• 한국정보시스템학회지:정보시스템연구
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• 제33권1호
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• pp.115-131
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• 2024

Purpose This study aims to analyse the impact of the development of fintech and the emergence of internet primary banks due to the increasing use of smartphones on the performance of traditional local banks from both financial and non-financial perspectives. Return on equity (ROE) and return on assets (ROA) are used to assess the performance differences between the two types of banks and how these differences are affected by their financial characteristics. Design/methodology/approach Using return on equity (ROE) and return on assets (ROA) as indicators, we identified the differences in operating performance between the two types of banks. In addition, this study analysed the impact of financial characteristics on profitability through regression analysis with various control variables. We further studied the impact of non-financial characteristics (customer reviews, social media reactions, etc.) on operating performance. Findings The net interest margin ratio of local banks had a positive impact, while the marketable securities ratio of Internet primary banks had a negative impact. The non-financial analysis shows that the number of customer reviews and social media reactions have a significant impact on the performance of Internet primary banks, suggesting that customer satisfaction and positive market perception are important factors in the performance of Internet primary banks.

• 한국압력기기공학회 논문집
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• 제4권2호
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• pp.20-28
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• 2008

According to IAEA regulations, a transportation package of radioactive material should perform its intended function of containing the radioactive contents after the drop test, which is one of hypothetical accident conditions. Impact limiters attached to a transport cask absorb the most of impact energy. So, it is appreciated to determine properly the shape, size and material of impact limiters. A material data needed in this determination is a dynamic one. In this study, several materials considered as those of impact limiters were tested by a drop weight facility to acquire dynamic material characteristics data. Impact absorbing volume of the impact limiter was derived mathematically for each drop condition. A size optimization of impact limiter was conducted. The derived impact absorbing volumes were applied as constraints. These volumes should be less than critical volumes generated based on the dynamic material characteristics. The derived procedure to decide the shape of impact limiter can be useful at the preliminary design stage when the transportation package's outline is roughly determined and applied as input value.

• Interaction and multiscale mechanics
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• 제5권1호
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• pp.75-90
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• 2012

This paper investigates the effects of sports ground materials on the transfer characteristics of the landing impact force using a coupled foot-shoe-ground interaction model. The impact force resulting from the collision between the sports shoe and the ground is partially dissipated, but the remaining portion transfers to the human body via the lower extremity. However, since the landing impact force is strongly influenced by the sports ground material we consider four different sports grounds, asphalt, urethane, clay and wood. We use a fully coupled 3-D foot-shoe-ground interaction model and we construct the multi-layered composite ground models. Through the numerical simulation, the landing impact characteristics such as the ground reaction force (GRF), the acceleration transfer and the frequency response characteristics are investigated for four different sports grounds. It was found that the risk of injury, associated with the landing impact, was reduced as the ground material changes from asphalt to wood, from the fact that both the peak vertical acceleration and the central frequency monotonically decrease from asphalt to wood. As well, it was found that most of the impact acceleration and frequency was dissipated at the heel, then not much changed from the ankle to the knee.

• 한국주거학회논문집
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• 제16권5호
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• pp.91-98
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• 2005

The purpose of this study is to analysis of propagation characteristics for floor impact noise in attendance upon investigating standard of insulation performance, measurement and evaluation, understanding characteristics of a measuring factor for floor impact noise in apartment houses. Four cases which was before occupied apartment in Daegu was selected for experiment. Floor impact noise of measurement and evaluation method which are specified in the Korea Standard 2810-1, 2810-2, 2863-1 and 2863-2 was selected for this study. As the result of this study, 1) Especially, there is not a difference for apartment size, but the apartment of 40py type is lower than 30py's about $1\~2\;dB$ for light-weighted and heavy weighted impact sound. 2) The floor impact sound insulation performance is similar about measurement location of the same floor structure. 3) The floor impact sound insulation performance is not a difference about the slab area.

• 한국해양공학회지
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• 제9권1호
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• pp.47-56
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• 1995

This study is aimed to have a database of system development for the prediction, monitoring, analyzing, and evaluation of tensile strength and damage characteristics through AE technique for CFRP. Therefore the correlations between impact characteristics (such as impact velocity, impact energy, delamination area etc) and AE signals for CFRP laminates were investigated. And also it were accomplished the evaluation of tensile strength and the investigation on correlation with AE signals for impact damaged specimen of CFRP laminates.

