• 한국생활과학회지
• /
• 제11권3호
• /
• pp.237-247
• /
• 2002

The purpose of this study was to compare the attitudes and behaviors toward money among college students after and before IMF economic crisis. The subject of investigation consists of 389 students in the year of 1995 and 112 students in the year of 2000 in Wonkwang university. The major findings are as follows: 1) The exploratory factor analysis of money attitudes and behaviors scale drew four factors such as; power, obsession, money management and pleasure. 2) Male students have a tendency more likely than females not only to look upon money as power but also to have an obsession before IMF economic crisis. But gender differences were disappeared after. 3) In comparison of the before and after IMF economic crisis, the behavior value in reference to money is generally increased. The social power and the cognitive attitude like an obsessional increased smaller than that of a practical such as money management or pleasure. The pleasure is raised the largest. 4) The level of attitudes and behavior for money management is raised the most for female students while, the value of the pleasure has the greatest increase for male students rate.

• 가정과삶의질연구
• /
• 제23권5호
• /
• pp.103-122
• /
• 2005

The purpose of this study was to examine the influences of their money attitudes to spending behaviors of middle, high, and college students. The total number of students selected for this study were 1,252. Factor analysis, Cronbach' ${\alpha}$, two-way ANOVA, Duncan' multiple range test, Pearson correlation analysis, and multiple regression were used for statistical analysis. The results were summarized as followings: 1) The tendency of attitude that money is good was highest. Also, the tendency of attitude that money represents freedom and power was slightly high. On the other hand the attitudes that money represents achievement, and that money is evil were low. Especially the attitude that money represents respect was lowest. 2) Resulting from two-way ANOVA, the attitudes that money is good and represents achievement showed significant interaction effects between sex and age. The altitude that money is good showed significant differences by sex especially among middle and high school students. The altitude that money represents achievement showed significant differences by age among the male students. Three types of attitudes that money is evil, money represents respect, and money represents both freedom and power showed significant main effects in different age groups. Also the attitude that money represents freedom and power showed significant main effect by different sexes. 3) Four different types of measuring spending behaviors scored slightly low mark. 4) Resulting from two-way ANOVA, four different spending behaviors showed significant difference only by sexes and ages. Planned spalding behavior and conscious spending behavior showed significant differences in ages and sexes separately. While impulsive spending behavior by different age groups resulted in significant differences. Excessive spending behavior by sexes resulted in significant differences. 5) Regression analysis showed that planned spending behavior had the linear relationships in no, sex, self-esteem, and attitude that money is good. Conscious spending behavior had the linear relationships in ses, and attitudes that money represent achievement. respect, and freedom. Impulsive spending behavior had the linear relationships in age, self-esteem, and attitudes that money is good and that money is evil, and attitude that money represent freedom, Excessive spending behavior had the linear relationships in sex, self-esteem, and attitudes that money represent achievement, respect and freedom.

• International Journal of Advanced Culture Technology
• /
• 제3권1호
• /
• pp.120-128
• /
• 2015

In this paper, Residential roof top photovoltaic system with 9.9 kW design is proposed. The system composed of 200 Watts solar array 33 panels connecting in series 10 strings and parallels 3 strings which have maximum voltage and current are 350 V and 23.8 A. The 10 kW sinusoidal grid-connected inverter with window voltage about 270-350 is selected to convert and transfer DC Power to AC Power at PCC (Point of Common Coupling) of power system following to utility standard. However the impact of fluctuation and uncertainty of weather condition of PV may decrease the voltage stability and voltage collapse of power system. In order to solve this problem the energy storage such 120 V 1200 Ah battery bank and 30 kVAR capacitor are designed for voltage stability control. The other expensed for installing the system such battery charger, cable, accessories and maintenance cost are concerned. The economic analysis by using investment from money loan with interest about 7% and use own money which loss income of deposit about 3% are calculated as 671,844 and 547,044 for PV system with energy storage and non energy storage respectively. The solar energy from PV is about 101,616 Bath per year which evaluated by using the value of $5kWh/m^2/day$ from average peak sun hour (PSH) of the Thailand and 6.96 Bath/kWh of Feed in Tariff Incentive. The payback periods of four scenarios are proposed follow as i) PV system with energy storage and use loan money is 15 years ii) PV system with no energy storage and use loan money is 10 years iii) PV system with energy storage and use deposit money is 9 years iv) PV system with energy storage and use deposit money is 7 years. In addition, the other scenarios of economic analysis such no FIT support and other type of economic analysis such NPV and IRR are proposed in this paper.

