• 제목/요약/키워드: funding system

검색결과 248건 처리시간 0.027초

중소기업정보 공유가 은행의 신용분석에 미치는 영향 (Impacts of SME Credit and Technology Information Sharing upon Banks' Credit Analysis)

  • 강경훈
    • 기업가정신과 벤처연구
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    • 제20권3호
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    • pp.19-30
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    • 2017
  • 현대 경제의 새로운 성장엔진은 혁신적인 기술 집약형 중소기업이다. 그러나 많은 중소기업들이 비대칭 정보 문제로 인해 자금 조달에 애로를 겪고 있다. 중소기업에 대한 정보를 공유하면 이러한 비대칭 정보의 문제를 완화할 수 있다. 이 논문은 한국의 중소기업 신용정보 및 기술정보 공유시스템에 대해 설명한다. 그리고 Karapetyan and Stacescu(2013)에 기초하여 중소기업정보 공유가 은행의 신용분석 활동에 어떠한 영향을 미치는지에 대해 이론적으로 분석한다. 중소기업에 대한 정보 공유가 확대되면 은행의 정보집합이 늘어날 뿐 아니라 은행의 신용분석 활동이 촉진되는 효과가 있다. 이에 따라 정부는 중소기업정보의 생산 및 공유를 활성화하기 위해 다양한 유인책을 제시할 필요가 있다.

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Review of the Cervical Cancer Burden and Population-Based Cervical Cancer Screening in China

  • Di, Jiangli;Rutherford, Shannon;Chu, Cordia
    • Asian Pacific Journal of Cancer Prevention
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    • 제16권17호
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    • pp.7401-7407
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    • 2015
  • Cervical cancer continues to be a serious public health problem in the developing world, including China. Because of its large population with geographical and socioeconomic inequities, China has a high burden of cervical cancer and important disparities among different regions. In this review, we first present an overview of the cervical cancer incidence and mortality over time, and focus on diversity and disparity in access to care for various subpopulations across geographical regions and socioeconomic strata in China. Then, we describe population-based cervical cancer screening in China, and in particular implementation of the National Cervical Cancer Screening Program in Rural Areas (NACCSPRA) and the challenges that this program faces. These include low screening coverage, shortage of qualified health care personnel and limited funds. To improve prevention of cervical cancer and obtain better cancer outcomes, the Chinese government needs to urgently consider the following key factors: reducing disparities in health care access, collecting accurate and broadly representative data in cancer registries, expanding target population size and increasing allocation of government funding for training of personnel, improving health education for women, enhancing quality control of screening services and improving a system to increase follow up for women with positive results.

Entrepreneurial Universities for Science and Technology: Cases of KAIST and POSTECH

  • Park, Mun-su;Jeong, Seung Ouk
    • STI Policy Review
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    • 제5권1호
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    • pp.131-144
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    • 2014
  • The entrepreneurial university concept is a new challenge and opportunity for science and technology universities in Korea. The traditional university functions of education, research, and community service are still highly relevant, but increasingly so are new types of collaboration for research outcomes and funding resources. Strategic university management is needed to handle socioeconomic contribution, involving the creation and maintenance of proactive relationships with firms, national and regional governments, and other regional entities. The emergence of the entrepreneurial university in Korea is similar to the socioeconomic changes observable in the history of university development in America and in many other developed countries. In this paper, we examine the emerging paradigm of entrepreneurial universities in Korea and discuss the interactions among universities, firms, and government strategy and policy by investigating and comparing two universities, POSTECH and KAIST, in their leadership, adaptation to changes in the environment, business strategies, organization, and cooperative network. We conclude with policy points that emphasize the fact that while entrepreneurial universities are an emerging concept, they can expand innovation and creativity in education and research in Korean universities in the mid-to-long term if university administration, policymakers and public administrators, and regional innovation actors take an interest in the need for a new organization and system where university research can contribute socioeconomically.

