• Title/Summary/Keyword: lease bank

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A Case Study on Farmers' Participation in Farmland Bank : Focusing on Long-term Leasing Business of Farmland in Gangwon Province (참여농가 사례분석을 통한 농지장기임대차사업 개선방안에 관한 연구 : 강원도를 중심으로)

  • Yi, Hyangmi;Kim, Mi Young
    • Journal of Korean Society of Rural Planning
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    • v.20 no.3
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    • pp.55-66
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    • 2014
  • Under high agricultural automation in rice farming, cultivation acreage expansion can be considered for the economies of scale. Also, considering the circumstances of higher ratio in leased farms than independent farms, Long-term Leasing Business of Farmland can be the most public and transparent method to expand cultivation acreage for lease farming. Therefore, this research observes the various factors such as application motives, satisfaction, and demands of Long-term Leasing Business of Farmland, which the importance is on the rise and serves as a means to increase agricultural expansion, as well as its operational performance analysis. The research results and implications are as follows. Long-term Leasing Business of Farmland have positive effects such as ensuring stable farming through documental contract, providing convenience because the lease contractor requires no meetings during the contract period, providing opportunities to expand the farm size, and acquiring economical gain which is linked to satisfaction aspects of the businesses. On the other hand, demands such as strengthened business advertisement, writing business documents by correlating with related organizations, and clear lease price configuration were made by the businesses. To bring improvements, this research proposes; 1) expanding support to related businesses, 2) providing convenience through related organization correlations, and 3) configuring clear lease prices considering the regional conditions.

The Effect Factors affecting Lease Guaranteed Loan on Lease Market Fluctuation by Time Series Analysis Model (시계열 분석 모형을 이용한 전세시장 변동에 따른 전세보증대출 영향 요인에 관한 연구)

  • Jo, I-Un;Kim, Bo-Young
    • The Journal of the Korea Contents Association
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    • v.15 no.6
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    • pp.411-420
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    • 2015
  • With the rapid increase in the price of house lease, a unique housing form in Korea, a serious social issue has been raised as to the use value of house lease and residence stability of the ordinary people. This study thus aimed to analyze the direct factors that affect lease guaranteed loan and market volatility in order to explore the right direction of financial policy to reduce housing burdens. To this end, the direct variables affecting house lease guaranteed loan, including lease price, transaction price and lending rate, were defined. Vector Error Correction Model (VECM), a time series analysis, was employed to dynamically explain the data. Based on the house lease prices and bank data on loans between January 2010 and December 2014, it was found that the increase in lease price was the direct result of the increase in lease guaranteed loan, not that of the decrease in lending rate or increase in housing transaction price.

A Study on Construction Plan of Lease Bank Platform for Research Equipment Using Expert System (전문가 시스템을 활용한 연구장비 리스뱅크 플랫폼 구축방안 연구)

  • Moon, Jae-Chun;Cho, Han-Jin
    • Proceedings of the Korean Society of Computer Information Conference
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    • 2022.07a
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    • pp.635-636
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    • 2022
  • 대학·연구기관 등이 보유한 연구장비의 공동활용으로는 중소기업의 즉각적인 수요를 해결하기에는 역부족이다. 중소벤처기업의 다양한 요구를 실시간으로 충족시키기 어려우며, 이용비용, 이용절차 복잡, 예약대기 등의 애로사항이 많아 중소벤처기업은 민간의 리스업체를 선호하는 경향이 있다. 중소벤처기업은 연구개발을 위한 자체 보유 연구장비가 부족하여 자체시험, 설계분석 수행이 어려움에 따라 R&D 초기단계부터 애로가 발생하고 있다. 또한 중소기업이 외부 시험, 검사장비 활용 시 경제적 부담, 이용절차 복잡 등의 다양한 어려움을 겪고 있어 연구장비의 새로운 지원방식의 필요성이 제기되고 있다. 미국의 경우 민간 중심으로 연구장비 임대를 활성화하고 있고, 일본 및 유럽은 임대지원 정책을 추진하고 있으므로 우리도 이러한 리스뱅크 플랫폼의 구축이 시급한 실정이다. 따라서, 연구장비 임대, 공동활용 등 종합적인 서비스와 중소벤처기업이 이용하기 쉽고 편리한 전문가 시스템을 활용한 연구장비 리스뱅크 플랫폼 구축방안을 살펴보자.

