• Title/Summary/Keyword: lapse

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An empirical study on the influence of product portfolio and interest rate on the lapse rate in the life insurance industry (생명보험산업에서 상품 판매비중과 금리가 해약률에 미치는 영향에 관한 연구)

  • Jung, Se-Chang;Ouh, Seung-Cheol;Kang, Jung-Chul
    • Journal of the Korean Data and Information Science Society
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    • v.22 no.1
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    • pp.73-80
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    • 2011
  • The purpose of this study is to analyse the influence of product portfolio and interest rate on the lapse ratio. This issue is very important because of the recent introduction of IFRS and CFP. The fixed-effect model and the random-effect model are estimated with using panel data and the Hausman test is employed in order to select a model. The results of this study is summarized as follows. Firstly, the random effect model is selected. According to the model, the lapse rate increases as the portfolio of savings plan, sickness, and death increases and the interest rate is high. Secondly, health insurance and variable insurance product show a negative relationship with the lapse rate.

Free Moving Time-lapse dolly Design (움직임이 자유로운 Time-lapse dolly 설계)

  • Kim, Seung-Min;Kim, Heung-Il;Jeon, Seung-Woo;Hwang, Jeong-Kil;Woo, Yoonhwan
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.14 no.12
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    • pp.6082-6089
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    • 2013
  • The supply of DSLR cameras has increased recently. Because of its widespread use, different types of DSLR camera video techniques have also been developed. Time-lapse is an effective filming technique that helps produce a fine-quality video clip by taking pictures of multiple camera shots during certain time intervals without recording the actual video clip, as the existing technique does. Machinery equipment (dolly), which controls the speed of movement and shutter, needs to be deleted. This paper introduces a method for a designing movement system that satisfies the design conditions. In addition, this paper proved the validity of the design by performing stress analysis on the static and dynamic conditions of the final design.

A Constrained Optimum Match-filtering Method for Cross-equalization of Time-lapse Seismic Datasets (시간경과 탄성파 자료의 교차균등화를 위한 제약적 최적 맞춤필터링 방법)

  • Choi, Yun-Gyeong;Ji, Jun
    • Geophysics and Geophysical Exploration
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    • v.15 no.1
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    • pp.23-32
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    • 2012
  • The comparison between time-lapse seismic datasets is the most popular method in the reservoir monitoring. The method of extracting the changes only due to the change in the reservoir is the essential technique in the comparison of time-lapse seismic datasets. In the paper, the conventional cross-equalization approaches and an enhanced optimized approach have been tested and compared each other. As conventional approaches, the bandwidth equalization and phase rotation methods have been tested in frequency, time and mixed domains, respectively and their results were compared each other. In order to overcome the limit of the conventional approaches, which loses high frequency components, a new constrained optimum filtering method was proposed and experimented. The new constrained filtering method has shown the improvement in broadening the bandwidth of the components of reservoir changes by acquiring optimized match filter.

Energy Modeling of a Supertall Building Using Simulated 600 m Weather File Data

  • Irani, Ali;Leung, Luke;Sedino, Marzia
    • International Journal of High-Rise Buildings
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    • v.8 no.2
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    • pp.101-106
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    • 2019
  • Assessing the energy performance of supertall buildings often does not consider variations in energy consumption due to the change of environmental conditions such as temperature, pressure, and wind speed associated with differing elevations. Some modelers account for these changing conditions by using a conventional temperature lapse rate, but not many studies confirm to the appropriateness of applying it to tall buildings. This paper presents and discusses simulated annual energy consumption results from a 600 m tall skyscraper floor plate located in Dubai, UAE, assessed using ground level weather data, a conventional temperature lapse rate of $6.5^{\circ}C/km$, and more accurate simulated 600 m weather data. A typical office floorplate, with ASHRAE 90.1-2010 standards and systems applied, was evaluated using the EnergyPlus engine through the OpenStudio graphical user interface. The results presented in this paper indicate that by using ground level weather data, energy consumption at the top of the building can be overestimated by upwards of 4%. Furthermore, by only using a lapse rate, heating energy is overestimated by up to 96% due to local weather phenomenon such as temperature inversion, which can only be conveyed using simulated weather data. In addition, sizing and energy consumption of fans, which are dependent both on wind and atmospheric pressure, are not accurately captured using a temperature lapse rate. These results show that that it is important, with the ever increasing construction of supertall buildings, to be able to account for variations in climatic conditions along the height of the building. Adequately modeling these conditions using simulated weather data will help designers and engineers correctly size mechanical systems, potentially decreasing overall building energy consumption, and ensuring that these systems are able to provide the necessary indoor conditions to maintain occupant comfort levels.

The Use and Study of Time-Lapse Tools in Virtual Sound Field Design

  • Wang, Yan-bing
    • Journal of the Korea Society of Computer and Information
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    • v.22 no.7
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    • pp.93-100
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    • 2017
  • In this paper, we propose a methodology of using time-lag, make it serve the sound field, in order to smoothen the music production and reduce conflicts. The importance of music production in today's music industry chain is becoming more and more apparent. In the process of music production, the creators pay more attention to the design and adjustment of virtual sound field, especially the late mixing and production. In the process, as a commonly used tool for the adjustment of sound field, "time-lapse" plays a decisive role.