• 대한기계학회:학술대회논문집
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• 대한기계학회 2001년도 추계학술대회논문집A
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• pp.228-233
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• 2001

It is well known that composite laminates are easily damaged by low velocity impact. The damage of composite laminates subjected to impact loading are occurred matrix cracking, delamination, and fiber breakage. The damage of matrix cracking and delamination are reduced suddenly the compressive strength after impact. This study is to evaluate impact characteristics and the relationship between impact force and inside damage of composite laminates by low velocity impact loading. UT C-scan is used to determine impact damage areas by impact loading.

• 한국철도학회논문집
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• 제9권5호
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• pp.524-531
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• 2006

Environmental problem is one of important global issues. Transportations are main pollutant emission sources. Although railroad is stilt an environmental-friendly transportation, its environmental impact has been increased continuously. Especially, because a large amount of environmental impact is released from vehicles and facilities, it is necessary to assess and to reduce their environmental impact. Life cycle assessment (LCA) is a representative method which can evaluate environment impact through the whole life cycle of a product or a process. In this study, the environmental impact of seat in the electric motor unit (EMU) was analyzed quantitatively with its material using lift cycle assessment (LCA). As a result, the characteristics of environmental impact were investigated differently with the material of seat. Among ten impact categories, the seat with aluminum and FRP showed the highest ozone depletion (OD). On the other hand, in the seat with stainless steel and plastic, fresh water aquatic ecotoxicity (FAET) and marine water aquatic ecotoxicity (MAET) were high relatively. Therefore, the parts of EMU must be selected considering the characteristics of environmental impact in future.

• 디지털융복합연구
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• 제11권3호
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• pp.221-232
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• 2013

본 연구는 중소기업을 대상으로 조직공정성, 경영자특성을 독립변수로 설정하였고, 직무만족을 종속변수로 그리고 신뢰를 매개변수로 설정하여 독립변수와 종속변수 간에 어떠한 영향을 미치는지 실증적으로 규명하고자 하였다. 연구의 결과는 조직공정성의 분배공정성, 절차공정성, 상호작용공정성 모두 직무만족에 대해 정(+)의 영향을 미치며, 경영자특성의 리더십특성, 역량특성, 심리적 특성 모두 직무만족에 정적(+) 영향이 있어 종업원이 지각하는 신뢰를 통한 매개 효과도 있는 것으로 확인되었다. 즉, 종업원들의 직무만족 증진으로 업무의 효율과 능률을 제고시켜 결과적으로 기업의 생산성을 높여줄 것이고 장기적으로 기업의 수익성이 향상하게 될 것이다.

• 대한기계학회논문집A
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• 제29권9호
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• pp.1191-1198
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• 2005

This paper is concerned with the numerical investigation of the landing impact characteristics of sport shoes to the landing mode. In most court sport activities, jumping and landing are fundamental motions, and the landing motion is largely composed of forefoot and rearfoot landing modes. Since the landing impact may, but frequently, lead to unexpected injuries of players, the investigation of its characteristics and the sport shoes design for reducing it are of a great importance. To investigate the landing impact characteristics to the landing mode, we construct a shoes-leg coupled model and carry out the numerical simulation by an explicit finite element method.

• 한국정밀공학회지
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• 제24권9호
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• pp.110-118
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• 2007

ISB (Inner structured and bonded) panel with a pyramidal inner structure is actively developing to reduce the weight and to improve the crashworthiness of the material. The objective of this paper is to investigate into the variation of impact characteristics of ISB panels with a pyramidal inner structure according to joining types between skin sheets and inner structures. Several drop impact tests have been performed. In order to examine the impact characteristics at a drawing condition, drawing type of experimental set-up has been proposed. From the results of the experiments, the influence of joining types between skin sheets and the inner structures on the characteristics of the deformation, the energy absorption and the failure has been quantitatively examined. In addition, it has been shown that maximum load decreased and the maximum displacement increases as the joining type changes from the bonding to the welding. The results of the observation of the specimen have been shown that major wrinkles form in the minor crimping direction irrespective of the joining types. Through the comparison of the experimental results for bonding and welding specimens, it has been shown that the absorption energy of the bonded specimen is nearly 1.3-1.5 times of the welded specimen at the same displacement.