, and entrepreneurial intention for employees engaged in financial business, and the differences by individual characteristics on the preparation for their old age. The subjects include 280 people working at Seoul metropolitan and Daegu area. The data were analyzed with the SPSS Win Ver. 18.0 for frequency analysis, reliability analysis, factor analysis, regression analysis, etc. and the results of the study are as follows. First, the result of analyzing the effect of retirement expectations of employees engaged in financial business on the preparation for old age shows that the retirement expectations of the people who consider retirement is a new start meaningfully affect the financial and physical preparations for old age. Second, it is shown that family relations for employees engaged in financial business meaningfully affect the financial preparation, and family relations and friendship relations meaningfully affect the emotional and social preparations, despite social supports do not relevantly affect the financial preparation for old age. Third, it is also shown that the entrepreneurial intention of employees engaged in financial business does not relevantly affect the financial and physical preparations, but meaningfully affects the emotional and social preparations for old age. Fourth, the result of analyzing the effect of the individual characteristics of employees engaged in financial business on the preparation for their old age shows that age, marital status, and job grade do not relevantly affect, but the experience of entrepreneurship education more affects the preparation for old age than no-experience.

A Study on Korean Adults' Planning for Old Age (한국 성인세대의 노후준비에 관한 연구 - $30{\cdot}40{\cdot}50$대 기혼남녀를 대상으로 -)

  • Kang, Yoo-Jin
    • The Korean Journal of Community Living Science
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    • v.16 no.4
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    • pp.159-174
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    • 2005
  • This study examines adult perceptions of old age planning and the factors that explain the degree of their planning for the future. The data came from 478 adults between the age of 30 and 59 living in Gunpo city. Major findings can be summarized as follows. First, we find that participants are well aware of the need for old age planning, and that the majority of them think aey are responsible for their old age security. Nevertheless they are not preparing for later life very much. Second, they are doing their best planking for their later lives in the area of social activities. The degree of participants' preparation varies depending on their age and socioeconomic factors. Finally, participants who strongly recognize their parents' role are also more likely to plan for the future. These results suggest that the educational programs and systems for pre-instruction about various plans for old age be developed for even younger people.

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