An Analysis of Vietnamese Bank Productivity Change in the Time of Restructuring

  • TO, Tha Hien;LE, Phuong Thanh
    • The Journal of Asian Finance, Economics and Business
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    • 제7권11호
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    • pp.779-788
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    • 2020
  • Commercial banks play an important role as the main source of funding in the transition process of Vietnam as a market economy. As a result, enhancing the efficiency and productivity of Vietnamese banks can decrease the lending cost for individuals and enterprises. This study is to measure and analyze the productivity change of Vietnamese banking system in different ownership cohorts and sources of this change during the period of restructuring (2011-2019). The Hicks-Moorsteen total factor productivity index is utilised to measure the productivity change and to identify the sources of this change. For an empirical analysis, the data of 28 Vietnamese commercial banks from 2011 to 2018 is collected from their financial statements including balance sheets and income statements. The results show an increase of Vietnamese bank productivity due to the technological progress. While foreign and joint-venture banks are the most advanced cohort, state-owned banks have the lowest rate of productivity growth. The restructuring program negatively impacts scale efficiency and this measure attributes to a decline in the overall efficiency of the banks. We also found that state-owned commercial banks are the most efficient group in the sense that they can achieve the maximal level of revenue from a given amount of expense.

지역사회 건강증진 협력 개발 연구의 지향 과제 (Health Promotion Research on Community Collaboration and Partnership Building: Current Emphases and Directions)

  • 유승현
    • 보건교육건강증진학회지
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    • 제26권4호
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    • pp.83-90
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    • 2009
  • Objectives: As collaboration for community health promotion is much emphasized, the concept and process of community collaboration for health needs to be discussed. This paper discusses varying types of collaboration and collaboration building processes and suggests directions for enhancing community collaboration research and practice. Methods: Leading literature on community partnership building and community health development and current community partnership research program information were reviewed. Results: Although the term collaboration is used interchangeably with cooperation, partnership, network, or coalition, conceptual differences need to be acknowledged in order to develop and reinforce the processes of collaboration. Collaboration building goes in hand with community-based participatory research and systems thinking, which should be supported by long-term, systematic planning and evaluation research. Conclusion: Collaboration for community health promotion needs to be defined and agreed conceptually, thus collaboration process can be developed. Effective collaboration building will be facilitated by systematic thinking and participatory research. Research support system should appreciate the time-intensive, process-oriented nature of collaboration building by providing long-term research funding and emphasizing process and long-term evaluation.

관학협력을 통한 역사도시경관의 보존, 관리 및 활용 사례연구 - 미국 플로리다 세인트오거스틴 역사지구 - (Preservation, Management and Use of Historic Urban Landscape through Government-Academy Cooperation - A Case Study on Historic District of St. Augustine, Florida, USA -)

  • 김순기
    • 한국환경과학회지
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    • 제24권8호
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    • pp.1055-1064
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    • 2015
  • A historic urban landscape has to be preserved wholly, not only as a cultural heritage site, but also as an environment and a neighborhood. However, cultural heritage sites have their own unique social-commercial environments, and these are not easy to integrate during the preservation process even though they are located in the same area. To examine ways of overcoming the difficulty in integrating the preservation of heritages, this study analyzes the historic urban landscape preservation of St. Augustine, Florida in the United States. The preservation of St. Augustine's historic urban landscape can be identified by its unique system of government-academy cooperation. For integrated preservation of the historic landscape of St. Augustine, Florida's state government owns the properties, which are not designated but have a heritage value, and are located next to the nationally designated heritage sites. The properties receive trust administration by the University of Florida. This cooperation between the government and the university can benefit both stakeholders. To the government, the relationship gives the benefit for professional, long-term management for the properties and their environments. To the university, the cooperation provides a place for practical education, funding, and opportunities for research and management. The government-academy cooperation model argued for this study can be applied to many Korean historic cities' urban landscape preservation planning.

Micro Finance and Economic Development: The Role of Microfinance Institutions Outreach in Pakistan

  • ZEB, Naveeda;JALAL, Raja Nabeel-Ud-Din;FAYYAZ, Um-E-Roman;ZAHEER, Muhammad Asif
    • The Journal of Asian Finance, Economics and Business
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    • 제8권5호
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    • pp.117-126
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    • 2021
  • Microfinance focuses on economic development at a minute level. Microfinance is adopted to reduce the poverty level in the economic system. This study is conducted to investigate the microfinance institutions' outreach, its growth, and challenges faced by the Microfinance Banks (MFBs) and Microfinance Institutions (MFIs). Data is collected from MFBs and MFIs working in Muzaffarabad as well as from interviews and focus group discussions. Findings are based upon lending, headcount ratio, offers, the value of their offer, and the possible growth chances of microfinance in Muzaffarabad. In addition to this, the challenges associated with microfinance outreach have been highlighted during analysis and guidelines have been provided to the MFBs and MFIs to increase their outreach. The sector is financially unstable which is attributable to its reliance on conventional sources of funding. The industry faces several endogenous as well as exogenous challenges from its environment which obstructs its growth. Further, it helps the policymakers to work on the development of the region and provide the base for further future research work.