• 대한가정학회지
• /
• 제46권6호
• /
• pp.75-87
• /
• 2008

The purposes of this study were to examine the attitude of undergraduates toward money and the differences in dining-out behavior among three groups of subjects divided by attitude toward money. Self-administrated questionnaires were completed by 387 undergraduates and data were analysed by frequency analysis, chi-square, t-test, one-way ANOVA, factor analysis, reliability analysis, duster analysis and discriminant analysis. Results of study were as follows. There appeared six different attitudes of money among the undergraduates investigated: money as a means of seizing power, money as a life pursuit, money as a tool for rational consumption, money as a barometer of success, money as a cause of anxiety, and distrust. The undergraduates showed several different attitudes of money according to gender, major, age and pocket money. Cluster analysis divided subjects into three groups by attitude toward money : low dependent group, moderately dependent group and high dependent group. Three groups of subjects classified by attitudes of money were different from one another in dining-out behavior as well. The low money-dependent group mainly spent less than 5,000 won on a dining-out, and relied on their own experience and recommendation from others on a dining-out information. In contrast, the high money-dependent group spent 20,000 won or more on dining-out, and the distribution of subjects acquiring dining-out information from various channels in that group was significantly higher than other groups.

• 한국콘텐츠학회논문지
• /
• 제15권11호
• /
• pp.410-421
• /
• 2015

본 연구의 목적은 상가권리금 법제화(2015.5.12.)의 내용을 구체적으로 검토하고, 임차인이 권리금을 회수하는 과정에서 실질적인 보호가 이루질 수 있도록 효과적인 개선방안을 강구하는 데 있다. 이러한 관점에서 본 연구는 다음과 같은 몇 가지 입법론을 제시하고자 한다. 우선, 개정된 상가건물임대차보호법상 서로 상충되는 '권리금' 및 '권리금 계약'의 정의규정은 혼란을 야기할 수 있을 뿐만 아니라, 임차인의 권리금회수보호라는 측면에서도 문제가 있으므로 양자를 일치시켜야 한다. 다음으로, 일정한 요건을 갖춘 경우 권리금 자체의 대항력을 인정하여 임차인의 권리금 회수보호를 강화할 필요가 있다. 또한, 임대인의 임차인 권리금 회수 방해행위와 관련된 모호한 규정들을 명확하게 정비하여야 하며, 권리금 회수방해로 인한 손해배상에 대한 입증책임이 누구에게 있는지를 명확히 정하여야 한다. 마지막으로, 국토교통부 장관으로 하여금 지역별 상권별 업종별 표준권리금 수준을 조사하여 고시하도록 의무화하여야 한다.

• 한국생활과학회지
• /
• 제11권2호
• /
• pp.169-175
• /
• 2002

This paper compared the money beliefs and behaviors and the experiences of four different groups of female college students using furnham's(1984) money Beliefs and Behaviors (MBBS) scale. These four groups were Korean, Japanese, Korean-American, and Japanese American. Two hundreds of female college students were surveyed. Results from an exploratory factor analysis of the MBBS indicate the four factors: Obsession, Power, Anxiety, and Budget. There were significant differences in factors of the money beliefs and behaviors and the selected variables of the money experiences among compared four groups.

• 한국조리학회지
• /
• 제14권2호
• /
• pp.99-114
• /
• 2008

The purpose of this study is to examine the relationships between each type of attitudes toward money and the attributes of choosing family restaurants. A self-administrated questionnaire was completed by 387 students, and data were analysed by frequency, factor, reliability and canonical correlation. Seven factors were obtained from factor analysis of attitudes toward money; Factor 1 "power", Factor 2 "obsession", Factor 3 "retention", Factor 4 "achievement", Factor 5 "anxiety", Factor 6 "distrust", and Factor7 "evaluation". The attributes of family restaurant choice were extracted into six factors: Factor 1 "quality of food", Factor 2 "restaurant event", Factor 3 "interior environment", Factor 4 "value of food", Factor 5 "convenience for approach", and Factor 6 "employees' service". Canonical correlation analysis showed three significant functions. Canonical function 1 showed that the attitudes of considering the power of money, its retention and achievement were indicated to have significantly positive relationships with the quality of food in the attributes of choosing family restaurants. Canonical function 2 showed that significantly negative relationships between distrust and restaurant events and convenience for approach. Canonical function 3 also showed that significantly positive relationships between obsession and anxiety and the interior of restaurants and employees' service, and significantly negative relationships between evaluation and the interior of restaurants and employees' service.