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A study on the Introduction Plans of Forest Land Bank System (산지은행제도의 도입방안에 관한 연구)

  • Kim, Jong-ho;Kim, Won Kyung;Kwon, Soon-duk
    • Journal of Korean Society of Forest Science
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    • v.104 no.3
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    • pp.503-511
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    • 2015
  • The purpose of this study is to suggest the introduction plans of forest land bank system for effective forestry management as well as the livelihood stability support of aged forest landowners. It is expected that forest land bank system can contribute to solve forestry management problems caused by small and scattered forest lands, aging forest landowners, and the increase of absentee forest landowners. This study examined an existing related case of Farmland Bank system, and suggested basic directions, main functions, priority, and agency for forest land bank system. The goals of forest land bank system include activating private forest land management, improving forest management scale, and supporting stable forestry income. Based on the examination of this study, main projects of forest land bank involve forest land sale and lease consignment, forest land reverse mortgage, forest land scale improvement project, and forest business recovery support program. In addition, this study discussed potential problems and their solutions in introducing and operating the forest land bank system. This study can play a key role to determine a basic direction and to establish policies of the forest land management.

The Issues and Counter-measures of the Loan for the KNAC Graduates' initial stage of Farm Business (한국농업전문학교 졸업생 창업농자금 지원상의 문제점 및 대책)

  • Ahn, D.H
    • Journal of Practical Agriculture & Fisheries Research
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    • v.9 no.1
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    • pp.3-12
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    • 2007
  • It is our imminent project that we should train young and able manpower to strengthen the international competitiveness under the free trade of agricultural products, to solve the problem of decrease in farm population and of aging people in agriculture. The objective of this research is to suggest an alternative policy plan through the survey and analysis on the controversial issues in loans for starting agricultural business based on the survey of graduates of Korea National Agricultural College from 2002 to 2005. According to the survey, in case of graduates who are not available sufficient fanning capital such as land and agricultural facilities on it, they are not able to get loans from banks in that situation. The survey, as a result, points out that those who are legally required to do farming should be given several special aids by the government such as the improvement of Credit Guarantee Fund System for Farmers and Fishermen and the farming loans conditions for initial farm business, a long term lease of public land, giving a priority in lease-farmland project of farmland bank and allowing loan for working capital for farm management.

A Literature Review on the Industrial History of Assistive Technology (Rehabilitation Engineering) and the Developmental Plan of Industry (한국 보장구(재활공학)산업의 역사와 발전 방안에 관한 고찰)

  • Kim, Myung-Hoe
    • Physical Therapy Korea
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    • v.4 no.3
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    • pp.84-96
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    • 1997
  • This paper reviews the developmental plan of industry in the industrial present condition of Korean Assistive Technology (Rehabilitation Engineering). The discussion includes the important role that go ahead the research of present condition about the enterprise of Assistive Technology (Rehabilitaton Engineering), reinforce the standard of equipment, the enterprise requesting the enlargement of facilities must lease a low late by the bank financing, give a necessary funds to a excellent minor enterprise, support a variety custom reduce method to buy a machine parts and machinery. The education master plan for rehabilitation engineer must be necessary the national medical engineer by establishing over one department at one big city and one province Further more research studies are required to realize on the developmental plan of Assistive Technology (Rehabilitation Engineering).

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Strategies for Multilateral Development Banks Utilization to Enhance International Construction Competitiveness (해외건설 수주경쟁력 강화를 위한 다자간개발은행 활용 방안)

  • Sohn, Tae-Hong;Jung, Chang-Goo;Jang, Hyoun-Seung
    • KSCE Journal of Civil and Environmental Engineering Research
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    • v.32 no.5D
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    • pp.493-498
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    • 2012
  • Korean construction companies have maintained stable market share based on high technology and cost competitiveness although international construction market has been stalled due to increasing global economy uncertainties. However, Korean construction companies have relied heavily on the general types of projects in Middle East and Asia although the portion of different types of projects such as Build-Transfer-Operate (BTO), Build-Transfer-Lease (BTL), and Public-Private-Partnership (PPP) has been increasing in the market. When delivering huge projects requiring contractors deal with activities from project planning to operation, securing finance sources and profitability is deemed critical. Therefore, Korean construction companies need more attentions on the construction market supported by Multilateral Development Banks. However, Korean construction companies have not utilized effective strategies for the market entry and also government supportive policies are not useful enough to help construction companies. This study aims both to analyze the contract structure of Korean construction companies for presenting critical factors that need to be prepared and to suggest various methods that can be applied to support construction companies that have much interest in the Multilateral Development Banks. According to the results of study, it is important that Korean government provide structural information system, make a specialized organization, prevent over-heating among Korean construction companies, and collaborate with Official Development Agency. In addition, it appeared that the fairness and financial stability of project have recognized main advantages of the Multilateral Development Banks.