지속가능한 빗물관리를 위한 강우유출수 부담금 도입방안 검토 (A study on stormwater fee imposition for sustainable rainwater management)

  • 김길복
    • 상하수도학회지
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    • 제33권2호
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    • pp.103-110
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    • 2019
  • Management of stormwater runoff is considered a nationwide challenge. To deal with this challenge, many researches have been conducted to study initial stage of stormwater fee imposition. The objective of this study was to recommend a framework for stormwater fee imposition not only for funding the stormwater management programs but also for encouraging people to decrease impervious area. This study focused on, regulations, financial resources and international cases related to stormwater runoff management. Polluter pays principle, which is generally recognized environmental policy principle is regarded the basis of stormwater fee imposition. Three components suggested for the stormwater rate structure are 1) stormwater utility revenue requirement, 2) billable equivalent stormwater unit, 3) system unit cost. The key point of stormwater rate structure is the "Equivalent Residential Unit(ERU)". The concept of an ERU is one residential area with a runoff coefficient. The runoff coefficient is that portion of rainfall that becomes runoff rather than infiltrating into the ground. In addition to this, this study took into account the observed data simulation for the separation of stormwater treatment expenditure from the comprehensive wastewater treatment cost.

벽지노선 대체형 수요응답형교통(DRT) 노선 선정 방안에 관한 연구 - 경상남도 대중교통 열악지역을 대상으로 - (A Study on the Route Selection Method for Demand Response Transport (DRT) Replacement for Bus Services in Vulnerable Areas - Focused on Region Vulnerable to Public Transportation of GyeongSangNam-Do in Korea -)

  • 박기준;송기욱;정헌영
    • 국토계획
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    • 제54권4호
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    • pp.71-78
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    • 2019
  • Due to the rapid pace of low fertility and aging of Korea, population decline is rapidly progressing in the outskirts of the province and county. Demand for public transport is decreasing due to suburban population declines, while local government funding for maintenance of the bus system is expected to increase gradually. The government and municipalities are promoting the introduction of Demand Responsive Transport (DRT) in order to reduce the burden of financial support for buses while enhancing mobility of the residents in vulnerable areas. However, most DRTs in Korea have been operated mainly in the areas that are not provided with public transportation services. Although DRT is able to reduce the financial burden of local governments, it is not easy to be introduced because of the objection of the existing bus users. In this study, 11 out of 61 towns with poor public transportation services in Gyeongsangnam-Do were selected for the introduction of DRT to replace bus services by using village characteristics. The results of this study are expected to be used as a basis for decision making to use DRT instead of bus service for the burden of bus financing for local governments.

Distribution of Income Diversification on Financial Sustainability of Indonesian Private Universities; Empirical Studies

  • Erna, HANDAYANI;Mahfud, SHOLIHIN;Suryo, PRATOLO;Alni, RAHMAWATI
    • 유통과학연구
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    • 제21권3호
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    • pp.71-82
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    • 2023
  • Purpose: This study examines the distribution of income diversification in improving the financial sustainability of private universities amidst difficulties in operational funding during the Covid-19 pandemic with IT Capability moderation. Research design, data and methodology: Closed survey aimed at 468 financial sector leaders from 189 private universities in ten provinces in Indonesia. Results: All income diversification activity variables have a significant positive effect on financial sustainability. In the analysis of liquidity indicators, there are two activities that have a significant positive effect, namely goods and services (β=0.337) and profitable financial management (β=0.124). Furthermore, the results of the solvency indicator test obtained significant positive results in Goods and Services Activities (β=0.337), Commercial Intellectuals (β=0.161), Commercial Contracts (β=0.103), and Profitable Financial Management (β=0.147). The results of the test of higher education growth indicators on three activities have a significant positive effect, namely Goods and Services (β = 0.290), Endowments (β = 0.158), and Commercial Contracts (β = 0.134). The results of the moderation test conclude that IT Capability strengthens the effect of income diversification on financial sustainability. Conclusion: The results of the study as a recommendation for private universities in developing income diversification with information system technology-based management.