• 제목/요약/키워드: income-stability

검색결과 217건 처리시간 0.022초

농촌가계의 재무관리행동과 주관적 소비수준 (Financial Management Behavior and Subjective Level of Consumption of Rural Households)

  • 손상희
    • 한국생활과학회지
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    • 제7권1호
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    • pp.85-95
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    • 1998
  • The main purpose of this study was to investigate the relationship between financial management behavior and subjective level of consumption of rural households. In this study, financial management behavior was defined to include 'budgeting' and 'expenditure management'. Data were collected from the 215 rural households in 13 different provinces of Chungnam, and 203 households were used for the analysis. Frequency distribution, means, and path analysis were employed for the statistical analysis. Major findings were as follows. Budgeting behavior had a significant positive effect on rural households' subjective level of consumption, while expenditure management behavior didn't have any significant effect. This implies that active and systematic financial management behavior such as budgeting is more effective than relatively passive financial management behavior like expenditure management on the enhancement of economic well-being of rural households. Age, education, and number of non-farm earners had indirect effects on the subjective level of consumption through budgeting behavior. Income stability had a direct effect and income had both direct and indirect effects on the subjective level of consumption.

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재택근로와 가족자원경영학의 과제 (Home-Based Work and the Tasks of Family Resource Management)

  • 김외숙
    • 가족자원경영과 정책
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    • 제2권2호
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    • pp.83-92
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    • 1998
  • The purpose of this study is to review the concept of home-based work, introduce the activities of American home economists on home-based work and propose the tasks of family resource management for home-based work. Home-based works is defined as the work which generates income at home and classified 3 types: home-based business, employed home-based work and homework. The activities of American scholars are reviewed focusing on the Coorperative Regional Research Project, NE-167, entitled "At-Home Income Generation: Impact on Management, Productivity and Stability in Rural/Urban Families"and the participants of the project. Finally the tasks of family resource management are pursued in terms of research, education and service.d service.

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가족 자원 활용을 위한 재택사업(Home-Based Business)에 관한 연구 (Theoretical Approach to the Home-Based Business for Using the Family Resourses)

  • 문숙재;김지희
    • 가족자원경영과 정책
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    • 제1권1호
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    • pp.43-55
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    • 1997
  • The Purpose of this study is to theoretically approach about Home-Based Business and develop a clear understanding of the relationship between family functioning and business viability in families who own and operate Home-Based Business. Home-Based Business is perceived as a viable income producing option for people who have lost their traditional income source and a mechanism for using of women’s lafor forces. Home-Based Work are changed in family structure and the allocation of work. Several authorities have suggested that Home-Based Business provides an effective way to balance the demands of paid employment and family responsibilities, particulary for women. All of these factors have contributed to an increase in the number of Home-Based Workers. Therefore, this proposed research reviewed the Home-Based Business as they contributed to individual and family well-being in both family and business settings and examined the Home-Based Business related factors which influencing the family life. Such understanding will be helpful in enhancing the stability and security of families who own and operate Home-Based Business.

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리스금융회사의 정보화 및 경영실패 사례연구 -P리스사의 재무회계분석을 중심으로- (A Case of Financial Distress of Leasing Company: A Financial and Accounting Analysis of P Leasing Company)

  • 이용환
    • 디지털융복합연구
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    • 제2권1호
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    • pp.145-160
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    • 2004
  • P Leasing Company was a steady growing company with positive net income in most years since 1985 when it was established. However, it suddenly experienced a minus net income of 6.8 billion won in 1996. The reason of its deficit was known to be the financial distress of its two major leasing contracts. The total amount of two contracts was 58 billion won witch is about 8% of total amount of its leasing contracts. In this paper, we analyse how the disability of lease payments from the two leasing contracts influence P Leasing Company's financial stability, growth opportunity, and profitability. In addition, by performing ROI analyse, we point out the financial reasons of P Leasing Company's deficit in 1996. We hope our case analysis to help students understand the cash flow of leasing companies. The P Leasing Company case also illustrates the fact that bad leasing contracts would seriously affect the profitability of leasing companies as bad loans would seriously do the profitability of commercial banks.

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노인소비자문제에 관한 연구 (A Study on the Consumer Problems of the Elderly)

  • 이성림
    • 대한가정학회지
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    • 제29권1호
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    • pp.177-188
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    • 1991
  • The purpose of this study is to investigate elderly consumer problems raised from the process of satisfing one's own consumer need(consumer expenditure problem) and purchasing goods and services in the market(purchase poblem). A survey was conducted and the data from 256 elderly persons aged 60 or more was collected. To analyze the data, following statistical methods were used: ANOVA, t-test, Multiple Regression Analysis. Major findings are as follows. 1) The Average of consumer expenditure problem is below the mid-point. 2) The levels of consumer expenditure and purchase problems differ due to consumer role performance, family solidarity, spause, educational level, discretionary expenditure, income stability and source of income 3) family solidarity, educational level and discretionary expenditure have strong independent influecces on consumer problems both in consumer expenditure and purchase in order named.