• 가족자원경영과 정책
• /
• 제19권2호
• /
• pp.127-148
• /
• 2015

This study compared types of time and money attitudes by respondents' characteristics, and compared leisure consumption behavior and leisure satisfaction among different groups, which are classified by attitudes toward time and money. It also verified a structural model for the relationship of leisure satisfaction and the attitudes toward time and money, and investigated the moderating effects of leisure consumption behavior. Data were obtained from a questionnaire completed by 512 adult consumers. Using factor analyses and cluster analyses, this study classified the types of time and money attitudes. The time attitude was categorized according to four clusters: time-insensibility, future- oriented, present-oriented, and past-oriented. The money attitude was divided into four clusters: future safety, stinginess/anxiety, diversion, and power/prestige. The major findings of this study were as follows: First, the propensity of leisure consumption behavior to seek fashion and conspicuousness was higher for time-insensibility group than for the others. However, the propensity of rational consumption behavior for leisure was higher for the future-oriented group. The level of leisure satisfaction was the highest for the time-insensibility group. Second, the propensity of leisure consumption behavior to seek fashion and conspicuousness was higher for those who considered money as tools for diversion and power/prestige. The propensity of rational consumption behavior for leisure was higher for the future safety and stinginess/anxiety groups. The level of leisure satisfaction was significantly higher for the diversion group. Third, from the results of structural analyses, the time-insensibility attitude showed a positive effect on the leisure consumption behavior to seek fashion and conspicuousness. The future-oriented attitude had a positive effect on the propensity of rational consumption behavior for leisure. The money attitudes of diversion and power/prestige had positive impacts on the leisure consumption behavior to seek fashion and conspicuousness, although they had negative effects on the propensity of rational consumption behavior for leisure. The leisure consumption behavior to seek fashion and conspicuousness had a positive effect on leisure satisfaction, although the rational consumption behavior for leisure had a negative effect.

• 한국지역사회생활과학회지
• /
• 제23권4호
• /
• pp.509-522
• /
• 2012

The purpose of this study was to explore the effects of adolescent consumers' attitudes toward money and conspicuous consumption on unethical consumption behavior in commercial transactions. The main survey was conducted targeting 290 middle and high school students. As a result of this research, first in the case of adolescent's attitudes toward money, the symbol for happiness and success was 3.11 and the means of control was 1.77 respectively. The level of conspicuous consumption behavior was 2.75 and the level of unethical consumption behavior scored as passive unethical consumption behavior was 1.38 while the active unethical consumption behavior was 2.10. Second, in the case of the attitude toward money as a means of control, it differentiated according to the level of living and the amount of allowance. Conspicuous consumption behavior differentiated according to the amount of allowance and the father's education. Active unethical consumption behavior showed a difference according to the amount of allowance and the father's education. Multiple linear regression analysis conducted to identify relative effects of the variables that affect unethical consumption behavior, in case of passive unethical consumption behavior, showed that conspicuous consumption(${\beta}$=.23, p<.01) and attitudes toward money as a means of control(${\beta}$=.29, p<.001) with an explanatory power of 18%. In the case of active unethical consumption behavior, showed that sex(${\beta}$=.16, p<.05), father's education(${\beta}$=-.15, p<.05), attitudes toward money as means of control(${\beta}$=.18, p<.5) and conspicuous consumption(${\beta}$=.36, p<.001) with an explanatory power of 26%.

• 통상정보연구
• /
• 제14권1호
• /
• pp.171-195
• /
• 2012

본 논문은 한중 양국의 FDI 관련 현황과 정책적 강약점을 파악하고 이를 통해 중국자본 유치전략에서 요구되는 기본적 전제조건을 검토함으로써 향후 중국자본 유치에 도움이 되는 정책방향을 모색하는 데에 연구목적을 둔다. 연구결과 도출된 주요 전제조건들을 제시하면 다음과 같다. 첫째, 한중간 경제관계는 상호보완적이고도 협력적인 수준에 크게 미흡한 상태이므로 무조건적 경쟁관계로 발전할 수 있는 위협요인들을 미리 제거하고, 양국간 신뢰관계를 확대해 나가야 한다. 둘째, 적어도 중국의 입장에서 보면 한국은 매력적인 투자처가 되지 못하고 있다. 최근 발효된 한미FTA 등 한국의 FTA 확대 기회를 적극 활용할 필요가 있다. 셋째, 한국을 대신하는 중국의 대체투자처는 항상 존재하고 있으므로, 투자종목이나 투자규모, 투자방식 등 중국자본 유치에 관련된 투자 협상력은 상당 부분 중국측이 가지고 있다는 사실을 간과하지 말아야 할 것이다. 넷째, 한국의 FDI 정책이 기존의 정책적 프레임 속에 갇혀 규칙 파괴자(rule breaker)의 기능을 발휘하지 못한다면 중국자본 유치는 노력에 비해 성과를 기대하기 어려울 것이다. 다섯째, 중국을 과대평가하거나 중국자본의 힘을 맹신하는 상황에서 중국자본 유치 노력을 경주하다가는 외형적 투자 또는 부실투자로 이어져 예기하지 못한 국가적 손실을 초래할 수 있다는 점에 유의해야 한다.