A Time-Lapse Microgravity for Grout Monitoring (그라우팅 전후의 시간차 고정밀 중력탐사)

  • Park, Yeong-Sue;Rim, Hyoung-Rae;Lim, Mu-Taek;Koo, Sung-Bon
    • 한국지구물리탐사학회:학술대회논문집
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    • 2007.06a
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    • pp.101-106
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    • 2007
  • A time-lapse microgravity survey on a newly widen road at Muan, where limestone cavities are developed, for monitoring the change of the subsurface density distribution before and after grouting. Microgravity monitoring is identified as a quick, easy and cost effective. But, it requires strict data acquisition and quality control due to the differences of conditions at measurements. The survey was carried out two times, that is, October 2005 and September 2006. The data were adjusted for reducing the effects due to the different condition of each survey. The processed data acquired in 2005 and 2006 were inverted into the subsurface density distributions. They show the change and development of density structure during the lapsed time, which implies the effects of grouting.

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Time-lapse Inversion of 2D Resistivity Monitoring Data (2차원 전기비저항 모니터링 자료의 시간경과 역산)

  • Kim, Ki-Ju;Cho, In-Ky;Jeoung, Jae-Hyeung
    • Geophysics and Geophysical Exploration
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    • v.11 no.4
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    • pp.326-334
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    • 2008
  • The resistivity method has been used to image the electrical properties of the subsurface. Especially, this method has become suitable for monitoring since data could be rapidly and automatically acquired. In this study, we developed a time-lapse inversion algorithm for the interpretation of resistivity monitoring data. The developed inversion algorithm imposes a big penalty on the model parameter with small change, while a minimal penalty on the model parameter with large change compared to the reference model. Through the numerical experiments, we can ensure that the time-lapse inversion result shows more accurate and focused image where model parameters have changed. Also, applying the timelapse inversion method to the leakage detection of an embankment dam, we can confirm that there are three major leakage zones, but they have not changed over time.

Evaluation of human embryo development in in vitro fertilization- and intracytoplasmic sperm injection-fertilized oocytes: A time-lapse study

  • Kim, Hyung Jun;Yoon, Hye Jin;Jang, Jung Mi;Lee, Won Don;Yoon, San Hyun;Lim, Jin Ho
    • Clinical and Experimental Reproductive Medicine
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    • v.44 no.2
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    • pp.90-95
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    • 2017
  • Objective: We investigated whether the insemination method (in vitro fertilization [IVF] or intracytoplasmic sperm injection [ICSI]) affected morphokinetic events and abnormal cleavage events in embryonic development. Methods: A total of 1,830 normal fertilized embryos were obtained from 272 IVF and ICSI cycles that underwent ovum retrieval culture using a time-lapse system (Embryoscope) from June 2013 to March 2015. All embryos were investigated by a detailed time-lapse analysis that measured the developmental events in the hours after IVF or ICSI insemination. Results: No significant differences were observed between the two groups regarding clinical outcomes (p>0.05). ICSI-derived embryos showed significantly faster morphokinetics than those derived from conventional IVF, from the time to pronuclear fading to the time to 6 cells (p<0.05). However, no significant differences were found from the time to 7 cells to the time to expanded blastocyst (p>0.05). There were no differences in abnormal cleavage events between the two groups (p>0.05); they showed the same rates of direct cleavage from 1 to 3 cells, 2 multinucleated cells, 2 uneven cells, and reverse cleavage. Conclusion: The morphokinetics of embryo development was found to vary between IVF- and ICSI-fertilized oocytes, at least until the 6-cell stage. However, these differences did not affect the clinical outcomes of the embryo. Additionally, no significant differences in abnormal cleavage events were found according to the fertilization method.

Air Temperature Variation Affected by Site Elevation in Hilly Orchards (구릉지 과원의 고도에 따른 기온변이)

  • 정유란;서희철;윤진일
    • Korean Journal of Agricultural and Forest Meteorology
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    • v.5 no.1
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    • pp.43-47
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    • 2003
  • Air temperature was continuously measured in hilly pear orchards at 4 sites with elevations of 10, 49, 104 and 253 m above sea level. The mean air temperature, averaged over the 10-month period from August 2001 to June 2002, decreased as the site elevation increased by 0.2$^{\circ}C$ per 100 m. This weak lapse condition was amplified during daytime by sun-slope geometry. But on most days an inversion condition began by sunset and persisted until the next sunrise. During the observation period, daily minimum temperature at the valley bottom was lower than that of the hilltop on 67% of the days, and the average temperature difference was 1.4$^{\circ}C$. Inversion of daily minimum temperature under clear sky conditions was stronger in spring and autumn than in winter with a maximum of 6$^{\circ}C$. Lapse condition was predominant in daily minimum temperature on rainy days, and the lapse rate was strongest in winter.

The Effect of Climate Data Applying Temperature Lapse Rate on Prediction of Potential Forest Distribution (기온감율을 적용한 기후자료가 잠재 산림분포 예측에 미치는 영향)

  • Lee, Sang-Chul;Choi, Sung-Ho;Lee, Woo-Kyun;Yoo, Seong-Jin;Byun, Jae-Gyun
    • Journal of Korean Society for Geospatial Information Science
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    • v.19 no.2
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    • pp.19-27
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    • 2011
  • The objective of this study was to suggest technical approaches for preparation and down scaling of climate data used for predicting the potential forest distribution. To predict the forest distribution, we employed a Korean-specific forest distribution model, so-called the TAG(Thermal Analogy Group), and defined the PFT(Plant Functional Types) based on the HyTAG(Hydrological and Thermal Analogy Group). The climate data with 20km spatial resolution were interpolated to fit on the input data format with 1km spatial resolution. Two potential forest distribution maps were estimated using climate data constructed by kriging, one of the interpolation and down-scaling approaches, with and without lapse rate considered. Through the verification process by comparing two potential maps with the actual vegetation map, the forest distribution using the lapse rate was proven to be 38% more accurate.