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임신부의 자녀관 : 성선호와 임신동기 (Pregnant Women's Value of Children: Sex Preference and Pregnancy Motivation)

  • 박경애
    • 대한가정학회지
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    • 제31권1호
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    • pp.25-33
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    • 1993
  • Sex preference and pregnancy motivation are analyzed using the data of 117 pregnant women in Chonju City. The results indicate that women prefer son, regardless of various sociodemographic variables such as pregnancy experience, number of children, women's education, occupation, income, religion, experience, number of children, women's education, occupation, income, religion, and men's education and occupation. Sex preference is statistically significant by women's marital status and age, and children's sex composition. The analysis on 19 pregnancy motivation items shows that pregnancy motivation differs by women's occupation, marital status, number of children, education and their partner's education. Factor analysis on pregnancy motivation items reveals six dimensions for all pregnancy: economic ability, value of child-care, psychological stability, family lineage, old economic dependency are statistically significant dimensions for son preference compared with daughter preference.

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중년여성의 우울 관련변인에 관한 연구 (A Study on the relevant Variables of Middle-aged Women's Depression)

  • 변외진;김춘경
    • 대한가정학회지
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    • 제44권7호
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    • pp.125-139
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    • 2006
  • The purpose of this study is to analyse the factor of the Variables that contributed to the depression of middle-aged women. The subjects were 751 Middle-aged women whose age was from 41 to 60. The instruments used in the study were the assessment of depression, the assessment of climacteric symptoms, the assessment of marital satisfaction, the assessment of marital stability, the assessment of ego identity and the questionnaire of demographic variables. The data were analysed by using descriptive statistics, ANOVA, Duncan, pearson correlation, hierarchical multiple regression. The findings were as follows; (1) According to the job, the level of education, the state of marriage, the subjective level of health, the subjective level of economy, household income, present problem, the level of family-of-original relationship, the age of last child, religion and spouse's occupation there were differences of depression; (2) In the result of the analysis of relationships of depression, the depression was correlated with Climacteric Symptoms positively and with Marital Satisfaction, Marital Stability, and Ego Identity negatively; (3) Predictors of depression of the Middle-aged women ordered climacteric physical, climacteric psychological, marital satisfaction, marital stability, identity moratorium, goal oriented, identity diffusion, initiative. Based on these results, the recommendations for the future research in this area were discussed.

저소득층 조손가정 대상의 에듀케어 프로그램에 대한 질적 연구 (A Qualitative Research on the Effects of an Edu-care program for Low-income Grandparent-headed Families)

  • 곽윤정
    • 한국보육지원학회지
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    • 제11권2호
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    • pp.261-281
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    • 2015
  • 본 연구는 저소득층 조손가정의 조부모와 손자녀의 일상을 파악하는 동시에 저소득층 조손가정을 위한 에듀케어 프로그램이 조부모와 손자녀에게 어떤 영향을 미쳤는지 알아보는데 목적이 있다. 이를 위하여 에듀케어 프로그램에 참여한 저소득층 조손가정의 조부모 10인과 손자녀 아동 10인을 대상으로 약 5개월에 걸쳐 심층면담을 실시하였다. 에듀케어 프로그램 실시 후 조부모는 학습 지도 및 양육 기술의 향상과 심리적인 안정을 경험하였으며, 손자녀의 경우 학습역량 및 학습동기의 증진과 함께 진로를 위해 공부가 필요하다는 인식의 변화를 경험하는 것으로 나타났다. 본 연구결과를 통해 저소득층 조손가정을 위한 실질적 지원으로 조부모와 손자녀 요구에 맞춘 통합 지원 프로그램, 수준별 교육과정, 인적 자원의 지지와 지원의 필요성에 대한 시사점을 얻을 수 있었다.

주택 금융환경이 주택가격에 미치는 영향에 관한 연구 -수도권을 중심으로- (A Study of about the Influence of House Price on Housing Financial Environment -The Case of Seoul Metropolitan Area-)

  • 김영선
    • 경영과정보연구
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    • 제25권
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    • pp.321-337
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    • 2008
  • The house price rise suddenly is not only Economic stability but economic, mental state of a heavy burden to people. This paper is a house finance environment analyzed in this research about the rise factor of the house price and the result to present the plan to the natural disposition. The financial institute has an influence on the disguised demand extension of the house and The mortgage Lending in commercial Banks with the earnings as the stability high than the industry loaning. A house finance environment changes and will go from economic factor of the variety of the life style, the housing conditional according to the income level, a children education condition, and the population structure many this little. The disposition of the house need changes according to this and will have an influence on the house price. Necessary for a house market environment house policy of the market need which the consistency reflects so that we are suitable and is desired.

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대학병원의 재무성과 비교 분석 (Comparative Analysis of Financial Performance in University Hospital)

  • 양종현
    • 보건의료산업학회지
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    • 제14권2호
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    • pp.15-27
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    • 2020
  • Objectives: The purpose of this study is to compare analysis of financial performance in university hospitals. Methods: Data from 2005 to 2017 were collected from income statement, balance sheet, and annual reports in 23 university hospitals. The dependent variables are used financial performance, namely, medical profit to total assets, medical profit to medical revenue, and net profit to medical revenue. The independent variables are establishment type, hospital province, bed, open liquidity, stability, and activity. Results: From 2005 to 2007, university hospitals steadily increased medical revenues, nonmedical revenues, medical profit, net profit, and reserve fund for essential business by investing fixed assets using financial leverage. From 2015 to 2017, the debt ratio was minimized based on existing management performance. Results showed that university hospitals maintained high profitability by actively investing in medical equipment, medical environment, and facilities using reserve fund for essential business. Conclusions: Results suggest that this will be the basic data for efficient management of university hospitals.